
Once a month - Top 10 deals - Spam free
| Provider | Account | AER | Min Bal | O/D Rate | O/D Buffer | Apply |
|---|---|---|---|---|---|---|
|
Premier Direct Current Account
|
8.50%
|
£1
|
0%
for 12 mths
|
£2,000
|
||
|
Get 8.5% AER on all balances up to £2,500
|
||||||
|
8% Current Account
|
8%
|
£1
|
0%
for 4 mths
|
£1,000
|
||
|
Current Account
|
0%
|
£1
|
0%
|
£250
|
||
|
First Direct will give you £100 when you switch your current account to them!
|
||||||
|
Current Account Advance
|
0.10%
|
£1
|
0%
for 2 mths
|
£500
|
||
|
You need to pay at least £500 per month into this account
|
||||||
|
0% Overdraft Current Account
|
0.10%
|
£1
|
0%
for 12 mths
|
£5,000
|
||
|
Under 21's Account
|
10%
|
£1
|
0%
|
£2,500
|
||
|
(for 16 -20 year olds only)
|
||||||
|
Plus Account
|
6%
|
£1
|
17.9%
|
£1,000
|
||
|
Pay £12.50 per month for Extra Benefits & 6% AER on balances up to £1,000
|
||||||
| Provider | Account | AER | Notice | Interest Paid | Min Bal | Apply |
|---|---|---|---|---|---|---|
|
eSaver
|
6.30%
|
Instant
|
Monthly
|
£1
|
||
|
Receive NO interest in the month you make a withdrawal
|
||||||
|
Savings Account
|
6%
|
Instant
|
Monthly
|
£1
|
||
|
6.00%AER on balances £1+ NO withdrawal Penalties!
|
||||||
|
Instant Access Saver (Issue 2)
|
6%
|
Instant
|
Annually
|
£1,000
|
||
|
Online Tracker
|
6%
|
Instant
|
Annually
|
£1
|
||
|
e-Saver
|
5.99%
|
Instant
|
Monthly
|
£1
|
||
|
eSaver Direct
|
5.69%
|
Instant
|
Monthly
|
£1
|
||
|
HiSAVE Savings
|
5.50%
|
Instant
|
Monthly
|
£1
|
||
|
Websaver Extra
|
5.50%
|
Instant
|
Annually
|
£1
|
||
|
e-SAVER
|
5.35%
|
Instant
|
Annually
|
£1
|
||
|
E-Savings Reward
|
4.73%
|
Instant
|
Monthly
|
£1
|
||
|
Bonus Saver (Issue 3)
|
4.70%
|
Instant
|
Annually
|
£500
|
||
|
Instant Saver
|
3.75%
|
Instant
|
Annually
|
£500
|
||
|
Internet Saver
|
3.50%
|
Instant
|
Annually
|
£1
|
||
|
Nest-egg Savings Accounts
|
3.48%
|
Instant
|
Monthly
|
£5,000
|
||
|
Active Savings Account
|
3.25%
|
Instant
|
Monthly
|
£1
|
||
|
Base Beater
|
3.05%
|
Instant
|
Annually
|
£500
|
||
Nowadays all high street banks can provide their customers with a secure online banking facility, allowing them to manage their finances from the comfort of their homes.
These accounts can provide you with visibility of your statements, standing orders and direct debits, allowing you to add, edit or delete them where required. They also give the functionality to pay bills and move money between internal and external accounts.
Part of the reason for providing customers with online accounts is for cross selling purposes, by advertising their other products on the website. These include things like credit cards, mortgages, insurance etc. and can be very helpful as they provide customers with a view of the true scope of the providers services.
Some banks only exist online, and are generally known for providing better rates of interest and benefits such as 0% overdraft facilities, as managing accounts online and via the telephone reduces the overheads of a bank managing your account, allowing them to pass on these savings in the form of better rates.