Banking, Saving & Investing
Offers on savings accounts, isas, current accounts and fixed term bonds change frequently and switching your bank account is easier than you might think. Start saving more money!
Editors Choice - ING Direct Savings Account - 3.10% AER
New customers only. 3.10% AER variable on balances up to £250,000 plus resulting interest. Open an account online in as little as 10 minutes. Conditions apply.
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Get up to 3% AER on balances £3k - £20k & Get Cash Back on your Bills - 1% cashback on water and council tax, 2% cashback on electricity and gas, 3% cashback on mobile, home phone, broadband and paid for TV packages.
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Debit Card included. You must be age 18+. Also 0% £100 Overdraft, Any other borrowing @ 19.24% (subject to eligibility)
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£200 interest free overdraft. You need to be 18+ & pay in £800+ p.m
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Get a Debit Card & access to a network of over 1,700 branches. You must be age 18+
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Debit Card included. You must be age 18+. Also 0% £100 Overdraft, or up to £15,000 @ 19.24% (subject to eligibility)
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Get Green Flag breakdown cover, Mobile phone insurance (including all smartphones!) Annual worldwide travel insurance & Travel benefits for £12.50 per month!
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Get FREE European Travel Insurance and NO monthly fee. You need to be 18+, No Fees or Minimum monthly deposits.
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No Credit Check basic bank account – Open to everyone 18+ & UK resident. NO Opening Fee - £12.50 per month. Create Standing Orders but No Direct Debits
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No Credit Check basic bank account – Open to everyone 18+ & UK resident. Set-up fee of £25 (£30 for a joint account), monthly administration fee of just £14.50 (£19.50 for a joint account). Create Standing Orders but No Direct Debits
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- The New 123 Current Account pays cashback on household direct debits
- 1% cashback on water and council tax
- 2% cashback on electricity and gas
- 3% cashback on mobile, home phone, broadband and paid for TV packages
- New 123 Current Account pays also pays in-credit interest
- 1% AER on the entire balance, once the customer’s balance is £1,000 or over
- 2% AER on the entire balance, once the customer’s balance is £2,000 or over
- 3% AER on the entire balance, once the customer’s balance is £3,000 or over (up to £20,000)
- You are required to pay £2 a month (equates to 6p per day)
- Your overdraft fee will be 19.9% EAR plus an unauthorised fee of £1 per day.
- Get a cheque book and a Visa Debit card. You can use your Visa Debit card in shops wherever you see the Visa symbol and at virtually every cash machine in the UK and many worldwide. It also acts as a £100 cheque guarantee card
- Access to your money 24 hours a day 7 days a week through our e-banking service, 750+ branches, 24-hour telephone banking service, LINK cash machine network or even by post
- You must setup a minimum of 2 active direct debits
- You must deposit at least £500 per month
- This account is open to NEW and EXISTING Santander customers aged 18 and above (must be UK resident)
- Free day-to-day banking without subscription charges
- Overdraft available subject to eligibility, giving your finances some breathing space
- Chequebook available subject to eligibility; handy when cash or cards aren't convenient
- Monthly statements with all your transactions and your balance - by post or online. Or pick up a mini-statement from our cash machines
- ***You must deposit at least £800 per month***
- Interest on all balances tracks at 0.5% below the Bank of England Base Rate, guaranteed for the life of your Current Account.
- UK call centres open 24/7, 365 days a year
- Fee-free £200 overdraft facility
- Dedicated switching service
- A carbon neutral debit card (subject to status).
- Online Banking – do your banking from home (subject to registration).
- Telephone Banking – pay bills and more (subject to registration).
- A network of over 1,700 branches.
- Draw on cheques paid in before they clear (subject to status and limit).
- An overdraft: 19.3% interest per annum (variable).
- Representative Example: Up to £5,000 19.3% interest p.a. (variable)
- Subject to status and application. So the amount offered may be different to that shown on the example. Overdrafts are repayable on demand.
- Barclays £2,500 Personal Reserve Option:
- - One Reserve Usage Fee of £22 for each five consecutive working day period from the day you start using your Reserve.
- - No interest payments on your Reserve balance.
- - Representative Example: 0% interest per annum (variable). Reserve Limit £2,500. One reserve usage fee of £22 for each five consecutive working day period from the day you start using your reserve. Personal reserve is subject to status and application and repayable on demand.
- - The Reserve is repayable on demand. The maximum Reserve is £2500, subject to status.
- - One Returned Transaction Fee of £8 for each returned transaction where you exceed your Reserve.
- - One Guaranteed Transaction Fee of £8 for each guaranteed payment made where you exceed your Reserve.
- Free everyday banking - no monthly subscription charges.
- No arrangement or renewal fees - on overdrafts up to £15,000. And pay no interest on agreed overdrafts of up to £100.
- Save on your mortgage - use your Interest Paying Current Account balance to save money with our Offset Service.
- Easy access to your money - your debit card gives you access to almost every cash machine in the UK. You can also pay for goods and services wherever you see the logo shown on your card.
- Online banking - manage your money 24 hours a day, 365 days a year with our telephone and internet banking services. (Except for short periods of essential maintenance.)
- Overseas money - get money in local currency at cash machines and buy goods wherever you see the logo shown on your card.
- Statements - monthly statements list all transactions and your current balance. You can also get mini-statements from any cash machine.
- Pay £12.50 per month and get the following benefits:
- Green Flag car breakdown cover - even on your driveway
- Mobile phone insurance – including all smartphones
- Annual worldwide travel insurance - Members and their partners aged 70 years and over must pay an additional annual premium of £50
- Travel benefits – discounts on holidays, flights and hotels
- VISA debit card with every account
- Free travel insurance: multi-trip European cover worth up to £70* (conditions apply)
- Manage your account online with an excellent internet banking service.
- Three-month interest-free overdraft when you switch to FlexAccount
- Free day to day banking
- Voted Best Overall Online Provider 2009 by Your Money
- CardOneBanking offers the following:
- Guaranteed Acceptance
- Sortcode & Account Number
- Have your salary deposited into this account
- Pay money in at any Post Office or high street branch
- Prepaid MasterCard card
- Create Standing Orders but you can not set up Direct Debits with this account.
