Banking & Saving - Top 10 Bank Accounts & Savings Accounts | ISAs | Business Bank Accounts

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Featured A/C
Alliance & Leicester
- Bank Accounts
- Business Banking
- ISA
- Savings Accounts
Bank of Scotland
- Bank Accounts
Barclays
- Bank Accounts
- Business Banking
Egg
- Savings Accounts
Halifax
- Bank Accounts
- Fixed Rate Bonds
- ISA
- Savings Accounts
HSBC
- Bank Accounts
ING Direct
- ISA
- Savings Accounts
Legal & General
- ISA
Liverpool Victoria
- ISA
Lloyds TSB
- Bank Accounts
- Business Banking
- Business Savings Accounts
- Fixed Rate Bonds
- ISA
- Savings Accounts
Morgan Stanley
- ISA
Nationwide
- Fixed Rate Bonds
- Savings Accounts
NatWest
- Bank Accounts
- ISA
Post Office
- Savings Accounts
Principality
- ISA
RBS
- Bank Accounts
Santander
- Bank Accounts
- Business Banking
- Business Savings Accounts
- Fixed Rate Bonds
- ISA
- Savings Accounts
TD Waterhouse
- ISA
Tesco
- Savings Accounts
Virgin
- ISA

Compare Banking, Savings, ISAs & Investment Accounts

With savings accounts, ISAs, fixed term bonds and bank accounts offers changing regularly, we have made it easy to quickly understand the best deals available using our comprehensive tables.

Current Accounts

Account	AER	Min Bal	O/D Rate	O/D Buffer	Apply
A&L Premier Direct Current Account Get 5.0% AER on all balances up to £2,500. You need to be 21 & pay in £500+ p.m	5%	£1	0% for 12 mths	£2,000	Apply > More Info
Santander In-Credit Current Account 0% overdraft facility for 4 months & 5% AER on your first £2,500 for 12 months	5%	£1	0% for 4 mths	£5,000	Apply > More Info
Santander 0% Overdraft Current Account £5,000 0% overdraft facility for 12 months. You need to be 18 & pay in £1000+ p.m	0.10%	£1	0% for 12 mths	£5,000	Apply > More Info
Lloyds TSB Classic Plus Account Earn 2.50% AER when you pay in at least £1,000 per month into your current account.	2.50%	£1	No Offer	No Offer	Apply > More Info
Lloyds TSB Current Account with Vantage Earn up to 4.00% AER / 3.93% Gross on balances up to £7,000	4%	£1	No Offer	No Offer	Apply > More Info
Natwest Current Plus Debit Card included. You must be age 18+. Also 0% £100 Overdraft, Any other borrowing @ 19.24% (subject to eligibility)	0.10%	£1	No Offer	£100	Apply > More Info
Barclays Bank Account Get a Debit Card & access to a network of over 1,700 branches. You must be age 18+	0%	£1	0% N/A	No Offer	Apply > More Info
Halifax Reward Current A/c Halifax will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.	0%	£1	0%	£2,500	Apply > More Info
Bank of Scotland Reward Current A/c BOS will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.	0%	£1	0%	£2,500	Apply > More Info
HSBC Advance Earn 10% AER on up to £3,000 when you open a joint Regular Saver A/C with this A/C. £12.50p.m for benefits including Life & Travel Insurance	10%	£1	17.9%	£1,000	Apply > More Info
HSBC Bank Account HSBC will switch all your Direct Debit & Standing Orders to your new account for FREE. You need to be 18+ & pay in £500+ p.m	0.10%	£1	0% for 2 mths	£500	Apply > More Info
RBS Current Account Debit Card included. You must be age 18+. Also 0% £100 Overdraft, or up to £15,000 @ 19.24% (subject to eligibility)	0.10%	£1	No Offer N/A	£100	Apply > More Info
Card One Banking Guaranteed Bank Account No Credit Check basic bank account – Open to everyone 18+ & UK resident. £30 Opening Fee + £12 per month.	0%	£0	No Offer	No Offer	Apply > More Info

A&L Premier Direct Current Account

5.0% Annual Earnings Rate on balances up to £2,500
**(5.0% is fixed for 1 year)**
0.1% AER (variable) on balances over £2,500
£2,000 0% overdraft facility for 12 months from account opening, then 50p a day (up to £5 a month) if agreed by Alliance and Leicester.
You have to pay at least £500 per month into your current account
You must be over the age of 21

Santander In-Credit Current Account

Earn 5% AER on balances up to £2,500 for 12 months
After 12 months you will earn 1.0% AER on any balance on the account
0% EAR on Overdrafts for the first 4 months (up to £5,000 depending on your circumstances), after this it will revert to 19.9%EAR
Manage your day-to-day money for free with no monthly account fee, no transaction charges and no charges for using account facilities - as long as you remain in credit
Get a cheque book and a Visa Debit card. You can use your Visa Debit card in shops wherever you see the Visa symbol and at virtually every cash machine in the UK and many worldwide. It also acts as a £100 cheque guarantee card
Access to your money 24 hours a day 7 days a week through our e-banking service, 750+ branches, 24-hour telephone banking service, LINK cash machine network or even by post
At least £1,000 a month must be credited to get 5% AER on balances up to £2,500
If not switching earn 6% AER on balances up to £1,000 for 12 months if £1,000 is credited each month

Santander 0% Overdraft Current Account

0% overdraft for 12 months
After 12 months you will pay an Advance Overdraft rate of only 12.9% EAR
When switching, Abbey will offer to match your previous overdraft up to £5,000. *Conditions apply*
Earn 0.1% AER on any balance on the account
Get a cheque book and a Visa Debit card. You can use your Visa Debit card in shops wherever you see the Visa symbol and at virtually every cash machine in the UK and many worldwide. It also acts as a £100 cheque guarantee card
Access to your money 24 hours a day 7 days a week through our e-banking service, 750+ branches, 24-hour telephone banking service, LINK cash machine network or even by post
At least £1,000 a month must be credited to benefit from this offer

Lloyds TSB Classic Plus Account

2.5% AER / 2.47% Gross (variable) on balances up to £2,500, when you pay in at least £1,000 per month into your current account.
0.1% AER / Gross (variable) on balances over £2,500.
Free banking – no charge for everyday transactions when you’re in credit.
Access to one of the biggest banking networks in the UK with over 1,900 branches and 32,000 LINK cash machines.
A VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide.
Commission-free foreign currency and non-sterling American Express Travellers Cheques.
Utilise the speed and control of Internet Banking, if you are registered.
You can call PhoneBank ® (based in UK) to speak to our advisors or use our quick automated service, 24 hours a day, 7 days a week.
"Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. PhoneBank® is a registered trademark of Lloyds TSB Bank plc."

Lloyds TSB Current Account with Vantage

Earn up to 4.00% AER / 3.93% Gross variable on balances up to £7000 when you pay in £1,000 per month.
- 4.00% AER (3.93% Gross) on balances £5,000 up to £7,000
- 3.00% AER (2.96% Gross) on balances between £3,000 and £4,999
- 2.00% AER (1.98% Gross) on balances between £1,000 and £2,999
- 0.10% AER / Gross on balances upto £1,000 or over £7,000
Free banking - no charge for everyday transactions when you're in credit
Visa Debit card with access to 1,800 UK Branches and 58,000 LINK cash machines, use in over 500,000 outlets in the UK, 27 million worldwide
Commission-free foreign currency and non-sterling American Express Travellers Cheques
Utilise the speed and control of Internet Banking, if you are registered
Call a UK call centre to speak to our advisors or use a quick automated service, 24 hours a day, 7 days a week.
Interest rates are correct as at 02/02/09

AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
Account opening is subject to our assessment of your circumstances; you must be 18 or over to apply.

