Banking & Saving - Top 10 Bank Accounts & Savings Accounts | ISA's | Business Bank Accounts

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Featured A/C
Abbey
- Bank Accounts
- Business Banking
- Business Savings Accounts
- Fixed Rate Bonds
- ISA
- Savings Accounts
Alliance & Leicester
- Bank Accounts
- Business Banking
- Savings Accounts
Anglo Irish Bank
- Fixed Rate Bonds
Bank of Scotland
- Bank Accounts
- Savings Accounts
Barclays
- Bank Accounts
- Business Banking
- Fixed Rate Bonds
- ISA
Co-op
- Bank Accounts
Egg
- Savings Accounts
Halifax
- Bank Accounts
- Fixed Rate Bonds
HSBC
- Bank Accounts
- ISA
ICICI
- Fixed Rate Bonds
ING Direct
- Savings Accounts
Legal & General
- ISA
Liverpool Victoria
- ISA
Lloyds TSB
- Bank Accounts
- Business Banking
Nationwide
- Fixed Rate Bonds
- Savings Accounts
Post Office
- Savings Accounts
Principality
- Savings Accounts
Sainsbury's
- Savings Accounts
Skipton Building Society
- Fixed Rate Bonds
TD Waterhouse
- ISA
Tesco
- Savings Accounts
Virgin
- ISA

The Financial Services Compensation Scheme will protect your deposits up to £50,000. If you have over this amount with any one financial institution we suggest opening several savings accounts and depositing up to this amount with each. For more information please read our 'Top 10 Savings Accounts Tips'.

Current Accounts

Account	AER	Min Bal	O/D Rate	O/D Buffer	Apply
Lloyds TSB Classic Account Earn 4.00% AER on your whole balance if you keep £5,000 - £7,000 in your account	4%	£1	No Offer	No Offer	Apply > More Info
A&L Premier Direct Current Account Get 6.0% AER on all balances up to £2,500. You need to be 21 & pay in £500+ p.m	6%	£1	0% for 12 mths	£2,000	Apply > More Info
Abbey 6% Current Account £1,000 0% overdraft facility for 12 months & 6% AER on your first £2,500 for 12 months	6%	£1	0% for 12 mths	£1,000	Apply > More Info
Co-op Current Account Plus £200 interest free overdraft. You need to be 18+ & pay in £800+ p.m	0.50%	£1	0% for life	£200	Apply > More Info
Barclays Bank Account Get a Debit Card & access to a network of over 1,700 branches. You must be age 18+	0%	£1	0% N/A	No Offer	Apply > More Info
Halifax Reward Current A/c Halifax will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.	0%	£1	0%	£2,500	Apply > More Info
Bank of Scotland Reward Current A/c BOS will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.	0%	£1	0%	£2,500	Apply > More Info
HSBC Current Account Advance HSBC will switch all your Direct Debit & Standing Orders to your new account for FREE. You need to be 18+ & pay in £500+ p.m	0.10%	£1	0% for 2 mths	£500	Apply > More Info
A&L Under 21's Account Get 5.0% AER on all balances up to £1,000. £2,000 0% overdraft. (For ages 16-21 only)	5%	£1	0%	£2,000	Apply > More Info

Lloyds TSB Classic Account

To get 4% AER you must keep between £5,000 and £7,000 in your account at any time
Amounts below this are subject to the following rates:
£1+ = 0.10% AER
£1,000+ = 2.00% AER
£3,000+ = 3.00% AER
£5,000 up to £7,000 = 5.00%AER
You must deposit £1000 per month to qualify for these rates
Free banking – no charge for everyday transactions when you’re in credit
Online Banking
24/7 telephone support
Commission-free foreign currency

A&L Premier Direct Current Account

6.0% Annual Earnings Rate on balances up to £2,500
**(6.0% is fixed for 1 year)**
0.1% AER (variable) on balances over £2,500
£2,000 0% overdraft facility for 12 months from account opening, then 50p a day (up to £5 a month) if agreed by Alliance and Leicester.
You have to pay at least £500 per month into your current account
You must be over the age of 21

Abbey 6% Current Account

Earn 6% AER on balances up to £2,500 for 12 months
After 12 months you will earn 1.5% AER on any balance on the account
0% interest- free on Overdrafts for the first 12 months, after this it will revert to 19.9%EAR
Manage your day-to-day money for free with no monthly account fee, no transaction charges and no charges for using account facilities - as long as you remain in credit
Get a cheque book and a Visa Debit card. You can use your Visa Debit card in shops wherever you see the Visa symbol and at virtually every cash machine in the UK and many worldwide. It also acts as a £100 cheque guarantee card
Access to your money 24 hours a day 7 days a week through our e-banking service, 750+ branches, 24-hour telephone banking service, LINK cash machine network or even by post
At least £1,000 a month must be credited to get 5% AER on balances up to £2,500
If not switching earn 5% AER on balances up to £1,000 for 12 months if £1,000 is credited each month