- 24 hour account management by Phone, Text and Online Banking
- Dedicated Account Manager
- NO OPENING FEE
- NO OVERDRAFT FACILITY – No risk of going overdrawn
- NO EXTRA CHARGES – No charges for bounced standing orders
- NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
- YOU must be 18+ and UK resident
- £12.50 monthly management fee
- Think Banking offers the following:
- Guaranteed Acceptance
- Sortcode & Account Number
- Have your salary deposited into this account
- Pay money in at any Post Office or high street branch
- Prepaid MasterCard card
- Create Standing Orders but you can not set up Direct Debits with this account.
- 24 hour account management by Phone, Text and Online Banking
- Dedicated Account Manager
- Opening fee of £25 (£30 for a joint account)
- NO OVERDRAFT FACILITY – No risk of going overdrawn
- NO EXTRA CHARGES – No charges for bounced standing orders
- NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
- YOU must be 18+ and UK resident
- £14.50 monthly management fee (£19.50 for joint account customers)
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1 Free Withdrawal Per Year
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- Deposit £1000 - £24,999 and get 2.85% AER including 1.34% AER bonus for 12 months.
- Save £25,000+ and get a competitive rate of interest of up to 3.17% AER, (3.12% gross p.a.) variable including a 1.66% gross p.a. conditional bonus which is fixed and will be paid for the first 12 months.
- Get 3.17% AER providing you make only 1 withdrawal per year (more than this will result in a lower rate of interest).
- Flexibility to make additional withdrawals if you need to (subject to a lower rate of interest and loss of bonus)*
- After bonus period the rate is 1.51% AER (1.50% gross p.a.) variable.
- Save from £1,000 to £5,000,000
- Open and manage your account online using the Nationwide MySave Online Savings site.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS -
- Access your savings 24/7/365
- Apply online in less than 10 minutes
- Instant account opening
- Open a savings account with just £1
- Rate applies to annual interest option and includes 1.36% gross/AER fixed interest bonus for the first 12 months
- Monthly interest option also available
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- New customers can enjoy a variable rate of 3.10% AER (3.06% gross p.a.) including a 2.56% gross p.a. bonus fixed for 12 months from the business day following account opening.
- After 12 months the rate will revert to our ING Direct Savings Account variable rate, currently 0.50% AER
- Move your money when you like, with no penalties or restrictions
- Start saving from £1, with no minimum or maximum monthly deposits required
- Open an account in minutes
- Award winning UK call centres
- Great on-going rate of 2.50% gross pa/AER† variable with NO bonus period!
- Apply online with Barnsley Building Society award-winning, paperless application. No forms to sign.
- Open an Online Saver with as little as £1
- Make withdrawals at any time as long as you leave a minimum balance of £1
- Check your balance and view your statements whenever you wish
- Log into our secure website to transfer money to your nominated bank or building society account or a nominated account held with us
- Rate includes a bonus of 0.50% until 31/12/2010.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- You must be an existing Lloyds TSB customer AND signed up to Lloyds Online Banking to be able to apply for this product
- Earn 1.60% AER/Gross from £1, and up to 2.50% AER/Gross on balances of £10,000 or more View eSavings Account interest rates.
- These rates include an introductory bonus of 1.50% AER on all tiers for the first 12 months.
- Interest paid annually.
- Start saving with only £1.
- Instant access - the convenience of Internet Banking or PhoneBanking means you can access your savings when it suits you.
- Set up a standing order - saving regularly from your current account is the easy way to grow your savings.
- Name your account to suit you, such as holiday, rainy day or simply savings.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- A competitive rate of interest of up to 2.50% AER, (2.50% gross p.a.)
- Flexibility to make unlimited withdrawals if you need to giving you the highest level of flexibility available.
- Open an account with as little as £1!
- Save up to £1000 each month.
- Open and manage your account online using the Nationwide MySave Online Savings site.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- A variable rate of interest, currently 1.60% AER/Gross.
- This rate includes a fixed introductory bonus of 1.50% AER for the first 12 months.
- Open from as little as £1.
- Interest paid annually.
- Instant access - the convenience of Internet Banking or PhoneBank® means you can access your savings when it suits you.
- No limits on how much you can save.
- The options to have a standing order payment into your account, so you know your savings are always growing.
- Optional Cashpoint® card for easy access on the move.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Rate includes a bonus of 0.89% for 12 months
- Minimum balance £1000
- Deposits can be made by internet banking, telephone or post
- No notice period or penalties for withdrawals
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Deposit £1000+ and get 3.50% AER (variable) tax-free including a fixed 2.50% AER bonus interest rate, paid until 31st October 2013
- Deposit £1-£999 and get 0.25% AER only.
- Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
- However, you will need to open your account online today with at least £1,000.
- You will receive a welcome letter with everything you need to manage your account by post.
- Earn a variable rate of 2.65% AER/tax-free.
- This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
- Interest paid annually on the 31st March.
- Save up to £5,640 per tax year.
- Make withdrawals from as little as £1.
- Set up regular payments into your ISA from your current account.
- Manage your Cash ISA Saver through Internet Banking if you're registered.
- You can transfer your existing ISA into us, with our ISA transfer form.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Save £25,000+ and get a competitive rate of interest of up to 3.17% AER, (3.12% gross p.a.) variable including a 1.66% gross p.a. conditional bonus which is fixed and will be paid for the first 12 months.
- Get 3.17% AER providing you make only 1 withdrawal per year (more than this will result in a lower rate of interest).
- Flexibility to make additional withdrawals if you need to (subject to a lower rate of interest and loss of bonus)*
- Deposit £1000 - £24,999 and rate falls to 2.85% AER including 1.34% AER bonus for 12 months.
- After bonus period the rate is 1.51% AER (1.50% gross p.a.) variable.
