Banking & Saving - Top 10 Bank Accounts & Savings Accounts | ISAs | Business Bank Accounts

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Alliance & Leicester
- Bank Accounts
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Bank of Scotland
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Barclays
- Bank Accounts
- Business Banking
- Fixed Rate Bonds
- ISA
- Savings Accounts
Birmingham Midshires
- Fixed Rate Bonds
- Savings Accounts
Co-op
- Bank Accounts
Halifax
- Bank Accounts
- Fixed Rate Bonds
- ISA
- Savings Accounts
HSBC
- Bank Accounts
ICICI
- Fixed Rate Bonds
Legal & General
- ISA
Liverpool Victoria
- ISA
Lloyds TSB
- Bank Accounts
- Business Banking
- Business Savings Accounts
Morgan Stanley
- ISA
Nationwide
- Fixed Rate Bonds
- Savings Accounts
NatWest
- Bank Accounts
Post Office
- Savings Accounts
Principality
- ISA
RBS
- Bank Accounts
Santander
- Bank Accounts
- Business Banking
- Business Savings Accounts
- Fixed Rate Bonds
- ISA
- Savings Accounts
TD Waterhouse
- ISA
Tesco
- Savings Accounts
Virgin
- ISA

Compare Banking, Savings, ISAs & Investment Accounts

With savings accounts, ISAs, fixed term bonds and bank accounts offers changing regularly, we have made it easy to quickly understand the best deals available using our comprehensive tables.

Current Accounts

Account	AER	Min Bal	O/D Rate	O/D Buffer	Apply
A&L Premier Current Account FREE £100 when you switch your Current A/C to ANL. You need to be over 21 & pay in £500+ p.m	0.50%	£1	0% for 12 mths	£2,000	Apply > More Info
A&L Premier Direct Current Account Get 6.0% AER on all balances up to £2,500. You need to be 21 & pay in £500+ p.m	6%	£1	0% for 12 mths	£2,000	Apply > More Info
Co-op Current Account Plus £200 interest free overdraft. You need to be 18+ & pay in £800+ p.m	0.50%	£1	0% for life	£200	Apply > More Info
Santander In-Credit Current Account 0% overdraft facility for 4 months & 6% AER on your first £2,500 for 12 months	6%	£1	0% for 4 mths	£5,000	Apply > More Info
Natwest Current Plus Debit Card included. You must be age 18+. Also 0% £100 Overdraft, Any other borrowing @ 19.24% (subject to eligibility)	0.10%	£1	No Offer N/A	£100	Apply > More Info
Barclays Bank Account Get a Debit Card & access to a network of over 1,700 branches. You must be age 18+	0%	£1	0% N/A	No Offer	Apply > More Info
Halifax Reward Current A/c Halifax will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.	0%	£1	0%	£2,500	Apply > More Info
Bank of Scotland Reward Current A/c BOS will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.	0%	£1	0%	£2,500	Apply > More Info
HSBC Plus Account FREE £50 when you switch.Earn 10% AER on up to £3,000 when you open a joint Regular Saver A/C with this A/C. £12.50p.m for benefits including Life & Travel Insurance	10%	£1	17.9%	£1,000	Apply > More Info
HSBC Bank Account FREE £50 when you switch. HSBC will switch all your Direct Debit & Standing Orders to your new account for FREE. You need to be 18+ & pay in £500+ p.m	0.10%	£1	0% for 2 mths	£500	Apply > More Info
RBS Current Account Debit Card included. You must be age 18+. Also 0% £100 Overdraft, or up to £15,000 @ 19.24% (subject to eligibility)	0.10%	£1	No Offer N/A	£100	Apply > More Info
Card One Banking Guaranteed Bank Account No Credit Check basic bank account – Open to everyone 18+ & UK resident. £30 Opening Fee + £12 per month.	0%	£0	No Offer	No Offer	Apply > More Info

A&L Premier Current Account

**Get £100 when you open a Premier Current Account online***
The £100 will be deposited into your new account within 15 weeks of applying
Get 0.5% AER (variable) on balances up to £2,500
0.1% AER (variable) on balances over £2,500
£2000 0% overdraft facility for 12 months from account opening, then 50p a day (up to £5 a month) if agreed by Alliance and Leicester.
FREE annual European travel insurance currently worth up to £60 (upper age limit 65 applies)
You have to pay at least £500 per month into your current account
You must be over the age of 21

A&L Premier Direct Current Account

6.0% Annual Earnings Rate on balances up to £2,500
**(6.0% is fixed for 1 year)**
0.1% AER (variable) on balances over £2,500
£2,000 0% overdraft facility for 12 months from account opening, then 50p a day (up to £5 a month) if agreed by Alliance and Leicester.
You have to pay at least £500 per month into your current account
You must be over the age of 21

Co-op Current Account Plus

***You must deposit at least £800 per month***
Interest on all balances tracks at 0.5% below the Bank of England Base Rate, guaranteed for the life of your Current Account.
UK call centres open 24/7, 365 days a year
Fee-free £200 overdraft facility
Dedicated switching service

Santander In-Credit Current Account

Earn 6% AER on balances up to £2,500 for 12 months
After 12 months you will earn 1.0% AER on any balance on the account
0% EAR on Overdrafts for the first 4 months (up to £5,000 depending on your circumstances), after this it will revert to 19.9%EAR
Manage your day-to-day money for free with no monthly account fee, no transaction charges and no charges for using account facilities - as long as you remain in credit
Get a cheque book and a Visa Debit card. You can use your Visa Debit card in shops wherever you see the Visa symbol and at virtually every cash machine in the UK and many worldwide. It also acts as a £100 cheque guarantee card
Access to your money 24 hours a day 7 days a week through our e-banking service, 750+ branches, 24-hour telephone banking service, LINK cash machine network or even by post
At least £1,000 a month must be credited to get 6% AER on balances up to £2,500
If not switching earn 6% AER on balances up to £1,000 for 12 months if £1,000 is credited each month

Natwest Current Plus

Free day-to-day banking without subscription charges
Overdraft available subject to eligibility, giving your finances some breathing space
Chequebook available subject to eligibility; handy when cash or cards aren't convenient
Monthly statements with all your transactions and your balance - by post or online. Or pick up a mini-statement from our cash machines

Barclays Bank Account

A carbon neutral debit card (subject to status).
Online Banking – do your banking from home (subject to registration).
Telephone Banking – pay bills and more (subject to registration).
A network of over 1,700 branches.
Draw on cheques paid in before they clear (subject to status and limit).
An overdraft: 19.3% EAR typical variable*. Subject to status and application. Overdrafts are repayable on demand.
Barclays £2,500 Overdraft Reserve Option:
- One Reserve Usage Fee of £22 for each five consecutive working day period from the day you start using your Reserve.
- No interest payments on your Reserve balance. 0% EAR typical.
- The Reserve is repayable on demand. The maximum Reserve is £2500, subject to status.
- One Returned Transaction Fee of £8 for each returned transaction where you exceed your Reserve.
- One Guaranteed Transaction Fee of £8 for each guaranteed payment made where you exceed your Reserve.