Co-op Current Account Plus

***You must deposit at least £800 per month***
Interest on all balances tracks at 0.5% below the Bank of England Base Rate, guaranteed for the life of your Current Account.
UK call centres open 24/7, 365 days a year
Fee-free £200 overdraft facility
Dedicated switching service

Barclays Bank Account

A carbon neutral debit card (subject to status).
Online Banking – do your banking from home (subject to registration).
Telephone Banking – pay bills and more (subject to registration).
A network of over 1,700 branches.
Draw on cheques paid in before they clear (subject to status and limit).
An overdraft: 19.3% EAR typical variable*. Subject to status and application. Overdrafts are repayable on demand.
Barclays £2,500 Overdraft Reserve Option:
- One Reserve Usage Fee of £22 for each five consecutive working day period from the day you start using your Reserve.
- No interest payments on your Reserve balance. 0% EAR typical.
- The Reserve is repayable on demand. The maximum Reserve is £2500, subject to status.
- One Returned Transaction Fee of £8 for each returned transaction where you exceed your Reserve.
- One Guaranteed Transaction Fee of £8 for each guaranteed payment made where you exceed your Reserve.

Halifax Reward Current A/c

Halifax will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.
This account offers a flexible 0% Overdraft facility:
- £1 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £2 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £5 per day - if you use an 'Un-Arranged' overdraft
A Halifax Visa debit card
Access to the extensive branch Network
24/7 Online Banking Access

Bank of Scotland Reward Current A/c

BOS will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.
This account offers a flexible 0% Overdraft facility:
- £1 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £2 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £5 per day - if you use an 'Un-Arranged' overdraft
A Bank of Scotland Visa debit card
Access to the extensive branch Network
24/7 Online Banking Access

HSBC Current Account Advance

YOU MUST BE 18+ & PAY AT LEAST £500 PER MONTH INTO THIS ACCOUNT
HSBC Automatically transfer your Direct Debits and standing orders to your new account
New cheque book & Debit Card within a week of you opening your account...or HSBC give you £10
Enjoy a 0% overdraft for two months, while HSBC transfer your account After this time the overdraft rate will be 19.9% EAR variable

A&L Under 21's Account

5.0% AER (fixed for 1 year) on balances up to £1,000
0.10% AER (variable) on balances over £1,000
Access to a £2,000 0% overdraft facility
Visa debit card
Access to your account via Internet, Telephone and Mobile Banking
Recommend a friend and earn £50

Savings Accounts

Account	AER	Notice	Interest Paid	Min Bal	Apply
A&L Online Saver (Issue 5) NO withdrawal Penalties. Rate includes a 1.65% bonus payable until 2nd August 2010.	3.15%	Instant	Annually	£1	Apply > More Info
ING Direct Savings Account Guaranteed rate of 3.00% AER for 12 months from account opening (2.96% gross p.a.). Interest paid monthly	3%	Instant	Monthly	£1	Apply > More Info
Principality e-SAVER (Issue 2) NO withdrawal Penalties. 2.85% AER flat rate with a 1.20% AER bonus period for 12 months!	2.85%	Instant	Annually	£1	Apply > More Info
Egg Savings Account (Internet) NO withdrawal Penalties. Rate includes 1.55% gross p.a./AER Bonus for the first 12 months	2.80%	Instant	Annually	£1	Apply > More Info
Sainsburys Internet Saver Minimum Deposit £1000+. 2.80% AER (variable) with NO bonus included. Offer available until 31st July 2009.	2.80%	Instant	Annually	£1,000	Apply > More Info
Abbey eSaver Direct NO withdrawal Penalties. Rate includes 2.00% gross p.a./AER Bonus for the first 12 months	2.50%	Instant	Monthly	£1	Apply > More Info
Tesco Internet Saver No Withdrawal Restrictions. Rate includes 1.00% gross p.a./AER Bonus for the first 12 months	2.25%	Instant	Annually	£1	Apply > More Info
Nationwide e-Savings Plus 2.00% AER flat rate with no bonus period included! Lower rate of interest will occur if you make 3+ Withdrawals per Year	2%	Instant	Annually	£1	Apply > More Info
Post Office Instant Saver Get 6 free withdrawals per year - and only £1 per withdrawal thereafter. Rate includes 1.0% gross p.a./AER Bonus for the first 12 months	1.10%	Instant	Annually	£500	Apply > More Info

A&L Online Saver (Issue 5)

SAVE from £1 up to £2,000,000.
Interest PAID annually.
Rate includes a BONUS of at least 1.65% payable until 2nd August 2010.
No withdrawal charges.
Online account.
Available to those aged 18 or over.

ING Direct Savings Account

New ING Direct Savings Account customers can enjoy a guaranteed rate of 3.00% AER for 12 months from account opening (2.96% gross p.a.)
Interest paid monthly
After 12 months the rate will revert to our ING Direct Savings Account variable rate, currently 0.50% AER
Move your money when you like, with no penalties or restrictions
Start saving from £1, with no minimum or maximum monthly deposits required
Open an account in minutes
Award winning UK call centres

Principality e-SAVER (Issue 2)

2.85% Gross p.a./AER variable interest.
Year 1 includes a bonus rate of 1.20% from the date of account opening
Standard rate for year 2 onwards is 1.65% p.a. (variable)
Unlimited access with no notice required.
Manage your savings online.
Invest between £1 and £1,000,000.
Secure and easy to use.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS – Financial Services Compensation Scheme.

