Best Spread Betting Account

Best Spread Betting Account - Compare a range of the best Spread Betting Accounts which will allow you to trade 24/7 from anywhere in the world! Open a Spreadbetting account within minutes and start trading in real-time!

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Compare Saving & Investment Accounts

Editors Choice - ING Direct Savings Account - 3.10% AER

New customers only. 3.10% AER variable on balances up to £250,000 plus resulting interest. Open an account online in as little as 10 minutes. Conditions apply.

More Info >

Popular Savings Accounts

Account	AER	Notice	Interest Paid	Min Bal	Apply

Cheshire Building Society Direct Cash ISA	3.35%	Instant	Annually	£1,000	Apply > More Info

Chelsea BS Fixed Rate ISA	3.20%	Fixed term until 31/05/2013	On Maturity	£100	Apply > More Info

ING Direct Savings Account	3.10%	Instant	Monthly	£1	Apply > More Info

Post Office Online Saver	3.01%	Instant	Monthly	£1	Apply > More Info

Scottish Widows Direct Transfer Account	2.80%	Instant	Annually	£1,000	Apply > More Info

Aldermore Easy Access Saver	2.75%	Instant	Monthly	£1	Apply > More Info

Lloyds TSB Cash ISA Saver	2.65%	Instant	Annually	£1	Apply > More Info

Barnsley Building Society Online Saver	2.50%	Instant	Monthly	£1	Apply > More Info

Nationwide Regular Savings	2.50%	Instant	Monthly	£1,000	Apply > More Info

Lloyds TSB eSavings Account	2.50%	Instant	Annually	£10,000	Apply > More Info

Lloyds TSB Easy Saver	1.60%	Instant	Annually	£1	Apply > More Info

Post Office Online Saver

Access your savings 24/7/365
Apply online in less than 10 minutes
Instant account opening
Open a savings account with just £1
Rate applies to annual interest option and includes 1.36% gross/AER fixed interest bonus for the first 12 months
Monthly interest option also available
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

ING Direct Savings Account

New customers can enjoy a variable rate of 3.10% AER (3.06% gross p.a.) including a 2.56% gross p.a. bonus fixed for 12 months from the business day following account opening.
After 12 months the rate will revert to our ING Direct Savings Account variable rate, currently 0.50% AER
Move your money when you like, with no penalties or restrictions
Start saving from £1, with no minimum or maximum monthly deposits required
Open an account in minutes
Award winning UK call centres

Barnsley Building Society Online Saver

Great on-going rate of 2.50% gross pa/AER† variable with NO bonus period!
Apply online with Barnsley Building Society award-winning, paperless application. No forms to sign.
Open an Online Saver with as little as £1
Make withdrawals at any time as long as you leave a minimum balance of £1
Check your balance and view your statements whenever you wish
Log into our secure website to transfer money to your nominated bank or building society account or a nominated account held with us
Rate includes a bonus of 0.50% until 31/12/2010.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Lloyds TSB eSavings Account

You must be an existing Lloyds TSB customer AND signed up to Lloyds Online Banking to be able to apply for this product
Earn 1.60% AER/Gross from £1, and up to 2.50% AER/Gross on balances of £10,000 or more View eSavings Account interest rates.
These rates include an introductory bonus of 1.50% AER on all tiers for the first 12 months.
Interest paid annually.
Start saving with only £1.
Instant access - the convenience of Internet Banking or PhoneBanking means you can access your savings when it suits you.
Set up a standing order - saving regularly from your current account is the easy way to grow your savings.
Name your account to suit you, such as holiday, rainy day or simply savings.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Nationwide Regular Savings

A competitive rate of interest of up to 2.50% AER, (2.50% gross p.a.)
Flexibility to make unlimited withdrawals if you need to giving you the highest level of flexibility available.
Open an account with as little as £1!
Save up to £1000 each month.
Open and manage your account online using the Nationwide MySave Online Savings site.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Lloyds TSB Easy Saver

A variable rate of interest, currently 1.60% AER/Gross.
This rate includes a fixed introductory bonus of 1.50% AER for the first 12 months.
Open from as little as £1.
Interest paid annually.
Instant access - the convenience of Internet Banking or PhoneBank® means you can access your savings when it suits you.
No limits on how much you can save.
The options to have a standing order payment into your account, so you know your savings are always growing.
Optional Cashpoint® card for easy access on the move.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Scottish Widows Direct Transfer Account

Rate includes a bonus of 0.89% for 12 months
Minimum balance £1000
Deposits can be made by internet banking, telephone or post
No notice period or penalties for withdrawals
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Cheshire Building Society Direct Cash ISA

Deposit £1000+ and get 3.35% AER (variable) tax-free including a fixed 2.35% AER bonus interest rate, paid until 30th November 2013
Deposit £1-£999 and get 0.25% AER only.
Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
However, you will need to open your account online today with at least £1,000.
You will receive a welcome letter with everything you need to manage your account by post.

