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Editors Choice - Cheshire BS ISA - 3.35% AER

Cheshire BS offers 3.35% (variable) AER tax free on all balances from £1,000 to £5,640. Apply online and have your account open today.

More Info >

Please Note:

The Junior ISA will be launched on the 1st November 2011. To register your interest & take advantage of any introductory offers / interest rates, please fill in your name & email address.
We only use your email address once for the sole purpose of informing you when ISA's become available & not for marketing purposes nor will it be sold to any 3rd party.

Cash ISAs (Variable Rate)

Provider	Account	AER	ISA Transfers In	Notice	Deposit Per Year		Apply
Provider	Account	AER	ISA Transfers In	Notice
	Cheshire Building Society Direct Cash ISA	3.35%		Instant	Min £1,000	Max £5,640	Apply	Apply > More Info
	Rate includes a 2.35% AER bonus until 30/11/2013							Apply > More Info

	Virgin Easy Access ISA	2.85%		Instant	Min £1	Max £5,640	Apply > More Info
	Flat rate, with no bonus period included

	Lloyds TSB Cash ISA Saver	2.65%		Instant	Min £1	Max £5,640	Apply > More Info	Apply > More Info
	Rates includes 1.65% AER bonus for 1st 18 months							Apply > More Info

Lloyds TSB Cash ISA Saver

Earn a variable rate of 2.65% AER/tax-free.
This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
Interest paid annually on the 31st March.
Save up to £5,640 per tax year.
Make withdrawals from as little as £1.
Set up regular payments into your ISA from your current account.
Manage your Cash ISA Saver through Internet Banking if you're registered.
You can transfer your existing ISA into us, with our ISA transfer form.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Cheshire Building Society Direct Cash ISA

Deposit £1000+ and get 3.35% AER (variable) tax-free including a fixed 2.35% AER bonus interest rate, paid until 30th November 2013
Deposit £1-£999 and get 0.25% AER only.
Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
However, you will need to open your account online today with at least £1,000.
You will receive a welcome letter with everything you need to manage your account by post.

Virgin Easy Access ISA

Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
Minimum balance £1
Maximum balance £2,000,000
Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Cash ISAs (Fixed Rate)

Provider	Account	AER	ISA Transfers In	Notice	Deposit Per Year		Apply
Provider	Account	AER	ISA Transfers In	Notice
	Progressive BS 2 Year Fixed Rate ISA	3.75%		Fixed term for 2 Years	Min £100	Max £50,000	Apply	Apply > More Info

	Lloyds TSB 2 Year Fixed Rate Cash ISA	3.70%		Fixed term for 2 years	Min £10,000	Max £150,000	Apply > More Info

	Lloyds TSB 2 Year Fixed Rate Cash ISA	3.40%		Fixed term for 2 years	Min £3,000	Max £10,000	Apply > More Info

	Virgin 3 Year Fixed Rate e-ISA	3.30%		Fixed term for 3 years	Min £1	Max £5,640	Apply > More Info

	Chelsea BS Fixed Rate ISA	3.20%		Fixed term until 31/05/2013	Min £100	Max £5,340	Apply > More Info
	Fixed term deposit until 31/05/2013.

	Virgin 1 Year Fixed Rate e-ISA	2.90%		Fixed term for 1 year	Min £1	Max £5,640	Apply > More Info	Apply > More Info

Progressive BS 2 Year Fixed Rate ISA

Account gives you a great rate of 3.75% AER
You can open an account with just £100.
The maximum balance is £50,000.
Early access on full closure only and subject to an Early Closure Charge equivalent to 270 days interest at 3.1% plus a £15 (ex VAT) admin charge
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Lloyds TSB 2 Year Fixed Rate Cash ISA

Fixed interest rates. Earn 3.40% AER/Tax Free* on balances of £3,000 or more fixed for 24 months from account opening. View Fixed Rate Cash ISA interest rates.
You have instant access to your money but a withdrawal charge will apply on any amount you take out.
Interest rate fixed for 24 months from account opening.
Interest calculated on a daily basis and paid on anniversary of account opening and upon account maturity.
You can transfer your existing ISA into us, with our ISA transfer form. We may keep you informed of progress of your transfer by SMS text.
Continued growth - at the end of the 24 month fixed rate period, your account pays interest at our standard variable Cash ISA Saver (excluding bonus rate).
Manage your account through Internet Banking, PhoneBank® or branch.
Save up to £5,100 each tax year. The 2011/2012 tax year commencing on 6th April 2011 will allow you to save up to £5340 in that tax year.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Lloyds TSB 2 Year Fixed Rate Cash ISA

