Barclaycard
Credit Cards Review

Compare Barclaycard Credit Cards Compare Barclays credit cards – read our review and compare the features and benefits available from Barclays. We can help you to make an informed decision and find a card that suits you.

Barclays offer a variety of credit cards to accommodate a range of needs, so whether you're looking to move your existing debt over to a barclays credit card using the 0% balance transfer feature, you want the card to make purchases and benefit from the 0% purchase rate, or you want a new way to pay for all of your daily spending whilst accumulating reward points or cash back, barclays have a credit card to suit you.

Barclaycard Platinum (Low Fee)

Apply Now >
Introductory Offer
Balance Transfer Rate: 0% p.a. for 16 months
Balance Transfer Fee: 1.6%
Purchase Rate: 0% p.a. for 3 months
Representative APR
Purchases: 18.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 17.5% (variable) your Representative APR will be 17.5% (variable).
Annual Rates
Balance Transfers: 18.9% p.a.
Balance Transfer Fee: 3.2% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are 21 years or over
  • You are a permanent UK resident
  • You have no history of bankruptcy, had an IVA's or CCJ's.
  • You haven't missed a payment on either a credit card or mortgage in the last 12 months.
  • You have a regular income of more than £20,000 per annum
  • You have not been declined for credit in the last six months.
  • You do not have debts on other credit cards greater than £20,000

Barclaycard Platinum (21 Month BT)

Apply Now >

Advice

Plus 0.4% off your balance transfer fee; making this equivalent to 2.6% (terms and conditions apply)

Introductory Offer
Balance Transfer Rate: 0% p.a. for 21 months
Balance Transfer Fee: 2.6%
Purchase Rate: 0% p.a. for 3 months
Representative APR
Purchases: 17.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your Representative APR will be 17.9% (variable).
Annual Rates
Balance Transfers: 17.9% p.a.
Balance Transfer Fee: 3% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are 21 years or over
  • You are a permanent UK resident
  • You have no history of bankruptcy, had an IVA's or CCJ's.
  • You haven't missed a payment on either a credit card or mortgage in the last 12 months.
  • You have a regular income of more than £20,000 per annum
  • You have not been declined for credit in the last six months.
  • You do not have debts on other credit cards greater than £20,000

Credit Card Rewards

  • Barclaycard Freedom is a loyalty scheme like no other, allowing you to automatically earn Reward Money at participating retailers, which you can then redeem against your next transaction at a number of stores within the programme.

Barclaycard Platinum Purchase

Apply Now >
Introductory Offer
Balance Transfer Rate: 0% p.a. for 14 months
Balance Transfer Fee: 2.9%
Purchase Rate: 0% p.a. for 14 months
Representative APR
Purchases: 18.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% (variable) your Representative APR will be 18.9% (variable).
Annual Rates
Balance Transfers: 18.9% p.a.
Balance Transfer Fee: 2.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are 21 years or over
  • You are a permanent UK resident
  • You have no history of bankruptcy, had an IVA's or CCJ's.
  • You haven't missed a payment on either a credit card or mortgage in the last 12 months.
  • You have a regular income of more than £20,000 per annum
  • You have not been declined for credit in the last six months.
  • You do not have debts on other credit cards greater than £20,000

Credit Card Rewards

  • Barclaycard Freedom is a loyalty scheme like no other, allowing you to automatically earn Reward Money at participating retailers, which you can then redeem against your next transaction at a number of stores within the programme.

Barclaycard Simplicity

Apply Now >

Advice

Get 7.9% Representative APR (variable)

(Applies to every purchase and/or balance transfer you make)

No balance transfer handling fee!

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 7.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 7.9% (variable) your Representative APR will be 7.9% (variable).
Annual Rates
Balance Transfers: 7.9% p.a.
Cash Advance: 15.8% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 21 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You have a bank or building society account
  • You have an income over £20,000 p.a

Credit Card Rewards

  • Barclaycard Freedom is a loyalty scheme like no other, allowing you to automatically earn Reward Money at participating retailers, which you can then redeem against your next transaction at a number of stores within the programme.

Barclaycard Initial

Apply Now >

Advice

This card will help you rebuild your credit rating by providing you with a small credit limit which will increase if handled responsibly.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 29.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 29.9% (variable) your Representative APR will be 29.9% (variable).
Annual Rates
Balance Transfers: 29.9% p.a.
Cash Advance: 29.9% p.a.
Standard Features
Credit Limit: £250 - £2000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • Have a permanent UK address for 3 months or more
  • Haven't missed multiple payments on a credit agreement within the last 12 months
  • Don't have a CCJ (County Court Judgement) or IVA (Individual Voluntary Arrangement) and haven't been registered bankrupt
  • You have an income over £10,000 p.a

Credit Card Benefits

  • Ideal for new to credit with no or limited credit history
  • Manageable credit limits starting from £250
  • Not recommended if previously missed 3 payments in a row

Credit Card Rewards

  • Barclaycard Freedom is a loyalty scheme like no other, allowing you to automatically earn Reward Money at participating retailers, which you can then redeem against your next transaction at a number of stores within the programme.

Barclaycard Gold

Apply Now >
Introductory Offer
Balance Transfer Rate: 0% p.a. Until Sep 2012
Balance Transfer Fee: 2.5%
Purchase Rate: N/A
Representative APR
Purchases: 19.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 19.9% (variable) your Representative APR will be 19.9% (variable).
Annual Rates
Balance Transfers: 19.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You haven't missed multiple payments on a credit agreement within the last 12 months
  • You don't have a CCJ (County Court Judgement) or IVA (Individual Voluntary Arrangement) and haven't been registered bankrupt
  • You don't already have a Barclaycard
  • You are a permanent resident/citizen of the UK
  • You have a bank or building society account
  • You have an income over £10,000 p.a

Credit Card Benefits

  • If you have had small payments issues in the past this card could help by managing your Barclaycard Gold and other accounts responsibly (for example by paying your mobile phone and utility bills on time), you could help strengthen your Credit Rating.
  • You can transfer between £250 and £5,000 or 90% of your credit limit, whichever is lower, depending on the available credit limit on your account.

Credit Card Rewards

  • Barclaycard Freedom is a loyalty scheme like no other, allowing you to automatically earn Reward Money at participating retailers, which you can then redeem against your next transaction at a number of stores within the programme.

Barclaycard News

View Latest News Archive >

© Legalwebb UK Ltd - All rights reserved. | Web-Site Design - Firm Creation Design & Advertising & Legalwebb UK Ltd