Lloyds TSB Cash ISA Saver

Earn a variable rate of 2.65% AER/tax-free.
This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
Interest paid annually on the 31st March.
Save up to £5,640 per tax year.
Make withdrawals from as little as £1.
Set up regular payments into your ISA from your current account.
Manage your Cash ISA Saver through Internet Banking if you're registered.
You can transfer your existing ISA into us, with our ISA transfer form.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Aldermore Easy Access Saver

Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
Reassurance - our interest rate is guaranteed to be at least 1.70% above Base Rate until 1 March 2013
Fast and easy setup - open an account, complete identity checks and move your money in minutes
Accessible - open an account with just £1,000
Flexible - add to your savings whenever you like
Unlimited withdrawals - access your money whenever you need it, without restriction or loss of interest
Easy to manage - do it online, by phone or by post
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Chelsea BS Fixed Rate ISA

Guaranteed fixed rate of interest for the duration of the Fixed Rate e-ISA
Minimum investment of £100
ISA transfers in*** from other providers and deposits up to your 2011/2012 ISA limit, can be made whilst the product remains on sale. Transfer charges may apply, please check with your existing provider
Interest paid annually
Withdrawals are not permitted during the term
Early closure or transfer out to another ISA provider is permitted subject to 90 days loss of interest on the closing balance. Early closure would mean loss of tax free status other than transfers to another ISA provider.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Top 5 Fixed Rate Bonds

Provider	Account	AER	Duration	Interest Paid	Min Bal	Apply
View Full Table >

	Vanquis Bank 5 Year Fixed Rate Bond	4.26%	Fixed term for 5 years	Monthly/Annually	£1,000	Apply > More Info

	Scottish Widows 5 Year Fixed Rate Bond	4.10%	Fixed term for 5 years	Annually	£10,000	Apply > More Info

	Post Office 3 Year Fixed Term Bond	3.72%	Fixed term for 3 years	Monthly/Annually	£500	Apply > More Info

	Post Office 2 Year Fixed Term Bond	3.63%	Fixed term for 2 years	Monthly/Annually	£500	Apply > More Info

	Vanquis Bank 3 Year Fixed Rate Bond	3.61%	Fixed term for 3 years	Monthly/Annually	£1,000	Apply > More Info

Scottish Widows 5 Year Fixed Rate Bond

The Scottish Widows 5 Year Fixed Rate Bond is a fixed interest rate account offering a competitive 4.10%AER over a period of five years. The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
Minimum deposit £10,000
Deposit Term - 5 years
Fixed 4.10% annual gross
No partial withdrawals permitted during deposit term.
*Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Lloyds TSB International 1 Year Bond

Save for 1 year
Fixed interest rates of 3.40% AER/Gross*.
Save from £10,000 up to £5,000,000
No withdrawals are allowed.
Rate is fixed for the term of the deposit.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Post Office 1 Year Fixed Term Bond

Great fixed rate for 1 year fixed term
Annual Interest Option = 3.27% gross/AER fixed
Monthly Interest Option = 3.22% gross/3.27% AER
Deposit from £500 to £2 million
Quick and easy online application with instant account opening
Monthly interest option also available
No extra deposits or withdrawals after opening
Close your Bond early if necessary (breakage fee applies)

Nationwide 1 Year Fixed Rate Bond

Get higher savings rate the more you deposit
£1 - £9,999 = 2.45%
£10,000 - £24,999 = 2.50%
£25,000 - £49,999 = 2.60%
£50,000+ = 2.70%
You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
Manage your savings bonds online via our secure Internet Bank
Enjoy the security of a guaranteed rate of return
Choose between monthly or annual interest
Open several e-Bonds (the combined savings bonds balance mustn't exceed £3m)
Use your own e-Bond account nickname instead of having to remember a lot of numbers
Your online security protected with Nationwide's Internet Banking Promise
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Nationwide 1 Year Fixed Rate Bond

Get higher savings rate the more you deposit
Deposit £50,000+ = 2.70% AER fixed for 1 year
You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
Manage your savings bonds online via our secure Internet Bank
Enjoy the security of a guaranteed rate of return
Choose between monthly or annual interest
Open several e-Bonds (the combined savings bonds balance must not exceed £3m)
Use your own e-Bond account nickname instead of having to remember a lot of numbers
Your online security protected with Nationwide's Internet Banking Promise
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Post Office 3 Year Fixed Term Bond