Egg Savings Account (Internet)

Get 2.80% gross pa/AER variable
Includes an introductory 12 month variable bonus rate of 1.55% gross pa from the date your account is opened on balances up to £100,000.
No interest payable on balances over £100,000 during the first 12 months.
After 12 months you move to a standard variable rate; currently 1.25% gross pa/AER (variable).
No penalties for withdrawals.
Easy access 24 hours a day, every day.
It's easy to set up a regular deposit, then sit back and watch your savings grow.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Sainsburys Internet Saver

Open an Internet Saver account before 31st July 2009 and receive this new higher variable rate of 2.80% AER.
Although the rate can change, it is guaranteed to be at least 2% above the Bank of England base rate for 12 months from your account opening date.
Minimum Deposit = £1000
Maximum Deposit = £500,000
Interest is calculated daily and paid annually on the anniversary of account opening
Have Multiple Accounts & Keep track of your savings - name your accounts, such as 'Holiday', 'Wedding' or 'Rainy Day'
Online servicing ensures you can access your account at any time
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Abbey eSaver Direct

Abbey are part of the Santander group one of the 10 largest banks in the world!
Great return of 2.50% gross/AER (variable), which includes a bonus of 2.00% gross/AER (variable) for the first 12 months from account opening.
Save from just £1
24/7 access to your money without notice or penalty - Cash Card with every account!
Interest is calculated daily and paid Monthly
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Tesco Internet Saver

Minimum Deposit £1
2.25% AER/Gross which includes a 1.00% bonus interest for 12 months on balances up to £100k.
No withdrawal Restrictions
Deposit & Withdraw money via online transfer
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Nationwide e-Savings Plus

Get 2.00% gross p.a./AER providing you don't make more than 3 withdrawals per year (more than this will result in a lower rate of interest).
Save from £1 to £500,000
If you ARE a Nationwide FlexAccount holder, you can set up a high interest internet savings account online
If you are NOT a Nationwide FlexAccount holder, you WILL need to open a FlexAccount Online at the same time as opening your e-Savings Plus.

Post Office Instant Saver

Get 1.10% AER (includes a 1.0% gross introductory bonus for 12 months from Account opening)
Get 6 free withdrawals per year - and only £1 per withdrawal thereafter
Save £500 to £1million
Interest is paid annually in March
Post Office guarantee to pass on any rise in the Bank of England Base Rate (within 30 days) until January 2010
Post Office also guarantee that your interest rate will never be more than 1% below the Bank of England Base Rate for the life of the account.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Tax Free Cash ISAs

Provider	Account	AER	Notice	Deposit Per Year		Apply
Provider	Account	AER	Notice	Min	Max	Apply
	Abbey Direct ISA (Issue 3) Deposit £1 - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 3.0% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions	3%	Instant	£9,000	£150,000	Apply > More Info
	Abbey Direct ISA (Issue 3) Deposit £1 - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 3.0% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions	2%	Instant	£1	£9,000	Apply > More Info
	HSBC e-ISA NO bonus period included. NO Withdrawal Restrictions. Only available to customers who already hold a HSBC Current Account with Internet Banking	1.75%	Instant	£1	£3,600	Apply > More Info

Abbey Direct ISA (Issue 3)

Save up to £3,600 in the 2009/10 tax year without paying any tax on the interest
Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
After 12 month intro rate reduces to:
£1 - £9,000 = 0.5%AER
£9,000 + 1.00%AER
Pay-in/Withdraw via Abbey Branch, Online, and Telephone
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Abbey Direct ISA (Issue 3)

Save up to £3,600 in the 2009/10 tax year without paying any tax on the interest
Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
After 12 month intro rate reduces to:
£1 - £9,000 = 0.5%AER
£9,000 + 1.00%AER
Pay-in/Withdraw via Abbey Branch, Online, and Telephone
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

HSBC e-ISA

Only available to customers who already hold a HSBC Current Account with Internet Banking
Save up to £3,600 this tax year for new subscriptions only
Open your account with just £1
NO withdrawal restrictions - Minimum withdrawal £1
You can NOT transfer other ISA balances to this ISA.
Interest is Paid Monthly.
If you have fully subscribed your tax-free allowance in a tax year, any amount withdrawn cannot be reinvested until the following tax year
Available to anyone aged 16 years or over, provided you are a UK resident and ordinarily resident for tax purposes
Watch your savings grow with monthly interest
Flexible saving: save a minimum £10 by standing order monthly, or put away a lump sum up to £3,600 this tax year
Instant access to manage your savings online
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Fixed Rate Bonds

