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Savings Accounts Guides

  • Make payments using just a mobile number: Introducing Paym
    A new service called 'Paym', due to launch in April 2014, will allow 40 million current account holders to make payments using just a mobile number.   The new mobile app will enable ...
    Wed 2nd Apr, 2014
  • From ISAs to NISAs: How will your allowance be affected?
    Forthcoming changes to ISA regulations will come into effect on 1 July, well into the 2014/15 tax year. So, how will your allowance be affected before and after this point? The ...
    Fri 28th Mar, 2014
  • Cash ISAs: An Introduction
    UK residents over the age of 16 can build up their tax-free savings by investing into an ISA. With a new limit of £15,000 per year, you could even move out of tax altogether. Read on to find out more about ISAs.   Should ...
    Thu 27th Mar, 2014
  • Transferring Cash ISAs
    All savings deposited in ISAs remain tax-free as long they remain under the coveted veil of an ISA. But savers can transfer ISA funds from one provider to another, provided they follow the correct steps.   Why might I ...
    Thu 27th Mar, 2014
  • Guide to the New Current Account Switching Service
    A seven-day switching system introduced in September has made it easier than ever to switch current accounts. Read on to discover more about the new service.   What are the changes? ...
    Fri 10th Jan, 2014
  • Returns for savers still falling. Are current accounts the answer?
    Interest returns on easy-access accounts are pretty dismal at the moment. So, all things considered, are current accounts now the answer?   Savers are still struggling to find decent ...
    Wed 30th Oct, 2013
  • The New TSB Bank: What Changes for Customers?
    Around a third of Lloyds' branches were rebranded to TSB over the weekend, with 4.5 million customers transferred to the new bank. Why did the change occur, and what can customers ...
    Tue 10th Sep, 2013
  • Fixed-rate bonds: is it worth locking your money away?
    Banks are hoping to tempt savers to commit to longer-term investments through improvements to their fixed-rate bonds. But is it enough?   Tesco Bank is one institution that has ...
    Thu 22nd Aug, 2013
  • Savings: Top Ten Tips
    How do you make the most of your savings? Avoiding bonus pitfalls, using tax-free allowances, seeking profitable current accounts, and paying into fixed-rate bonds are all useful ways of boosting returns on your savings. Read ...
    Thu 11th Apr, 2013
  • Fixed-Rate Bonds vs. Cash ISAs
    With interest rates set to remain at a record low for the foreseeable future, consumers are mostly limited to long term fixed-rate products to see any returns on their savings. These tend to fall into two categories: ...
    Tue 9th Apr, 2013
  • Savings and Bonus Rates
    Keeping the best rates for your savings is no longer straightforward. Thanks to the new culture of bonus rates, making the most of your savings relies on more than simply choosing the table-topping rates. Read on to find out ...
    Wed 23rd Jan, 2013
  • Secure Savings and Compensation: How Do I Keep My Deposits Safe?
    In the UK, almost all savers are protected by the Financial Services Compensation Scheme (FSCS) for deposits in licensed banks and building societies. However, it is not always ...
    Tue 22nd Jan, 2013
  • ISA countdown: Two weeks remaining
    With research suggesting that consumers still intend to invest millions of pounds in the final two weeks of this tax year, the question of which cash ISA to choose is still a loaded one. UK savers have just a short period to ...
    Fri 23rd Mar, 2012
  • ISAs: Beyond One Year
    Now that most banks have laid down their hands as they strive to attract savers’ funds for the next tax year, Which4U takes another look at savers’ prospects for their tax-free savings in the year ahead and beyond.   ...
    Wed 14th Mar, 2012
  • ISA countdown: One Month Remaining
    There is just one month to go until the new tax year and the competition between cash ISA products is becoming more heated. With UK savers entitled to a £5,340 tax-free cash allowance, now is the time to take advantage of ...
    Mon 5th Mar, 2012
  • ISA countdown: Six weeks to invest your allowance
    With less than six weeks of the current tax year remaining, it is time to consider making the most of your annual tax-free allowance if you have not done so already. You can invest up ...
    Mon 27th Feb, 2012
  • Inflation-Linked Savings
    Savers are severely disadvantaged in the current economic climate because very few savings accounts are offering the kind of returns that are able to compete with the rising cost of living.   As long as easy access savings ...
    Tue 14th Feb, 2012
  • How to Beat Inflation
    Inflation rose above 5% during 2011, which caused more misery for savers. With the Bank of England’s interest rate expected to remain low for at least another year or two, how can savers expect to find returns on their ...
    Tue 14th Feb, 2012