Student Bank Accounts - Compare the top performing Student Bank Accounts with our easy to use table and quickly find the latest deals on offer. Choose from 0% overdrafts, discounts and other great freebies.
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Student Accounts are bank accounts that are specially designed for students attending University. The thing that makes student bank accounts unique is that they offer extremely attractive features while not expecting much back in return in terms of charging fees or rates to use the card.
Student bank accounts tend to come with lower charges applied for going over overdrafts (although you should check this with your bank), while offering generous 0% limits that can be increased annually.
Student Bank Accounts offer the ideal place to pay your student loan or maintenance payments into. You are supplied with a debit card that can be used to make purchases in-store, on-line or to withdraw funds.
How do Student Bank Accounts work?
Banks do not expect to make money through student bank accounts - in fact they lose money. However, they can afford to do this as they bank on the fact that most people don't bother to change banks once they get comfortable, so these are potentially life long customers.
As with most bank accounts, you can also access your bank account online, allowing you to manage your funds any time of the day or night from anywhere in the world.
Where do I go to open a Student Account?
At Which4U, we compare a range of student accounts to reduce the hassle for you. It is important to see what the competition has to offer, so make sure you don't go for the first deal you see.
Decide what you want from your account and choose a provider that can help you to fulfil this need. One of the most valuable features can be the 0% overdraft and many banks offer in excess of £2,000 throughout the life of the account.