Account	AER	Duration	Interest Paid	Min Bal	Apply
ICICI 2 Year HiSAVE Fixed Rate	4.35%	Fixed term for 2 years	Annually	£1,000	Apply > More Info
Abbey 2 Year Bond	4.15%	Fixed term for 2 years	On Maturity	£25,000	Apply > More Info
Halifax International Regular Saver 4%AER for 12 months on deposits of £100 - £2000 per month. NO withdrawals allowed during 1st Year.	4%	Fixed term for 1 year	On Maturity	£100	Apply > More Info
Abbey 18 Month Bond	4%	Fixed term for 18 months	On Maturity	£25,000	Apply > More Info
ICICI 1 Year HiSAVE Fixed Rate	3.60%	Fixed term for 1 year	Annually	£1,000	Apply > More Info
Abbey 1 Year Bond	3.75%	Fixed term for 1 year	On Maturity	£25,000	Apply > More Info
Nationwide 1 Year Fixed Rate Bond You need to have, or open a Nationwide Flexi Current Account to deposit funds into this bond.	2.85%	Fixed term for 1 year	On Maturity	£1	Apply > More Info
ICICI 6 Month HiSAVE Fixed Rate	2.75%	Fixed term for 6 months	On Maturity	£1,000	Apply > More Info
Halifax International 6 Month Fixed Rate Web Saver	1.86%	Fixed term for 6 months	On Maturity	£1,000	Apply > More Info
Halifax International 1 Year Fixed Rate Web Saver	2.05%	Fixed term for 1 year	On Maturity	£1,000	Apply > More Info
Halifax International 2 Year Fixed Rate Web Saver	3.50%	Fixed term for 2 years	On Maturity	£1,000	Apply > More Info
Halifax International 3 Year Fixed Rate Web Saver	4.50%	Fixed term for 3 years	On Maturity	£1,000	Apply > More Info

ICICI 2 Year HiSAVE Fixed Rate

Minimum Deposit £1000 - No Maximum!
Deposit for a period of 2 years
Earn an Annual Equivalent Rate (AER) of 4.35%
Online Access allowing you to deposit funds and view your cash at all times.
Access can be given to funds if required in emergencies within the year; however this will result in loss of interest accrued to date.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Abbey 2 Year Bond

4.15% gross/AER* on balances of £25k+
Matures 1st July 2011
Get a great fixed rate for the next two years
Pay in anything from £1 up to a maximum of £2,000,000
Invest £1 to £9,999 and receive 3.50% gross/AER
Invest £10,000 to £24,999 and receive 3.75% gross/AER
Invest £25,000 up to £2,000,000 and receive 4.15% gross/AER
Available to new and existing Abbey customers
You can't add to your bond once it's open so put in as much as you can at the start
This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time
* gross/AER based on funds invested on 1st July 2009

Halifax International Regular Saver

Get 4% AER/Gross p.a.on your savings for 12 months
You must deposit between £100 and £2000 per month by standing order
After 12 months, your Nest-Egg and interest accrued are transferred from your Regular Saver Account to a Sterling Variable Rate Web Saver Account (which is opened at the same time as your Halifax International Regular Saver).
No withdrawals allowed from your Regular Saver Account during this term without closing the account and transferring all funds to your Sterling Variable Rate Web Saver Account.
This account is set-up and administered from Jersey - You can speak to a team of expat banking specialists in Jersey to check on your account at any time.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Abbey 18 Month Bond

4.00% gross/AER* on balances of £25k+
Get a great fixed rate on your savings for one year
Pay in anything from £1 up to a maximum of £2,000,000
Invest £1 to £9,999 and receive 3.25% gross/AER
Invest £10,000 to £24,999 and receive 3.65% gross/AER
Invest £25,000 up to £2,000,000 and receive 4.00% gross/AER
Available to new and existing Abbey customers
You can't add to your bond once it's open so put in as much as you can at the start
This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time
* gross/AER based on funds invested on 1st July 2009

ICICI 1 Year HiSAVE Fixed Rate

Minimum Deposit £1000 - No Maximum!
Deposit for a period of 1 year
Earn an Annual Equivalent Rate (AER) of 3.60%
Online Access allowing you to deposit funds and view your cash at all times.
Access can be given to funds if required in emergencies within the year; however this will result in loss of interest accrued to date.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Abbey 1 Year Bond

3.75% gross/AER* on balances of £25k+
Matures 1st July 2010
Get a great fixed rate on your savings for one year
Pay in anything from £1 up to a maximum of £2,000,000
Invest £1 to £9,999 and receive 3.00% gross/AER
Invest £10,000 to £24,999 and receive 3.50% gross/AER
Invest £25,000 up to £2,000,000 and receive 3.75% gross/AER
Available to new and existing Abbey customers
You can't add to your bond once it's open so put in as much as you can at the start
This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time
*gross/AER based on funds invested on 1st July 2009

