Bread Crumb Trail

Credit Cards American Express Credit Cards

American Express Credit Cards Review

American Express offer a variety of Credit Cards with a range of rewards programs which include airmiles, reward points and nectar points together with highly competitive rates. American Express has always been famous for its cashback and reward programmes. Its Membership Rewards scheme was first launched in 1993, and in 2005 it went into partnership with Nectar, the UK’s leading reward scheme.

Rewards are accumulated for each pound you spend, and can be redeemed for a number of benefits including the following:
  • Airmiles - Earn Airmiles for every purchase you make on your credit card. These can then be redeemed as vouchers providing you with discounts off flights and holidays.
  • Points - Earn points for every purchase you make on your credit card. These can then be redeemed as vouchers accepted at a range of retailers and service providers.
  • Cashback – Earn cashback for every purchase you make. As cash is flexible you can spend this reward on whatever you like

Amex Platinum

Apply Now >

Advice

Get 5% cashback on up to £2,000 spend within 1st 3 months (Max £100 per month). After this you can earn cashback rates of 0.5% - 1.5% depending on spend with NO spend limit.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 18.9% p.a.
Balance Transfers: 18.9% p.a.
Cash Advance: 22.9% p.a.
Standard Features
Credit Limit: £50,000
Interest Free Days: 56 days
On-Line Banking: Yes
Cashback
Introductory Cashback Rate: 5% p.a. for 3 months
Standard Cashback Rate: 1.5%
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You have a bank or building society account
  • You have a Household income of over £20,000.pa

Credit Card Benefits

  • Purchase Protection: Up to £20,000 for every 365 day period, for eligible items stolen or accidentally damaged within 90 days of purchase.
  • Refund Protection: Up to £200 per eligible item and £750 for every 365 day period.

Credit Card Cashback

  • Get 5% Cash Back on up to £2,000 spend within 1st 3 months (Max £100 per month).
  • Spend up to £3,500 per year and get 0.5% cash back
  • Spend from £3,501 to £10,000 per year and get 1% cash back
  • Spend £10,001+ per year (no limit) and get 1.5% cash back

British Airways American Express

Apply Now >
Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 19.9% p.a.
Balance Transfers: 19.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 57 days
On-Line Banking: No
Approval Criteria
  • You are aged 18 or over
  • You have a current UK bank or building society account
  • You have an Annual Household Income of £20,000 (ie. your personal income plus partner's income)
  • You have a permanent UK home address
  • You have no County Court Judgements for non-payment of debt
  • If you are self-employed your company has been trading for more than a year

Credit Card Rewards

  • Collect Airmiles to use with BA.
  • Get 1000 bonus miles when you use your card for the first time.
  • Get 3000 bonus miles if you spend £2k in 1st 3 months!
  • £1 = 1 Airmile
  • Free Travel Accident Insurance up to £75,000
  • Redeem your BA Miles on a British Airways flight, and if you’ve spent £20,000 on your Card in one year, Amex will give you another ticket for a companion, for the same flight.

British Airways American Express Premium Plus

Apply Now >

Advice

There is a £150 annual fee for this card

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 46% p.a.
Balance Transfers: 46% p.a.
Cash Advance: 46% p.a.
Annual Fee: £150
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 57 days
On-Line Banking: No
Approval Criteria
  • You are aged 18 or over
  • You have a current UK bank or building society account
  • You have an Annual Household Income of £25,000 (ie. your personal income plus partner's income)
  • You have a permanent UK home address
  • You have no County Court Judgements for non-payment of debt
  • If you are self-employed your company has been trading for more than a year

Credit Card Rewards

  • Get 6000 bonus miles when you first use this card
  • £1 = 1.5 Airmile
  • Redeem your BA Miles on a British Airways flight.
  • If you’ve spent £10,000 on your Card in one year, Amex will give you another ticket for a companion, for the same flight.
  • Free Travel Accident Insurance up to £250,000

American Express News

American Express: Credit cardholders can save with cashback
Opting for a credit card with a cashback feature or reward scheme could help consumers save "hundreds of pounds" compared to shopping with a debit card, according to an American ...
Read More >
Tue 28th Apr, 2009

Credit Card Reviews