Halifax Reward Current A/c

Halifax will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.
This account offers a flexible 0% Overdraft facility:
- £1 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £2 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £5 per day - if you use an 'Un-Arranged' overdraft
A Halifax Visa debit card
Access to the extensive branch Network
24/7 Online Banking Access

Bank of Scotland Reward Current A/c

BOS will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.
This account offers a flexible 0% Overdraft facility:
- £1 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £2 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £5 per day - if you use an 'Un-Arranged' overdraft
A Bank of Scotland Visa debit card
Access to the extensive branch Network
24/7 Online Banking Access

HSBC Plus Account

YOU NEED TO PAY £12.50 PER MONTH FOR THIS ACCOUNT
**HSBC Plus customers will now be able to get £50 cashback when they switch as well as getting the first three months at only £6.47 per month (instead of £12.50)**
How to get 10% AER on your savings with this account...
Step 1: Open your HSBC Plus Account and agree to pay £12.50 per month for at least 12 months.
Step 2: Open a joint Regular Saver Account (as a Plus Customer you will be given a higher interest rate of 10% rather than 8%)
Step 3: You can move between £25 - £250 per month from Plus Account to the Regular Saver Account
Step 4: If you invest £250 per month, a total of £3,000 will be paid into your account during the 12 month term. At 10% interest, you will earn approximately £163 interest (gross).
WARNING: Partial withdrawals are not permitted from a Regular Saver Account. If you decide to close your account before the first anniversary HSBC Flexible Saver rate will apply (Currently 0.10% AER).
Overdraft facility at 17.9% EAR variable is available, however this is on a case-by-case basis.
Fee free cash withdrawals worldwide
Worldwide family travel insurance (inc. winter sports cover - up to aged 70) - Worth £180 per year!
ID Theft Assistance- £80 per year
Life Cover - £43 per year
Roadside Breakdown Assistance - £92 per year - Price based on RAC Solution 1 cover before any discounts.

HSBC Bank Account

YOU MUST BE 18+ & PAY AT LEAST £500 PER MONTH INTO THIS ACCOUNT
HSBC
Free £50 when you switch - To qualify for this great offer simply fill in the 'Switching Your Account' Form contained in your Welcome Pack you'll receive soon after applying, and hand it in to your local branch.
Automatically transfer your Direct Debits and standing orders to your new account
New cheque book & Debit Card within a week of you opening your account...or HSBC give you £10
Enjoy a 0% overdraft for two months, while HSBC transfer your account After this time the overdraft rate will be 19.9% EAR variable
Make the most of your savings with a linked HSBC Regular Saver Account
Sleep easy knowing you're supported by Identity Theft Assistance, which includes one free online credit report per year
If you're on the move, keep tabs on your balance and transactions with Monilink Mobile Banking
Manage your money with free 24/7 Internet Banking*, pay bills and make payments securely.
Telephone and branch banking are also available
Free HSBC Bank Debit Card to pay for goods and services at home and abroad**
Get up to £50 cashback at various UK outlets when you pay with your free HSBC Bank Debit Card
Monthly statements (or Go Green to save paper and view your statements online)

RBS Current Account

Free everyday banking - no monthly subscription charges.
No arrangement or renewal fees - on overdrafts up to £15,000. And pay no interest on agreed overdrafts of up to £100.
Save on your mortgage - use your Interest Paying Current Account balance to save money with our Offset Service.
Easy access to your money - your debit card gives you access to almost every cash machine in the UK. You can also pay for goods and services wherever you see the logo shown on your card.
Online banking - manage your money 24 hours a day, 365 days a year with our telephone and internet banking services. (Except for short periods of essential maintenance.)
Overseas money - get money in local currency at cash machines and buy goods wherever you see the logo shown on your card.
Statements - monthly statements list all transactions and your current balance. You can also get mini-statements from any cash machine.
Earn interest - we pay interest on your account; it's calculated daily and credited once every month.

Card One Banking Guaranteed Bank Account

CardOneBanking offers the following:
Guaranteed Acceptance
Sortcode & Account Number
Prepaid MasterCard card
24 hour account management by Phone, Text and Online Banking
Dedicated Account Manager
NO OVERDRAFT FACILITY – No risk of going overdrawn
NO EXTRA CHARGES – No charges for bounced standing orders
NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
YOU must be 18+ and UK resident
£30 account opening fee and £12.50 monthly management fee

Instant Access - Savings Accounts

Account	AER	Notice	Interest Paid	Min Bal	Apply
Halifax Websaver Extra 2.80% AER flat rate with no bonus period included! 1 withdrawal a year with no loss of interest.	2.80%	Instant	Annually	£1	Apply > More Info
A&L Online Saver (Issue 7) Minimum deposit £1000. NO withdrawal Penalties. Rate includes a variable bonus payable for 12 months.	2.75%	Instant	Annually	£1,000	Apply > More Info
Tesco Internet Saver 2.75% Gross/AER (variable) on balances up to £100k. Rate includes 1.50% gross p.a./AER Bonus for the first 12 months. No Withdrawal Restrictions.	2.75%	Instant	Annually	£1	Apply > More Info
Halifax International Bonus Saver Account Minimum deposit £2500. NO withdrawal Penalties. 1.50% AER flat rate with a 1.00% AER bonus period for 12 months!	2.53%	Instant	Monthly	£2,500	Apply > More Info
Santander eSaver Issue 2 NO withdrawal Penalties. Rate includes 2.00% gross p.a./AER Bonus for the first 12 months	2.50%	Instant	Monthly	£1	Apply > More Info
Post Office Instant Saver Get 6 free withdrawals per year - and only £1 per withdrawal thereafter.	2.10%	Instant	Annually	£500	Apply > More Info
Nationwide e-Savings Plus 2.00% AER flat rate with no bonus period included! Lower rate of interest will occur if you make 3+ Withdrawals per Year	2%	Instant	Annually	£1	Apply > More Info
Halifax Varible Rate Websaver No Withdrawal Restrictions. No Bonus Rate Included	0.10%	Instant	Annually	£1	Apply > More Info

Halifax International Bonus Saver Account

Earn up to 2.53 % AER* (2.50% gross** p.a.).This includes an introductory bonus of 1% p.a. gross for the first twelve months from the date of account opening^.
Easy access to your money and unlimited withdrawals with no notice and no loss of interest.
Interest rates are variable. Interest including your introductory bonus is paid monthly and added to your account on the last bank working day of each month. The introductory bonus rate is A choice of telephone banking or secure online banking to manage your offshore savings account with the advantage of our online fraud guarantee.
Your account can be held as a sole or joint account with up to two account holders.
Minimum opening balance is £2,500. The maximum balance is £500,000.
Available for deposits not currently held with Bank of Scotland International Limited (this includes accounts held in the name of Halifax International) or the Jersey or Isle of Man branch of Bank of Scotland plc
The Halifax International Bonus Saver Account is only available in Sterling.
Personal customers only.