Natwest Current Plus

Free day-to-day banking without subscription charges
Overdraft available subject to eligibility, giving your finances some breathing space
Chequebook available subject to eligibility; handy when cash or cards aren't convenient
Monthly statements with all your transactions and your balance - by post or online. Or pick up a mini-statement from our cash machines

Barclays Bank Account

A carbon neutral debit card (subject to status).
Online Banking – do your banking from home (subject to registration).
Telephone Banking – pay bills and more (subject to registration).
A network of over 1,700 branches.
Draw on cheques paid in before they clear (subject to status and limit).
An overdraft: 19.3% EAR typical variable*. Subject to status and application. Overdrafts are repayable on demand.
Barclays £2,500 Overdraft Reserve Option:
- One Reserve Usage Fee of £22 for each five consecutive working day period from the day you start using your Reserve.
- No interest payments on your Reserve balance. 0% EAR typical.
- The Reserve is repayable on demand. The maximum Reserve is £2500, subject to status.
- One Returned Transaction Fee of £8 for each returned transaction where you exceed your Reserve.
- One Guaranteed Transaction Fee of £8 for each guaranteed payment made where you exceed your Reserve.

Halifax Reward Current A/c

Halifax will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.
This account offers a flexible 0% Overdraft facility:
- £1 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £2 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £5 per day - if you use an 'Un-Arranged' overdraft
A Halifax Visa debit card
Access to the extensive branch Network
24/7 Online Banking Access

Bank of Scotland Reward Current A/c

BOS will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.
This account offers a flexible 0% Overdraft facility:
- £1 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £2 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £5 per day - if you use an 'Un-Arranged' overdraft
A Bank of Scotland Visa debit card
Access to the extensive branch Network
24/7 Online Banking Access

HSBC Advance

YOU NEED TO PAY £12.50 PER MONTH FOR THIS ACCOUNT
**Customers will now be able to get the first three months at only £6 per month (instead of £12.50)**
How to get 10% AER on your savings with this account...
Step 1: Open your HSBC Plus Account and agree to pay £12.50 per month for at least 12 months.
Step 2: Open a joint Regular Saver Account (as a Plus Customer you will be given a higher interest rate of 10% rather than 8%)
Step 3: You can move between £25 - £250 per month from Plus Account to the Regular Saver Account
Step 4: If you invest £250 per month, a total of £3,000 will be paid into your account during the 12 month term. At 10% interest, you will earn approximately £163 interest (gross).
WARNING: Partial withdrawals are not permitted from a Regular Saver Account. If you decide to close your account before the first anniversary HSBC Flexible Saver rate will apply (Currently 0.10% AER).
Overdraft facility at 17.9% EAR variable is available, however this is on a case-by-case basis.
Fee free cash withdrawals worldwide
Worldwide family travel insurance (inc. winter sports cover - up to aged 70) - Worth £180 per year!
ID Theft Assistance- £80 per year
Life Cover - £43 per year
Roadside Breakdown Assistance - £92 per year - Price based on RAC Solution 1 cover before any discounts.

HSBC Bank Account

YOU MUST BE 18+ & PAY AT LEAST £500 PER MONTH INTO THIS ACCOUNT
HSBC
Automatically transfer your Direct Debits and standing orders to your new account
New cheque book & Debit Card within a week of you opening your account...or HSBC give you £10
Enjoy a 0% overdraft for two months, while HSBC transfer your account After this time the overdraft rate will be 19.9% EAR variable
Make the most of your savings with a linked HSBC Regular Saver Account
Sleep easy knowing you're supported by Identity Theft Assistance, which includes one free online credit report per year
If you're on the move, keep tabs on your balance and transactions with Monilink Mobile Banking
Manage your money with free 24/7 Internet Banking*, pay bills and make payments securely.
Telephone and branch banking are also available
Free HSBC Bank Debit Card to pay for goods and services at home and abroad**
Get up to £50 cashback at various UK outlets when you pay with your free HSBC Bank Debit Card
Monthly statements (or Go Green to save paper and view your statements online)

RBS Current Account

Free everyday banking - no monthly subscription charges.
No arrangement or renewal fees - on overdrafts up to £15,000. And pay no interest on agreed overdrafts of up to £100.
Save on your mortgage - use your Interest Paying Current Account balance to save money with our Offset Service.
Easy access to your money - your debit card gives you access to almost every cash machine in the UK. You can also pay for goods and services wherever you see the logo shown on your card.
Online banking - manage your money 24 hours a day, 365 days a year with our telephone and internet banking services. (Except for short periods of essential maintenance.)
Overseas money - get money in local currency at cash machines and buy goods wherever you see the logo shown on your card.
Statements - monthly statements list all transactions and your current balance. You can also get mini-statements from any cash machine.
Earn interest - we pay interest on your account; it's calculated daily and credited once every month.

Card One Banking Guaranteed Bank Account

CardOneBanking offers the following:
Guaranteed Acceptance
Sortcode & Account Number
Prepaid MasterCard card
24 hour account management by Phone, Text and Online Banking
Dedicated Account Manager
NO OVERDRAFT FACILITY – No risk of going overdrawn
NO EXTRA CHARGES – No charges for bounced standing orders
NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
YOU must be 18+ and UK resident
£30 account opening fee and £12.50 monthly management fee

Instant Access - Savings Accounts

Account	AER	Notice	Interest Paid	Min Bal	Apply
Lloyds TSB Incentive Saver Get 3.04% AER every month you DO NOT make a withdrawal. Get 0% AER each month you do withdraw. 12 month offer duration. £1 Min - £50k Max Deposit. YOU MUST BE AN EXISTING LLOYDS CUSTOMER	3.04%	Instant	Monthly	£1	Apply > More Info
Halifax Websaver Extra 2.80% AER (variable rate) with no bonus period included! 1 withdrawal a year with no loss of interest.	2.80%	Instant	Annually	£1	Apply > More Info
Tesco Internet Saver 2.75% Gross/AER (variable) on balances up to £100k. Rate includes 1.50% gross p.a./AER Bonus for the first 12 months. No Withdrawal Restrictions.	2.75%	Instant	Annually	£1	Apply > More Info
A&L Online Saver (Issue 7) Minimum deposit £1000. NO withdrawal Penalties. Rate includes a variable bonus payable for 12 months.	2.75%	Instant	Annually	£1,000	Apply > More Info
ING Direct Savings Account Guaranteed rate of 2.5% AER for 12 months from account opening (2.47% gross p.a.). Interest paid monthly	2.50%	Instant	Monthly	£1	Apply > More Info
Egg Savings Account (Internet) NO withdrawal Penalties. Rate includes 2.00% gross p.a./AER Bonus for the first 12 months	2.50%	Instant	Annually	£1	Apply > More Info
Santander eSaver Issue 2 NO withdrawal Penalties. Rate includes 2.00% gross p.a./AER Bonus for the first 12 months	2.50%	Instant	Monthly	£1	Apply > More Info
Lloyds TSB eSavings Account £1 - £10K = 1.60% AER, £10k+ = 2.5% AER. All rates includes 1.50% gross p.a./AER Bonus for the first 12 months. NO withdrawal Penalties. YOU MUST BE AN EXISTING LLOYDS CUSTOMER	2.50%	Instant	Monthly	£1	Apply > More Info
Post Office Instant Saver Get 6 free withdrawals per year - and only £1 per withdrawal thereafter.	2.10%	Instant	Annually	£500	Apply > More Info
Nationwide e-Savings Plus 2.00% AER flat rate with no bonus period included! Lower rate of interest will occur if you make 3+ Withdrawals per Year	2%	Instant	Annually	£1	Apply > More Info
Lloyds TSB Easy Saver Rate includes 1.50% gross p.a./AER Bonus for the first 12 months. No Withdrawal Restrictions. YOU MUST BE AN EXISTING LLOYDS CUSTOMER	1.60%	Instant	Monthly	£1	Apply > More Info
Halifax Varible Rate Websaver No Withdrawal Restrictions. No Bonus Rate Included	0.10%	Instant	Annually	£1	Apply > More Info