- Save from £1,000 to £5,000,000
- Open and manage your account online using the Nationwide MySave Online Savings site.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
- Reassurance - our interest rate is guaranteed to be at least 1.70% above Base Rate until 1 March 2013
- Fast and easy setup - open an account, complete identity checks and move your money in minutes
- Accessible - open an account with just £1,000
- Flexible - add to your savings whenever you like
- Unlimited withdrawals - access your money whenever you need it, without restriction or loss of interest
- Easy to manage - do it online, by phone or by post
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
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Min
£1,000
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Max
£5,640
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Rate includes a 2.50% AER bonus until 30/09/2013
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Min
£1
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Max
£5,640
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Only Avaliable to customers with a Barclays current account or £500+ saved with Barclays. Rates includes 1% AER bonus for 12 months
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Min
£1
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Max
£5,640
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Flat rate, with no bonus period included
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Min
£1,000
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Max
£5,340
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Rate includes a 1.75% bonus until 31/01/2013. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions. YOU MUST HAVE (OR OPEN) AN NATIONWIDE CURRENT ACCOUNT TO APPLY FOR THIS ISA
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Min
£1
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Max
£5,640
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Rates includes 1.65% AER bonus for 1st 18 months
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- Get 2.75% AER Tax Free on your savings
- Rate includes a 1.75% bonus until 31/01/2013
- £1000 min deposit
- Open and manage your account online
- Have instant access to your funds: no withdrawal limits or penalties
- Pay into your account as many times as you want to, up to your annual cash ISA limit
- Transfer in from existing cash ISAs held with Nationwide or other providers
- In order to apply for and operate an Online ISA you must have a Nationwide current account
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Earn a variable rate of 2.65% AER/tax-free.
- This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
- Interest paid annually on the 31st March.
- Save up to £5,640 per tax year.
- Make withdrawals from as little as £1.
- Set up regular payments into your ISA from your current account.
- Manage your Cash ISA Saver through Internet Banking if you're registered.
- You can transfer your existing ISA into us, with our ISA transfer form.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Loyalty Reward ISA pays Barclays customers 3.05% AER/3.01% tax-free pa (variable)
- 12-month fixed bonus of 1% tax-free pa
- Guaranteed to track 2.51% above the base rate for 12-months
- Continues to track at 1.51% above the base rate until March 2014
- Added benefit of instant access
- Interest paid monthly
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Deposit £1000+ and get 3.50% AER (variable) tax-free including a fixed 2.50% AER bonus interest rate, paid until 31st October 2013
- Deposit £1-£999 and get 0.25% AER only.
- Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
- However, you will need to open your account online today with at least £1,000.
- You will receive a welcome letter with everything you need to manage your account by post.
- Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
- Minimum balance £1
- Maximum balance £2,000,000
- Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
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Min
£100
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Max
£50,000
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Min
£10,000
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Max
£150,000
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Min
£3,000
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Max
£10,000
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Min
£1
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Max
£5,640
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Fixed term until 31/05/2013
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Min
£100
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Max
£5,340
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Fixed term deposit until 31/05/2013.
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Min
£1
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Max
£5,640
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- Account gives you a great rate of 3.75% AER
- You can open an account with just £100.
- The maximum balance is £50,000.
- Early access on full closure only and subject to an Early Closure Charge equivalent to 270 days interest at 3.1% plus a £15 (ex VAT) admin charge
- YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
- Fixed interest rates. Earn 3.40% AER/Tax Free* on balances of £3,000 or more fixed for 24 months from account opening. View Fixed Rate Cash ISA interest rates.
- You have instant access to your money but a withdrawal charge will apply on any amount you take out.
- Interest rate fixed for 24 months from account opening.
- Interest calculated on a daily basis and paid on anniversary of account opening and upon account maturity.
- You can transfer your existing ISA into us, with our ISA transfer form. We may keep you informed of progress of your transfer by SMS text.
- Continued growth - at the end of the 24 month fixed rate period, your account pays interest at our standard variable Cash ISA Saver (excluding bonus rate).
- Manage your account through Internet Banking, PhoneBank® or branch.
- Save up to £5,100 each tax year. The 2011/2012 tax year commencing on 6th April 2011 will allow you to save up to £5340 in that tax year.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Fixed interest rates. Earn 3.70% AER/Tax Free* on balances of £10,000 or more fixed for 24 months from account opening. View Fixed Rate Cash ISA interest rates.
- You have instant access to your money but a withdrawal charge will apply on any amount you take out.
- Interest rate fixed for 24 months from account opening.
- Interest calculated on a daily basis and paid on anniversary of account opening and upon account maturity.
- You can transfer your existing ISA into us, with our ISA transfer form. We may keep you informed of progress of your transfer by SMS text.
- Continued growth - at the end of the 24 month fixed rate period, your account pays interest at our standard variable Cash ISA Saver (excluding bonus rate).
- Manage your account through Internet Banking, PhoneBank® or branch.
- Save up to £5,640 each tax year. The 2011/2012 tax year commencing on 6th April 2011 will allow you to save up to £5640 in that tax year.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Guaranteed fixed rate of interest for the duration of the Fixed Rate e-ISA
- Minimum investment of £100
- ISA transfers in*** from other providers and deposits up to your 2011/2012 ISA limit, can be made whilst the product remains on sale. Transfer charges may apply, please check with your existing provider
- Interest paid annually
- Withdrawals are not permitted during the term
- Early closure or transfer out to another ISA provider is permitted subject to 90 days loss of interest on the closing balance. Early closure would mean loss of tax free status other than transfers to another ISA provider.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Great rate of 2.90% tax-free p.a./AER
- Guaranteed fixed rate of interest for the duration of the term
- Start saving from £1
- Minimum age 16
- Online application process to help make opening your Fixed Rate e-ISA easy
- Withdrawals are permitted during the term with a charge of 60 days loss of interest
- Transfers are allowed simply complete a Transfer Authority Form
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Great rate of 3.30% tax-free p.a./AER
- Guaranteed fixed rate of interest for the duration of the term
- Start saving from £1
- Minimum age 16
- Online application process to help make opening your Fixed Rate e-ISA easy
- Withdrawals are permitted during the term with a charge of 120 days loss of interest
- Transfers are allowed simply complete a Transfer Authority Form
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
How long do you wish to save for:
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You need to have, or open a Nationwide Flexi Current Account to deposit funds into this bond.
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You need to have, or open a Nationwide Flexi Current Account to deposit funds into this bond.