Fixed interest rates. Earn 3.70% AER/Tax Free* on balances of £10,000 or more fixed for 24 months from account opening. View Fixed Rate Cash ISA interest rates.
You have instant access to your money but a withdrawal charge will apply on any amount you take out.
Interest rate fixed for 24 months from account opening.
Interest calculated on a daily basis and paid on anniversary of account opening and upon account maturity.
You can transfer your existing ISA into us, with our ISA transfer form. We may keep you informed of progress of your transfer by SMS text.
Continued growth - at the end of the 24 month fixed rate period, your account pays interest at our standard variable Cash ISA Saver (excluding bonus rate).
Manage your account through Internet Banking, PhoneBank® or branch.
Save up to £5,640 each tax year. The 2011/2012 tax year commencing on 6th April 2011 will allow you to save up to £5640 in that tax year.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Chelsea BS Fixed Rate ISA

Guaranteed fixed rate of interest for the duration of the Fixed Rate e-ISA
Minimum investment of £100
ISA transfers in*** from other providers and deposits up to your 2011/2012 ISA limit, can be made whilst the product remains on sale. Transfer charges may apply, please check with your existing provider
Interest paid annually
Withdrawals are not permitted during the term
Early closure or transfer out to another ISA provider is permitted subject to 90 days loss of interest on the closing balance. Early closure would mean loss of tax free status other than transfers to another ISA provider.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Virgin 1 Year Fixed Rate e-ISA

Great rate of 2.90% tax-free p.a./AER
Guaranteed fixed rate of interest for the duration of the term
Start saving from £1
Minimum age 16
Online application process to help make opening your Fixed Rate e-ISA easy
Withdrawals are permitted during the term with a charge of 60 days loss of interest
Transfers are allowed simply complete a Transfer Authority Form
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Virgin 3 Year Fixed Rate e-ISA

Great rate of 3.30% tax-free p.a./AER
Guaranteed fixed rate of interest for the duration of the term
Start saving from £1
Minimum age 16
Online application process to help make opening your Fixed Rate e-ISA easy
Withdrawals are permitted during the term with a charge of 120 days loss of interest
Transfers are allowed simply complete a Transfer Authority Form
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Junior Cash ISAs

Provider	Account	AER	Notice	Deposit Per Year		Apply
Provider	Account	AER	Notice
	Nationwide Smart Junior ISA	3.25%	Instant	Min £1	Max £3,600	Apply	Apply > More Info

Nationwide Smart Junior ISA

Get 3.25% AER Tax Free on your savings
Rate includes a 1.15% bonus until 31/01/14
Open and manage your account online
Pay into your account as many times as you want to, up to your annual Junior ISA limit of £3,600
Child can access funds upon 18 years of age.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Income ISAs

Provider	Account	Income Yield	Capital Protected	ISA Option	Apply

	Fair Investment Income Deposit Plan A 6 year capital protected structured deposit plan with the potential to pay 7% annual income. Backed by the Royal Bank of Scotland. Also available as a cash ISA and for ISA transfer.	7.00%per annum			Apply > More Info

Fair Investment Income Deposit Plan

The Fair Investment Income Deposit Plan is a six year and two week Structured Deposit Plan linked to the performance of the FTSE 100 Index (‘the Index’).
The Plan is designed to repay your initial deposit after six years and also provide fixed income returns of 7.25% gross annually or 1.4% gross quarterly, as long as the value of the FTSE 100 index at the close of any business day does not fall lower than 4500 points or rise to more than 7250 points during each annual/quarterly Observation Period.
If the closing level of the Index does fall below 4500 or rises above 7250 during an Observation Period, no income payment will be made for that period.
The plan is available for direct investment, cash ISA, cash ISA transfer, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
Potential annual income – 7.25% or
Potential quarterly income - 1.4%
Capital protected plan*
RBS is the deposit taker for this plan
Eligible for the Financial Services Compensation Scheme up to £85,000 for an individual or up to £170,000 for a joint deposit account **
Investment term: 6 years
Minimum Investment for direct investments and ISA transfers: £10,000
Minimum Investment for new 2011/12 cash ISA investments: £5,340
Minimum Investment for new 2012/13 cash ISA investments: £5,640
Also available to businesses, charities and trusts
This Plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
Application deadlines:
ISA and ISA transfers for 2011/12 (cheque or bank transfer): 5th April 2012
ISA transfers for 2012/13 (cheque or bank transfer): 13th April 2012
ISA investments for 2012/13 and direct investments (cheques): 20th April 2012
ISA investments for 2012/13 and direct investments (bank transfer): 25th April 2012
*The return of your capital and any growth depends on the ability of the deposit taker (The Royal Bank of Scotland plc) to repay your money.**Subject to the Scheme's eligibility criteria - see brochure for details. Most types of deposit business are covered up to a maximum of £85,000.