Nationwide 1 Year Fixed Rate Bond

Get higher savings rate the more you deposit
Deposit £1 - £9,999 = 2.60% AER fixed for 1 year
Deposit £10,000 - £24,999 = 2.65% AER fixed for 1 year
Deposit £25,000 - £49,999 = 2.75% AER fixed for 1 year
Deposit £50,000 - £3,000,000 = 2.85% AER fixed for 1 year
You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
Manage your savings bonds online via our secure Internet Bank
Enjoy the security of a guaranteed rate of return
Choose between monthly or annual interest
Open several e-Bonds (the combined savings bonds balance mustn't exceed £3m)
Use your own e-Bond account nickname instead of having to remember a lot of numbers
Your online security protected with Nationwide's Internet Banking Promise

ICICI 6 Month HiSAVE Fixed Rate

Minimum Deposit £1000 - No Maximum!
Deposit for a period of 6 months
Earn an Annual Equivalent Rate (AER) of 2.75%
Online Access allowing you to deposit funds and view your cash at all times.
Access can be given to funds if required in emergencies within the year; however this will result in loss of interest accrued to date.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax International 6 Month Fixed Rate Web Saver

This account gives you a great rate of 1.86% AER
You can open an account with just £1,000.
The maximum balance is £1,000,000
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Sterling Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
This account is set-up and administered from Jersey - You can speak to a team of expat banking specialists in Jersey to check on your account at any time.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax International 1 Year Fixed Rate Web Saver

Account gives you a great rate of 2.05% AER
You can open an account with just £1,000.
The maximum balance is £1,000,000.
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Sterling Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
This account is set-up and administered from Jersey - You can speak to a team of expat banking specialists in Jersey to check on your account at any time.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax International 2 Year Fixed Rate Web Saver

Account gives you a great rate of 3.5% AER
You can open an account with just £1,000.
The maximum balance is £1,000,000
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Sterling Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
This account is set-up and administered from Jersey - You can speak to a team of expat banking specialists in Jersey to check on your account at any time.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax International 3 Year Fixed Rate Web Saver

Account gives you a great rate of 4.5% AER
You can open an account with just £1,000.
The maximum balance is £1,000,000.
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Sterling Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
This account is set-up and administered from Jersey - You can speak to a team of expat banking specialists in Jersey to check on your account at any time.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Growth Bonds

Account	Maximum Growth Return*	Apply
Barclays Wealth 1 - 5 Year Defined Return Plan (Annual Kick-out 100) Up to 5 year investment term. 11% a year for the investment term, if final index level is above initial index level at any of the 5 anniversaries of the plan. Opportunity for early kick-out.	40% after 5 years	Apply > More Info
Barclays Wealth 3, 4 or 5 Year Defined Returns Plan 3,4 or 5 year term offering 12%, 26% or 40% respectively, if final index level is above initial index level.	40% after 5 years	Apply > More Info
Skipton 5.5 Year Guaranteed Double Asset Bond 5 1/2 year investment term. Invests in index linked bond, receive 100% of bonds growth up to 40% maximum return.	40% after 5 1/2 years	Apply > More Info
Barclays Wealth 6 Year Minimum Return Plan 6 year investment term. Guaranteed 15% return with a 18% bonus if index never falls below 60% of its initial index level during investment term. Can be used for ISA transfers (£7,200 per year), or up to £500,000	33% after 6 years	Apply > More Info
Barclays Wealth 5 Year Super Tracker - Dual Option This 5 year investment plan is can be linked to either the UK FTSE index or the US S&P index and offers the opportunity for returns of up to 100%.	100% after 5 years	Apply > More Info

Barclays Wealth 1 - 5 Year Defined Return Plan (Annual Kick-out 100)

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Defined Returns Plan is a stock market linked investment designed to maximise your overall return whilst limiting the risk. With the Annual Kick-out 100 option you will receive 11.00% return for every year the Plan is in force, providing at the maturity date the FTSE is equal to or above its starting level. The plan has a five year investment term, although early maturity may happen on any of it's four anniversaries if the FTSE is equal to or above its starting level.
The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterpart (Barclays Bank Plc) to repay the monies. However, the FTSE 100 would have to fall by half for the capital to be at risk which would take it to levels not seen since 1991.
Potential Growth Returns: 11.00% time the number of years the plan has been active
Investment Term - Up to 5 years
Minimum Investment Outside of an ISA - £3,600
Maximum Investment Within an ISA - £7,200
Maximum Investment as ISA Transfer - £500,000
Maximum Direct Investment - £500,000
Investments In Excess of £500,000 are accepted at the discretion of the Plan Managers
Deadline - 2nd June 2009

Barclays Wealth 3, 4 or 5 Year Defined Returns Plan

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Defined Returns Plan has been designed for the investor looking for potentially higher gains than available in deposit accounts, but who also wants to be assured that at least the capital that they have invested will be repaid to them at the end of the term.
The plan is designed to offer a simple choice of investment terms over three, four or five years.
At the end of your selected investment term you will receive a fixed return as long as the level of the FTSE 100 Index is at least as high as the starting level.
If the FTSE 100 Index is below the starting level you will still receive your initial investment.
3-Year Option Potential Fixed Return - 12%
4-Year Option Potential Fixed Return- 22%
5-Year Option Potential Fixed Return - 32%
Investment Terms - 3,4 or 5 year options
Minimum Investment Outside of an ISA - £3,600
Maximum Investment Outside of an ISA - £500,000
Maximum Investment Within an ISA - £7,200
Minimum Investment as ISA Transfer - £2,000
Maximum Investment as ISA Transfer - £500,000