Lloyds TSB Incentive Saver

Get 3.04% AER every month you DO NOT make a withdrawal.
Get 0% AER each month you do withdraw.
Account open for 12 months, after this the account converts to an Easy Saver.
£1 Min - £50k Max Deposit
Interest paid Monthly
Start saving with only £1
Transfer money instantly between your Incentive Saver and Lloyds TSB current account.
Instant access - the convenience of Internet Banking or PhoneBanking means you can access your savings when it suits you.
Set up a standing order - saving regularly from your current account is the easy way to grow your savings.

Halifax Websaver Extra

2.80% AER on Balances £1 - No maximum balance
Withdrawals - 1 withdrawal a year with no loss of interest.
Further withdrawals available should you need them however these will suffer 30 days loss of interest on the amount you withdraw.
Access your money by transferring to another account online
Interest paid annually
You need to be a UK resident personal customers aged 11+
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Tesco Internet Saver

Minimum Deposit £1
2.75% Gross/AER (variable) which includes a fixed 1.50% bonus for 12 months on balances up to £100k
Balances over £100,000 earn 1.25% Gross / AER (variable)
No withdrawal Restrictions
Deposit & Withdraw money via online transfer

A&L Online Saver (Issue 7)

SAVE from £1000 up to £2,000,000.
Interest PAID annually.
Rate includes variable bonus (depending on account balance) payable for 12 months from account opening.
No withdrawal charges.
Online account.
Available to those aged 18 or over.

ING Direct Savings Account

New ING Direct Savings Account customers can enjoy a guaranteed rate of 2.5% AER for 12 months from account opening (2.47% gross p.a.)
Interest paid monthly
After 12 months the rate will revert to our ING Direct Savings Account variable rate, currently 0.50% AER
Move your money when you like, with no penalties or restrictions
Start saving from £1, with no minimum or maximum monthly deposits required
Open an account in minutes
Award winning UK call centres

Egg Savings Account (Internet)

Get 2.50% gross pa/AER variable
Includes an introductory 12 month variable bonus rate of 2.00% gross pa from the date your account is opened on balances up to £1,000,000.
No interest payable on balances over £1,000,000 during the first 12 months.
After 12 months you move to a standard variable rate; currently 0.5% gross pa/AER (variable).
No penalties for withdrawals.
Easy access 24 hours a day, every day.
It's easy to set up a regular deposit, then sit back and watch your savings grow.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Santander eSaver Issue 2

Great return of 2.50% gross/AER (variable), which includes a bonus of 2.00% gross/AER (variable) for the first 12 months from account opening.
Save from just £1
24/7 access to your money without notice or penalty - Cash Card with every account!
Interest is calculated daily and paid Monthly
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Lloyds TSB eSavings Account

Earn 1.60% AER/Gross from £1, and up to 2.50% AER/Gross on balances of £10,000 or more View eSavings Account interest rates.
These rates include an introductory bonus of 1.50% AER on all tiers for the first 12 months.
Interest paid annually.
Start saving with only £1.
Instant access - the convenience of Internet Banking or PhoneBanking means you can access your savings when it suits you.
Set up a standing order - saving regularly from your current account is the easy way to grow your savings.
Name your account to suit you, such as holiday, rainy day or simply savings.

Post Office Instant Saver

Get 2.10% AER
Get 6 free withdrawals per year - and only £1 per withdrawal thereafter
Save £500 to £1million
Interest is paid annually in March
Post Office guarantee to pass on any rise in the Bank of England Base Rate (within 30 days) until January 2010
Post Office also guarantee that your interest rate will never be more than 1% below the Bank of England Base Rate for the life of the account.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Nationwide e-Savings Plus

Get 2.00% gross p.a./AER providing you don't make more than 3 withdrawals per year (more than this will result in a lower rate of interest).
Save from £1 to £500,000
If you ARE a Nationwide FlexAccount holder, you can set up a high interest internet savings account online
If you are NOT a Nationwide FlexAccount holder, you WILL need to open a FlexAccount Online at the same time as opening your e-Savings Plus.

Lloyds TSB Easy Saver

A variable rate of interest, currently 1.60% AER/Gross.
This rate includes a fixed introductory bonus of 1.50% AER for the first 12 months.
On balances of £1 or more we agree to pay a gross annual interest rate which tracks at 1.5% below the Bank of England Base Rate until 31 December 2010 (but the rate will never be less than 0.10%).
Open from as little as £1.
Interest paid annually.
Instant access - the convenience of Internet Banking or PhoneBank® means you can access your savings when it suits you.
No limits on how much you can save.
The options to have a standing order payment into your account, so you know your savings are always growing.
Optional Cashpoint® card for easy access on the move.

Halifax Varible Rate Websaver

Minimum opening balance - £1
No maximum balance
Interest paid annually
Unlimited withdrawals and deposits
Manage your savings - Transfer money, view recent transactions and check your balance online 24/7 with this internet savings account
Applying is easy - it only takes 5 minutes to apply online now
You need to be a UK resident personal customers aged 11+

Fixed Rate Bonds

Account	AER	Duration	Interest Paid	Min Bal	Apply
Nationwide 5 Year Fixed Rate Bond You need to have, or open a Nationwide Flexi Current Account to deposit funds into this bond.	4.75%	Fixed term for 5 years	On Maturity	£1	Apply > More Info
Halifax 3 Year Fixed Rate Web Saver	4.50%	Fixed term for 3 years	On Maturity	£500	Apply > More Info
Nationwide 3 Year Fixed Rate Bond You need to have, or open a Nationwide Flexi Current Account to deposit funds into this bond.	4.40%	Fixed term for 3 years	On Maturity	£1	Apply > More Info
Halifax 3 Year Guaranteed Reserve	4%	Fixed term for 3 years	On Maturity	£500	Apply > More Info
Halifax 2 Year Fixed Rate Web Saver	4%	Fixed term for 2 years	On Maturity	£500	Apply > More Info
Nationwide 2 Year Fixed Rate Bond You need to have, or open a Nationwide Flexi Current Account to deposit funds into this bond.	3.90%	Fixed term for 2 years	On Maturity	£1	Apply > More Info
Lloyds TSB 2 Year eBond	3.90%	Fixed term for 2 years	Monthly/Annually	£2,000	Apply > More Info
Santander 2 Year Bond	3.75%	Fixed term for 2 years	On Maturity	£25,000	Apply > More Info
Halifax 2 Year Guaranteed Reserve	3.55%	Fixed term for 2 years	On Maturity	£500	Apply > More Info
Santander 18 Month Bond	3.25%	Fixed term for 18 months	On Maturity	£25,000	Apply > More Info
Santander 2 Year Bond	3.25%	Fixed term for 2 years	On Maturity	£10,000	Apply > More Info
Santander 1 Year Bond	2.75%	Fixed term for 1 year	On Maturity	£10,000	Apply > More Info
Nationwide 1 Year Fixed Rate Bond You need to have, or open a Nationwide Flexi Current Account to deposit funds into this bond.	2.75%	Fixed term for 1 year	On Maturity	£1	Apply > More Info
Santander 1 Year Bond	2.50%	Fixed term for 1 year	On Maturity	£1	Apply > More Info
Halifax 1 Year Guaranteed Reserve	2.45%	Fixed term for 1 year	On Maturity	£500	Apply > More Info
Halifax 1 Year Fixed Rate Web Saver	2%	Fixed term for 1 year	On Maturity	£500	Apply > More Info
Halifax 6 Month Fixed Rate Web Saver	1.50%	Fixed term for 6 months	On Maturity	£1,000	Apply > More Info
Halifax 6 Month Guaranteed Reserve	1.20%	Fixed term for 6 months	On Maturity	£500	Apply > More Info