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- The Scottish Widows 5 Year Fixed Rate Bond is a fixed interest rate account offering a competitive 4.10%AER over a period of five years. The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
- Minimum deposit £10,000
- Deposit Term - 5 years
- Fixed 4.10% annual gross
- No partial withdrawals permitted during deposit term.
- *Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Save for 1 year
- Fixed interest rates of 3.40% AER/Gross*.
- Save from £10,000 up to £5,000,000
- No withdrawals are allowed.
- Rate is fixed for the term of the deposit.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Great fixed rate for 1 year fixed term
- Annual Interest Option = 3.27% gross/AER fixed
- Monthly Interest Option = 3.22% gross/3.27% AER
- Deposit from £500 to £2 million
- Quick and easy online application with instant account opening
- Monthly interest option also available
- No extra deposits or withdrawals after opening
- Close your Bond early if necessary (breakage fee applies)
- Get higher savings rate the more you deposit
- Deposit £1 - £49,999 = 2.55% AER fixed for 1 year
- Deposit £50,000+ = 2.80% AER fixed for 1 year
- You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
- Manage your savings bonds online via our secure Internet Bank
- Enjoy the security of a guaranteed rate of return
- Choose between monthly or annual interest
- Open several e-Bonds (the combined savings bonds balance mustn't exceed £3m)
- Use your own e-Bond account nickname instead of having to remember a lot of numbers
- Your online security protected with Nationwide's Internet Banking Promise
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Get higher savings rate the more you deposit
- Deposit £50,000+ = 2.80% AER fixed for 1 year
- You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
- Manage your savings bonds online via our secure Internet Bank
- Enjoy the security of a guaranteed rate of return
- Choose between monthly or annual interest
- Open several e-Bonds (the combined savings bonds balance must not exceed £3m)
- Use your own e-Bond account nickname instead of having to remember a lot of numbers
- Your online security protected with Nationwide's Internet Banking Promise
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Great fixed rate for 3 year fixed term
- Annual Interest Option = 3.72% gross/AER fixed
- Monthly Interest Option = 3.65% gross/3.72% AER
- Deposit from £500 to £2 million
- Quick and easy online application with instant account opening
- Monthly interest option also available
- No extra deposits or withdrawals after opening
- Close your Bond early if necessary (breakage fee applies)
- Great fixed rate for 2 year fixed term
- Annual Interest Option = 3.63% gross/AER fixed
- Monthly Interest Option = 3.57% gross/3.63% AER
- Deposit from £500 to £2 million
- Quick and easy online application with instant account opening
- Monthly interest option also available
- No extra deposits or withdrawals after opening
- Close your Bond early if necessary (breakage fee applies)
- Available Online Only.
- Deposit between £1,000 to £250,000 for THREE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
- Annual or Monthly interest options available.
- Sole or Joint Accounts.
- Restricted to UK residents 18 years or older.
- No additional deposits, withdrawals or closure during term.
- Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Available Online Only.
- Deposit between £1,000 to £250,000 for FIVE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
- Annual or Monthly interest options available.
- Sole or Joint Accounts.
- Restricted to UK residents 18 years or older.
- No additional deposits, withdrawals or closure during term.
- Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- The Scottish Widows 3 Year Fixed Rate Bond is a fixed interest rate account offering a competitive 3.50% AER over a period of three years.
- The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
- Fixed annual rate 3.50% Gross
- Minimum deposit £10,000
- Deposit Term - 3 years
- No partial withdrawals permitted during deposit term.
- *Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Guaranteed rate of interest for full term of product
- Minimum deposit of £2,000
- Interest payable monthly or on maturity
- Penalty for early withdrawal
- Available as sole or joint accounts
- Must be UK resident and 18 years of age or older
- Must have an account with an existing UK bank
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Guaranteed rate of interest for full term of product
- Minimum deposit of £2,000
- Interest payable:
- monthly (3.45% Gross)
- yearly (3.50% Gross)
- maturity (3.56% Gross)
- Penalty for early withdrawal
- Available as sole or joint accounts
- Up to £85,000 per depositor is protected by FSCS
- Must be UK resident and 18 years of age or older
- Must have an account with an existing UK bank
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Exclusively available to open online
- Allows you to invest your savings for a fixed term at an interest rate that won't change
- You need a minimum of £1,000 to open your account
- Online account management
- You can add to the balance of your account whilst The Cambridge 3 Year e-Bond Issue 5 remains open to new savers
- Withdrawals are not permitted during the fixed rate term
- The Cambridge 3 Year e-Bond Issue 5 will mature on 27th May 2015
- Interest is calculated daily and paid annually on 31st December or monthly on the last day of the month
- This is a limited issue - the bond will be withdrawn when fully subscribed
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
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5 year structured investment plan paying an income of 7.50% annually, including a potential annual bonus of 0.5%. Also available as a monthly income option, Stocks & Shares ISA investment and ISA transfer.
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A 5 year structured investment plan paying a potential maximum quarterly income of 2.10% (equivalent to 8.40% per year). Also available for Stocks & Shares ISA and ISA transfer.
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- The Investec FTSE 100 Bonus Income Plan 23 – Option 1 is a five year Structured Investment Plan which provides fixed annual or monthly income payments throughout the term of the Plan, with additional bonus payments dependent on the performance of the FTSE 100 Index (‘the Index’).
- The aim of the Plan is to provide fixed annual or monthly payments throughout the term, with additional bonus payments dependent on the performance of the FTSE 100.
- You will receive fixed payments of either 7% annually or 0.58% monthly regardless of the performance of the Index. An additional income payment of 0.50% gross annually or 0.04% monthly will be made if the Bonus Observation Level is above the Initial Index Level at the end of each payment period.
- Capital will be at risk if the Index has fallen by more than 50% during the Observation Period and the Final Index Level is lower than the Initial Index Level.