Great fixed rate for 3 year fixed term
Annual Interest Option = 3.72% gross/AER fixed
Monthly Interest Option = 3.65% gross/3.72% AER
Deposit from £500 to £2 million
Quick and easy online application with instant account opening
Monthly interest option also available
No extra deposits or withdrawals after opening
Close your Bond early if necessary (breakage fee applies)

Post Office 2 Year Fixed Term Bond

Great fixed rate for 2 year fixed term
Annual Interest Option = 3.63% gross/AER fixed
Monthly Interest Option = 3.57% gross/3.63% AER
Deposit from £500 to £2 million
Quick and easy online application with instant account opening
Monthly interest option also available
No extra deposits or withdrawals after opening
Close your Bond early if necessary (breakage fee applies)

Vanquis Bank 3 Year Fixed Rate Bond

Available Online Only.
Deposit between £1,000 to £250,000 for THREE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
Annual or Monthly interest options available.
Sole or Joint Accounts.
Restricted to UK residents 18 years or older.
No additional deposits, withdrawals or closure during term.
Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Vanquis Bank 5 Year Fixed Rate Bond

Available Online Only.
Deposit between £1,000 to £250,000 for FIVE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
Annual or Monthly interest options available.
Sole or Joint Accounts.
Restricted to UK residents 18 years or older.
No additional deposits, withdrawals or closure during term.
Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Scottish Widows 3 Year Fixed Rate Bond

The Scottish Widows 3 Year Fixed Rate Bond is a fixed interest rate account offering a competitive 3.50% AER over a period of three years.
The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
Fixed annual rate 3.50% Gross
Minimum deposit £10,000
Deposit Term - 3 years
No partial withdrawals permitted during deposit term.
*Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

United National Bank 1 Year Fixed Rate Bond

Guaranteed rate of interest for full term of product
Minimum deposit of £2,000
Interest payable monthly or on maturity
Penalty for early withdrawal
Available as sole or joint accounts
Must be UK resident and 18 years of age or older
Must have an account with an existing UK bank
YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

United National Bank 2 Year Fixed Rate Bond

Guaranteed rate of interest for full term of product
Minimum deposit of £2,000
Interest payable:
monthly (3.45% Gross)
yearly (3.50% Gross)
maturity (3.56% Gross)
Penalty for early withdrawal
Available as sole or joint accounts
Up to £85,000 per depositor is protected by FSCS
Must be UK resident and 18 years of age or older
Must have an account with an existing UK bank
YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

The Cambridge 2 Year Fixed Rate Bond

Exclusively available to open online
Allows you to invest your savings for a fixed term at an interest rate that won't change
You need a minimum of £1,000 to open your account
Online account management
You can add to the balance of your account whilst The Cambridge 3 Year e-Bond Issue 5 remains open to new savers
Withdrawals are not permitted during the fixed rate term
The Cambridge 3 Year e-Bond Issue 5 will mature on 27th May 2015
Interest is calculated daily and paid annually on 31st December or monthly on the last day of the month
This is a limited issue - the bond will be withdrawn when fully subscribed
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Top 5 ISAs

Provider	Account	AER	ISA Transfers In	Notice	Deposit Per Year		Apply
Provider	Account	AER	ISA Transfers In	Notice	View Full Table >

	Cheshire Building Society Direct Cash ISA	3.35%		Instant	Min £1,000	Max £5,640	Apply	Apply > More Info
	Rate includes a 2.35% AER bonus until 30/11/2013							Apply > More Info

	Virgin Easy Access ISA	2.85%		Instant	Min £1	Max £5,640	Apply > More Info
	Flat rate, with no bonus period included

	Lloyds TSB Cash ISA Saver	2.65%		Instant	Min £1	Max £5,640	Apply > More Info	Apply > More Info
	Rates includes 1.65% AER bonus for 1st 18 months							Apply > More Info

Lloyds TSB Cash ISA Saver

Earn a variable rate of 2.65% AER/tax-free.
This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
Interest paid annually on the 31st March.
Save up to £5,640 per tax year.
Make withdrawals from as little as £1.
Set up regular payments into your ISA from your current account.
Manage your Cash ISA Saver through Internet Banking if you're registered.
You can transfer your existing ISA into us, with our ISA transfer form.
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Cheshire Building Society Direct Cash ISA

Deposit £1000+ and get 3.35% AER (variable) tax-free including a fixed 2.35% AER bonus interest rate, paid until 30th November 2013
Deposit £1-£999 and get 0.25% AER only.
Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
However, you will need to open your account online today with at least £1,000.
You will receive a welcome letter with everything you need to manage your account by post.

Virgin Easy Access ISA

Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
Minimum balance £1
Maximum balance £2,000,000
Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Savings Account Guides

Savings: Top Ten Tips

How do you make the most of your savings? Avoiding bonus pitfalls, using tax-free allowances, and paying into fixed-rate bonds are all useful ...