Halifax 3 Year Fixed Rate Web Saver

Account gives you a great rate of 4.50% AER
You can open an account with just £500.
The maximum balance is £9,000,000.
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 2 Year Fixed Rate Web Saver

Account gives you a great rate of 4.00% AER
You can open an account with just £500.
The maximum balance is £9,000,000.
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Santander 2 Year Bond

3.75% gross/AER* on balances of £25k+
Matures 1st February 2012
Get a great fixed rate for the next two years
Pay in anything from £1 up to a maximum of £2,000,000
Invest £1 to £9,999 and receive 3.00% gross/AER
Invest £10,000 to £24,999 and receive 3.50% gross/AER
Invest £25,000 up to £2,000,000 and receive 3.75% gross/AER
Available to new and existing Santander customers
You can't add to your bond once it's open so put in as much as you can at the start
This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time
* gross/AER based on funds invested on 1st February 2010

Santander 2 Year Bond

Matures 1st February 2012
Get a great fixed rate for the next two years
Save from £10,000 up to £25,000 and receive 3.25% gross/AER fixed
Available to new and existing Santander customers
Invest £1 to £9,999 and receive 3.00% gross/AER
Invest £10,000 to £24,999 and receive 3.50% gross/AER
Invest £25,000 up to £2,000,000 and receive 3.75% gross/AER
You can't add to your bond once it's open so put in as much as you can at the start
Accessing your money during the term can only be done by closing the account, which is subject to 120 days loss of net interest
gross/AER based on funds invested on 1st February 2010.

Halifax 1 Year Fixed Rate Web Saver

Account gives you a great rate of 2.00% AER
You can open an account with just £500.
The maximum balance is £9,000,000.
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 6 Month Fixed Rate Web Saver

Account gives you a great rate of 1.50% AER
You can open an account with just £500.
The maximum balance is £9,000,000.
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Santander 18 Month Bond

Matures 1st August 2011
3.25% gross/AER* on balances of £25k+
Get a great fixed rate on your savings for one year
Pay in anything from £1 up to a maximum of £2,000,000
Invest £1 to £9,999 and receive 2.75% gross/AER
Invest £10,000 to £24,999 and receive 3.00% gross/AER
Invest £25,000 up to £2,000,000 and receive 3.25% gross/AER
Available to new and existing Santander customers
You can't add to your bond once it's open so put in as much as you can at the start
This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time
* gross/AER based on funds invested on 1st February 2010

Santander 1 Year Bond

Matures 1st February 2011
Save £1 to £9,999 and receive 2.50% gross/AER fixed
Save £10,000 up to £2,000,000 and receive 2.75% gross/AER fixed
Get a great fixed rate on your savings for one year
Pay in anything from £1 up to a maximum of £2,000,000
Available to new and existing Santander customers
You can't add to your bond once it's open so put in as much as you can at the start
Accessing your money during the term can only be done by closing the account, which is subject to 120 days loss of interest
*gross/AER based on funds deposited by 1st February 2010.

Nationwide 1 Year Fixed Rate Bond

Get higher savings rate the more you deposit
Deposit £1 - £24,999 = 2.75% AER fixed for 1 year
You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
Manage your savings bonds online via our secure Internet Bank
Enjoy the security of a guaranteed rate of return
Choose between monthly or annual interest
Open several e-Bonds (the combined savings bonds balance mustn't exceed £3m)
Use your own e-Bond account nickname instead of having to remember a lot of numbers
Your online security protected with Nationwide's Internet Banking Promise

Nationwide 2 Year Fixed Rate Bond

Get higher savings rate the more you deposit
You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
Manage your savings bonds online via our secure Internet Bank
Enjoy the security of a guaranteed rate of return
Choose between monthly or annual interest
Open several e-Bonds (the combined savings bonds balance mustn't exceed £3m)
Use your own e-Bond account nickname instead of having to remember a lot of numbers
Your online security protected with Nationwide's Internet Banking Promise

Nationwide 3 Year Fixed Rate Bond

Get higher savings rate the more you deposit
You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
Manage your savings bonds online via our secure Internet Bank
Enjoy the security of a guaranteed rate of return
Choose between monthly or annual interest
Open several e-Bonds (the combined savings bonds balance mustn't exceed £3m)
Use your own e-Bond account nickname instead of having to remember a lot of numbers
Your online security protected with Nationwide's Internet Banking Promise

Nationwide 5 Year Fixed Rate Bond

Get higher savings rate the more you deposit
You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
Manage your savings bonds online via our secure Internet Bank
Enjoy the security of a guaranteed rate of return
Choose between monthly or annual interest
Open several e-Bonds (the combined savings bonds balance mustn't exceed £3m)
Use your own e-Bond account nickname instead of having to remember a lot of numbers
Your online security protected with Nationwide's Internet Banking Promise

Santander 1 Year Bond

Matures 1st February 2011
Save £1 to £9,999 and receive 2.50% gross/AER fixed
Save £10,000 up to £2,000,000 and receive 2.75% gross/AER fixed
Get a great fixed rate on your savings for one year
Pay in anything from £1 up to a maximum of £2,000,000
Available to new and existing Santander customers
You can't add to your bond once it's open so put in as much as you can at the start
Accessing your money during the term can only be done by closing the account, which is subject to 120 days loss of interest
*gross/AER based on funds deposited by 1st February 2010.

Lloyds TSB 2 Year eBond

Save for 2 years,
Fixed interest rates of 3.90% AER/Gross*.
View eBond interest rates.
Choose when your interest is paid - monthly to supplement your income or yearly as a lump sum - it's up to you.
Nominate where your Interest is paid – this can be a current account or an eligible savings account (excluding Monthly Saver, Term Deposits, Child Trust Fund, and ISA products.)
Save from £2,000 up to £1,000,000
No withdrawals are allowed.
You can make additional deposits to the product whilst the issue is on sale. This is a limited issue product however so once the issue is full no further deposits can be made.
Rate is fixed for the term of the deposit.
Manage your account through a dedicated eBond Savings Team. The account cannot be serviced through PhoneBank, branches or Internet Banking.

