Compare Top 5 ISAs

COMPARE TOP 5 ISAS - Use our easy to use table covering the best ISAs available at Which4U to view the latest deals and Apply online today!

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Editors Choice - Cheshire BS ISA - 3.35% AER

Cheshire BS offers 3.35% (variable) AER tax free on all balances from £1,000 to £5,640. Apply online and have your account open today.

Top 5 ISAs

Provider
Account
AER
ISA Transfers In
Notice
Deposit Per Year
Apply
View Full Table >
3.35%
No
Instant
Min £1,000
Max £5,640
Rate includes a 2.35% AER bonus until 30/11/2013
2.85%
Yes
Instant
Min £1
Max £5,640
Flat rate, with no bonus period included
2.65%
Yes
Instant
Min £1
Max £5,640
Rates includes 1.65% AER bonus for 1st 18 months

Lloyds TSB Cash ISA Saver

Lloyds TSB
  • Earn a variable rate of 2.65% AER/tax-free.
  • This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
  • Interest paid annually on the 31st March.
  • Save up to £5,640 per tax year.
  • Make withdrawals from as little as £1.
  • Set up regular payments into your ISA from your current account.
  • Manage your Cash ISA Saver through Internet Banking if you're registered.
  • You can transfer your existing ISA into us, with our ISA transfer form.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Cheshire Building Society Direct Cash ISA

Cheshire Building Society
  • Deposit £1000+ and get 3.35% AER (variable) tax-free including a fixed 2.35% AER bonus interest rate, paid until 30th November 2013
  • Deposit £1-£999 and get 0.25% AER only.
  • Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
  • However, you will need to open your account online today with at least £1,000.
  • You will receive a welcome letter with everything you need to manage your account by post.

Virgin Easy Access ISA

Virgin
  • Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
  • Minimum balance £1
  • Maximum balance £2,000,000
  • Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme


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Best ISAs

Individual Savings Accounts (ISA) are a great savings alternative to normal savings accounts, as they provide individuals with tax free savings, so you don't have to pay any tax on the interest you earn.

ISAs were introduced by the government on 6 April 1999 to replace the earlier Personal Equity Plans (PEPs) and Tax-Exempt Special Savings Accounts (TESSAs). ISAs are seen to encourage savers to put away cash and save for the future.

Every tax year (April 6th – April 5th) everyone over the age of 16 is given a £11,280 tax free savings allowance that can be used to invest in stocks and shares, cash ISAs or a combination of the two. You can only ever invest up to £5,640 into a cash ISA within any one tax year, but you are able to use the full £11,280 to invest into a stocks and shares ISA.

You can only ever open one cash ISA and one stocks and shares ISA within a single tax year, but it is possible to transfer existing balances from one provider to another. Compare all ISAs at Which4U