- AA ISA
- Alliance & Leicester ISA
- Bank of Scotland ISA
- Barclays ISA
- Barnsley Building Society ISA
- Birmingham Midshires ISA
- Chelsea Building Society ISA
- Citibank ISA
- Co-operative ISA
- Egg ISA
- First Direct ISA
- Halifax ISA
- HSBC ISA
- ING Direct ISA
- Intelligent Finance ISA
- Leeds Building Society ISA
- Legal & General ISA
Money Saving E-Newsletter
Enter e-mail address to signup NOW!
You are here:
Home 
Money Saving & Investing ISA
Money Saving & Investing ISA Best ISA Rates
BEST ISA RATES - Compare top performing Isas with our easy to use table and quickly see the latest deals on offer. Make the most of your tax free allowance and start saving Today!
Search Banking & Savings Accounts
ING Direct Cash ISA - 3.0% AER
ING Direct offers 3.0% AER tax free on all balances from £1 to £5,340, and instant acces to your cash if you need it. Apply now and have an account open online in only 15 minutes...
Top 5 ISAs
|
Provider |
Account |
Notice |
Deposit Per Year |
Apply |
||
|---|---|---|---|---|---|---|
| View Full Table > | ||||||
 |
3.10%
|
Instant
|
Min
£1,000
|
Max
£5,340
|
||
 |
3.00%
|
Instant
|
Min
£1
|
Max
£5,340
|
||
 |
2.60%
|
Instant
|
Min
£1
|
Max
£5,340
|
||
 |
2.60%
|
Instant
|
Min
£1
|
Max
£5,340
|
||
 |
2.50%
|
Instant
|
Min
£1
|
Max
£5,340
|
||
Nationwide e-ISA
- Get 3.10% AER Tax Free on your savings
- Rate includes a 1.35% bonus until 31/08/2012
- Open and manage your account online
- Have instant access to your funds: no withdrawal limits or penalties
- Pay into your account as many times as you want to, up to your annual cash ISA limit
- Transfer in from existing cash ISAs held with Nationwide or other providers
- In order to apply for and operate an e-ISA you must have a Nationwide current account
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
ING Direct Cash ISA
- Act now and you can enjoy a great tax free rate of 3.0% AER variable (2.96% gross p.a variable, including a 1.96% gross p.a bonus fixed for 12 months from opening)
- This rate then reverts to a variable Cash ISA rate currently 1.00% gross/AER.
- The interest is calculated daily and paid monthly.
- You can invest from £1 up to £5,340 each tax year and benefit from tax free savings.
- You can NOT transfer your existing ISA balances to this ISA
- The tax year runs from 6 April to 5 April the following year.
- You can invest in one lump sum or in any number of smaller payments up to the annual subscription limit (£5,340).
Halifax ISA Saver Online
- 2.60% tax free/AER variable including 12 month fixed bonus of 2.35%
- Interest paid tax free
- Open from just £1 and save in a way that suits you
- Easy access to your savings
- Transfers in benefit from our ISA Promise
- Maximum savings £5,340 annually (tax year 2011/2012)
- Available from age 16 onwards
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
BOS ISA Direct Reward
- £1 minimum opening balance - you will also need to keep a balance of at least £1 for the 12 month reward period
- Unlimited withdrawals during the 12 month reward period
- Unlimited number of deposits - up to £5,340 this tax year
- Easy access: you can manage your account by phone and make deposits in branch. View your savings online 24/7 and transfer money between your own Bank of Scotland accounts.