Growth ISAs

Account	Maximum Growth Return*	Apply

Investec FTSE 100 3 Year Deposit Plan 3 year capital protected deposit plan with the potential to receive a defined return of 17.25%. Also available for Cash ISA and Cash ISA transfer.	17.25%	Apply > More Info

Gilliat Deposit Kick Out A 6 year structured deposit plan with the potential to mature early, paying 9.50% for every year the plan is in place. Also available for Cash ISA and ISA transfer.	9.50% per annum	Apply > More Info

Investec FTSE 100 Kick Out Deposit Plan - Option 2 Capital protected deposit plan with the potential to mature after years 2, 3, 4 and 5. If the plan matures early it will return 6% times the number of years the plan has been in force. Also available for Cash ISA and Cash ISA transfer.	6.00%per annum	Apply > More Info

Investec FTSE 100 Deposit Growth Plan 5 year capital protected structured deposit plan which aims to return 1.05 x any FTSE 100 growth. Also available for Cash ISA and Cash ISA transfer.	No limit	Apply > More Info

Legal and General Growth Deposit Bond 6 year capital protected structured deposit plan which returns the greater of 9.00% or 1 x any FTSE 100 growth, capped at 50%. Also available for Cash ISA and Cash ISA transfer.	50%	Apply > More Info

Investec FTSE 100 3 Year Deposit Plan

Option 1 of the Investec FTSE 100 3 Year Deposit Plan 33 is a three year Structured Deposit Plan linked to the performance of the FTSE 100 Index (‘the Index’).
The investment objective of the Plan is to provide a full repayment of capital at the end of the three year term, plus a defined return of 17.25% provided that the Final Index Level is higher than the Initial Index Level.
If, at maturity, the Final Index Level is equal to or lower than the Initial Index Level, you will not receive an investment return but your original capital will be repaid.
The Plan is available for Cash ISA, Cash ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
Target return - 17.25% Gross
Capital protected product*
Eligible for the Financial Services Compensation Scheme up to £85,000 for an individual or up to £170,000 for a joint deposit account **
Investment term - 3 Years
Minimum single investment - £3,000
Maximum cash ISA investment - £5,640
Maximum direct investment - £1,000,000
Also available to businesses, charities and trusts
This Plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
ISA transfer deadline: 11th May 2012
Direct investment deadline: 25th May 2012
*The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money.**Subject to the Scheme's eligibility criteria - see brochure for details. Most types of deposit business are covered up to a maximum of £85,000.

Gilliat Deposit Kick Out

Investec FTSE 100 Kick Out Deposit Plan - Option 2

The Investec FTSE 100 Kick-Out Deposit Plan 28 is a structured deposit plan linked to the performance of the FTSE 100 Index (‘the index’).
The objective of the Plan is to deliver attractive returns with potential for early maturity dependent on the performance of the Index.
The Plan has a 5 year term, but offers the opportunity to mature early after years 2, 3, or 4. To achieve early maturity the average closing levels of the Index for the five business days up to, and including one of the Kick-Out Dates must be higher than the Initial Index Level. If the Plan does mature early then the Plan will return 6% times the number of years the Plan has been active (not compounded). For example, early maturity at the end of year 3 would return 18%.
If the Plan runs for the full 5 year term and the Kick-Out Levels are never higher than the Initial Index Level then the Plan will return only your original capital with no growth returns.
The Plan is available for Cash ISA, Cash ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
Potential return - 6% for every year the Plan is in force
Capital Protected Product*
Eligible for the Financial Services Compensation Scheme up to £85,000 for an individual or up to £170,000 for a joint deposit account **
Investment term - Up to 5 Years
Minimum single Investment - £3,000
Maximum cash ISA investment - £5,640
Maximum direct investment - £1,000,000
Also available to businesses, charities and trusts
This Plan is not the same as a bank or building society deposit account and you may not receive your your initial deposit in full if your capital is withdrawn early
ISA transfer deadline: 11th May 2012
Direct investment deadline: 25th May 2012
* The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money.**Subject to the Scheme's eligibility criteria - see brochure for details. Most types of deposit business are covered up to a maximum of £85,000.