- The Plan is available for Stocks & Shares ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
- Fixed annual income - 7.00%
- Potential annual bonus payment - 0.50% (gross)
- Capital at risk investment*
- Investment term - 5 Years
- Minimum single investment - £3,000
- Maximum Stocks & Shares ISA investment - £11,280
- Maximum investment - £1,000,000
- Also available to businesses, charities and trusts
- ISA transfer deadline: 11th May 2012
- Direct investment deadline: 25th May 2012
- *The return of your initial investment depends on the performance of the FTSE 100 Index and the ability of the counterparty (Investec Bank Plc) to repay your money. The UK Banks option has an additional protection feature designed to reduce the risk of potential loss to your investment in the event that Investec Bank plc, as counterparty to the Plan, fails or becomes bankrupt. The risk to your investment will instead be dependent on the solvency of HSBC plc, Nationwide Building Society, Santander UK plc, The Royal Bank of Scotland plc and Lloyds TSB Bank plc.
- Potential maximum quarterly income: 1.975% (equivalent to 7.90% annually) Capital at risk product* The counterparty for this plan is Morgan Stanley Investment term - 5 Years and 3 weeks Minimum single investment - £3,000 Maximum 2011/12 ISA investment - £10,680 Maximum 2012/13 ISA investment - £11,280Investment deadline for ISA transfers: 30th March 2012Investment deadline for 2011/12 ISAs: 5th April 2012 Investment deadline for 2012/13 ISAs and direct investment: 23rd April 2012 * The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty, Morgan Stanley, to repay the monies.
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Structured investment plan with the potential to mature after years 1, 2, 3 and 4. If the plan matures early it will return 13% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
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6 year structured investment plan with the potential to mature early, returning the greater of 9% for each year the plan is in place, or the highest return from the FTSE, measured daily. Also available for Stocks & Shares ISA and ISA transfer
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A 6 year structured investment plan with the potential to mature early, paying 9% for every year the plan is active. Also available for Stocks & Shares ISA and ISA transfer.
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6 year structured investment plan that offers a fixed growth return of 60% even if the FTSE 100 falls. Also available for Stocks & Shares ISA and ISA transfer.
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5 year structured investment plan with the potential to receive a defined return of 80%. Also available for Stocks & Shares ISA and ISA transfer.
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A 5 year structured investment plan which aims to provide a defined return of 60% at maturity. Also available for Stocks & Shares ISA and ISA transfer.
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5 year structured investment plan with the potential to return 2.5 x any growth in the FTSE 100 Index after 5 years. Also available for Stocks & Shares ISA and ISA transfer.
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A 6 year capital protected structured investment plan that offers a potential early exit return of 35%. Also available for Stocks & Shares ISA and ISA transfer.
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- Option 1 of the Investec FTSE 100 Enhanced Kick-Out Plan 28 is a structured investment plan linked to the performance of the FTSE 100 Index (‘the index’).
- The objective of the Plan is to deliver attractive returns with potential for early maturity dependent on the performance of the Index. The Plan has a 5 year term, but offers the opportunity to mature early after years 1, 2, 3 or 4. To achieve early maturity the average closing levels of the Index for the five business days up to, and including one of the Kick-Out Dates must be higher than the Initial Index Level. If the Plan does mature early then the Plan will return 13% times the number of years the Plan has been active (not compounded). For example, early maturity at the end of year 3 would return 39%. If the Plan does not achieve early maturity then it will run for the full 5 year term and will return 1.2 times any growth in the Index with no upper limit, by comparing the Initial Index Level (‘the IIL’) and the Final Index Level (‘the FIL’).
- Capital will be at risk if the Index has fallen by more than 50% during the Observation Period and the Final Index Level is lower than the Initial Index Level.The Plan is available for Stocks & Shares ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
- Potential Return of 13% pa in years 1,2,3 & 4 or a Final Growth Return of 1.2 x any rise in the FTSE 100
- Capital At Risk Product*
- Investment term - Up to 5 Years
- Minimum single investment - £3,000
- Maximum Stocks & Shares ISA investment - £11,280
- Maximum investment - £1,000,000
- Also available to businesses, charities and trusts
- ISA transfer deadline: 11th May 2012
- Direct investment deadline: 25th May 2012
- *The return of your initial investment and any stated returns depend on the performance of the FTSE 100 Index and the ability of the counterparty (Investec Bank Plc) to repay your money.
- The Morgan Stanley FTSE Bonus Growth Plan 7 is a 6 year Structured Investment Plan linked to the performance of the FTSE 100 Index (‘the Index’).
- The objective of the Plan is to deliver attractive fixed returns with potential for early maturity dependent on the performance of the Index.
- The Plan has a 6 year term, but offers the opportunity to mature early after years 2, 3, 4 or 5. If on any yearly Observation Date, the closing level of the Index is the same as or higher than the Initial Index Level, you can elect for the Plan to mature early and receive the bonus feature; a return of capital plus 12.5% times the number of years the Plan hasbeen active. For example, if conditions were met at the third Observation Date, you can elect for the Plan to mature early and receive a full return of capital plus a growth return of 37.5%. If conditions are met and you elect to remain invested, there will be no further exposure to the Index and you will accrue no further return.
- If conditions are not met on any of the yearly Observation Dates, or at the end of year six you will receive no growth returns and return of your capital may be at risk.
- The Plan is available for stocks and shares ISA, ISA transfer, direct investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
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- Potential bonus feature return: 12.5% times the years the plan has been active
- Capital at risk investment*
- Investment Term - 6 Years
- Minimum Single Investment - £3,000
- Maximum current year ISA investment - Up to £10,680
- No maximum ISA transfer
- No maximum total investment
- Also available to businesses, charities and SIPPs
- ISA transfer deadline: 1st March 2012
- Direct investment and ISA deadline: 8th March 2012
- *The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Morgan Stanley) to repay the monies.
- The Legal & General Early Bonus Plan 5 is a 6 year Structured Investment Plan linked to the performance of the FTSE 100 Index (‘the Index’).
- The objective of the Plan is to offer the opportunity for defined returns linked to the performance of the FTSE 100 Index. The Plan has a 6 year term, but offers the opportunity to mature early after years 1, 2, 3, 4 or 5. The Plan will achieve early maturity if on any Anniversary Date the closing level of the Index is equal to or higher than the Initial Index Level. If the Plan does mature early then the Plan will return your original capital plus 10.5% times the number of years the Plan has been active.