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Tue 8th May, 2012
Transferring Cash ISAs

All savings deposited in ISAs remain tax-free as long they remain under the coveted veil of an ISA. This does not mean that ISA funds cannot be ...

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Wed 28th Mar, 2012
ISA countdown: Two weeks remaining

With research suggesting that consumers still intend to invest millions of pounds in the final two weeks of this tax year, the question of which ...

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Fri 23rd Mar, 2012
ISAs: Beyond One Year

Now that most banks have laid down their hands as they strive to attract savers’ funds for the next tax year, Which4U takes another look at ...

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Wed 14th Mar, 2012
ISA countdown: One Month Remaining

There is just one month to go until the new tax year and the competition between cash ISA products is becoming more heated. With UK savers ...

Read More >

Mon 5th Mar, 2012
ISA countdown: Six weeks to invest your allowance

With less than six weeks of the current tax year remaining, it is time to consider making the most of your annual tax-free allowance if you have ...

Read More >

Mon 27th Feb, 2012

View Savings Account Guides Archive >

Latest Savings Account News

Santander in trouble? The FSCS secures your savings

MPs have been complaining this week that not enough is being done to spread the word about the Financial Services Compensation Scheme, which ...

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Fri 18th May, 2012
More savings needed for happiness

The volume of savings required for people to consider themselves "happy" has shot up in just two years, according to investment specialist ...

Read More >

Wed 9th May, 2012
Comment: Savings Accounts and Bonus Rates

Over the ISA season, Which4U was keen to point out that making the most of your savings relies on more than simply choosing the table-topping ...

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Wed 25th Apr, 2012
ING Direct nudges savings rate back up to 3.10%

ING Direct has returned to the top of the tables for genuine instant access savings accounts by increasing its rate once again to 3.10% AER. ...

Read More >

Fri 13th Apr, 2012
Principality competing for instant access savings

Though still not a household name despite its 150 year history, Principality, the UK’s 7th largest building society, is beginning to make ...

Read More >

Thu 1st Mar, 2012
Consumers missing out on tax-free savings

Up to £182 billion in tax-free savings allowances will be sacrificed as the tough financial climate continues to weigh heavily on British ...

Read More >

Wed 29th Feb, 2012

View Latest Savings Account News Archive >

Best Spread Betting Account

Spread betting accounts are similar to other share trading options, but with one major difference. With spread betting accounts you don't pay interest on your winnings. But like with all things, you want the best option available right? Well with Which4U you have access to the best spread betting accounts on the market, all at your fingertips.

You can compare the top accounts on the market all in one place, making it easier for you to find the best spread betting account for you. Once you have been through all of the information that we have provided on each account, all you have to do to start trading is click apply. This takes you to the official website for the account that you wish to join where you can apply knowing that you are dealing with the genuine company. All that's left to do then is start trading.

Best Spread Betting Account

Search Banking & Savings Accounts

Compare Saving & Investment Accounts

Editors Choice - ING Direct Savings Account - 3.10% AER

Popular Savings Accounts

Post Office Online Saver

ING Direct Savings Account

Barnsley Building Society Online Saver

Lloyds TSB eSavings Account

Nationwide Regular Savings

Lloyds TSB Easy Saver

Scottish Widows Direct Transfer Account

Cheshire Building Society Direct Cash ISA

Lloyds TSB Cash ISA Saver

Aldermore Easy Access Saver

Chelsea BS Fixed Rate ISA

Top 5 Fixed Rate Bonds

Scottish Widows 5 Year Fixed Rate Bond

Lloyds TSB International 1 Year Bond

Post Office 1 Year Fixed Term Bond

Nationwide 1 Year Fixed Rate Bond

Nationwide 1 Year Fixed Rate Bond

Post Office 3 Year Fixed Term Bond

Post Office 2 Year Fixed Term Bond

Vanquis Bank 3 Year Fixed Rate Bond

Vanquis Bank 5 Year Fixed Rate Bond

Scottish Widows 3 Year Fixed Rate Bond

United National Bank 1 Year Fixed Rate Bond

United National Bank 2 Year Fixed Rate Bond

The Cambridge 2 Year Fixed Rate Bond

Top 5 ISAs

Lloyds TSB Cash ISA Saver

Cheshire Building Society Direct Cash ISA

Virgin Easy Access ISA

Savings Account Guides

Latest Savings Account News

Best Spread Betting Account

Popular Savings Account Reviews

Popular Searches

Money Saving E-Newsletter

Best Spread Betting Account

Search Banking & Savings Accounts

Compare Saving & Investment Accounts

Editors Choice - ING Direct Savings Account - 3.10% AER

Savings Account Guides

Latest Savings Account News

Best Spread Betting Account

Popular Savings Account Reviews

Popular Searches