- If you have a cash ISA with another provider and want to take advantage of our ISA promise and interest rates, you can transfer your ISA to us now
- Before you apply, read our summary box and important information
- As part of our ISA promise, we will keep you informed when your reward offer is coming to an end. Once the reward offer is over the ISA Saver Direct variable interest rate (currently 0.50% Gross p.a.) and conditions apply
Natwest e-ISA
- Save from £1 and save up to £5,340 per tax year
- If you wish to transfer your existing ISAs balances to this ISA you will earn the following rate of interest:
- £0 - £9,999 = 2.00% AER
- £10,000 - £29,900 = 2.25% AER
- £30,000+ = 2.50% AER
- Instant access to your funds with no penalties
- Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
- Manage your ISA by Phone, post, in branch and online
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Natwest Cash ISA
- Save from £1 and save up to £5,340 per tax year
- Earn 0.50% AER to 2% AER depending on deposit:
- £50,000+ = 2.00% AER
- £27,000 - £49,999 = 1.75% AER
- £22,000 - £26,999 = 1.10% AER
- £15,000 - £21,999 = 0.95% AER
- £9,000 - £14,999 = 0.75% AER
- £1 - £8,999 = 0.50% AER
- Instant access to your funds with no penalties
- Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
- Manage your ISA by Phone, post, in branch and online
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Latest ISA News 
-
While many will understandably breathe a sigh of relief at the falling rate of inflation, the majority of savers continue to lose out. ...Wed 18th Jan, 2012 -
Banks are under the spotlight again after it was revealed that the majority of cash ISAs offer shambolic rates of interest. Research has ...Thu 5th Jan, 2012 -
The small fall in inflation to 5% during October has done little to help savers, who are still struggling to find a savings account that can ...Wed 16th Nov, 2011 -
ISAs could be the best option for people without much capital, an expert has said. Taking the opportunity to analyse the best ISA rates available ...Tue 30th Aug, 2011 -
Santander has announced the creation of a new ISA. Consumers looking for the best ISA rates available in the UK following the recession may wish ...Fri 12th Aug, 2011 -
ISAs should be used by prospective first-time buyers, it has been said. People planning to get on the property ladder by taking out their first ...Tue 9th Aug, 2011
Best ISA Rates
- What are ISAs?
Individual Savings Accounts (ISAs) were introduced by the government as a way of encouraging individuals to save. previously known as PEPs and TESSA's, ISAs provide a tax-free incentive, allowing you to earn interest without having to pay tax on it, unlike other investments held outside an ISA wrapper that are subjected to income or capital gains tax.
With standard savings accounts, higher-rate taxpayers lose 40% on any savings interest to the tax-man (50% for those earning over £150,000), while those in the basic-rate tax band lose 20% (10% for anyone earning under £2,560). Therefore, if you are a taxpayer, making use of your annual ISA allowance can be very rewarding, and by comparing the market to find the best ISA rates, 2011 will be a good tax year for your wallet. - How do ISAs work?
Each tax year (running from April to April), everyone living in the UK is entitled to a £10,680 ISA allowance which can be split up between a cash ISA and stocks and shares ISA (which increased from £7,200 in April 2010).
The maximum amount that can be put into a cash ISA within any one year is £5,340, however you can use up to your full £10,680 allowance solely for a stocks and shares ISA, without paying any tax on the returns you gain.
You can only open one cash ISA, and one stocks and shares ISA each tax year, but it is possible to move balances from existing ISAs into another ISA, as long as the new account provider allows transfers, and the transfer is carried out by the bank. - Where do I go to open an ISA?
If you're looking for somewhere to make use of your ISA allowance it is worth comparing different providers to find the best ISA rates. At Which4U, we compare ISAs from a wide range of providers, helping you to see which accounts offer the best ISA rates, and which account would best suit your savings needs. Whether you're looking for an ISA that rewards you for leaving your money untouched, or you require instant access to your account, we have something for you.
Something to remember when using this type of savings vehicle is that like standard savings accounts, ISA providers often pay high introductory rates lasting for the first 12 months from opening the account, so don't be shy to keep on-top of the best rates on offer and make the most of your savings. - What are investment ISAs?
Stocks & shares ISAs are a great alternative to their cash counterparts for those that wish to see their savings more as an investment. There are a number of options to choose from, each carrying a different level of risk together with various possible returns offered. These types of ISAs to provide the potential to earn much higher returns, but the reason for this is that the risk element is introduced, so it's up to you to decide whether you are happy with this.
Popular ISA Reviews
Follow us on Twitter, facebook, or subscribe to our news feed.