Investec FTSE 100 Deposit Growth Plan

Option 1 of the Investec FTSE 100 Deposit Growth Plan 16 (‘the Plan’) is a five year capital protected Structured Deposit Plan linked to the performance of the FTSE 100 Index (‘the Index’).
The objective of the Plan is to provide a full repayment of capital at maturity, plus 105% of any growth in the Index after 5 years with no upper limit. Growth in the Index is measured by comparing the Final Index Level to the Initial Index Level. If, at maturity, the Final Index Level is equal to or lower than the Initial Index Level you will not receive an investment return but your original capital will be repaid.
The Plan is available for Cash ISA, Cash ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
Potential return - 105% of any rise in the FTSE 100 Index after 5 years
Capital protected product*
Eligible for the Financial Services Compensation Scheme up to £85,000 for an individual or up to £170,000 for a joint deposit account **
Investment term - 5 Years
Minimum single investment - £3,000
Maximum cash ISA investment - £5,640
Maximum direct investment - £1,000,000
Also available to businesses, charities and trusts
This Plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
ISA transfer deadline: 11th May 2012
Direct investment deadline: 25th May 2012
*The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money.**Subject to the Scheme's eligibility criteria - see brochure for details. Most types of deposit business are covered up to a maximum of £85,000.

Legal and General Growth Deposit Bond

The Legal & General 6 Year Growth Deposit Bond 12 is a six year structured deposit plan linked to the performance of the FTSE 100 Index (‘the Index’).
The objective of the Plan is to return your capital at maturity and provide a fixed return of 8% if the Index has gone up by less than 8% or gone down. However, if the Index has gone up by more than 8% you will recieve 100% of any capital growth in the FTSE 100 Index subject to a maximum return of 50% of your original investment. Growth of the Index will be measured by comparing the Final Level to the Initial Level.
Example: If after 6 years the Final Index Level is 30% down on it’s Initial Index Level you will receive £800 return on a £10,000 original investment (8%). If the Index has gone up by 2% you will receive £800 return (8%). If the Index has gone up by 35% you will £3500 (100% of the growth). If the Index has gone up by 60%, you will receive £5000 (100% of the growth, capped at 50% of your original investment.)
The Plan is available for cash ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.
Potential return - a minimum of 8.00% or, if greater:
100% of any growth in the FTSE 100 Index, capped at 50% of your original investment
Capital protected product*
Eligible for the Financial Services Compensation Scheme up to £85,000 for an individual or up to £170,000 for a joint deposit account**
Investment term - 6 Years
Minimum single investment - £500
Maximum ISA investment - £5,340
No maximum total investment
Also available to businesses, charities and trusts
ISA transfer deadline: 24th February 2012
Direct investment and ISA deadline: 9th March 2012
* The return of your capital and any stated returns depends on the ability of the counterparty (Royal Bank of Scotland plc) to repay the monies.** Subject to the Scheme's eligibility criteria - see brochure for details.

Structured Investment Products promoted by Fair Investment Company Limited, Fair Investment Company Limited is Authorised and Regulated by the Financial Services Authority.