- Example - If the conditions were met on the second anniversary, the Plan would mature early, returning your capital plus 21% (i.e. 2 x 10.5% of your original investment). If, on the sixth anniversary the Index is equal to, or higher than the Initial Index Level, the Plan will return your original capital plus 63%. However, if on the sixth anniversary, the pre-set conditions are not met there will be no investment returns payable and the return of your original capital will depend on the performance of the Index.
- The Plan is available for stocks & shares ISA, ISA transfer and direct investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
- Plan Details
- Potential early maturity return - 10.5% x the number of years the Plan is active*
- Capital at risk investment**
- Investment term - 6 Years
- Minimum single investment - £3,000
- Also available to businesses, charities and trusts
- Investment deadline for 2011/12 ISA investment: 5th April 2012
- Investment deadline for ISA Transfers 5th April 2012
- Investment deadline for direct investment and 2012/13 ISA investment: 20th April 2012
- *At the end of the investment term you will receive the potential fixed return as long as the level of the FTSE 100 Index at maturity is equal to or higher than the starting level.** The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty, Abbey National Treasury Services Plc, who are a wholly owned subsidiary of Santander UK Plc.
- The Morgan Stanley FTSE Booster Plan 3 is a 6 year two week Structured Investment Plan linked to the performance of the FTSE 100 Index (‘the Index’)
- You will receive a fixed return of 60%, as well as the repayment of your initial investment at maturity as long as the Final Index Level has risen over the investment term or has not fallen by more than 20% from the Initial Index Level.
- Example: if the Index has risen by 5%, for a £10,000 investment you would receive £16,000 at maturity. If the Index has dropped by 15% you would still receive a fixed return of £16,000. If at maturity the Final Index Level has fallen by more than 20% from the Initial Index Level, you will receive an amount equivalent to 2 x the Final Level percentage. For example, if the Index dropped to 75% of its Initial Index Level, for an investment of £10,000 you will receive back £15,000 (£10,000 x 75%, x 2), equivalent to 50% growth. If the Index drops to 60% of its Initial Index Level you will receive £12,000, i.e. 20% growth. Therefore the Index can drop up to 50% of its Initial Index Level and you will still receive a positive overall return. Even if the Index falls below 50% you still receive 2 x the Final Level percentage, thereby cushioning your capital loss. For example, if the Index dropped to 30% of its Initial Index Level, you would receive £6000.
- The Plan is available for Stocks & Shares ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
- Potential growth returns: 60%*
- Capital at risk product**
- Unique 'booster' feature
- Investment term: 6 Years
- Minimum single investment - £3,000
- Maximum current year ISA investment - £10,680
- No maximum ISA transfer
- No maximum total investment
- Also available to businesses, charities and SIPPs
- ISA transfer deadline: 1st March 2012
- Direct investment and ISA deadline: 8th March 2012
- * Dependent on the performance of the FTSE 100
- ** The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Morgan Stanley) to repay the monies.
- The Investec FTSE 100 Geared Returns Plan 33 – Investec option is a five year Structured Investment Plan linked to the performance of the FTSE 100 Index (‘the Index’).
- The objective of the Plan is to provide a defined return of 80% even if the Index has only risen by a small amount over the 5 year term.
- The Plan will return your Initial investment and the defined return at maturity if the Final Index Level is above the Initial Index Level.
- If the Final Index Level is the same as or lower than the Initial Index Level you will not receive an investment return and the return of your original capital will depend upon the performance of the Index.
- Capital will be at risk if the Index has fallen by more than 50% during the Observation Period and the Final Index Level is lower than the Initial Index Level.
- The Plan is available for Stocks & Shares ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
- Potential defined return of 80%*
- Capital at risk investment**
- Investment term - 5 Years
- Minimum single investment - £3,000
- Maximum Stocks & Shares ISA investment - £11,280
- Maximum direct investment - £1,000,000
- Also available to businesses, charities and trusts
- ISA transfer deadline: 11th May 2012
- Direct investment deadline: 25th May 2012
- *At the end of the investment term you will receive the potential defined return as long as the level of the FTSE 100 Index at maturity is higher than the starting level.**The return of your initial investment and any stated returns depend on the performance of the FTSE 100 Index and the ability of the counterparty (Investec Bank Plc) to repay your money.
- The Legal & General Growth Plan 5 is a 5 year Structured Investment Plan linked to the performance of the FTSE 100 Index (‘the Index’).
- The objective of the plan is to return your capital at maturity and provide a defined return of 60%, as long as the FTSE 100 Index at the end of the 5 year term is equal to or higher than its starting level. Even if the Index has only risen by a small amount you still receive a 60% return. If the Final Index Level is lower than the Initial Index level, you will not receive an investment return and the return of your original capital will depend on the performance of the Index.
- The Plan is available for stocks & shares ISA, ISA transfer and direct investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
- Plan Details
- Potential fixed return - 60%*
- Capital at risk investment**
- Investment term - 5 Years
- Minimum single investment - £3,000
- Also available to businesses, charities and trusts
- ISA transfer deadline: 24th February 2012
- Direct investment and ISA deadline: 9th March 2012
- *At the end of the investment term you will receive the potential fixed return as long as the level of the FTSE 100 Index at maturity is equal to or higher than the starting level.** The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty, Abbey National Treasury Services Plc, who are a wholly owned subsidiary of Santander UK Plc, to repay the monies.
- The Investec FTSE Accelerated Growth Plan 33 is a five year Structured Investment Plan linked to the performance of the FTSE 100 Index (‘the Index’).
- The objective of the Plan is to provide a return of 250% of any growth in the Index after 5 years with no upper limit. Growth in the Index is measured by comparing the Final Index Level to the Initial Index Level. The Plan will pay back your Initial investment and the 250% return at maturity if the Final Index Level is above the Initial Index Level.
- Example: If after 5 years the Index has risen by 20% you will receive a return of £5000 on a £10,000 initial investment. If it has risen by 100% you will receive a return of £25,000.
