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TOP ISA RATES - Check out our Top 5 ISA table and see the latest deals. Find the highest paying account and make the most of your ISA allowance by applying online today.

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Editors Choice - Cheshire BS ISA - 3.35% AER

Cheshire BS offers 3.35% (variable) AER tax free on all balances from £1,000 to £5,640. Apply online and have your account open today.

Top 5 ISAs

Provider
Account
AER
ISA Transfers In
Notice
Deposit Per Year
Apply
View Full Table >
3.35%
No
Instant
Min £1,000
Max £5,640
Rate includes a 2.35% AER bonus until 30/11/2013
2.85%
Yes
Instant
Min £1
Max £5,640
Flat rate, with no bonus period included
2.65%
Yes
Instant
Min £1
Max £5,640
Rates includes 1.65% AER bonus for 1st 18 months

Lloyds TSB Cash ISA Saver

Lloyds TSB
  • Earn a variable rate of 2.65% AER/tax-free.
  • This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
  • Interest paid annually on the 31st March.
  • Save up to £5,640 per tax year.
  • Make withdrawals from as little as £1.
  • Set up regular payments into your ISA from your current account.
  • Manage your Cash ISA Saver through Internet Banking if you're registered.
  • You can transfer your existing ISA into us, with our ISA transfer form.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Cheshire Building Society Direct Cash ISA

Cheshire Building Society
  • Deposit £1000+ and get 3.35% AER (variable) tax-free including a fixed 2.35% AER bonus interest rate, paid until 30th November 2013
  • Deposit £1-£999 and get 0.25% AER only.
  • Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
  • However, you will need to open your account online today with at least £1,000.
  • You will receive a welcome letter with everything you need to manage your account by post.

Virgin Easy Access ISA

Virgin
  • Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
  • Minimum balance £1
  • Maximum balance £2,000,000
  • Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme


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ISA Rate

An ISA (Individual Savings Account) is a savings account with a difference. This type of account allows you to invest a limited amount of money every year that provides tax-free returns.

There are two types of ISAs, Cash ISAs and an investment ISAs. Everyone over the age of 16 can invest up to £11,280 into ISAs, with up to the ability to use the full £11,280 for an investment ISA, or up to £5,640 in a cash ISA and the remainder into an investment ISA.

There are a wide range of ISA providers, each offering different features and benefits, such as a high ISA rate, instant access to your funds, the ability to transfer existing ISAs and much more.

Most people are attracted to accounts offering the highest ISA rate, as none of the interest earned is subject to tax, so you can make your money grow faster.