Compare Poor Credit History Bank Accounts

Compare Guaranteed Bank Accounts - for those with a Bad Credit Score, Poor Credit history or if you're new to credit. If you're 18 and a UK resident you are Guaranteed to be accepted.

Search Banking & Saving Accounts

CardOne Guaranteed Bank Account

No opening fee, No overdraft facility, No Extra Charges & NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit...all for £12.50 per month!

Card One Banking Guaranteed Bank Account

Features

Interest Rate:
0% AER
Minimum Balance:
£0
Monthly Fee:
£12.50

Account Description

  • CardOneBanking offers the following:
  • Guaranteed Acceptance
  • Sortcode & Account Number
  • Have your salary deposited into this account
  • Pay money in at any Post Office or high street branch
  • Prepaid MasterCard card
  • Create Standing Orders but you can not set up Direct Debits with this account.
  • 24 hour account management by Phone, Text and Online Banking
  • Dedicated Account Manager
  • NO OPENING FEE
  • NO OVERDRAFT FACILITY – No risk of going overdrawn
  • NO EXTRA CHARGES – No charges for bounced standing orders
  • NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
  • YOU must be 18+ and UK resident
  • £12.50 monthly management fee

Think Money Guaranteed Bank Account

Features

Interest Rate:
0% AER
Minimum Balance:
£0
Monthly Fee:
£14.50

Account Description

  • Think Banking offers the following:
  • Guaranteed Acceptance
  • Sortcode & Account Number
  • Have your salary deposited into this account
  • Pay money in at any Post Office or high street branch
  • Prepaid MasterCard card
  • Create Standing Orders but you can not set up Direct Debits with this account.
  • 24 hour account management by Phone, Text and Online Banking
  • Dedicated Account Manager
  • Opening fee of £25 (£30 for a joint account)
  • NO OVERDRAFT FACILITY – No risk of going overdrawn
  • NO EXTRA CHARGES – No charges for bounced standing orders
  • NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
  • YOU must be 18+ and UK resident
  • £14.50 monthly management fee (£19.50 for joint account customers)

Cashplus Guaranteed Bank Account

Features

Interest Rate:
0% AER
Minimum Balance:
£0
Monthly Fee:
£9.95

Account Description

  • Cashplus offers the following:
  • Guaranteed Acceptance
  • Creditbuilder to improve your credit rating at no extra cost
  • Online banking-set up standing orders for free
  • Free UK ATM withdrawals
  • Free to load your wages
  • Up to 1% Cashback on purchases
  • Prepaid MasterCard card
  • No credit checks
  • No links to your bank account
  • No tie-ins
  • No interest or penalties to pay
  • You must be 18+ and UK resident
  • £9.95 monthly management fee

Secure Trust Bank Guaranteed Bank Account

Features

Interest Rate:
0% AER
Minimum Balance:
£0
Monthly Fee:
£12.50

Account Description

  • Secure Trust Bank offers the following:
  • 0.5% AER on Balances
  • An official bank account with sortcode and account number
  • Guaranteed Acceptance - No credit checks
  • Earn up to 4% cash Rewards
  • Pay in salary, wages and direct debits
  • Mange you account online or by telephone
  • No hidden or unexpected bank charges
  • No fees for bounced Direct Debits or Standing Orders
  • Prepaid MasterCard card
  • No Overdraft facility – No risk of going overdrawn
  • YOU must be 18+ and UK resident
  • £12.50 monthly management fee
  • One off set up fee of £12.50

Guaranteed Acceptance Bank Accounts

It is almost essential to have a bank account these days. They make paying bills, making purchases, receiving wages and keeping your money safe all considerably easier.

In the past, when a bank has declined an applicant because of previous bad credit (e.g. bankruptcy) or because they are new to the country, there has been nowhere to turn.

But now, there is! Which4U lists bank account providers that are guaranteed to accept you, provided that you are over 18 years of age and a UK resident.

Latest Bank Account News