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Banking & Saving Bank of Scotland Savings Accounts

Compare Bank of Scotland Savings Accounts

Compare Bank of Scotland Savings Accounts – read our review and compare the features and benefits available from Bank of Scotland. Make an informed decision to find a Savings Account that suits you.

Bank Of Scotland Savings Accounts Review

Bank of Scotland Savings Accounts offer customers a wide variety of choice, providing a whole range of features and benefits designed to suit all types of saver.

Bank of Scotland Savings Accounts make life easy, with competitive rates of interest, unlimited deposits and withdrawals and easy access to your account online, or instant access with a cash card.

Opening a Bank of Scotland Savings Account is easy and you can get started with as little as £25, so start saving today with Britain's largest savings provider (Halifax and Bank of Scotland).

Top 5 Savings Accounts products

Provider Account AER Notice Interest Paid Min Bal Apply
Lloyds TSB Incentive Saver
Get 3.04% AER every month you DO NOT make a withdrawal. Get 0% AER each month you do withdraw. 12 month offer duration. £1 Min - £50k Max Deposit. YOU MUST BE AN EXISTING LLOYDS CUSTOMER
3.04%
Instant
Monthly
£1
Apply >
More Info
Halifax Websaver Extra
2.80% AER (variable rate) with no bonus period included! 1 withdrawal a year with no loss of interest.
2.80%
Instant
Annually
£1
Apply >
More Info
Tesco Internet Saver
2.75% Gross/AER (variable) on balances up to £100k. Rate includes 1.50% gross p.a./AER Bonus for the first 12 months. No Withdrawal Restrictions.
2.75%
Instant
Annually
£1
Apply >
More Info
A&L Online Saver (Issue 7)
Minimum deposit £1000. NO withdrawal Penalties. Rate includes a variable bonus payable for 12 months.
2.75%
Instant
Annually
£1,000
Apply >
More Info
ING Direct Savings Account
Guaranteed rate of 2.5% AER for 12 months from account opening (2.47% gross p.a.). Interest paid monthly
2.50%
Instant
Monthly
£1
Apply >
More Info
Lloyds TSB Incentive Saver
  • Get 3.04% AER every month you DO NOT make a withdrawal.
  • Get 0% AER each month you do withdraw.
  • Account open for 12 months, after this the account converts to an Easy Saver.
  • £1 Min - £50k Max Deposit
  • Interest paid Monthly
  • Start saving with only £1
  • Transfer money instantly between your Incentive Saver and Lloyds TSB current account.
  • Instant access - the convenience of Internet Banking or PhoneBanking means you can access your savings when it suits you.
  • Set up a standing order - saving regularly from your current account is the easy way to grow your savings.
Halifax Websaver Extra
  • 2.80% AER on Balances £1 - No maximum balance
  • Withdrawals - 1 withdrawal a year with no loss of interest.
  • Further withdrawals available should you need them however these will suffer 30 days loss of interest on the amount you withdraw.
  • Access your money by transferring to another account online
  • Interest paid annually
  • You need to be a UK resident personal customers aged 11+
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Tesco Internet Saver
  • Minimum Deposit £1
  • 2.75% Gross/AER (variable) which includes a fixed 1.50% bonus for 12 months on balances up to £100k
  • Balances over £100,000 earn 1.25% Gross / AER (variable)
  • No withdrawal Restrictions
  • Deposit & Withdraw money via online transfer
A&L Online Saver (Issue 7)
  • SAVE from £1000 up to £2,000,000.
  • Interest PAID annually.
  • Rate includes variable bonus (depending on account balance) payable for 12 months from account opening.
  • No withdrawal charges.
  • Online account.
  • Available to those aged 18 or over.
ING Direct Savings Account
  • New ING Direct Savings Account customers can enjoy a guaranteed rate of 2.5% AER for 12 months from account opening (2.47% gross p.a.)
  • Interest paid monthly
  • After 12 months the rate will revert to our ING Direct Savings Account variable rate, currently 0.50% AER
  • Move your money when you like, with no penalties or restrictions
  • Start saving from £1, with no minimum or maximum monthly deposits required
  • Open an account in minutes
  • Award winning UK call centres
Egg Savings Account (Internet)
  • Get 2.50% gross pa/AER variable
  • Includes an introductory 12 month variable bonus rate of 2.00% gross pa from the date your account is opened on balances up to £1,000,000.
  • No interest payable on balances over £1,000,000 during the first 12 months.
  • After 12 months you move to a standard variable rate; currently 0.5% gross pa/AER (variable).
  • No penalties for withdrawals.
  • Easy access 24 hours a day, every day.
  • It's easy to set up a regular deposit, then sit back and watch your savings grow.
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Santander eSaver Issue 2
  • Great return of 2.50% gross/AER (variable), which includes a bonus of 2.00% gross/AER (variable) for the first 12 months from account opening.
  • Save from just £1
  • 24/7 access to your money without notice or penalty - Cash Card with every account!
  • Interest is calculated daily and paid Monthly
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Lloyds TSB eSavings Account
  • Earn 1.60% AER/Gross from £1, and up to 2.50% AER/Gross on balances of £10,000 or more View eSavings Account interest rates.
  • These rates include an introductory bonus of 1.50% AER on all tiers for the first 12 months.
  • Interest paid annually.
  • Start saving with only £1.
  • Instant access - the convenience of Internet Banking or PhoneBanking means you can access your savings when it suits you.
  • Set up a standing order - saving regularly from your current account is the easy way to grow your savings.
  • Name your account to suit you, such as holiday, rainy day or simply savings.
Post Office Instant Saver
  • Get 2.10% AER
  • Get 6 free withdrawals per year - and only £1 per withdrawal thereafter
  • Save £500 to £1million
  • Interest is paid annually in March
  • Post Office guarantee to pass on any rise in the Bank of England Base Rate (within 30 days) until January 2010
  • Post Office also guarantee that your interest rate will never be more than 1% below the Bank of England Base Rate for the life of the account.
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Nationwide e-Savings Plus
  • Get 2.00% gross p.a./AER providing you don't make more than 3 withdrawals per year (more than this will result in a lower rate of interest).
  • Save from £1 to £500,000
  • If you ARE a Nationwide FlexAccount holder, you can set up a high interest internet savings account online
  • If you are NOT a Nationwide FlexAccount holder, you WILL need to open a FlexAccount Online at the same time as opening your e-Savings Plus.
Lloyds TSB Easy Saver
  • A variable rate of interest, currently 1.60% AER/Gross.
  • This rate includes a fixed introductory bonus of 1.50% AER for the first 12 months.
  • On balances of £1 or more we agree to pay a gross annual interest rate which tracks at 1.5% below the Bank of England Base Rate until 31 December 2010 (but the rate will never be less than 0.10%).
  • Open from as little as £1.
  • Interest paid annually.
  • Instant access - the convenience of Internet Banking or PhoneBank® means you can access your savings when it suits you.
  • No limits on how much you can save.
  • The options to have a standing order payment into your account, so you know your savings are always growing.
  • Optional Cashpoint® card for easy access on the move.
Halifax Varible Rate Websaver
  • Minimum opening balance - £1
  • No maximum balance
  • Interest paid annually
  • Unlimited withdrawals and deposits
  • Manage your savings - Transfer money, view recent transactions and check your balance online 24/7 with this internet savings account
  • Applying is easy - it only takes 5 minutes to apply online now
  • You need to be a UK resident personal customers aged 11+

Savings Account Reviews