Halifax 1 Year Guaranteed Reserve

Minimum opening balance - from £500 upwards
Maximum balance - £9 million per account
Withdrawals - if after 6 months you need to withdraw your funds you may close your account subject to loss of interest
No additional deposits - after opening your account
Manage your savings - by telephone or branch. View your balance online 24/7

Halifax 2 Year Guaranteed Reserve

Minimum opening balance - from £500 upwards
Maximum balance - £9 million per account
Withdrawals - if after 6 months you need to withdraw your funds you may close your account subject to loss of interest
No additional deposits - after opening your account
Manage your savings - by telephone or branch. View your balance online 24/7

Halifax 3 Year Guaranteed Reserve

Minimum opening balance - from £500 upwards
Maximum balance - £9 million per account
Withdrawals - if after 6 months you need to withdraw your funds you may close your account subject to loss of interest
No additional deposits - after opening your account
Manage your savings - by telephone or branch. View your balance online 24/7

Halifax 6 Month Guaranteed Reserve

Minimum opening balance - from £500 upwards
Maximum balance - £9 million per account
Withdrawals - if after 6 months you need to withdraw your funds you may close your account subject to loss of interest
No additional deposits - after opening your account
Manage your savings - by telephone or branch. View your balance online 24/7

Income Bonds

Provider	Account	Income Yield	Interest Paid	Capital Protected	ISA Option	Apply
	UBS 5 Year FTSE Income Plan 5 Year Structured Income Bond with a Conditional Income Option - 6.50% gross (in arrears)* or a Fixed Income Option - 5.80% gross (in arrears). Can be used for ISA transfers & SIPP investment up to £500,000.	6.50% each year	Monthly			Apply > More Info
	Investec 5 Year Guaranteed FTSE 100 Income Plan 8 5 Year Capital Protected Structured Income Bond with an annual yield of 5.40% or a monthly yield of 0.43%	5.40% each year	Annually			Apply > More Info

UBS 5 Year FTSE Income Plan

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
Conditional Income Option - 6.50% gross (in arrears)* or
Fixed Income Option - 5.80% gross (in arrears)
The FTSE Income Plan provides investors with two investment options providing annual returns of 6.50% or 5.80%. The Conditional Income Option provides an annual return of 6.50% provided the FTSE 100 Index remains above 50% of its starting level throughout the 5 year term. Alternatively, the Fixed Income Option provides an annual return of 5.8% regardless of the performance of the FTSE 100 Index over the 5 year term.
The capital invested in both options is at risk if the FTSE 100 Index drops below 50% of its starting level at any point during the term.
Online applications are available for the FTSE Income Plan (excluding ISA transfers) for both fixed and conditional income options.
The Counterparty to the Plan – UBS AG, London Branch – is part of the UBS group. Headquartered in Switzerland, UBS is present in all major financial centres worldwide, including offices in over 50 countries and employing more than 65,000 people. UBS is regulated by the FSA in the United Kingdom in the conduct of its investment business, and currently has a Standard & Poor’s long term credit rating of A+.
Capital at Risk Investment**
Investment Term - 5 years
Plan counterparty - UBS AG, London Branch
Minimum Investment - £3,600
Within your individual Stocks & Shares ISA limit:
For individuals aged 50 or over on 5th April 2010 the limit is £10,200 for 2009/10 and 2010/11;
For individuals aged under 50 the limit is £7,200 for 2009/10 tax year and £10,200 for 2010/11
Available as a Stocks & Shares ISA, Stocks & Shares ISA Transfer and for Direct Investment.
2009/10 ISA Deadline: 1 April 2010
2010/11 ISA Deadline: 27 April 2010
ISA Transfer Deadline: 16 April 2010
Direct Investment Deadline: 27 April 2010
* Payments of annual income will depend on the performance of the FTSE 100 Index and the ability of the Plan counterparty (UBS AG, London Branch) to meet its obligations.
** The repayment of your original investment at maturity will depend on the performance of the FTSE 100 Index and payments of annual income will depend on the ability of the Plan counterparty (UBS AG, London Branch) to meet its obligations.

Investec 5 Year Guaranteed FTSE 100 Income Plan 8

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Investec 5 Year FTSE 100 Income Deposit Plan 8 aims to provide regular income payments while protecting your initial deposit when the Plan matures. The Plan has two income options; annual and monthly.
The Plan will return an income of 5.40% annually or 0.43% monthly, provided the FTSE 100 Index remains at or above 50% of its initial level. If the Plan falls below 50% of its initial level then income payments will cease. However, if the Index recovers to its starting level then the missed payments will be paid out and income payments will restart.
Your initial capital will still be returned in full at maturity regardless of the performance of the FTSE 100 Index.
This is a structured investment plan.
Annual Income Option - 5.40% gross or
Monthly Income Option - 0.43% gross
Covered by the Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account.
Capital Protected Product**
Investment Term - 5 Years
Minimum Single Investment - £1,500
Maximum Within Your Individual Cash ISA limit - £3,600
For individuals aged 50 or over on 5th April 2010, the limit is £5,100
Maximum Direct Investment - £1,000,000
This Plan is not the same as a bank or building society deposit account and charges may apply if your capital is withdrawn early
ISA Transfer Deadline - 19 February 2010
Direct Investment & ISA Deadline - 12 March 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
**The return of your capital depends on the ability of the counterparty (Investec Bank plc) to repay your money.

Growth Bonds

Account	Maximum Growth Return*	Apply
Investec Guaranteed 5 Year FTSE 100 Plan 15 Option 1 This capital protected plan offers a maximum return of 40% at maturity.	40% after 5 years	Apply > More Info
Investec Guaranteed 3 Year FTSE 100 Plan 15 Option 1 This capital protected plan offers a maximum return of 19% at maturity.	19% after 3 years	Apply > More Info
Morgan Stanley Morgan Stanley FTSE Protected Growth Plan 32 This 6 year structured investment plan offers a return of up to 18% with the potential to kick out after 3 years.	18% after 3 years	Apply > More Info
Morgan Stanley Morgan Stanley 6 Year FTSE Best Entry Growth Plan This 6 year structured investment plan offers two times any positive growth in the FTSE 100.	2x Growth in FTSE	Apply > More Info
Morgan Stanley 6 Year FTSE Kick Out Growth Plan 2 This 6 year structured investment plan offers the potential to kick out after 3 years with a maximum return of 50%. Invest up to £7,200p.a within ISA allowance, and unlimited without.	110% after 6 years	Apply > More Info

Investec Guaranteed 5 Year FTSE 100 Plan 15 Option 1

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Investec FTSE 100 5 Year Deposit Plan 15 Option 1 aims to provide a higher return than is available through other deposit accounts, whilst returning your initial deposit when the plan matures. The 5 year plan offers a fixed return of up to 40%, dependent on the performance of the FTSE 100 Index.
At the end of your investment term you will receive the fixed return as long as the final level of the FTSE 100 Index is higher than the starting level. If the FTSE 100 Index is the same as or below the starting level you will still receive your initial investment.
Investec Bank plc, as the Plan Manager, offers a choice of deposit taker, either Investec Bank plc or Lloyds TSB plc.
This is a structured investment plan.
Investec Version Potential Fixed Return - 40% gross
Lloyds Version Potential Fixed Return - 32.5% gross
The difference in returns payable is an indicator of the deposit taker's credit rating
Both deposit takers are covered by the Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account *
Capital Protected Product**
Investment Term - 5 Years
Minimum Single Investment - £1,500
Maximum Within Your Individual Cash ISA limit - £3,600
For individuals aged 50 or over on 5th April 2010, the limit is £5,100
This Plan is not the same as a bank or building society deposit account and an early exit fee will apply if your capital is withdrawn early
ISA Transfer Deadline - Passed
Direct Investment & ISA Deadline - 12 March 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
**The return of your capital depends on the ability of the deposit taker (Investec Bank plc or Lloyds TSB Bank plc) to repay the monies.