Halifax Websaver Extra

2.80% AER on Balances £1 - No maximum balance
Withdrawals - 1 withdrawal a year with no loss of interest.
Further withdrawals available should you need them however these will suffer 30 days loss of interest on the amount you withdraw.
Access your money by transferring to another account online
Interest paid annually
You need to be a UK resident personal customers aged 11+
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

A&L Online Saver (Issue 7)

SAVE from £1000 up to £2,000,000.
Interest PAID annually.
Rate includes variable bonus (depending on account balance) payable for 12 months from account opening.
No withdrawal charges.
Online account.
Available to those aged 18 or over.

Tesco Internet Saver

Minimum Deposit £1
2.75% Gross/AER (variable) which includes a fixed 1.50% bonus for 12 months on balances up to £100k
Balances over £100,000 earn 1.25% Gross / AER (variable)
No withdrawal Restrictions
Deposit & Withdraw money via online transfer

Santander eSaver Issue 2

Great return of 2.50% gross/AER (variable), which includes a bonus of 2.00% gross/AER (variable) for the first 12 months from account opening.
Save from just £1
24/7 access to your money without notice or penalty - Cash Card with every account!
Interest is calculated daily and paid Monthly
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Post Office Instant Saver

Get 2.10% AER
Get 6 free withdrawals per year - and only £1 per withdrawal thereafter
Save £500 to £1million
Interest is paid annually in March
Post Office guarantee to pass on any rise in the Bank of England Base Rate (within 30 days) until January 2010
Post Office also guarantee that your interest rate will never be more than 1% below the Bank of England Base Rate for the life of the account.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Nationwide e-Savings Plus

Get 2.00% gross p.a./AER providing you don't make more than 3 withdrawals per year (more than this will result in a lower rate of interest).
Save from £1 to £500,000
If you ARE a Nationwide FlexAccount holder, you can set up a high interest internet savings account online
If you are NOT a Nationwide FlexAccount holder, you WILL need to open a FlexAccount Online at the same time as opening your e-Savings Plus.

Halifax Varible Rate Websaver

Minimum opening balance - £1
No maximum balance
Interest paid annually
Unlimited withdrawals and deposits
Manage your savings - Transfer money, view recent transactions and check your balance online 24/7 with this internet savings account
Applying is easy - it only takes 5 minutes to apply online now
You need to be a UK resident personal customers aged 11+

Fixed Rate Bonds

Account	AER	Duration	Interest Paid	Min Bal	Apply
ICICI 3 Year HiSAVE Fixed Rate	4.70%	Fixed term for 3 years	Monthly/Annually	£1,000	Apply > More Info
Halifax 3 Year Fixed Rate Web Saver	4.50%	Fixed term for 3 years	On Maturity	£500	Apply > More Info
ICICI 4 Year HiSAVE Fixed Rate	4.50%	Fixed term for 4 years	Monthly/Annually	£1,000	Apply > More Info
ICICI 2 Year HiSAVE Fixed Rate	4.25%	Fixed term for 2 years	Monthly/Annually	£1,000	Apply > More Info
Santander 2 Year Bond	4.10%	Fixed term for 2 years	On Maturity	£25,000	Apply > More Info
Halifax 2 Year Fixed Rate Web Saver	4%	Fixed term for 2 years	On Maturity	£500	Apply > More Info
Santander 2 Year Bond	3.75%	Fixed term for 2 years	On Maturity	£10,000	Apply > More Info
Santander 18 Month Bond	3.60%	Fixed term for 18 months	On Maturity	£25,000	Apply > More Info
Santander 1 Year Bond	3%	Fixed term for 1 year	On Maturity	£1	Apply > More Info
Nationwide 1 Year Fixed Rate Bond You need to have, or open a Nationwide Flexi Current Account to deposit funds into this bond.	3%	Fixed term for 1 year	On Maturity	£1	Apply > More Info
Halifax 1 Year Fixed Rate Web Saver	2%	Fixed term for 1 year	On Maturity	£500	Apply > More Info
Halifax 6 Month Fixed Rate Web Saver	1.50%	Fixed term for 6 months	On Maturity	£1,000	Apply > More Info

ICICI 3 Year HiSAVE Fixed Rate

Minimum Deposit £1000 - No Maximum!
Deposit for a period of 3 years
Earn an Annual Equivalent Rate (AER) of 4.70%
Online Access allowing you to deposit funds and view your cash at all times.
Access can be given to funds if required in emergencies within the year; however this will result in loss of interest accrued to date.
Choose when you receive your interest – monthly (on the last day of every month. If the last day is not a working day, interest will be paid on the next working day) or annually (on the anniversary of account opening).
No additional deposits, withdrawals or early closures can be made during the fixed term
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 3 Year Fixed Rate Web Saver

Account gives you a great rate of 4.50% AER
You can open an account with just £500.
The maximum balance is £9,000,000.
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

ICICI 4 Year HiSAVE Fixed Rate

Minimum Deposit £1000 - No Maximum!
Deposit for a period of 4 years
Earn an Annual Equivalent Rate (AER) of 4.50%
Online Access allowing you to deposit funds and view your cash at all times.
Access can be given to funds if required in emergencies within the year; however this will result in loss of interest accrued to date.
Choose when you receive your interest – monthly (on the last day of every month. If the last day is not a working day, interest will be paid on the next working day) or annually (on the anniversary of account opening).
No additional deposits, withdrawals or early closures can be made during the fixed term
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 2 Year Fixed Rate Web Saver

Account gives you a great rate of 4.00% AER
You can open an account with just £500.
The maximum balance is £9,000,000.
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

ICICI 2 Year HiSAVE Fixed Rate

Minimum Deposit £1000 - No Maximum!
Deposit for a period of 2 years
Earn an Annual Equivalent Rate (AER) of 4.35%
Online Access allowing you to deposit funds and view your cash at all times.
Access can be given to funds if required in emergencies within the year; however this will result in loss of interest accrued to date.
Choose when you receive your interest – monthly (on the last day of every month. If the last day is not a working day, interest will be paid on the next working day) or annually (on the anniversary of account opening).
No additional deposits, withdrawals or early closures can be made during the fixed term
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Santander 2 Year Bond

4.10% gross/AER* on balances of £25k+
Matures 1st February 2012
Get a great fixed rate for the next two years
Pay in anything from £1 up to a maximum of £2,000,000
Invest £1 to £9,999 and receive 3.50% gross/AER
Invest £10,000 to £24,999 and receive 3.75% gross/AER
Invest £25,000 up to £2,000,000 and receive 4.10% gross/AER
Available to new and existing Santander customers
You can't add to your bond once it's open so put in as much as you can at the start
This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time
* gross/AER based on funds invested on 1st February 2010

Santander 2 Year Bond

Matures 1st February 2012
Get a great fixed rate for the next two years
Save from £10,000 up to £25,000 and receive 3.75% gross/AER fixed
Available to new and existing Santander customers
Invest £1 to £9,999 and receive 3.50% gross/AER
Invest £10,000 to £24,999 and receive 3.75% gross/AER
Invest £25,000 up to £2,000,000 and receive 4.10% gross/AER
You can't add to your bond once it's open so put in as much as you can at the start
Accessing your money during the term can only be done by closing the account, which is subject to 120 days loss of net interest
gross/AER based on funds invested on 1st February 2010.