Share Dealing ISA Accounts

Provider	Account	Charge per Trade	Frequent Trader Rate	Annual Charge	Deposit Per Year		Apply
Provider	Account	Charge per Trade	Frequent Trader Rate	Annual Charge
	SVS Securities Share Trading ISA £1 a trade for the first 30 days to trade FTSE 100 and FTSE 250 stocks in our tax-efficient online ISA platform. £5.75 thereafter. No annual fee.	£5.75	N/A	NO FEE	Min £250	Max £11,280	Apply	Apply > More Info

	IWeb Sharedealing ISA IWeb offers both a Self-Select Stocks & Shares ISA, or Funds ISA. Pay no annual administration fees and trade UK shares for just £10 commission.	£10.00	N/A	£0	Min £250	Max £11,280	Apply > More Info

	XO ISA Sharedealing Account Online Only sharedealing account. Flat fee of £5.95 per trade no matter what size of deal. No annual management fee.	£5.95	N/A	NO FEE	Min £1	Max £11,280	Apply > More Info

	Halifax Sharedealing ISA Use the Halifax Share Dealing Self Select Stocks & Shares ISA to buy shares over the longer term or real-time in individual companies, Bonds, Gilts and ETFs	£11.95	N/A	0.05% per month +VAT. Min £2.16 - Max £8.33	Min £250	Max £11,280	Apply > More Info

	Alliance Trust Sharedealing ISA Online trading from £6.25 to £12.95 per trade. No Account management fee's. Voted What Investment ‘Best Stocks & Shares ISA’ 2010	£12.50	£6.25	NO FEE	Min £250	Max £11,280	Apply > More Info

	Virgin FTSE Tracker ISA Benefit from overall stock market growth by spreading your risk across 600+ companies. Average return of 62.61% over past 3 years. 1% Annual Management Fee	N/A	N/A	1%	Min £1	Max £11,280	Apply > More Info

SVS Securities Share Trading ISA

Trade FTSE 350 stocks within our tax efficient ISA platform for just £1 a trade for the first 30 days after opening your account
£5.75 a trade after your first 30 days
No other charges associated with the account
Telephone trading fees for online customers £20 a trade

IWeb Sharedealing ISA

IWeb offers both a Self-Select Stocks & Shares ISA, or Funds ISA.
Pay no annual administration fees and trade UK shares for just £10 commission.

XO ISA Sharedealing Account

Online Only Share Dealing Account - No telephone dealing
Flat Rate of £5.95 per Trade
No minimum or maximum trades sizes - as long as you have the funds available in your account.

Halifax Sharedealing ISA

Use the Halifax Share Dealing Self Select Stocks & Shares ISA to buy shares
over the longer term or real-time in individual companies, Bonds, Gilts and ETFs.
Highly competitive dealing charges from £1.50 in a regular investment plan.

Alliance Trust Sharedealing ISA

Open and trade online or by phone today
Choose from over 4,000 investments on our i.nvest platform
No inactivity fee
No annual administration fee
Trade from only £6.25 per deal - Charges start at £6.25 per trade and vary dependent on the number of Alliance Trust PLC shares you hold.
Online monthly dealing from only £1.50 per trade
Voted What Investment ‘Best Stocks & Shares ISA’ 2010

Virgin FTSE Tracker ISA

On average over the last 3 years the Virgin FTSE ISA has increased by 62.61%.
The Virgin FTSE Tracker ISA helps you benefit from overall stock market growth, spreading your risk across 600+ companies
You never miss out on stock market growth - when the market’s climbing, so is your investment
Share dividends can mean your investment is still growing, even when the market isn’t
Invest up to £11,280 this tax year (more with a Virgin Unit Trust)
Pay in lump sums or regular monthly amounts, starting from £1
Invest by transferring existing ISAs to Virgin
Take your money out whenever you need to - there are no notice periods

Top 5 - Fixed Rate Bonds

Provider	Account	AER	Duration	Interest Paid	Min Bal	Apply
View Full Table >

	Vanquis Bank 5 Year Fixed Rate Bond	4.26%	Fixed term for 5 years	Monthly/Annually	£1,000	Apply > More Info

	Scottish Widows 5 Year Fixed Rate Bond	4.10%	Fixed term for 5 years	Annually	£10,000	Apply > More Info

	Post Office 3 Year Fixed Term Bond	3.72%	Fixed term for 3 years	Monthly/Annually	£500	Apply > More Info

	Post Office 2 Year Fixed Term Bond	3.63%	Fixed term for 2 years	Monthly/Annually	£500	Apply > More Info

	Vanquis Bank 3 Year Fixed Rate Bond	3.61%	Fixed term for 3 years	Monthly/Annually	£1,000	Apply > More Info

Scottish Widows 5 Year Fixed Rate Bond

The Scottish Widows 5 Year Fixed Rate Bond is a fixed interest rate account offering a competitive 4.10%AER over a period of five years. The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
Minimum deposit £10,000
Deposit Term - 5 years
Fixed 4.10% annual gross
No partial withdrawals permitted during deposit term.
*Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Lloyds TSB International 1 Year Bond