Skipton 5.5 Year Guaranteed Double Asset Bond

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
If you like the idea of a return linked to the FTSE 100 growth, but are concerned by the unpredictability of the markets, the Skipton Building Society Guaranteed Double Asset Bond may offer you a solution.
In simple terms it is a building society account, so your capital is guaranteed - enabling you to invest risk free. However you could benefit from a return linked to the FTSE 100.
Capital Protected Investment - Your original investment is Guaranteed and is returned to you at the end of the investment term.
Minimum Investment - £3,000
Maximum Investment - £250,000.
As the Bond name suggests it is split into two parts.
One third of your investment is invested in a 1 Year Fixed Rate Bond with a Guaranteed rate of 5.25% Gross pa/AER for 12 Months which is added to the bond at maturity.
Two thirds of your investment is invested into an Index Linked Bond which offers a return of 100% of any positive growth dependent on the performance of the FTSE 100 index over a 5 and a half year period.
Maximum growth you can receive is 40%.
You may withdraw up to 50% of your initial investment from the 1 Year Fixed Rate bond during the first year term.
No Capital Gains Tax Liability
100% of your investment is held by and protect by the Skipton Building Society
Closing Date: 6th July 2009

Barclays Wealth 6 Year Minimum Return Plan

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Barclays 6 Year Minimum Return Plan is a capital protected investment designed for the investor looking for a FTSE linked investment plan without the risk of losing their invested capital. The plan guarantees the return of your initial investment plus a further 15% after 6 years with the potential of a 33% return at the end of the investment period.
Potential Growth Return - 33% - Subject to the FTSE Index remaining above 60% of its starting level for the entire investment term.
Investment Terms - 6 years
Minimum Investment Outside an ISA - £3,600
Maximum Investment Outside an ISA - £500,000
Minimum Investment Within an ISA - £3,600
Maximum Investment Within an ISA - £7,200
Minimum Investment as an ISA Transfer - £3,600
Maximum Investment as an ISA Transfer - £500,000
Investments In Excess of £500,000 are accepted at the discretion of the Plan Managers
Closing Date Outside of an ISA - 8th May 2009
Closing Date Within a 2009/2010 ISA - 8th May 2009
Closing Date for an ISA Transfer - 27th April 2009

Barclays Wealth 5 Year Super Tracker - Dual Option

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Barclays 5 Year Super Tracker - Dual Option is an index linked investment plan, with a choice between which index to follow. The first option is a FTSE linked investment plan offering returns of 400% of any rise in the index over the five year term, limited to a maximum of 100 per cent. The alternative option is to link your investment to the US S&P 500 index, which gives you 400% of any rise in the index up to a maximum of 90%.
The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterpart (Barclays Bank Plc) to repay the monies. However, the FTSE 100 would have to fall by half for the capital to be at risk which would take it to levels not seen since 1991.
Potential Growth Return Of FTSE Linked Option - 100%*
Potential Growth Return Of S&P Linked Option - 90%**
Investment Terms - 5 years
Minimum Investment - £3,600
Maximum Investment Outside of an ISA - £500,000
Maximum Investment Within an ISA - £7,200
Maximum Investment as ISA Transfer - £500,000
Investments In Excess of £500,000 are accepted at the discretion of the Plan Managers
Deadline - 13th July 2009
*Subject to a 25% increase of the FTSE 100 over the investment term.
**Subject to a 22.5% increase of the S&P 500 over the investment term.

Business Current Accounts

Account	AER	Free Banking Duration	Interest Paid	Apply
Abbey Business Account FREE day-to-day banking forever	6%	for Unlimited	Monthly	Apply > More Info
A&L Free Business Current Account Free day to day banking and a market leading cash deal	0.25%	for Unlimited	Monthly	Apply > More Info
A&L Business Builder Current Account 2 years FREE business banking with NO charges	0%	for 24 mths	Monthly	Apply > More Info
Barclays Business Start-up account Up to 2 years free banking & free automated transactions	N/A	for up to 24mths	Monthly	Apply > More Info
Barclays Business Current Account Get free automated transactions, plus a whole lot more	N/A	N/A	Monthly	Apply > More Info
Lloyds TSB New Business Start up Account 18 months FREE business banking	0%	for 18 mths	Monthly	Apply > More Info
Lloyds TSB Established Business Switch A/C Move your existing Account & Get 6 months FREE banking	0%	for 6 mths	Monthly	Apply > More Info