Investec Guaranteed 3 Year FTSE 100 Plan 15 Option 1

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Investec FTSE 100 3 Year Deposit Plan 15 Option 1 aims to provide a higher return than is available through other deposit accounts, over its 3 year investment term. The plan ensures that your initial deposit is returned in full if the plan is held to maturity. A fixed return of 19% is possible at maturity, dependent on the final level of the FTSE 100 Index.
At the end of your investment term you will receive the fixed return as long as the final level of the FTSE 100 Index is higher than the the starting level. If the FTSE 100 Index is the same as or below the starting level you will still receive your initial investment.
This is a structured investment plan.
Potential Fixed Return - 19% Gross
Covered by Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account *
Capital Protected Product**
Investment Term - 3 Years
Minimum Single Investment - £1,500
Maximum Within Your Individual Cash ISA limit - £3,600
For individuals aged 50 or over on 5th April 2010, the limit is £5,100
Maximum Direct Investment - £1,000,000
This Plan is not the same as a bank or building society deposit account and an early exit fee will apply if your capital is withdrawn early
ISA Transfer Deadline - Passed
Direct Investment & ISA Deadline - 12 March 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
**The return of your capital depends on the ability of the counterparty (Investec Bank plc) to repay the monies.

Morgan Stanley Morgan Stanley FTSE Protected Growth Plan 32

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Morgan Stanley FTSE Protected Growth Plan 32 is a six year capital protected structured investment plan linked to the FTSE 100.
It offers an early exit feature with a fixed return of 18% if the FTSE 100 Index has risen by 15% or more after three years. If this does not occur then the Plan will continue for the full six year term and you will receive a return equal to 100% of the Index performance at maturity with no upper limit. You will receive your initial capital at maturity regardless of the performance of the FTSE 100 Index.
This is a structured investment plan.
Growth Returns: 100% of FTSE 100 Index growth
Early Exit Return: 18%*
Capital protected product **
Investment Term: 6 Years
Minimum Single Investment: £3,000
Maximum within your individual stocks and shares ISA limit – £7,200
(For individuals aged 50 or over on 5th April 2010, the limit is £10,200)
ISA Transfer Deadline - 4 Mar 2010
Direct Investment & ISA Deadline - 15 Mar 2010
* Available if the FTSE 100 Index has risen by 15% or more three years into the Plan.
** The return of your capital also depends on the ability of the counterparty (Morgan Stanley) to repay the monies.

Morgan Stanley Morgan Stanley 6 Year FTSE Best Entry Growth Plan

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Morgan Stanley FTSE Best Entry Growth Plan is a six year investment plan that is linked to the FTSE 100 Index. The Plan offers a return of two times any positive growth in the Index over the six years subject to a maximum of 80%.
The Plan benefits from a market timing feature that measures the performance of the FTSE 100 Index monthly for the first four months, and the lowest recorded level is used as the starting point for performance. Capital is at risk if at maturity the Index has fallen by 50% or more from the starting level.
This is a structured investment plan.
Growth Return: Two times any positive growth in the Index
Capital at risk product*
Investment Term: 6 Years
Minimum Single Investment: £3,000
Maximum within your individual stocks and shares ISA limit – £7,200
(For individuals aged 50 or over on 5th April 2010, the limit is £10,200)
ISA Transfer Deadline - 4 Mar 2010
Direct Investment & ISA Deadline - 15 Mar 2010
*The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Morgan Stanley) to repay the monies.

Morgan Stanley 6 Year FTSE Kick Out Growth Plan 2

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Morgan Stanley FTSE Kick Out Growth Plan is a six year investment linked to the FTSE 100 Index.
It offers an early exit feature with a fixed return of 50% if the FTSE 100 Index has risen by 15% or more after three years. If this does not occur then the Plan will continue for the full six year term and you will receive a return equal to 110% of the Index performance at maturity with no upper limit. Capital is at risk if at maturity the Index has fallen by 50% or more from the starting level.
This is a structured investment plan.
Growth Returns: 110% of FTSE 100 Index growth
Early Exit Return: 50%*
Capital at risk product**
Investment Term: 6 Years
Minimum Single Investment: £3,000
Maximum within your individual stocks and shares ISA limit – £7,200 (For individuals aged 50 or over on 5th April 2010, the limit is £10,200)
ISA Transfer Deadline - 4 Mar 2010
Direct Investment & ISA Deadline - 15 Mar 2010
* Available if the FTSE 100 Index has risen by 15% or more three years into the Plan.
** The return of your capital also depends on the performance of the FTSE 100 Index and the ability of the counterparty (Morgan Stanley) to repay the monies.

Structured Investment Products promoted by Fair Investment Company Limited, Fair Investment Company Limited is Authorised and Regulated by the Financial Services Authority.

Tax Free Cash ISAs

Provider	Account	AER	Notice	Deposit Per Year		Apply
Provider	Account	AER	Notice	Min	Max	Apply
	Halifax 4 Year Fixed Rate ISA Saver No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 4.25% AER. Minimum deposit £500.	4.25%	Instant	£500	£3,600	Apply > More Info
	Halifax 3 Year Fixed Rate ISA Saver No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 3.75% AER. Minimum deposit £500.	3.75%	Instant	£500	£3,600	Apply > More Info
	Halifax 2 Year Fixed Rate ISA Saver No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 3.50% AER. Minimum deposit £500.	3.50%	Instant	£500	£3,600	Apply > More Info
	Lloyds TSB 2 Year Fixed Rate Cash ISA Get 2.70% AER/Tax Free on balances of £3,000 - £14,999 or up to 3.30% AER/Tax Free on balances of £30k+. You CAN transfer your existing ISA balances to this ISA. YOU MUST BE AN EXISTING LLOYDS CUSTOMER	3.30%	Instant	£3,000	£150,000	Apply > More Info
	A&L Direct ISA (Issue 6) Deposit £1k - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 2.75% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions	2.75%	Instant	£9,000	£150,000	Apply > More Info
	Santander ISA (Issue 6) Deposit £1k - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 2.75% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions	2.75%	Instant	£9,000	£150,000	Apply > More Info
	Lloyds TSB Cash ISA Rate includes 1.50% gross p.a. bonus fixed for 12 months. You can NOT transfer your existing ISA balances to this ISA. YOU MUST BE AN EXISTING LLOYDS CUSTOMER	2.50%	Instant	£1	£3,600	Apply > More Info
	Halifax 1 Year Fixed Rate ISA Saver No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 2.50% AER. Minimum £500 deposit.	2.50%	Instant	£500	£3,600	Apply > More Info
	Natwest e-ISA Deposit £1 - £10K and get 2.0% AER. Deposit £10-£30K and get 2.25% AER. £30K+ = 2.50% AER. No withdrawal Penalties. You CAN transfer your existing ISA balances to this ISA	2.50%	Instant	£1	£3,600	Apply > More Info
	ING Direct Cash ISA Rate includes 1.47% gross p.a. bonus fixed for 12 months. You can NOT transfer your existing ISA balances to this ISA.	2.50%	Instant	£1	£3,600	Apply > More Info
	Santander ISA (Issue 6) Deposit £1k - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 2.75% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions	2%	Instant	£1	£9,000	Apply > More Info
	A&L Direct ISA (Issue 6) Deposit £1k - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 2.75% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions	2%	Instant	£1	£3,600	Apply > More Info
	Natwest Cash ISA Earn up to 2% AER depending your deposit. Interest Paid Monthly. No withdrawal Penalties. Transfer your existing ISA balances to this ISA	2%	Instant	£1	£3,600	Apply > More Info
	Principality e-ISA NO bonus period included. NO Withdrawal Restrictions. You CAN transfer your existing ISA balances to this ISA	1.80%	Instant	£1	£3,600	Apply > More Info

Halifax 4 Year Fixed Rate ISA Saver

Get 4.25% AER Fixed for 4 Years
Minimum opening balance - £500
Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
No withdrawals
No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
Manage your savings - In branch, by phone or view your balance online 24/7
Britain's No 1 for ISAs*
Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 3 Year Fixed Rate ISA Saver

