AA
ISA Review

Compare AA ISAs – read our review and compare the features and benefits available from AA. Find an ISA that suits you and make the most of your annual tax-free savings.

AA Cash ISAs offer a range of great features and benefits to make your money work harder for you, through high rates of interest that you get to keep in full.

With an AA ISA you don't pay any tax on the returns you earn, so you can keep all of your interest without having to give a penny to the tax man, something that has become a rarity!

You can invest anything from £1 to £5,640 into a cash ISA every tax year (running April 6th – April 5th) and earn tax-free interest on your balance.

Applying for an AA ISA is easy, with accounts offered that allow you to transfer your existing ISAs held elsewhere. Once you're up and running you can track and manage your ISA with ease, at a time and place that suits you, using AA's online account system.

Top 5 ISA products

Provider
Account
AER
ISA Transfers In
Notice
Deposit Per Year
Apply
3.50%
No
Instant
Min £1,000
Max £5,640
Rate includes a 2.50% AER bonus until 30/09/2013
3.05%
No
Instant
Min £1
Max £5,640
Only Avaliable to customers with a Barclays current account or £500+ saved with Barclays. Rates includes 1% AER bonus for 12 months
2.85%
Yes
Instant
Min £1
Max £5,640
Flat rate, with no bonus period included
2.75%
No
Instant
Min £1,000
Max £5,340
Rate includes a 1.75% bonus until 31/01/2013. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions. YOU MUST HAVE (OR OPEN) AN NATIONWIDE CURRENT ACCOUNT TO APPLY FOR THIS ISA
2.65%
Yes
Instant
Min £1
Max £5,640
Rates includes 1.65% AER bonus for 1st 18 months

Nationwide Online ISA

Nationwide
  • Get 2.75% AER Tax Free on your savings
  • Rate includes a 1.75% bonus until 31/01/2013
  • £1000 min deposit
  • Open and manage your account online
  • Have instant access to your funds: no withdrawal limits or penalties
  • Pay into your account as many times as you want to, up to your annual cash ISA limit
  • Transfer in from existing cash ISAs held with Nationwide or other providers
  • In order to apply for and operate an Online ISA you must have a Nationwide current account
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Lloyds TSB Cash ISA Saver

Lloyds TSB
  • Earn a variable rate of 2.65% AER/tax-free.
  • This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
  • Interest paid annually on the 31st March.
  • Save up to £5,640 per tax year.
  • Make withdrawals from as little as £1.
  • Set up regular payments into your ISA from your current account.
  • Manage your Cash ISA Saver through Internet Banking if you're registered.
  • You can transfer your existing ISA into us, with our ISA transfer form.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Barclays Loyalty Reward ISA

Barclays
  • Loyalty Reward ISA pays Barclays customers 3.05% AER/3.01% tax-free pa (variable)
  • 12-month fixed bonus of 1% tax-free pa
  • Guaranteed to track 2.51% above the base rate for 12-months
  • Continues to track at 1.51% above the base rate until March 2014
  • Added benefit of instant access
  • Interest paid monthly
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Cheshire Building Society Direct Cash ISA

Cheshire Building Society
  • Deposit £1000+ and get 3.50% AER (variable) tax-free including a fixed 2.50% AER bonus interest rate, paid until 31st October 2013
  • Deposit £1-£999 and get 0.25% AER only.
  • Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
  • However, you will need to open your account online today with at least £1,000.
  • You will receive a welcome letter with everything you need to manage your account by post.

Virgin Easy Access ISA

Virgin
  • Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
  • Minimum balance £1
  • Maximum balance £2,000,000
  • Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

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