Abbey Business Account

CALL 0845 606 0875 TO APPLY (This offer is only available over the phone).
6.0% AER for the first 12 months on balances up to £2,500 when you use the Account Transfer Service
Free day to day banking includes:
- Unlimited direct debits, standing orders and bill payments
- Unlimited debit card payments
- Unlimited automated BACS credit
- Unlimited transfers between linked Abbey accounts
- 100 cheque deposits per month
- 100 cash and cheque withdrawals per month
- £3,000 in cash deposited per month
Operate the account through the internet, by phone, by post and ATMs
Cheque book, paying in book, debit card and regular statements
No monthly charge
No minimum balances
No minimum amount required to be paid in each month
Free access to Relationship Managers as your business grows
Authorise others to operate the account on your behalf

A&L Free Business Current Account

Awarded ‘Best Business Current Account Provider’ for 6 years year running.
The rate of base +0.60% is applicable for 12 months from opening your account, then reverts to a rate of base -2.00% gross per annum. This rate will not to fall below 0.10% regardless of any downward movements in our base rate.
**Unrivalled access and convenience** - Pay in and withdraw money at any branch as well as at any Post Office Nationwide. That’s a bigger branch network than all of the big banks combined!
FREE & UNLIMITED day to day banking:
FREE & UNLIMITED Direct Debits
FREE & UNLIMITED standing orders
FREE & UNLIMITED automated transactions
FREE & UNLIMITED cheques issued and deposited
FREE cash deposits up to £3,000 each month, then it is just 50p per £100
Bank online, over the phone or via the post, plus you can pay in or withdraw money at any Alliance & Leicester branch or Post Office.
Free online practical business advice, in conjunction with BusinessLink.

A&L Business Builder Current Account

2 years FREE business banking
**Unrivalled access and convenience** - Pay in and withdraw money at any branch as well as at any Post Office Nationwide. That’s a bigger branch network than all of the big banks combined!
No minimum balance of funding requirements
No standard transaction charges
FREE Internet business guidance service
FREE legal and tax advice
Bank by Internet, fax, phone or at 14,000 Post Offices

Barclays Business Start-up account

Up to 2 years free banking*
Free Automated Transactions Tariff as standard (at the end of the Free Banking Period)
Your own Local Business Manager – backed up by an Award Winning Telephony Team**
Bank in branch, online or by phone
We offer more than you’d expect from a bank…
Free CREDITFOCUS Classic our award winning service to help cut out late payers and the risk of bad debt until 31st December 2009***
Free advice from a local experts in accountancy, law and marketing
Free Local Business seminars
Free - Securely back up 2GB of your business data
Free online skills training
Free advice from our Legal & Tax helpline
Plus, access to unique business management software so that you can spend less time on admin and more time on what you love doing
* There is no charge for standard transactions for two years if the Barclays Business Essentials and CREDITFOCUS Pro or Barclays Business Essentials Plus and CREDITFOCUS Pro or Barclays Business Manager and CREDITFOCUS Pro are purchased at the time of opening the account. This is only applicable for new businesses opening their account with Barclays. This applies to everyday Sterling, debit and credit transactions and the maintenance fee. Please note: accounts must be active.
**Best Large Call Centre in 2007 European Call Centre Awards
***Available to small businesses with a turnover below £1m

Barclays Business Current Account

Free Automated Transactions Tariff as standard
Your own Local Business Manager – backed up by an Award Winning Telephony Team**
Bank in branch, online or by phone
We offer more than you’d expect from a bank…
Free CREDITFOCUS Classic our award winning service to help cut out late payers and the risk of bad debt until 31st December 2009 *
Free advice from a local solicitor
Free Local Business seminars
Free - Securely back up 2GB of your business data
Free online skills training
Free advice from our Legal & Tax helpline
Plus, access to unique business management software so that you can spend less time on admin and more time on what you love doing
**Best Large Call Centre in 2007 European Call Centre Awards
*Available to small businesses with a turnover below £1m

Lloyds TSB New Business Start up Account

18 months free day-to-day banking and support from your own business manager.
During the first 18 months you will not be charged for:
- Paying in or taking out cash
- Paying in or issuing cheques
- Paying standing orders and direct debits
There is no limit on the number of deposits or withdrawals, and you do not need to keep a minimum balance in your account to qualify.
When your free banking period ends choose either 'Business Extra Tariff' or 'Electronic Business Tariff'.

Lloyds TSB Established Business Switch A/C

Smooth move guaranteed or £50 back!
Interest free overdraft of up to £5,000 while moving
During the first 6 months you will not be charged for:
- Paying in or taking out cash
- Paying in or issuing cheques
- Paying standing orders and direct debits
There is no limit on the number of deposits or withdrawals, and you do not need to keep a minimum balance in your account to qualify.
When your free banking period ends choose either 'Business Extra Tariff' or 'Electronic Business Tariff'.

