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Compare Santander Financial Products

Compare a range of financial products and services available from Santander. Read our section reviews, find a product that's right for you and apply online.

Santander Overview

 

Santander is one of the UK's leading personal financial services companies, offering a range of  financial services. These include Santander savings accounts, bank accounts, loans, credit cards, mortgages, long-term investments including pensions and unit trusts, life, critical illness and unemployment cover and household insurance.

 

On January 11th 2010 the Abbey brand was replaced with Santander. In 2004 Abbey became part of the Santander Group – ranked as the seventh largest bank in the world by market capitalisation with 65 million customers worldwide. The combination of the heritage and familiarity of the Abbey brand backed by the experience, expertise and systems of Santander have been driving Abbey's plans to become the best bank in the UK. As part of Santander, Abbey’s first half 2008 profit grew by 20% and it is now one of the largest providers of mortgages and savings accounts in the UK

Abbey first established the National Freehold Land and Building Society in 1849. In 1944 it became Abbey National through the merger with the Abbey Road Building Society.  In July 1989, it was the first building society to convert to plc status and to be floated on the London Stock Exchange.

Santander main offices are in London, Milton Keynes, Bradford, Glasgow and Belfast.  

Some of Santander's brands include

  • Santander for Intermediaries
  • Santander Business
  • Santander International
  • cahoot
  • Cater Allen
  • James Hay
  • Premium Investments
  • Santander Global Banking & Markets (SGFM)
Abbey Credit Cards offer some great features and benefits to help save you money. With an array of great 0% offers, some introductory and some for the life of the account, Abbey credit cards stand out from the rest. These offers include:
  • 0% on balance transfer periods – allowing you to transfer the balance from your existing credit cards without paying any interest for the 0% period
  • 0% on purchases periods: allowing you to use your Abbey Credit Card without having to pay interest for the specified period.
  • 0% foreign exchange fee: use your Abbey Credit Card abroad and pay no fees
  • £0 annual fee: no account keeping fees
  • Competitive rates after introductory periods expire
  • Abbey Credit Card Rewards – earn rewards for your spending with Abbey Reward Cards
Santander allows you to choose a current account that suits your lifestyle. Whether you prefer an account that provides an overdraft with 0% for an introductory period, or want to get the best returns from your money though high interest rates paid on your balance, Abbey has an account to match your needs.

Santander bank accounts offer a range of attractive feature, which include:
  • Competitive rates of interest
  • An extensive range of accounts designed to suit everybody
  • 24 hour access to your current account using online or telephone Banking, or visit your local abbey branch.
Santander provide a range of savings accounts designed to help you to achieve your saving goals. Whether you're saving up for a new car, or just for a rainy day, you can get there quicker with an Santander savings account.

Santander savings accounts are tailored to suit a variety of different needs, so, whether you plan to lock your money away for a year to benefit from higher interest rates, or require an instant access savings account that carries no penalties for unlimited withdrawals, Santander has an account to match your saving plans.


If you want to start building up some savings, an Individual Savings Account (ISA) is the first place to turn. With an Santander ISA you can make your saving grow faster than a regular savings account, as you don't have to part with any of your interest in income tax.

The main difference between an ISA and a normal savings account is that ISA's come with a tax incentive provided by the government to encourage people to save, allowing you to earn tax free interest on your balance. You are limited to depositing up to £3,600 in cash per tax year, but once the tax year ends you are not entitled to rolling any limits over to the following year.

Santander ISAs pay competitive rates of interest on investments, so you can sit back and watch your money grow. If you fail to use up your tax-free savings allowance within any one tax year you will lose it, so it is recommended that you try to invest each tax year, whether it be as a lump sum, or regular deposits throughout the year.

An Santander Cash ISA is a great way to save money, as it tends to offers a higher interest rate than standard savings accounts, and is not subject to tax. The Santander Cash ISA includes the following features:

  • Competitive tax free interest rates
  • Deposit up to £3,600 per tax year
  • No tax on interest
  • No income assessments on your ISA
  • No obligations to inform the HMRC of your ISA
  • Instant access to your money without losing tax relief
  • Transfer you ISA from other providers to Santander with ease
Don't pay unnecessay tax on your interest, open an Santander ISA today and make your money go further.
Abbey Fixed Rate Bonds provide an effective savings alternative to regular savings accounts, with better interest rates and a guaranteed return.

After choosing your Abbey fixed rate bond you can invest a lump sum between just £1 up to £2 million for terms ranging between 1 and 3 years.

All Abbey fixed rate bonds are protected by the Financial Services Compensation Scheme, offering free cover for up to £50,000.

Santander Business Banking provides its customers with a range of current accounts with benefits designed to help you to manage your business finances efficiently with ease. Santander Business Banking offers several free features which include:

  • Simple, secure, fast and convenient access to your account
  • Debit card payments
  • BACS credit
  • Transfers between Abbey accounts
  • Up to 100 cheque deposits plus 100 cash and cheque withdrawals per month
  • Up to £3,000 cash deposits per month

There are several Business current account providers offering a range of accounts that suit businesses big or small, so before making a decision, check out our business bank account comparison tables to find the most suitable account for your business.


Santander Business Savings Accounts offer a great place to keep your business savings while providing you with competitive interest rates with higher rates paid on high balances (See Account Details). You can gain instant access to you Santander business savings accounts using Santander's online internet banking service, telephone banking or ATM network.

Opening an Santander business savings account is easy and you only need a £1 deposit to get started.

Santander News

Santander cuts mortgage rates
Rates across a number of Santander mortgages have been cut. ...
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Fri 12th Mar, 2010
Santander current account deal extended
Those wishing to compare accountsThe availability of the Zero Current Account has been expanded by Santander. ...
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Mon 1st Mar, 2010
Santander accounts 'offer value to customers'
An Alliance & Leicester current account has received a prestigious prize, it has been revealed. ...
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Wed 27th Jan, 2010
Santander customers 'to benefit from credit card offer'
A 0% balance transfer credit card deal from Santander is being offered to the bank's mortgage and current account customers, it has been revealed. ...
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Wed 20th Jan, 2010
Santander begins re-branding former Abbey and Bradford & Bingley branches
The Spanish banking giant Santander has begun its re-branding scheme that will see all 1,045 branches of the former Abbey and Bradford & Bingley banks bear the parent name Santander. ...
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Mon 18th Jan, 2010