Get 3.75% AER Fixed for 3 Years
Minimum opening balance - £500
Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
No withdrawals
No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
Manage your savings - In branch, by phone or view your balance online 24/7
Britain's No 1 for ISAs*
Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 2 Year Fixed Rate ISA Saver

Get 3.50% AER Fixed for 2 Years
Minimum opening balance - £500
Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
No withdrawals
No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
Manage your savings - In branch, by phone or view your balance online 24/7
Britain's No 1 for ISAs*
Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Santander ISA (Issue 6)

Save up to £3,600 in the 2009/10 tax year without paying any tax on the interest
Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
After 12 month intro rate reduces to:
£1 - £9,000 = 0.5%AER
£9,000 + 1.00%AER
Pay-in/Withdraw via Abbey Branch, Online, and Telephone
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

A&L Direct ISA (Issue 6)

Enjoy TAX-FREE saving with our simple cash ISA account.
Direct ISA (Issue 6): 2.75% AER tax-free (variable) from £9k+
2.00% AER tax-free (variable) from £1k+ which includes a 12 month variable rate bonus of 1.50% AER tax-free
2.75% AER tax-free (variable) from £9k+ which includes a 12 month variable rate bonus of 2.25% AER tax-free
TRANSFER in existing ISA funds from another Cash ISA.
No withdrawal charges.
Open account in minutes.
ACCESS your MONEY within 24 hours when a transfer is made into your Alliance & Leicester current account: or up to 4 working days for a transfer to another provider.
Available to those aged 16 or over.

Lloyds TSB Cash ISA

Earn a variable rate of 2.50% AER/tax-free.
This rate includes a fixed introductory bonus of 1.50% AER for the first 12 months from account opening.
Interest paid annually on the 31st March.
Save up to £3,600 per tax year. From 6 October 2009 you can save up to £5,100 per tax year if you were born on or before 5 April 1960.
Make withdrawals from as little as £1.
Set up regular payments into your ISA from your current account.
Manage your Cash ISA Saver through Internet Banking if you're registered.
You can transfer your existing ISA into us, with our ISA transfer form.

Halifax 1 Year Fixed Rate ISA Saver

Earn 2.5% AER tax free fixed for 1 year
Minimum opening balance - £500
Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
No withdrawals
No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
Manage your savings - In branch, by phone or view your balance online 24/7
Britain's No 1 for ISAs*
Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

ING Direct Cash ISA

Act now and you can enjoy a great tax free rate of 2.5% AER variable (2.47% gross p.a variable, including a 1.47% gross p.a bonus fixed for 12 months from opening)
This rate then reverts to a variable Cash ISA rate currently 1.00% gross/AER.
The interest is calculated daily and paid monthly.
You can invest from £1 up to £3,600 each tax year and benefit from tax free savings.
You can NOT transfer your existing ISA balances to this ISA
The tax year runs from 6 April to 5 April the following year.
You can invest in one lump sum or in any number of smaller payments up to the annual subscription limit (£3,600).
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Natwest e-ISA

Save from £1 and save up to £3600 per tax year
If you wish to transfer your existing ISAs balances to this ISA you will earn the following rate of interest:
£0 - £9,999 = 2.00% AER
£10,000 - £29,900 = 2.25% AER
£30,000+ = 2.50% AER
Instant access to your funds with no penalties
Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
Manage your ISA by Phone, post, in branch and online

Santander ISA (Issue 6)

Save up to £3,600 in the 2009/10 tax year without paying any tax on the interest
Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
After 12 month intro rate reduces to:
£1 - £9,000 = 0.5%AER
£9,000 + 1.00%AER
Pay-in/Withdraw via Abbey Branch, Online, and Telephone
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

A&L Direct ISA (Issue 6)

Enjoy TAX-FREE saving with our simple cash ISA account.
Direct ISA (Issue 6): 2.75% AER tax-free (variable) from £9k+
2.00% AER tax-free (variable) from £1k+ which includes a 12 month variable rate bonus of 1.50% AER tax-free
2.75% AER tax-free (variable) from £9k+ which includes a 12 month variable rate bonus of 2.25% AER tax-free
TRANSFER in existing ISA funds from another Cash ISA.
No withdrawal charges.
Open account in minutes.
ACCESS your MONEY within 24 hours when a transfer is made into your Alliance & Leicester current account: or up to 4 working days for a transfer to another provider.
Available to those aged 16 or over.

Natwest Cash ISA

Save from £1 and save up to £3600 per tax year
Earn 0.50% AER to 2% AER depending on deposit:
£50,000+ = 2.00% AER
£27,000 - £49,999 = 1.75% AER
£22,000 - £26,999 = 1.10% AER
£15,000 - £21,999 = 0.95% AER
£9,000 - £14,999 = 0.75% AER
£1 - £8,999 = 0.50% AER
Instant access to your funds with no penalties
Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
Manage your ISA by Phone, post, in branch and online

Principality e-ISA

Minimum investment of £1.
Invest up to £3,600 in this tax year – click here to see the changes to ISA limits for over 50’s after 6th October 2009.
No limitations on the amount you may withdraw.
Mini cash ISA transfers from other providers permitted~.
Interest paid annually.
Transfers from other Principality Building society accounts to e-ISA accounts are not permitted.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS – Financial Services Compensation Scheme.

Lloyds TSB 2 Year Fixed Rate Cash ISA

Fixed tiered interest rates.
Earn from 2.70% AER/Tax Free on balances of £3,000 to £14,999
Earn 3.30% AER/Tax Free on balances of £30,000 or more.
Interest rate fixed for 24 months from account opening.
Interest calculated on a daily basis and paid on anniversary of account opening and upon account maturity.
Tax-free savings from previous years ISA allowances to maximise savings.
Continued growth - at the end of the 24 month fixed rate period, your account pays interest at our standard variable Cash ISA Saver rate.
Manage your account through Internet Banking, PhoneBank® or branch.
Save up to £3,600 each tax year. From 6 October 2009 you can save up to £5,100 each tax year if you were born on or before 5 April 1960.

Business Current Accounts

Account	AER	Free Banking Duration	Interest Paid	Apply
Santander Business Account FREE day-to-day banking forever	6%	for Unlimited	Monthly	Apply > More Info
A&L Free Business Current Account Free day to day banking and a market leading cash deal	0.25%	for Unlimited	Monthly	Apply > More Info
A&L Business Builder Current Account 2 years FREE business banking with NO charges	0%	for 24 mths	Monthly	Apply > More Info
Barclays Business Start-up account Up to 2 years free banking & free automated transactions	N/A	for up to 24mths	Monthly	Apply > More Info
Barclays Business Current Account Get free automated transactions, plus a whole lot more	N/A	N/A	Monthly	Apply > More Info

Santander Business Account

***CALL 0845 606 0875 TO APPLY***
(This offer is only available over the phone).
6.0% AER for the first 12 months on balances up to £2,500 when you use the Account Transfer Service
Free day to day banking includes:
- Unlimited direct debits, standing orders and bill payments
- Unlimited debit card payments
- Unlimited automated BACS credit
- Unlimited transfers between linked Abbey accounts
- 100 cheque deposits per month
- 100 cash and cheque withdrawals per month
- £3,000 in cash deposited per month
Operate the account through the internet, by phone, by post and ATMs
Cheque book, paying in book, debit card and regular statements
No monthly charge
No minimum balances
No minimum amount required to be paid in each month
Monthly deposits of £1,000 or more are required to earn 6% AER / 5.84% gross
Free access to Relationship Managers as your business grows
Authorise others to operate the account on your behalf

A&L Free Business Current Account

Awarded ‘Best Business Current Account Provider’ for 7 years year running.
The rate of base +0.60% is applicable for 12 months from opening your account, then reverts to a rate of base -2.00% gross per annum. This rate will not to fall below 0.10% regardless of any downward movements in our base rate.
**Unrivalled access and convenience** - Pay in and withdraw money at any branch as well as at any Post Office Nationwide. That’s a bigger branch network than all of the big banks combined!
FREE & UNLIMITED day to day banking:
FREE & UNLIMITED Direct Debits
FREE & UNLIMITED standing orders
FREE & UNLIMITED automated transactions
FREE & UNLIMITED cheques issued and deposited
FREE cash deposits up to £3,000 each month, then it is just 50p per £100
Bank online, over the phone or via the post, plus you can pay in or withdraw money at any Alliance & Leicester branch or Post Office.
Free online practical business advice, in conjunction with BusinessLink.