Halifax 1 Year Fixed Rate Web Saver

Account gives you a great rate of 2.00% AER
You can open an account with just £500.
The maximum balance is £9,000,000.
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 6 Month Fixed Rate Web Saver

Account gives you a great rate of 1.50% AER
You can open an account with just £500.
The maximum balance is £9,000,000.
Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Santander 18 Month Bond

Matures 1st August 2011
3.60% gross/AER* on balances of £25k+
Get a great fixed rate on your savings for one year
Pay in anything from £1 up to a maximum of £2,000,000
Invest £1 to £9,999 and receive 3.00% gross/AER
Invest £10,000 to £24,999 and receive 3.30% gross/AER
Invest £25,000 up to £2,000,000 and receive 3.60% gross/AER
Available to new and existing Santander customers
You can't add to your bond once it's open so put in as much as you can at the start
This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time
* gross/AER based on funds invested on 1st February 2010

Santander 1 Year Bond

Matures 1st February 2011
Save £1 to £9,999 and receive 2.50% gross/AER fixed
Save £10,000 up to £2,000,000 and receive 3.00% gross/AER fixed
Get a great fixed rate on your savings for one year
Pay in anything from £1 up to a maximum of £2,000,000
Available to new and existing Santander customers
You can't add to your bond once it's open so put in as much as you can at the start
Accessing your money during the term can only be done by closing the account, which is subject to 120 days loss of interest
*gross/AER based on funds deposited by 1st February 2010.

Nationwide 1 Year Fixed Rate Bond

Get higher savings rate the more you deposit
Deposit £1 - £24,999 = 3.0% AER fixed for 1 year
Deposit £25,000 - £49,999 = 3.20% AER fixed for 1 year
Deposit £50,000 - £3,000,000 = 3.50% AER fixed for 1 year
You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
Manage your savings bonds online via our secure Internet Bank
Enjoy the security of a guaranteed rate of return
Choose between monthly or annual interest
Open several e-Bonds (the combined savings bonds balance mustn't exceed £3m)
Use your own e-Bond account nickname instead of having to remember a lot of numbers
Your online security protected with Nationwide's Internet Banking Promise

Income Bonds

Provider	Account	Income Yield	Interest Paid	Capital Protected	ISA Option	Apply
	Barclays Wealth 6 Year Regular Income Bond 6 Year Structured Income Bond with an annual yield of 6.50% or monthly at 0.53%. Can be used for ISA transfers & SIPP investment up to £500,000.	6.50% each year	Monthly			Apply > More Info
	Investec 5 Year Guaranteed FTSE 100 Income Plan 8 5 Year Capital Protected Structured Income Bond with an annual yield of 5.40% or a monthly yield of 0.43%	5.40% each year	Annually			Apply > More Info

Barclays Wealth 6 Year Regular Income Bond

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Barclays Regular Income Bond is designed to bridge the gap between low risk/low return deposits and high income/high risk investments. The Bond is a six-year investment where investors receive a regular income. There is a choice of either a monthly or an annual income option.
Online applications are available for the Barclays Regular Income Bond for both annual and monthly income options.
This is a structured investment plan.
Annual Income Option - 6.50% gross (in arrears) or
Monthly Income Option - 0.53% gross (in arrears)
Capital at Risk Investment*
Investment Term - 6 Years
Minimum Single Investment - £3,600
Outside of your individual ISA limit - Up to £500,000
Investments in excess of £500,000 are accepted at the discretion of the Plan Managers
Within your individual ISA limit - Up to £7,200 for 2009/10 tax year.
For individuals aged 50 or over on 5th April 2010 the limit is £10,200
ISA Transfer Deadline - 15 February 2010
Direct Investment/ISA Deadline - 1 March 2010
*The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Barclays Bank Plc) to repay the monies.

Investec 5 Year Guaranteed FTSE 100 Income Plan 8

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Investec 5 Year FTSE 100 Income Deposit Plan 8 aims to provide regular income payments while protecting your initial deposit when the Plan matures. The Plan has two income options; annual and monthly.
The Plan will return an income of 5.40% annually or 0.43% monthly, provided the FTSE 100 Index remains at or above 50% of its initial level. If the Plan falls below 50% of its initial level then income payments will cease. However, if the Index recovers to its starting level then the missed payments will be paid out and income payments will restart.
Your initial capital will still be returned in full at maturity regardless of the performance of the FTSE 100 Index.
This is a structured investment plan.
Annual Income Option - 5.40% gross or
Monthly Income Option - 0.43% gross
Covered by the Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account.
Capital Protected Product**
Investment Term - 5 Years
Minimum Single Investment - £1,500
Maximum Within Your Individual Cash ISA limit - £3,600
For individuals aged 50 or over on 5th April 2010, the limit is £5,100
Maximum Direct Investment - £1,000,000
This Plan is not the same as a bank or building society deposit account and charges may apply if your capital is withdrawn early
ISA Transfer Deadline - 19 February 2010
Direct Investment & ISA Deadline - 5 March 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
**The return of your capital depends on the ability of the counterparty (Investec Bank plc) to repay your money.