- Capital is at risk if the final level of the index is below the starting level. The Plan is available for Stocks & Shares ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
- Potential Return - 2.5 x any growth in the FTSE 100, with no upper limit
- Capital At Risk Product*
- Investment term - 5 Years
- Minimum single investment - £3,000
- Maximum Stocks & Shares ISA investment - £11,280
- Maximum investment - £1,000,000
- Also available to businesses, charities and trusts
- ISA transfer deadline: 11th May 2012
- Direct investment deadline: 25th May 2012
- *The return of your initial investment and any stated returns depend on the performance of the FTSE 100 Index and the ability of the counterparty (Investec Bank Plc) to repay your money.
- The Morgan Stanley FTSE Protected Growth Plan 47 is a 6 year structured investment plan linked to the performance of the FTSE 100 Index (‘the Index’)
- Three years into the investment term, the level of the Index is compared with the Initial Index Level. If the Index has risen by 10% or more from the Initial Index Level, the “Early Exit” feature is triggered. At this point, you can choose to exit the plan early and receive a fixed return of 28% plus the repayment of your initial investment. If you choose to remain invested, it should be noted there will be no further exposure to the Index and you will accrue no further return. If the Index has not risen by 10% or more from the Initial Index Level after three years, the Plan will continue to the end of the six year investment term and you will receive 100% of any growth in the Index, with no upper limit. Performance of the Index is measured by comparing the Initial Index level with the Final Index Level, subject to averaging.
- The Plan is available for Stocks & Shares ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
- Growth Returns: 100% of FTSE 100 Index growth
- Early Exit Return: 28%*
- Capital protected product **
- Investment Term: 6 Years
- Minimum Single Investment - £3,000
- No maximum ISA transfer
- No maximum total investment
- Also available to businesses, charities and SIPPs
- ISA transfer deadline 2011/12: 5th April 2012
- ISA transfer deadline 2012/13: 19th April 2012
- Direct investment and ISA 2012/13 deadline: 26th April 2012
- * Available if the FTSE 100 Index has risen by 10% or more at the 3rd anniversary.** The return of your capital depends on the ability of the counterparty (Morgan Stanley) to repay the monies.
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Up to 2 years free banking (Ts&Cs apply) & free automated transactions
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Get free automated transactions, plus a whole lot more
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Get 24 months' free banking for start-ups. £500 fee-free overdraft in the first year. Free Regus Gold Card - Access to business lounges.
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Get 12 months' free banking or 18 months free with the 'Santander Business Start-up Extra' if you have a personal Santander Bank Account
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Choose a simple, fixed monthly fee based on how much cash you deposit each month - the rest of your day-to-day banking is unlimited.
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18 months FREE business banking
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Move your existing Account & Get 6 months FREE banking. Smooth move guaranteed or £50 back!!
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For start-up businesses with a turnover below £500k - 18 Months FREE Banking - Free business banking continues after 18 months but within transaction limits
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For Start-up businesses with a turnover below £2million - 18 Months FREE Banking
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For business banking switchers with a turnover below £500k - 6 Months FREE Banking - Free business banking continues after 6 months but within transaction limits
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For business banking switchers with a turnover below £500k - 6 Months FREE Banking
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- Up to 2 years free banking* (Ts&Cs apply)
- Free Automated Transactions Tariff as standard (at the end of the Free Banking Period)
- Your own Barclays Business Manager – backed up by an Award Winning Telephony Team**
- Bank in branch, online or by phone
- We offer more than you’d expect from a bank…
- Free CREDITFOCUS Classic - an award wining credit management tool***
- We offer up to 45 minutes’ free consultation with local professional experts in accountancy, marketing and law.
- Free Local Business seminars
- Free - Securely back up 2GB of your business data
- Access to unique business management software so that you can spend less time on admin and more time on what you love doing
- * There is no charge for standard transactions for two years if the Barclays Business Essentials and CREDITFOCUS Pro or Barclays Business Essentials Plus and CREDITFOCUS Pro or Barclays Business Manager and CREDITFOCUS Pro are purchased at the time of opening the account. This is only applicable for new businesses opening their account with Barclays. This applies to everyday Sterling, debit and credit transactions and the maintenance fee. Please note: accounts must be active.
- **Best Large Call Centre in 2007 European Call Centre Awards
- ***Available to small businesses with a turnover below £1m
- Free Automated Transactions Tariff as standard
- Your own Barclays Business Manager – backed up by an Award Winning Telephony Team**
- Bank in branch, online or by phone
- We offer more than you’d expect from a bank…
- Free CREDITFOCUS Classic our award winning service to help cut out late payers and the risk of bad debt until 31st December 2009 *
- Free advice from a local solicitor
- Free Local Business seminars
- Free - Securely back up 2GB of your business data
- Free online skills training
- Free advice from our Legal & Tax helpline
- Plus, access to unique business management software so that you can spend less time on admin and more time on what you love doing
- **Best Large Call Centre in 2007 European Call Centre Awards
- *Available to small businesses with a turnover below £1m
- At NatWest, there’s a great range of benefits for new business start-ups including FREE banking for 2 years
- Free unlimited transactions- Turnover less than £1,000,000
- No annual fee on a Business Credit Card with Natwest
- £500 fee-free overdraft in the first year to help you manage your cash flow
- Free Regus Gold Card Membership for 12 months worth £420
- Free face to face advice from a named, dedicated local business manager
- Free start-up pack providing powerful business planning software and useful business guides
- Exclusive selection of discounts and offers
- Access to our added value business partners including Streamline,
- Access to one of the largest branch networks in the country
- Option to do your banking on-line, over the telephone or through our mobile banking service. All backed up by UK call centres manned 24/7
- Start your business with Natwest today!
- Get 12 months' free banking or 18 months free with the 'Santander Business Start-up Extra' if you have a personal Santander Bank Account
- The Santander Start Up Business Current Account is open to businesses with a turnover of up to £250k.
- Free Unlimited Day to Day Transactions - No charge to deposit or withdraw cash, cheques, BACS, debit card payments, standing orders, etc.