A&L Business Builder Current Account

2 years FREE business banking
**Unrivalled access and convenience** - Pay in and withdraw money at any branch as well as at any Post Office Nationwide. That’s a bigger branch network than all of the big banks combined!
No minimum balance of funding requirements
No standard transaction charges
FREE Internet business guidance service
FREE legal and tax advice
Bank by Internet, fax, phone or at 14,000 Post Offices

Barclays Business Start-up account

Up to 2 years free banking*
Free Automated Transactions Tariff as standard (at the end of the Free Banking Period)
Your own Local Business Manager – backed up by an Award Winning Telephony Team**
Bank in branch, online or by phone
We offer more than you’d expect from a bank…
Free CREDITFOCUS Classic - an award wining credit management tool***
We offer up to 45 minutes’ free consultation with local professional experts in accountancy, marketing and law.
Free Local Business seminars
Free - Securely back up 2GB of your business data
Access to unique business management software so that you can spend less time on admin and more time on what you love doing
* There is no charge for standard transactions for two years if the Barclays Business Essentials and CREDITFOCUS Pro or Barclays Business Essentials Plus and CREDITFOCUS Pro or Barclays Business Manager and CREDITFOCUS Pro are purchased at the time of opening the account. This is only applicable for new businesses opening their account with Barclays. This applies to everyday Sterling, debit and credit transactions and the maintenance fee. Please note: accounts must be active.
**Best Large Call Centre in 2007 European Call Centre Awards
***Available to small businesses with a turnover below £1m

Barclays Business Current Account

Free Automated Transactions Tariff as standard
Your own Local Business Manager – backed up by an Award Winning Telephony Team**
Bank in branch, online or by phone
We offer more than you’d expect from a bank…
Free CREDITFOCUS Classic our award winning service to help cut out late payers and the risk of bad debt until 31st December 2009 *
Free advice from a local solicitor
Free Local Business seminars
Free - Securely back up 2GB of your business data
Free online skills training
Free advice from our Legal & Tax helpline
Plus, access to unique business management software so that you can spend less time on admin and more time on what you love doing
**Best Large Call Centre in 2007 European Call Centre Awards
*Available to small businesses with a turnover below £1m

Business Savings Accounts

Provider	Account	AER	Deposit		Interest Paid	Apply
Provider	Account	AER	Min	Max	Interest Paid	Apply
	Santander Business Reward Saver 2% AER (variable) on Business Savings if you make no withdrawals in 12 months, or 1.84% AER (Variable) if you make 1 withdrawal.	1.84%	£30,000	£2,000,000	Annually	Apply > More Info
	Santander Business Direct Saver Up to 1% AER/gross on Business Savings on balances over £10,000.	1%	£1	£2,000,000	Annually	Apply > More Info

Santander Business Reward Saver

**Call 0800 068 6433 to find out more..**
1.84% gross/AER (variable) when you make one withdrawal in the first 12 months
2% gross/AER (variable) when you make no withdrawals in the first 12 months
These rates include a 1% gross/AER variable rate bonus for the first 12 months. A reduced rate of 0.10% gross/AER will be paid on the full balance on the account for the month in which a withdrawal is made.
A rate of 0.10% gross/AER applies when the balance is less than £30,000.
Choose interest to be paid monthly or annually
Minimum Deposit = £30,000
Maximum Deposit = £2million
Instant access via internet, phone and ATM network
Authorise others to operate the account on your behalf

Santander Business Direct Saver

**Call 0800 328 0427 to find out more..**
0.25% AER/gross on balances from £1 to £9,999
1% AER/gross on balances over £10,000
Minimum Deposit = £1
Instant access via internet, phone and ATM network
Authorise others to operate the account on your behalf

Guaranteed Acceptance Bank Accounts

Provider	Account	AER	Min Bal	O/D Rate	O/D Buffer	Apply
	Guaranteed Bank Account	0%	£0	No Offer	No Offer	Apply > More Info
	No Credit Check basic bank account – Open to everyone 18+ & UK resident. £30 Opening Fee + £12 per month.					Apply > More Info

Card One Banking Guaranteed Bank Account

CardOneBanking offers the following:
Guaranteed Acceptance
Sortcode & Account Number
Prepaid MasterCard card
24 hour account management by Phone, Text and Online Banking
Dedicated Account Manager
NO OVERDRAFT FACILITY – No risk of going overdrawn
NO EXTRA CHARGES – No charges for bounced standing orders
NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
YOU must be 18+ and UK resident
£30 account opening fee and £12.50 monthly management fee

Latest Bank Account News

People 'more positive about placing cash into savings accounts': Britons' views on saving continue to improve. The nation's propensity to place money into savings accounts is at its highest for more than 18 months.Four-fifths of those questioned by ...; Read More >; Thu 11th Mar, 2010
Creative companies struggle to 'access business accounts': Businesses operating in the creative sector often struggle to access finance. Companies in publishing and other creative industries are struggling to access business accounts and other ...; Read More >; Thu 11th Mar, 2010
Failure to switch current accounts 'seeing customers miss out': Failing to seek out competitive current accounts may mean many people are not making the most of their finances. Millions of Britons could be failing to make the most of their money by ...; Read More >; Wed 10th Mar, 2010
Barclays Business Banking to offer contactless cards: Businesses will be able to use contactless-enabled cards to pay for goods and services. Companies are to find they are issued with contactless-enabled debit cards to use with their ...; Read More >; Wed 10th Mar, 2010
Business accounts 'buoyed by rise in exports': New research has revealed an increase in business sentiment. Businesses are taking a more positive view about the short term future of their organisation, in part driven by reports that ...; Read More >; Tue 9th Mar, 2010
Saga reveals keenness to save into ISAs: Over-50s are keen to make use of the increased savings allowance on hand with individual saving accounts (ISAs). Significant numbers of older Britons are taking advantage of the ...; Read More >; Tue 9th Mar, 2010
ISA savers should "get a move on": Savers have been reminded of the need to make full use of ISAs before the end of the current tax year. It is imperative that people take full advantage of investing in ISAs.So claims ...; Read More >; Mon 8th Mar, 2010

View Latest Bank Account News Archive >

Editors Choice

Alliance Leicester Premier Direct Current Account

Get a whopping 5% AER on your first £2,500 deposited in your Alliance Leicester Account. Also receive a £2000 0% 12 month's overdraft facility - What a Package!...

Apply >

Editors Choice

Halifax WebSaver Extra

WebSaver Extra account offers a high 2.80%AER (with No bonus amount included) coupled with instant access to your cash should you require it!

Apply >

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Banking & Saving - Top 10 Bank Accounts & Savings Accounts | ISAs | Business Bank Accounts