Save for 1 year
Fixed interest rates of 3.40% AER/Gross*.
Save from £10,000 up to £5,000,000
No withdrawals are allowed.
Rate is fixed for the term of the deposit.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Post Office 1 Year Fixed Term Bond

Great fixed rate for 1 year fixed term
Annual Interest Option = 3.27% gross/AER fixed
Monthly Interest Option = 3.22% gross/3.27% AER
Deposit from £500 to £2 million
Quick and easy online application with instant account opening
Monthly interest option also available
No extra deposits or withdrawals after opening
Close your Bond early if necessary (breakage fee applies)

Nationwide 1 Year Fixed Rate Bond

Get higher savings rate the more you deposit
£1 - £9,999 = 2.45%
£10,000 - £24,999 = 2.50%
£25,000 - £49,999 = 2.60%
£50,000+ = 2.70%
You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
Manage your savings bonds online via our secure Internet Bank
Enjoy the security of a guaranteed rate of return
Choose between monthly or annual interest
Open several e-Bonds (the combined savings bonds balance mustn't exceed £3m)
Use your own e-Bond account nickname instead of having to remember a lot of numbers
Your online security protected with Nationwide's Internet Banking Promise
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Nationwide 1 Year Fixed Rate Bond

Get higher savings rate the more you deposit
Deposit £50,000+ = 2.70% AER fixed for 1 year
You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
Manage your savings bonds online via our secure Internet Bank
Enjoy the security of a guaranteed rate of return
Choose between monthly or annual interest
Open several e-Bonds (the combined savings bonds balance must not exceed £3m)
Use your own e-Bond account nickname instead of having to remember a lot of numbers
Your online security protected with Nationwide's Internet Banking Promise
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Post Office 3 Year Fixed Term Bond

Great fixed rate for 3 year fixed term
Annual Interest Option = 3.72% gross/AER fixed
Monthly Interest Option = 3.65% gross/3.72% AER
Deposit from £500 to £2 million
Quick and easy online application with instant account opening
Monthly interest option also available
No extra deposits or withdrawals after opening
Close your Bond early if necessary (breakage fee applies)

Post Office 2 Year Fixed Term Bond

Great fixed rate for 2 year fixed term
Annual Interest Option = 3.63% gross/AER fixed
Monthly Interest Option = 3.57% gross/3.63% AER
Deposit from £500 to £2 million
Quick and easy online application with instant account opening
Monthly interest option also available
No extra deposits or withdrawals after opening
Close your Bond early if necessary (breakage fee applies)

Vanquis Bank 3 Year Fixed Rate Bond

Available Online Only.
Deposit between £1,000 to £250,000 for THREE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
Annual or Monthly interest options available.
Sole or Joint Accounts.
Restricted to UK residents 18 years or older.
No additional deposits, withdrawals or closure during term.
Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Vanquis Bank 5 Year Fixed Rate Bond

Available Online Only.
Deposit between £1,000 to £250,000 for FIVE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
Annual or Monthly interest options available.
Sole or Joint Accounts.
Restricted to UK residents 18 years or older.
No additional deposits, withdrawals or closure during term.
Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Scottish Widows 3 Year Fixed Rate Bond

The Scottish Widows 3 Year Fixed Rate Bond is a fixed interest rate account offering a competitive 3.50% AER over a period of three years.
The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
Fixed annual rate 3.50% Gross
Minimum deposit £10,000
Deposit Term - 3 years
No partial withdrawals permitted during deposit term.
*Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

United National Bank 1 Year Fixed Rate Bond

Guaranteed rate of interest for full term of product
Minimum deposit of £2,000
Interest payable monthly or on maturity
Penalty for early withdrawal
Available as sole or joint accounts
Must be UK resident and 18 years of age or older
Must have an account with an existing UK bank
YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

United National Bank 2 Year Fixed Rate Bond

Guaranteed rate of interest for full term of product
Minimum deposit of £2,000
Interest payable:
monthly (3.45% Gross)
yearly (3.50% Gross)
maturity (3.56% Gross)
Penalty for early withdrawal
Available as sole or joint accounts
Up to £85,000 per depositor is protected by FSCS
Must be UK resident and 18 years of age or older
Must have an account with an existing UK bank
YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