Growth Bonds

Account	Maximum Growth Return*	Apply
Barclays Wealth 1 - 6 Year Defined Return Plan (Annual Kick-out 100) Structured investment plan offering 7.75% a year for the investment term, if final index level is above initial index level at any of the 5 anniversaries of the plan. Opportunity for early kick-out	46.50% after 6 years	Apply > More Info
Zurich Equity Linked Growth Account Capital protected structured investment plan that aims to return 80% of any growth in the FTSE 100 Index over the 5 year term.	80% after 5 years	Apply > More Info
Barclays Wealth 6 Year Defined Return Plan 6 year Capital Protected Structured Investment Plan offering a maximum return of 48%.	48% after 6 years	Apply > More Info
Barclays Wealth 5 Year Super Tracker (January Edition) This 5 year investment plan is can be linked to the UK FTSE index offers the opportunity for returns of up to 75%.	75% after 5 years	Apply > More Info
Investec Guaranteed 5 Year FTSE 100 Plan 15 Option 1 This capital protected plan offers a maximum return of 40% at maturity.	40% after 5 years	Apply > More Info
Investec Guaranteed 3 Year FTSE 100 Plan 15 Option 1 This capital protected plan offers a maximum return of 19% at maturity.	19% after 3 years	Apply > More Info
Morgan Stanley Morgan Stanley FTSE Protected Growth Plan 32 This 6 year structured investment plan offers a return of up to 18% with the potential to kick out after 3 years.	18% after 3 years	Apply > More Info
Morgan Stanley Morgan Stanley 6 Year FTSE Best Entry Growth Plan This 6 year structured investment plan offers two times any positive growth in the FTSE 100.	2x Growth in FTSE	Apply > More Info
Barclays Wealth Target Growth Plan (January 2010 Edition) 5 year term offering 50% return, if the final index level is above initial index level.	50% after 5 years	Apply > More Info
Morgan Stanley 6 Year FTSE Kick Out Growth Plan 2 This 6 year structured investment plan offers the potential to kick out after 3 years with a maximum return of 50%. Invest up to £7,200p.a within ISA allowance, and unlimited without.	110% after 6 years	Apply > More Info

Barclays Wealth 1 - 6 Year Defined Return Plan (Annual Kick-out 100)

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Barclays Defined Returns Plan (Annual Kick-Out) is a stock market linked investment that offers the opportunity to make competitive returns, even when the FTSE 100 Index makes only modest gains over the term of the plan. The Plan has a maximum term of six years but an automatic early maturity feature can lead to the investment coming to an end on any of its first five anniversaries at which time capital will be repaid together with a return based on how long the investment has been in force.
With the Annual Kick-Out 100 option you will receive 7.75% return for every year the Plan is in force, not compounded, if at any anniversary date the Index is equal to or higher than the Initial Index Level.
This is a structured investment plan.
Potential Growth Returns: 7.75% times the number of years the plan has been active
Investment Term - Up to 6 years
Capital at risk product*
Minimum Investment - £3,600
Within your individual ISA limit - Up to £7,200 for 2009/10 tax year.
For individuals aged 50 or over on 5th April 2010, the limit is £10,200
Maximum Investment as ISA Transfer - £500,000
Maximum Direct Investment - £500,000
Investments In Excess of £500,000 are accepted at the discretion of Woolwich Plan Managers
ISA Transfer Deadline - 8 February 2010
Direct Investment & ISA Deadline - 15 February 2010
*The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Barclays Bank Plc) to repay the monies

Zurich Equity Linked Growth Account

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The account has been designed for the investor looking for returns linked to growth in the FTSE 100 Index, without the risks normally associated with direct investment. The Plan aims to return 80% of any growth in the FTSE 100 Index over the 5 year term. Your original investment will be returned in full at maturity regardless of the final level of the FTSE 100 Index.
The plan is available for new Cash ISAs, Cash ISA Transfers and direct investment outside of an ISA.
The Zurich Equity Linked Growth Account is provided by Dunbar Bank plc, a member of the Zurich Financial Services Group, a global business servicing customers in more than 170 countries, with over 135 years of financial experience.
This is a structured investment plan.
Growth Return - 80% of FTSE 100 Growth
Covered by the Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account *
Capital Protected Product**
Investment Terms - 5 years
Minimum Investment - £2,500
Maximum Within Your Individual Cash ISA limit - £3,600
For individuals aged 50 or over on 5th April 2010, the limit is £5,100
ISA Transfer Deadline - 22 February 2010
Direct Investment & ISA Deadline - 29 March 2010
* Subject to the Scheme's eligibility criteria - see brochure for details.
** The return of your capital depends on the ability of the counterparty (Dunbar Bank plc) to repay the monies.

Barclays Wealth 6 Year Defined Return Plan

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Defined Returns Plan has been designed for the investor looking for potentially higher gains than available in deposit accounts, but who also wants to be assured that at least the capital that they invest will be repaid at the end of the 6 year term.
At the end of the 6 year term you will receive a fixed return of 24% as long as the level of the FTSE 100 Index at maturity is at least as high as the starting level. An additional return of 24% is possible if the FTSE 100 Index at maturity is 24% or more higher than the starting level, giving a maximum return of 48%.
If at maturity the FTSE 100 Index is below the starting level you will still receive your initial investment at maturity.
This is a structured investment plan.
Maximum Fixed Return - 48.0%*
Capital Protected Product**
Investment Term - 6 years
Minimum Investment - £3,600
Within your individual ISA limit - Up to £7,200 for 2009/10 tax year.
or individuals aged 50 or over on 5th April 2010, the limit is £10,200
Maximum Investment as ISA Transfer - £500,000
Maximum Direct Investment - £500,000
Investments In Excess of £500,000 are accepted at the discretion of the Plan Managers
ISA Transfer Deadline - 8 February 2010
Direct Investment & ISA Deadline - 15 February 2010
*At the end of your investment term you will receive the maximum return as long as the level of the FTSE 100 Index at maturity is at least 24% higher than the starting level taken on 1 March 2010
**The return of your capital depends on the ability of the counterparty (Barclays Bank Plc) to repay the monies.

Barclays Wealth 5 Year Super Tracker (January Edition)

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Barclays 5 Year UK Super Tracker is linked to the FTSE 100 Index and offers the opportunity to make returns even when the FTSE 100 Index makes only modest gains over the five year investment term. The Plan offers a return of three times any rise in the FTSE index, limited to a maximum of 75%.
Online applications are available for the Barclays 5 Year UK Super Tracker.
This is a structured investment plan.
3x growth of FTSE 100
Potential Growth Return - 75%*
Capital at Risk product**
Investment Term - 5 years
Minimum Investment - £3,600
Maximum Investment Outside of an ISA - £500,000
Within your individual ISA limit - Up to £7,200 for 2009/10 tax year.
For individuals aged 50 or over on 5th April 2010 the limit is £10,200
Investments in excess of £500,000 are accepted at the discretion of the Plan Managers
ISA Transfer Deadline - 15 February 2010
Direct Investment/ISA Deadline - 1 March 2010
*Subject to a 25% increase in the FTSE 100 over the investment term
** The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Barclays Bank Plc) to repay the monies

