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Credit Cards American Express Credit Cards

Compare American Express Credit Cards

Compare American Express credit cards – read our review and compare the features and benefits available from American Express. We can help you to make an informed decision and find a card that suits you.

American Express Credit Cards Review

American Express offer a variety of Credit Cards with a range of rewards programs which include airmiles, reward points and nectar points together with highly competitive rates. American Express has always been famous for its cashback and reward programmes. Its Membership Rewards scheme was first launched in 1993, and in 2005 it went into partnership with Nectar, the UK’s leading reward scheme.

Rewards are accumulated for each pound you spend, and can be redeemed for a number of benefits including the following:
  • Airmiles - Earn Airmiles for every purchase you make on your credit card. These can then be redeemed as vouchers providing you with discounts off flights and holidays.
  • Points - Earn points for every purchase you make on your credit card. These can then be redeemed as vouchers accepted at a range of retailers and service providers.
  • Cashback – Earn cashback for every purchase you make. As cash is flexible you can spend this reward on whatever you like

Amex Platinum

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Advice

Get 5% cashback on up to £2,000 spend within 1st 3 months (Max £100 per month). After this you can earn cashback rates of 0.5% - 1.25% depending on spend with NO spend limit.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 18.9% p.a.
Balance Transfers: 18.9% p.a.
Cash Advance: 22.9% p.a.
Standard Features
Credit Limit: £50,000
Interest Free Days: 56 days
On-Line Banking: Yes
Cashback
Introductory Cashback Rate: 5% p.a. for 3 months
Standard Cashback Rate: 1.25%
Approval Criteria
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have a household income of at least £40,000
  • I have no history of bad debt
  • If self-employed, I have been working for more than one year.

Credit Card Benefits

  • Purchase Protection: Up to £20,000 for every 365 day period, for eligible items stolen or accidentally damaged within 90 days of purchase.
  • Refund Protection: Up to £200 per eligible item and £750 for every 365 day period.

Credit Card Cashback

  • Get 5% Cash Back on up to £2,000 spend within 1st 3 months (Max £100 per month).
  • 0.5% for aggregate amounts up to £3,500;
  • 1% for aggregate amounts from £3,501 to £7,500
  • 1.25% for aggregate amounts in excess of £7,501.

Amex Express Reward Card

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Advice

A bonus 6,000 points will be awarded onto your account if you spend £500 within the first 3 months!

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: 0% p.a. for 6 months
Typical APR
Purchases: 17.9% p.a.
Balance Transfers: 17.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: £50,000
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have a household income of at least £30,000
  • I have no history of bad debt
  • If self-employed, I have been working for more than one year.

Credit Card Benefits

  • Purchase Protection: If eligible items you buy are stolen or accidentally damaged within 90 days of purchase, they are covered up to a value of £2,500.
  • Refund Protection: Should a retailer not give you a refund on a eligible item within 90 days of purchase you will get back the purchases price up to £200.
  • Travel Accident Benefit: Receive up to £150k cover when tickets are purchased with card.

Credit Card Rewards

  • A bonus 6,000 points will be awarded onto your account if you spend £500 within the first 3 months!
  • £1 spent in Supermarkets = 3 reward points
  • £1 spent in Department Stores = 2 reward points
  • £1 spent everywhere else = 1 reward point

British Airways American Express

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Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 19.9% p.a.
Balance Transfers: 19.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 57 days
On-Line Banking: Yes
Approval Criteria
  • You are aged 18 or over
  • You have a current UK bank or building society account
  • You have an Annual Household Income of £20,000 (ie. your personal income plus partner's income)
  • You have a permanent UK home address
  • You have no County Court Judgements for non-payment of debt
  • If you are self-employed your company has been trading for more than a year

Credit Card Rewards

  • Collect Airmiles to use with BA.
  • Get 1000 bonus miles when you use your card for the first time.
  • Get 3000 bonus miles if you spend £2k in 1st 3 months!
  • £1 = 1 Airmile
  • Free Travel Accident Insurance up to £75,000
  • Redeem your BA Miles on a British Airways flight, and if you’ve spent £20,000 on your Card in one year, Amex will give you another ticket for a companion, for the same flight.

British Airways American Express Premium Plus

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Advice

There is a £150 annual fee for this card

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 46% p.a.
Balance Transfers: 46% p.a.
Cash Advance: 46% p.a.
Annual Fee: £150
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 57 days
On-Line Banking: Yes
Approval Criteria
  • You are aged 18 or over
  • You have a current UK bank or building society account
  • You have an Annual Household Income of £25,000 (ie. your personal income plus partner's income)
  • You have a permanent UK home address
  • You have no County Court Judgements for non-payment of debt
  • If you are self-employed your company has been trading for more than a year

Credit Card Rewards

  • Get 6000 bonus miles when you first use this card
  • £1 = 1.5 Airmile
  • Redeem your BA Miles on a British Airways flight.
  • If you’ve spent £10,000 on your Card in one year, Amex will give you another ticket for a companion, for the same flight.
  • Free Travel Accident Insurance up to £250,000

American Express News

American Express credit card praised
A writer has highlighted the benefits of an American Express credit card. ...
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Tue 9th Mar, 2010
New American Express credit card 'has high street benefits'
A new credit card released this week by American Express can provide vouchers to spend on the high street. ...
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Wed 2nd Dec, 2009
American Express introduces dormant fee for unused credit cards
American Express will be charging its credit cards customers a £20 annual "dormancy" fee if they fail to use their cards for a year. ...
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Fri 28th Aug, 2009
American Express: Credit cardholders can save with cashback
Cashback and loyalty reward credit cards could help consumers save money during the credit crunch, an American Express executive has suggested. ...
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Tue 28th Apr, 2009

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