Business Savings Accounts

Provider	Account	AER	Deposit		Interest Paid	Apply
Provider	Account	AER	Min	Max	Interest Paid	Apply
	Abbey 12 Month Business Bond 3.20% AER on Business Savings for 12 months	3.20%	£50,000	£2,000,000	On Maturity	Apply > More Info
	Abbey Business Reward Saver 2% AER (variable) on Business Savings if you make no withdrawals in 12 months, or 1.84% AER (Variable) if you make 1 withdrawal.	1.84%	£30,000	£2,000,000	Annually	Apply > More Info
	Abbey Business Direct Saver Up to 1% AER/gross on Business Savings on balances over £10,000.	1%	£1	£2,000,000	Annually	Apply > More Info

Abbey 12 Month Business Bond

**Call 0800 783 6911 to find out more**
Enjoy the certainty of a guaranteed rate of interest on your surplus cash
3.20% gross/AER (fixed) on business savings for the 12 month term
Gross/AER based on funds deposited on 30 June 2009
Minimum deposit of £50,000 required
Interest is paid on the day of maturity, which is 1st July 2010
No withdrawals are allowed during the 12 month term.
If you need to access your money you will need to close your account subject to a penalty charge equivalent to 90 days gross interest.

Abbey Business Reward Saver

**Call 0800 068 6433 to find out more..**
1.84% gross/AER (variable) when you make one withdrawal in the first 12 months
2% gross/AER (variable) when you make no withdrawals in the first 12 months
These rates include a 1% gross/AER variable rate bonus for the first 12 months. A reduced rate of 0.10% gross/AER will be paid on the full balance on the account for the month in which a withdrawal is made.
A rate of 0.10% gross/AER applies when the balance is less than £30,000.
Choose interest to be paid monthly or annually
Minimum Deposit = £30,000
Maximum Deposit = £2million
Instant access via internet, phone and ATM network
Authorise others to operate the account on your behalf

Abbey Business Direct Saver

**Call 0800 328 0427 to find out more..**
0.25% AER/gross on balances from £1 to £9,999
1% AER/gross on balances over £10,000
Minimum Deposit = £1
Instant access via internet, phone and ATM network
Authorise others to operate the account on your behalf

Guaranteed Acceptance Bank Accounts

Provider	Account	AER	Min Bal	O/D Rate	O/D Buffer	Apply
	Guaranteed Bank Account	0%	£0	No Offer	No Offer	Apply > More Info
	No Credit Check basic bank account – Open to everyone 18+ & UK resident					Apply > More Info

Card One Banking Guaranteed Bank Account

CardOneBanking offers the following:
Guaranteed Acceptance
Sortcode & Account Number
Prepaid MasterCard card
24 hour account management by Phone, Text and Online Banking
Dedicated Account Manager
NO OVERDRAFT FACILITY – No risk of going overdrawn
NO EXTRA CHARGES – No charges for bounced standing orders
NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
YOU must be 18+ and UK resident
£30 account opening fee and £12.50 monthly management fee

Latest Bank Account News

Tesco 'unlikely to buy Northern Rock': Britain's largest retailer – Tesco, has said it is not likely to show interest in a bid for Northern Rock - nationalised in February 2008, according to an industry source. ...; Read More >; Fri 3rd Jul, 2009
A&L launch new issue of Online Saver: Those on the search for online savings accounts may be interested in the release of a new Alliance & Leicester ...; Read More >; Fri 3rd Jul, 2009
People 'need to be patient with finances': Those consumers looking to fund purchases are being advised they will have to concentrate on putting money into saving accounts in order to do so, it has been reported. Chris ...; Read More >; Thu 2nd Jul, 2009
July brings rising rates for Savings Accounts: The first day of July has brought more than rising temperatures for the UK, as several savings account providers have increased interest rates on savings accounts. ...; Read More >; Wed 1st Jul, 2009
People 'should switch from poor value current accounts': People need to do more to ensure they have a competitive current account, it has been reported. Indeed, research carried out by Alliance & Leicester and Abbe ...; Read More >; Wed 1st Jul, 2009
UK 'divided into savers and those who cannot pay debts': People are split into two distinct groups with regards to money management, an industry expert claims. According to Motley Fool director David Kuo, "Britain will be a divided nation" - separated into those who are able to put money into ...; Read More >; Wed 1st Jul, 2009
Savings 'stays consistent despite downturn': Britons are increasingly looking to save money, the publication of new research shows. Figures released by Scottish Widows indicate that the proportion of people currently deemed to be putting an adequate proportion of their earnings away for ret ...; Read More >; Tue 30th Jun, 2009

View Latest Bank Account News Archive >

Editors Choice

Alliance Leicester Current Account

Get a whopping 6% AER on your first £2,500 deposited in your Alliance Leicester Account. Also receive a £2000 0% 12 month's overdraft facility - What a Package!...

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Editors Choice

ING Direct

Offering 3.0% AER on all balances from £1 with Instant Access to your funds and NO Withdrawal Penalties. Apply now and have an account open online in only 15 minutes...

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Editors Choice

ICICI 1 Year Fixed Term Bond

ICICI Bank are offering fantastic rate of 3.60% AER fixed for only 1 Year. Act quickly to secure this fantastic rate on your savings!

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Latest Bank Account News

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Editors Choice

Alliance Leicester Current Account

Editors Choice

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Other Pages

Banking & Saving - Top 10 Bank Accounts & Savings Accounts | ISA's | Business Bank Accounts