Investec Guaranteed 5 Year FTSE 100 Plan 15 Option 1

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Investec FTSE 100 5 Year Deposit Plan 15 Option 1 aims to provide a higher return than is available through other deposit accounts, whilst returning your initial deposit when the plan matures. The 5 year plan offers a fixed return of up to 40%, dependent on the performance of the FTSE 100 Index.
At the end of your investment term you will receive the fixed return as long as the final level of the FTSE 100 Index is higher than the starting level. If the FTSE 100 Index is the same as or below the starting level you will still receive your initial investment.
Investec Bank plc, as the Plan Manager, offers a choice of deposit taker, either Investec Bank plc or Lloyds TSB plc.
This is a structured investment plan.
Investec Version Potential Fixed Return - 40% gross
Lloyds Version Potential Fixed Return - 32.5% gross
The difference in returns payable is an indicator of the deposit taker's credit rating
Both deposit takers are covered by the Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account *
Capital Protected Product**
Investment Term - 5 Years
Minimum Single Investment - £1,500
Maximum Within Your Individual Cash ISA limit - £3,600
For individuals aged 50 or over on 5th April 2010, the limit is £5,100
This Plan is not the same as a bank or building society deposit account and an early exit fee will apply if your capital is withdrawn early
ISA Transfer Deadline - 19 February 2010
Direct Investment & ISA Deadline - 5 March 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
**The return of your capital depends on the ability of the deposit taker (Investec Bank plc or Lloyds TSB Bank plc) to repay the monies.

Investec Guaranteed 3 Year FTSE 100 Plan 15 Option 1

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Investec FTSE 100 3 Year Deposit Plan 15 Option 1 aims to provide a higher return than is available through other deposit accounts, over its 3 year investment term. The plan ensures that your initial deposit is returned in full if the plan is held to maturity. A fixed return of 19% is possible at maturity, dependent on the final level of the FTSE 100 Index.
At the end of your investment term you will receive the fixed return as long as the final level of the FTSE 100 Index is higher than the the starting level. If the FTSE 100 Index is the same as or below the starting level you will still receive your initial investment.
This is a structured investment plan.
Potential Fixed Return - 19% Gross
Covered by Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account *
Capital Protected Product**
Investment Term - 3 Years
Minimum Single Investment - £1,500
Maximum Within Your Individual Cash ISA limit - £3,600
For individuals aged 50 or over on 5th April 2010, the limit is £5,100
Maximum Direct Investment - £1,000,000
This Plan is not the same as a bank or building society deposit account and an early exit fee will apply if your capital is withdrawn early
ISA Transfer Deadline - 19 February 2010
Direct Investment & ISA Deadline - 5 March 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
**The return of your capital depends on the ability of the counterparty (Investec Bank plc) to repay the monies.

Morgan Stanley Morgan Stanley FTSE Protected Growth Plan 32

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Morgan Stanley FTSE Protected Growth Plan 32 is a six year capital protected structured investment plan linked to the FTSE 100.
It offers an early exit feature with a fixed return of 18% if the FTSE 100 Index has risen by 15% or more after three years. If this does not occur then the Plan will continue for the full six year term and you will receive a return equal to 100% of the Index performance at maturity with no upper limit. You will receive your initial capital at maturity regardless of the performance of the FTSE 100 Index.
This is a structured investment plan.
Growth Returns: 100% of FTSE 100 Index growth
Early Exit Return: 18%*
Capital protected product **
Investment Term: 6 Years
Minimum Single Investment: £3,000
Maximum within your individual stocks and shares ISA limit – £7,200
(For individuals aged 50 or over on 5th April 2010, the limit is £10,200)
ISA Transfer Deadline - 4 Mar 2010
Direct Investment & ISA Deadline - 15 Mar 2010
* Available if the FTSE 100 Index has risen by 15% or more three years into the Plan.
** The return of your capital also depends on the ability of the counterparty (Morgan Stanley) to repay the monies.

Morgan Stanley Morgan Stanley 6 Year FTSE Best Entry Growth Plan

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Morgan Stanley FTSE Best Entry Growth Plan is a six year investment plan that is linked to the FTSE 100 Index. The Plan offers a return of two times any positive growth in the Index over the six years subject to a maximum of 80%.
The Plan benefits from a market timing feature that measures the performance of the FTSE 100 Index monthly for the first four months, and the lowest recorded level is used as the starting point for performance. Capital is at risk if at maturity the Index has fallen by 50% or more from the starting level.
This is a structured investment plan.
Growth Return: Two times any positive growth in the Index
Capital at risk product*
Investment Term: 6 Years
Minimum Single Investment: £3,000
Maximum within your individual stocks and shares ISA limit – £7,200
(For individuals aged 50 or over on 5th April 2010, the limit is £10,200)
ISA Transfer Deadline - 4 Mar 2010
Direct Investment & ISA Deadline - 15 Mar 2010
*The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Morgan Stanley) to repay the monies.

Barclays Wealth Target Growth Plan (January 2010 Edition)

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Target Growth Plan is a 5 year investment which gives you the opportunity to make competitive above-market returns, even if the FTSE 100 Index makes no gains or even if it falls moderately over the term of the investment. A full return of 50% is possible, providing the FTSE has not fallen below its initial level at maturity.
This is a structured investment plan.
Potential Growth Return - 50%*
Capital at Risk Investment**
Investment Terms - 5 years
Minimum Investment - £3,600
Investments in excess of £500,000 are accepted at the discretion of the Plan Managers
Within your individual ISA limit - Up to £7,200 for 2009/10 tax year.
For individuals aged 50 or over on 5th April 2010 the limit is £10,200
ISA Transfer Deadline - 15 February 2010
Direct Investment/ISA Deadline - 1 March 2010
*Subject to the FTSE remaining above its initial level at maturity
**The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Barclays Bank Plc) to repay the monies

Morgan Stanley 6 Year FTSE Kick Out Growth Plan 2

**Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
The Morgan Stanley FTSE Kick Out Growth Plan is a six year investment linked to the FTSE 100 Index.
It offers an early exit feature with a fixed return of 50% if the FTSE 100 Index has risen by 15% or more after three years. If this does not occur then the Plan will continue for the full six year term and you will receive a return equal to 110% of the Index performance at maturity with no upper limit. Capital is at risk if at maturity the Index has fallen by 50% or more from the starting level.
This is a structured investment plan.
Growth Returns: 110% of FTSE 100 Index growth
Early Exit Return: 50%*
Capital at risk product**
Investment Term: 6 Years
Minimum Single Investment: £3,000
Maximum within your individual stocks and shares ISA limit – £7,200 (For individuals aged 50 or over on 5th April 2010, the limit is £10,200)
ISA Transfer Deadline - 4 Mar 2010
Direct Investment & ISA Deadline - 15 Mar 2010
* Available if the FTSE 100 Index has risen by 15% or more three years into the Plan.
** The return of your capital also depends on the performance of the FTSE 100 Index and the ability of the counterparty (Morgan Stanley) to repay the monies.

Structured Investment Products promoted by Fair Investment Company Limited, Fair Investment Company Limited is Authorised and Regulated by the Financial Services Authority.

