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Banking & Saving ISA

Compare ISA Accounts

COMPARE OUR TOP 5 ISAS - Check out our ISA table and quickly see the latest ISAs available offering the highest rates, allowing you to get the best returns from your ISA allowance.

ISA Accounts

Individual Savings Accounts (ISA accounts) provide savers with a great alternative to regular savings accounts, as normal accounts pay interest that is subject to tax (20% for lower rate tax-payers and up to 50% for higher rate tax-payers), but ISAs provide tax free interest which was passed by the government in an effort to encourage saving.

Every individual is given a yearly allowance of up to £10,200 to invest in both cash ISAs and stocks and shares ISAs. You are can invest the full limit into a stocks and shares ISA, or mix you allowance between the two, but you can never invest more that £5,100 per tax year into a cash ISA.

Which4U compares all the best ISA accounts allowing you to make a choice based on clear information shown in our ISA tables.

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Top 5 ISAs

Provider Account AER Notice Deposit Per Year Apply
Min Max
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Halifax 4 Year Fixed Rate ISA Saver
No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 4.25% AER. Minimum deposit £500.
4.25%
Instant
 £500 £3,600
Apply >
More Info
Halifax 3 Year Fixed Rate ISA Saver
No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 3.35% AER. Minimum deposit £500.
3.35%
Instant
 £500 £3,600
Apply >
More Info
Halifax 2 Year Fixed Rate ISA Saver
No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 3.0% AER. Minimum deposit £500.
3.00%
Instant
 £500 £3,600
Apply >
More Info
Nationwide e-ISA
Rate includes a 1% bonus until 30/06/2011. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions. YOU MUST HAVE (OR OPEN) AN NATIONWIDE CURRENT ACCOUNT TO APPLY FOR THIS ISA
2.75%
Instant
 £1 £5,100
Apply >
More Info
Santander ISA (Issue 6)
Deposit £1k - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 2.75% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions
2.75%
Instant
 £9,000 £150,000
Apply >
More Info
Halifax 4 Year Fixed Rate ISA Saver
  • Get 4.25% AER Fixed for 4 Years
  • Minimum opening balance - £500
  • Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
  • No withdrawals
  • No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
  • Manage your savings - In branch, by phone or view your balance online 24/7
  • Britain's No 1 for ISAs*
  • Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Halifax 3 Year Fixed Rate ISA Saver
  • Get 3.35% AER Fixed for 3 Years
  • Minimum opening balance - £500
  • Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
  • No withdrawals
  • No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
  • Manage your savings - In branch, by phone or view your balance online 24/7
  • Britain's No 1 for ISAs*
  • Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Halifax 2 Year Fixed Rate ISA Saver
  • Get 3.00% AER Fixed for 2 Years
  • Minimum opening balance - £500
  • Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
  • No withdrawals
  • No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
  • Manage your savings - In branch, by phone or view your balance online 24/7
  • Britain's No 1 for ISAs*
  • Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Santander ISA (Issue 6)
  • Save up to £5,100 in the 2010/11 tax year without paying any tax on the interest
  • Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
  • Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
  • After 12 month intro rate reduces to:
  • £1 - £9,000 = 0.5%AER
  • £9,000 + 1.00%AER
  • Pay-in/Withdraw via Abbey Branch, Online, and Telephone
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Natwest e-ISA
  • Save from £1 and save up to £5,100 per tax year
  • If you wish to transfer your existing ISAs balances to this ISA you will earn the following rate of interest:
  • £0 - £9,999 = 2.00% AER
  • £10,000 - £29,900 = 2.25% AER
  • £30,000+ = 2.50% AER
  • Instant access to your funds with no penalties
  • Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
  • Manage your ISA by Phone, post, in branch and online
Halifax ISA Direct Reward
  • Minimum balance - £1,000 up to a maximum balance of £5,100 each tax year
  • Up to 4 withdrawals within the first 12 months - £10 or more.
  • Unlimited deposits - up to £5,100 each tax year
  • Remember, you can also add additional funds by transferring any ISA funds held elsewhere
  • Manage your savings online or by telephone
  • Number of cash ISAs - you can only fund one cash ISA during any one tax year
  • Transfer your existing ISA - if you already have an ISA with another provider and want to take advantage of our Halifax ISA Direct Reward interest rate, transfer your ISA today free of charge
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Santander ISA (Issue 6)
  • Save up to £5,100 in the 20010/11 tax year without paying any tax on the interest
  • Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
  • Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
  • After 12 month intro rate reduces to:
  • £1 - £9,000 = 0.5%AER
  • £9,000 + 1.00%AER
  • Pay-in/Withdraw via Abbey Branch, Online, and Telephone
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Natwest Cash ISA
  • Save from £1 and save up to £5,100 per tax year
  • Earn 0.50% AER to 2% AER depending on deposit:
  • £50,000+ = 2.00% AER
  • £27,000 - £49,999 = 1.75% AER
  • £22,000 - £26,999 = 1.10% AER
  • £15,000 - £21,999 = 0.95% AER
  • £9,000 - £14,999 = 0.75% AER
  • £1 - £8,999 = 0.50% AER
  • Instant access to your funds with no penalties
  • Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
  • Manage your ISA by Phone, post, in branch and online
Nationwide e-ISA
  • Get 2.75% AER Tax Free on your savings
  • Open and manage your account online
  • Have instant access to your funds: no withdrawal limits or penalties
  • Pay into your account as many times as you want to, up to your annual cash ISA limit
  • Transfer in from existing cash ISAs held with Nationwide or other providers
  • In order to apply for and operate an e-ISA you must have a Nationwide current account
Barclays Golden Cash ISA
  • Golden ISA - Issue 2 is a cash ISA that pays 2.08% AER /2.06% tax-free pa1 - Interest rate is variable and interest paid monthly
  • The above rate includes a fixed rate bonus of 1.00% gross. The bonus is payable for 12 months from the date you open your account, after which time the rate will reduce accordingly
  • Transfers-in of funds from another ISA are not allowed and you can only invest a maximum of £5,100 in the 2010/2011 tax year, regardless of any withdrawals made.
  • Earn interest on your savings tax-free
  • Open from £1
  • Save up to £5,100 in the 2010/11 tax year
  • Barclays current account customers can manage their account online or by phone. Branch access also available
  • Account can be included within an offset mortgage arrangement if you have a Woolwich Offset Mortgage