- You'll only pay for non-standard transactions, such as CHAPS and change-giving
- After 12 month free period (or 18 month if previous personal banking customer) you will be placed on a monthly tariff ranging from £7.50 per month to £20.00 depending on the amount of cash you wish to deposit
- Deposit £1 - £1000 in cash = £7.50 per month
- Deposit £1000 - £3000 in cash = £12.50 per month
- Deposit £3000 - £5000 in cash = £20 per month
- Deposit £5000+ in cash = £0.50 per £100 after £5k
- Get a Post Office® Cash Deposit Card - Lets you authorise other people to deposit cash at participating Post Office® branches
- Get a personalised service through our network of small business advisers
- The convenience to manage your account online, by telephone or through our 1,400 branches
- The flexibility to authorise others to operate the account on your behalf
- Link your business current account to a Santander business savings account for easy transfer of funds
- Earn interest on credit balances. Currently 0.01% gross/AER (variable)
- Access to business overdraft facilities
- Cheque book, paying in book, debit card and regular statements
- ***CALL 0800 015 8409 TO APPLY***
- As a standard Santander Business Account customer you will be placed on a monthly tariff ranging from £7.50 per month to £20.00 depending on the amount of cash you wish to deposit
- Deposit £1 - £1000 in cash = £7.50 per month
- Deposit £1000 - £3000 in cash = £12.50 per month
- Deposit £3000 - £5000 in cash = £20 per month
- Deposit £5000+ in cash = £0.50 per £100 after £5k
- Get a Post Office® Cash Deposit Card - Lets you authorise other people to deposit cash at participating Post Office® branches
- Get a personalised service through our network of small business advisers
- The convenience to manage your account online, by telephone or through our 1,400 branches
- The flexibility to authorise others to operate the account on your behalf
- Link your business current account to a Santander business savings account for easy transfer of funds
- Earn interest on credit balances. Currently 0.01% gross/AER (variable)
- Access to business overdraft facilities
- Cheque book, paying in book, debit card and regular statements
- 18 months free day-to-day banking and support from your own business manager.
- During the first 18 months you will not be charged for:
- - Paying in or taking out cash
- - Paying in or issuing cheques
- - Paying standing orders and direct debits
- There is no limit on the number of deposits or withdrawals, and you do not need to keep a minimum balance in your account to qualify.
- When your free banking period ends choose either 'Business Extra Tariff' or 'Electronic Business Tariff'.
- Smooth move from your old business account to new Lloyds business account guaranteed or get £50 cash back!!
- Interest free overdraft of up to £5,000 while moving
- During the first 6 months you will not be charged for:
- - Paying in or taking out cash
- - Paying in or issuing cheques
- - Paying standing orders and direct debits
- There is no limit on the number of deposits or withdrawals, and you do not need to keep a minimum balance in your account to qualify.
- When your free banking period ends choose either 'Business Extra Tariff' or 'Electronic Business Tariff'.
- Introductory offer of up to 18 months free business banking with NO TRANSACTION LIMITS
- Free business banking WITH TRANSACTION LIMITS continues after the initial 18 months
- Support and business reviews from a local in-branch Business Specialist
- Manage your account with our free Business Internet Banking and Business Telephone Banking
- 24/7 access to your business account with our award-winning Business Internet Banking service
- Business Telephone Banking with UK call centres
- Business Text Message Banking to help keep track of your account on the move
- Online tips and information through our Knowledge Centre
- Available for businesses with a turnover below £500k
- 18 months free business banking
- Support and business reviews from a local in-branch Business Specialist
- Traditional branch banking at more than 1,500 branches, but with the flexibility of online and telephone banking as well
- 24/7 access to your business account with our award-winning Business Internet Banking service
- Business Telephone Banking with UK call centres
- Business Text Message Banking to help keep track of your account on the move
- Ideal if you mainly use cash and handle cheques
- Online tips and information through our Knowledge Centre
- Available for businesses with a turnover below £2 million
- Introductory offer of up to 6 months free business banking with NO TRANSACTION LIMITS
- Free business banking WITH TRANSACTION LIMITS continues after the initial 6 months
- Support and business reviews from a local in-branch Business Specialist
- Manage your account with our free Business Internet Banking and Business Telephone Banking
- 24/7 access to your business account with our award-winning Business Internet Banking service
- Business Telephone Banking with UK call centres
- Business Text Message Banking to help keep track of your account on the move
- Online tips and information through our Knowledge Centre
- Available for businesses with a turnover below £500k
- 6 months free business banking
- Support and business reviews from a local in-branch Business Specialist
- Traditional branch banking at more than 1,500 branches, but with the flexibility of online and telephone banking as well
- 24/7 access to your business account with our award-winning Business Internet Banking service
- Business Telephone Banking with UK call centres
- Business Text Message Banking to help keep track of your account on the move
- Ideal if you mainly use cash and handle cheques
- Online tips and information through our Knowledge Centre
- Available for businesses with a turnover below £500k
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No Credit Check basic bank account – Open to everyone 18+ & UK resident. NO Opening Fee - £12.50 per month. Create Standing Orders but No Direct Debits
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No Credit Check basic bank account – Open to everyone 18+ & UK resident. Set-up fee of £25 (£30 for a joint account), monthly administration fee of just £14.50 (£19.50 for a joint account). Create Standing Orders but No Direct Debits
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- CardOneBanking offers the following:
- Guaranteed Acceptance
- Sortcode & Account Number
- Have your salary deposited into this account
- Pay money in at any Post Office or high street branch
- Prepaid MasterCard card
- Create Standing Orders but you can not set up Direct Debits with this account.
- 24 hour account management by Phone, Text and Online Banking
- Dedicated Account Manager
- NO OPENING FEE
- NO OVERDRAFT FACILITY – No risk of going overdrawn
- NO EXTRA CHARGES – No charges for bounced standing orders
- NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
- YOU must be 18+ and UK resident
- £12.50 monthly management fee
- Think Banking offers the following:
- Guaranteed Acceptance
- Sortcode & Account Number
- Have your salary deposited into this account
- Pay money in at any Post Office or high street branch
- Prepaid MasterCard card
- Create Standing Orders but you can not set up Direct Debits with this account.
- 24 hour account management by Phone, Text and Online Banking
- Dedicated Account Manager
- Opening fee of £25 (£30 for a joint account)
- NO OVERDRAFT FACILITY – No risk of going overdrawn
- NO EXTRA CHARGES – No charges for bounced standing orders
- NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
- YOU must be 18+ and UK resident
- £14.50 monthly management fee (£19.50 for joint account customers)
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