Tax Free Cash ISAs

Provider	Account	AER	Notice	Deposit Per Year		Apply
Provider	Account	AER	Notice	Min	Max	Apply
	Halifax 4 Year Fixed Rate ISA Saver No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 4.25% AER. Minimum deposit £500.	4.25%	Instant	£500	£3,600	Apply > More Info
	Halifax 3 Year Fixed Rate ISA Saver No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 3.75% AER. Minimum deposit £500.	3.75%	Instant	£500	£3,600	Apply > More Info
	Halifax 2 Year Fixed Rate ISA Saver No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 3.50% AER. Minimum deposit £500.	3.50%	Instant	£500	£3,600	Apply > More Info
	Santander ISA (Issue 3) Deposit £1 - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 3.0% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions	3%	Instant	£9,000	£150,000	Apply > More Info
	Halifax 1 Year Fixed Rate ISA Saver No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 2.50% AER. Minimum £500 deposit.	2.50%	Instant	£500	£3,600	Apply > More Info
	Santander ISA (Issue 3) Deposit £1 - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 3.0% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions	2%	Instant	£1	£9,000	Apply > More Info
	A&L Direct ISA (Issue 5) Deposit £1k - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 2.5% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions	2%	Instant	£1	£3,600	Apply > More Info
	Principality e-ISA NO bonus period included. NO Withdrawal Restrictions. You CAN transfer your existing ISA balances to this ISA	1.80%	Instant	£1	£3,600	Apply > More Info

Halifax 4 Year Fixed Rate ISA Saver

Get 4.25% AER Fixed for 4 Years
Minimum opening balance - £500
Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
No withdrawals
No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
Manage your savings - In branch, by phone or view your balance online 24/7
Britain's No 1 for ISAs*
Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 3 Year Fixed Rate ISA Saver

Get 3.75% AER Fixed for 3 Years
Minimum opening balance - £500
Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
No withdrawals
No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
Manage your savings - In branch, by phone or view your balance online 24/7
Britain's No 1 for ISAs*
Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 2 Year Fixed Rate ISA Saver

Get 3.50% AER Fixed for 2 Years
Minimum opening balance - £500
Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
No withdrawals
No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
Manage your savings - In branch, by phone or view your balance online 24/7
Britain's No 1 for ISAs*
Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Santander ISA (Issue 3)

Save up to £3,600 in the 2009/10 tax year without paying any tax on the interest
Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
After 12 month intro rate reduces to:
£1 - £9,000 = 0.5%AER
£9,000 + 1.00%AER
Pay-in/Withdraw via Abbey Branch, Online, and Telephone
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 1 Year Fixed Rate ISA Saver

Earn 2.5% AER tax free fixed for 1 year
Minimum opening balance - £500
Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
No withdrawals
No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
Manage your savings - In branch, by phone or view your balance online 24/7
Britain's No 1 for ISAs*
Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Santander ISA (Issue 3)

Save up to £3,600 in the 2009/10 tax year without paying any tax on the interest
Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
After 12 month intro rate reduces to:
£1 - £9,000 = 0.5%AER
£9,000 + 1.00%AER
Pay-in/Withdraw via Abbey Branch, Online, and Telephone
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

A&L Direct ISA (Issue 5)

Enjoy TAX-FREE saving with our simple cash ISA account.
EARN 2.50% GROSS P.A./AER (variable) on balances over £9,000. Rate includes a bonus payable until 1st July 2010.
Balances between £1 and £8,999 earn 2.00% GROSS P.A./AER (variable). Rate includes a bonus payable until 1st July 2010.
TRANSFER in existing ISA funds from another Cash ISA.
No withdrawal charges.
Open account in minutes.
ACCESS your MONEY within 24 hours when a transfer is made into your Alliance & Leicester current account: or up to 4 working days for a transfer to another provider.
Available to those aged 16 or over.

Principality e-ISA

Minimum investment of £1.
Invest up to £3,600 in this tax year – click here to see the changes to ISA limits for over 50’s after 6th October 2009.
No limitations on the amount you may withdraw.
Mini cash ISA transfers from other providers permitted~.
Interest paid annually.
Transfers from other Principality Building society accounts to e-ISA accounts are not permitted.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS – Financial Services Compensation Scheme.

Business Current Accounts

Account	AER	Free Banking Duration	Interest Paid	Apply
Santander Business Account FREE day-to-day banking forever	6%	for Unlimited	Monthly	Apply > More Info
A&L Free Business Current Account Free day to day banking and a market leading cash deal	0.25%	for Unlimited	Monthly	Apply > More Info
A&L Business Builder Current Account 2 years FREE business banking with NO charges	0%	for 24 mths	Monthly	Apply > More Info
Barclays Business Start-up account Up to 2 years free banking & free automated transactions	N/A	for up to 24mths	Monthly	Apply > More Info
Barclays Business Current Account Get free automated transactions, plus a whole lot more	N/A	N/A	Monthly	Apply > More Info

Santander Business Account

***CALL 0845 606 0875 TO APPLY***
(This offer is only available over the phone).
6.0% AER for the first 12 months on balances up to £2,500 when you use the Account Transfer Service
Free day to day banking includes:
- Unlimited direct debits, standing orders and bill payments
- Unlimited debit card payments
- Unlimited automated BACS credit
- Unlimited transfers between linked Abbey accounts
- 100 cheque deposits per month
- 100 cash and cheque withdrawals per month
- £3,000 in cash deposited per month
Operate the account through the internet, by phone, by post and ATMs
Cheque book, paying in book, debit card and regular statements
No monthly charge
No minimum balances
No minimum amount required to be paid in each month
Free access to Relationship Managers as your business grows
Authorise others to operate the account on your behalf

A&L Free Business Current Account

Awarded ‘Best Business Current Account Provider’ for 7 years year running.
The rate of base +0.60% is applicable for 12 months from opening your account, then reverts to a rate of base -2.00% gross per annum. This rate will not to fall below 0.10% regardless of any downward movements in our base rate.
**Unrivalled access and convenience** - Pay in and withdraw money at any branch as well as at any Post Office Nationwide. That’s a bigger branch network than all of the big banks combined!
FREE & UNLIMITED day to day banking:
FREE & UNLIMITED Direct Debits
FREE & UNLIMITED standing orders
FREE & UNLIMITED automated transactions
FREE & UNLIMITED cheques issued and deposited
FREE cash deposits up to £3,000 each month, then it is just 50p per £100
Bank online, over the phone or via the post, plus you can pay in or withdraw money at any Alliance & Leicester branch or Post Office.
Free online practical business advice, in conjunction with BusinessLink.