The Cambridge 2 Year Fixed Rate Bond

Exclusively available to open online
Allows you to invest your savings for a fixed term at an interest rate that won't change
You need a minimum of £1,000 to open your account
Online account management
You can add to the balance of your account whilst The Cambridge 3 Year e-Bond Issue 5 remains open to new savers
Withdrawals are not permitted during the fixed rate term
The Cambridge 3 Year e-Bond Issue 5 will mature on 27th May 2015
Interest is calculated daily and paid annually on 31st December or monthly on the last day of the month
This is a limited issue - the bond will be withdrawn when fully subscribed
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Top 5 - Savings Accounts

Provider	Account	AER	Notice	Interest Paid	Minimum Balance	Apply
View Full Table >

	ING Direct Savings Account	3.10%	Instant	Monthly	£1	Apply > More Info

	Post Office Online Saver	3.01%	Instant	Monthly	£1	Apply > More Info

	Scottish Widows Direct Transfer Account	2.80%	Instant	Annually	£1,000	Apply > More Info

	Barnsley Building Society Online Saver	2.50%	Instant	Monthly	£1	Apply > More Info

	Nationwide Regular Savings	2.50%	Instant	Monthly	£1,000	Apply > More Info

Post Office Online Saver

Access your savings 24/7/365
Apply online in less than 10 minutes
Instant account opening
Open a savings account with just £1
Rate applies to annual interest option and includes 1.36% gross/AER fixed interest bonus for the first 12 months
Monthly interest option also available
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

ING Direct Savings Account

New customers can enjoy a variable rate of 3.10% AER (3.06% gross p.a.) including a 2.56% gross p.a. bonus fixed for 12 months from the business day following account opening.
After 12 months the rate will revert to our ING Direct Savings Account variable rate, currently 0.50% AER
Move your money when you like, with no penalties or restrictions
Start saving from £1, with no minimum or maximum monthly deposits required
Open an account in minutes
Award winning UK call centres

Lloyds TSB eSavings Account

You must be an existing Lloyds TSB customer AND signed up to Lloyds Online Banking to be able to apply for this product
Earn 1.60% AER/Gross from £1, and up to 2.50% AER/Gross on balances of £10,000 or more View eSavings Account interest rates.
These rates include an introductory bonus of 1.50% AER on all tiers for the first 12 months.
Interest paid annually.
Start saving with only £1.
Instant access - the convenience of Internet Banking or PhoneBanking means you can access your savings when it suits you.
Set up a standing order - saving regularly from your current account is the easy way to grow your savings.
Name your account to suit you, such as holiday, rainy day or simply savings.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Nationwide Regular Savings

A competitive rate of interest of up to 2.50% AER, (2.50% gross p.a.)
Flexibility to make unlimited withdrawals if you need to giving you the highest level of flexibility available.
Open an account with as little as £1!
Save up to £1000 each month.
Open and manage your account online using the Nationwide MySave Online Savings site.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Lloyds TSB Easy Saver

A variable rate of interest, currently 1.60% AER/Gross.
This rate includes a fixed introductory bonus of 1.50% AER for the first 12 months.
Open from as little as £1.
Interest paid annually.
Instant access - the convenience of Internet Banking or PhoneBank® means you can access your savings when it suits you.
No limits on how much you can save.
The options to have a standing order payment into your account, so you know your savings are always growing.
Optional Cashpoint® card for easy access on the move.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Scottish Widows Direct Transfer Account

Rate includes a bonus of 0.89% for 12 months
Minimum balance £1000
Deposits can be made by internet banking, telephone or post
No notice period or penalties for withdrawals
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Barnsley Building Society Online Saver

Great on-going rate of 2.50% gross pa/AER† variable with NO bonus period!
Apply online with Barnsley Building Society award-winning, paperless application. No forms to sign.
Open an Online Saver with as little as £1
Make withdrawals at any time as long as you leave a minimum balance of £1
Check your balance and view your statements whenever you wish
Log into our secure website to transfer money to your nominated bank or building society account or a nominated account held with us
Rate includes a bonus of 0.50% until 31/12/2010.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Disclaimer

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income and growth returns are not guaranteed. There is a risk of losing some or all of your initial investment due to the performance of the underlying Index or commodity. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

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