AA
Credit Cards Review

Compare AA Credit Cards Compare AA credit cards – read our review and compare the features and benefits available from AA. We can help you to make an informed decision and find a card that suits you.

AA Credit Cards offer competitive rates on purchases and balance transfers and 0% interest free periods. AA reward points allow you to get something back for your spending, with 1 point earned for every pound spent, allowing you to benefit from some great savings on AA products. You can redeem your points to pay for AA European Breakdown Cover, AA membership or AA insurance.  
AA Credit Cards come with some great features and benefits, which include:

  • Competitive variable rate
  • No annual fee,
  • online service allowing you to manage your account from anywhere in the world 27/7
  • online fraud protection
  • optional AA Creditcare policy to protect your repayments
  • Additional credit card for partner or family member
  • Worldwide acceptance in over 24 million outlets

AA Credit Card

Advice

Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 12 months
Balance Transfer Fee: 3%
Purchase Rate: 0% p.a. for 10 months
Representative APR
Purchases: 16.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your Representative APR will be 17.9% (variable).
Annual Rates
Balance Transfers: 16.9% p.a.
Cash Advance: 22.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 58 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 23 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years

Credit Card Benefits

  • Get 0% on money transfers from your credit card to your current account for 12 months (3% fee) for transfers made within 90 days of account opening.

Credit Card Rewards

  • Use your AA Reward Points to purchase from a range of motoring products and services, AA Home or Car Insurance, a new AA atlas, or choose to treat yourself with a day or night out

AA Balance Transfer Credit Card

Advice

Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 16 months
Balance Transfer Fee: 3%
Purchase Rate: 0% p.a. for 3 months
Representative APR
Purchases: 17.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your Representative APR will be 17.9% (variable).
Annual Rates
Balance Transfers: 17.9% p.a.
Cash Advance: 22.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 58 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 23 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years

Credit Card Benefits

  • Get 0% on money transfers from your credit card to your current account for 16 months (3% fee) for transfers made within 90 days of account opening.

Credit Card Rewards

  • Use your AA Reward Points to purchase from a range of motoring products and services, AA Home or Car Insurance, a new AA atlas, or choose to treat yourself with a day or night out

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