A&L Business Builder Current Account

2 years FREE business banking
**Unrivalled access and convenience** - Pay in and withdraw money at any branch as well as at any Post Office Nationwide. That’s a bigger branch network than all of the big banks combined!
No minimum balance of funding requirements
No standard transaction charges
FREE Internet business guidance service
FREE legal and tax advice
Bank by Internet, fax, phone or at 14,000 Post Offices

Barclays Business Start-up account

Up to 2 years free banking*
Free Automated Transactions Tariff as standard (at the end of the Free Banking Period)
Your own Local Business Manager – backed up by an Award Winning Telephony Team**
Bank in branch, online or by phone
We offer more than you’d expect from a bank…
Free CREDITFOCUS Classic - an award wining credit management tool***
We offer up to 45 minutes’ free consultation with local professional experts in accountancy, marketing and law.
Free Local Business seminars
Free - Securely back up 2GB of your business data
Access to unique business management software so that you can spend less time on admin and more time on what you love doing
* There is no charge for standard transactions for two years if the Barclays Business Essentials and CREDITFOCUS Pro or Barclays Business Essentials Plus and CREDITFOCUS Pro or Barclays Business Manager and CREDITFOCUS Pro are purchased at the time of opening the account. This is only applicable for new businesses opening their account with Barclays. This applies to everyday Sterling, debit and credit transactions and the maintenance fee. Please note: accounts must be active.
**Best Large Call Centre in 2007 European Call Centre Awards
***Available to small businesses with a turnover below £1m

Barclays Business Current Account

Free Automated Transactions Tariff as standard
Your own Local Business Manager – backed up by an Award Winning Telephony Team**
Bank in branch, online or by phone
We offer more than you’d expect from a bank…
Free CREDITFOCUS Classic our award winning service to help cut out late payers and the risk of bad debt until 31st December 2009 *
Free advice from a local solicitor
Free Local Business seminars
Free - Securely back up 2GB of your business data
Free online skills training
Free advice from our Legal & Tax helpline
Plus, access to unique business management software so that you can spend less time on admin and more time on what you love doing
**Best Large Call Centre in 2007 European Call Centre Awards
*Available to small businesses with a turnover below £1m

Business Savings Accounts

Provider	Account	AER	Deposit		Interest Paid	Apply
Provider	Account	AER	Min	Max	Interest Paid	Apply
	Santander Business Reward Saver 2% AER (variable) on Business Savings if you make no withdrawals in 12 months, or 1.84% AER (Variable) if you make 1 withdrawal.	1.84%	£30,000	£2,000,000	Annually	Apply > More Info
	Santander Business Direct Saver Up to 1% AER/gross on Business Savings on balances over £10,000.	1%	£1	£2,000,000	Annually	Apply > More Info

Santander Business Reward Saver

**Call 0800 068 6433 to find out more..**
1.84% gross/AER (variable) when you make one withdrawal in the first 12 months
2% gross/AER (variable) when you make no withdrawals in the first 12 months
These rates include a 1% gross/AER variable rate bonus for the first 12 months. A reduced rate of 0.10% gross/AER will be paid on the full balance on the account for the month in which a withdrawal is made.
A rate of 0.10% gross/AER applies when the balance is less than £30,000.
Choose interest to be paid monthly or annually
Minimum Deposit = £30,000
Maximum Deposit = £2million
Instant access via internet, phone and ATM network
Authorise others to operate the account on your behalf

Santander Business Direct Saver

**Call 0800 328 0427 to find out more..**
0.25% AER/gross on balances from £1 to £9,999
1% AER/gross on balances over £10,000
Minimum Deposit = £1
Instant access via internet, phone and ATM network
Authorise others to operate the account on your behalf

Guaranteed Acceptance Bank Accounts

Provider	Account	AER	Min Bal	O/D Rate	O/D Buffer	Apply
	Guaranteed Bank Account	0%	£0	No Offer	No Offer	Apply > More Info
	No Credit Check basic bank account – Open to everyone 18+ & UK resident. £30 Opening Fee + £12 per month.					Apply > More Info

Card One Banking Guaranteed Bank Account

CardOneBanking offers the following:
Guaranteed Acceptance
Sortcode & Account Number
Prepaid MasterCard card
24 hour account management by Phone, Text and Online Banking
Dedicated Account Manager
NO OVERDRAFT FACILITY – No risk of going overdrawn
NO EXTRA CHARGES – No charges for bounced standing orders
NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
YOU must be 18+ and UK resident
£30 account opening fee and £12.50 monthly management fee

Latest Bank Account News

Personal finance optimism on the increase: Consumer confidence is on the up, new research shows. Britons are taking a more positive view towards their personal finances.Such is the assertion of the Alliance Trust, where its most ...; Read More >; Fri 5th Feb, 2010
QE halt 'met with disappointment': The end of quantitative easing (QE) will prove a bitter blow to businesses, it has been suggested. Moves by the Bank of England to end its £200 billion quantitative easing (QE) ...; Read More >; Fri 5th Feb, 2010
People 'do not want to make money management mistakes twice': Britons are keen to learn from the financial downturn, it has been suggested. Although signs of confidence are improving, one personal finance expert claims that people are looking to ...; Read More >; Thu 4th Feb, 2010
Be prompt with payments, businesses advised: Having a good relationship with suppliers is crucial for those starting their own business, it has been claimed. Those looking to set up their own business have been advised of the need ...; Read More >; Thu 4th Feb, 2010
Businesses 'need to control costs': Firms have been reminded of the need to manage money carefully. The recession may technically be over but that should act as no excuse for businesses not to keep a close eye on costs, ...; Read More >; Wed 3rd Feb, 2010
Act fast and make the most of your Isa allowance: Savers yet to make use of their Individual Savings Accounts (Isa) allowance for the 2009/10 tax year should act quickly in order to benefit from tax free earnings. Normal savings ...; Read More >; Tue 2nd Feb, 2010
Savers prepare for over-due increase to ISA limits: Last year, Alistair Darling announced plans to raise the amount that can be put into ISAs from £7,200 to £10,200, which will come into effect in the new tax year (April 6th). Those ...; Read More >; Tue 2nd Feb, 2010

View Latest Bank Account News Archive >

Editors Choice

Alliance Leicester Current Account

Get a FREE £100 deposit when you open an Alliance Leicester Premier Current Account. Also receive a £2000 0% 12 month's overdraft facility - What a Package!...

Apply >

Editors Choice

Halifax WebSaver Extra

WebSaver Extra account offers a high 2.80%AER (with No bonus amount included) coupled with instant access to your cash should you require it!

Apply >

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Money Saving E-Newsletter

Main Menu

Bread Crumb Trail

Compare Banking, Savings, ISAs & Investment Accounts

Latest Bank Account News

Popular Searches

Editors Choice

Alliance Leicester Current Account

Editors Choice

Halifax WebSaver Extra

Other Pages

Banking & Saving - Top 10 Bank Accounts & Savings Accounts | ISAs | Business Bank Accounts