Latest ISA News RSS Feed

Increase in ISA deposits 'unsurprising'
An expert has said the increase in the amount of money put into ISA accounts this year is unsurprising. The fact that an increased amount of money has been put into ISAs throughout this ...
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Thu 2nd Sep, 2010
Principality Building Society launches new ISA deal
Principality Building Society has introduced a new ISA. Principality Building Society may have a new product to interest anyone looking to compare savings on ...
Read More >
Thu 26th Aug, 2010
AA adds to range of ISAs
AA has launched a new ISA product. People with AA savings might be interested to note that the financial provider added to its range of ...
Read More >
Fri 20th Aug, 2010
Mixing ISAs and pensions 'could be the way forward for youngsters'
An expert has stated that mixing ISAs and pensions might be the most effective way for young people to save for their future. Mixing ISAs and pension schemes could be an ideal way to ...
Read More >
Thu 12th Aug, 2010
Sainsbury's launches new cash ISA
Sainsbury's has announced the introduction of a new cash ISA product. People holding Sainsbury's savings accounts might be interested to note the supermarket bank's introduction of a ...
Read More >
Tue 10th Aug, 2010
Cash ISAs 'less popular due to 0.5% base rate'
NFU Mutual has said that savers are considering other deals apart from cash ISAs due to the interest rate hold. Many people with a cash ISA are now considering the possibility of ...
Read More >
Mon 9th Aug, 2010
Barnsley Building Society introduces new ISA
Barnsley Building Society has announced the addition of a new ISA to its range of savings accounts. Anyone currently seeking to compare savings on ISAs might like to note that Barnsley ...
Read More >
Thu 29th Jul, 2010

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