Barclays
Fixed Rate Bonds Review

Compare Barclays Fixed Rate Bonds Compare Barclays Fixed Rate Bonds – read our review and get a detailed breakdown of the terms and rates Barclays offer. Make an informed decision and find a Fixed Rate Bond to suit your savings needs.

If you can afford to lock your money away for a fixed amount of time, consider the benefits of a Barclays fixed rate bond. This will allow you to earn competitive rates of interest, giving you reassurance of a fixed return which is not reliant on the fluid Bank rate.

With interest rates continuously fluctuating, a fixed rate bond will protect you against falling rates, so the best time to apply for one of these savings accounts is when rates have peaked and are expected to fall, as the rate cuts would not reflect the rate at which you are earning on your balance.

Top 5 Fixed Rate Bonds products

Provider
Account
AER
Interest Paid
Min Bal
Apply
View Full Table >
4.65%
Fixed term for 5 years
Monthly/Annually
£1,000
4.60%
Fixed term for 5 years
Annually
£10,000
4.40%
Fixed term for 5 years
On Maturity
£500
4.30%
Fixed term for 4 years
On Maturity
£500
4.15%
Fixed term for 3 years
Monthly/Annually
£1,000

Scottish Widows 5 Year Fixed Rate Bond

Scottish Widows
  • The Scottish Widows 5 Year Fixed Rate Bond is a fixed interest rate account offering a competitive 4.60%AER over a period of five years. The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
  • Fixed annual rate 4.60% Gross
  • Minimum deposit £10,000
  • Deposit Term - 5 years
  • No partial withdrawals permitted during deposit term.
  • *Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Lloyds TSB International 1 Year Bond

Lloyds TSB
  • Save for 1 year
  • Fixed interest rates of 3.10% AER/Gross*.
  • Save from £10,000 up to £5,000,000
  • No withdrawals are allowed.
  • Rate is fixed for the term of the deposit.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Halifax 3 Year Fixed Rate Online Saver

Halifax
  • Account gives you a great rate of 4.10% AER
  • You can open an account with just £500.
  • The maximum balance is £9,000,000.
  • Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
  • On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Halifax 2 Year Fixed Rate Online Saver

Halifax
  • Account gives you a great rate of 3.85% AER
  • You can open an account with just £500.
  • The maximum balance is £9,000,000.
  • Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
  • On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

First Save 1 Year Fixed Rate Bond

FirstSave
  • Minimum Deposit £1000 - No Maximum!
  • Monthly or Annually interest payment option:
  • - Minimum investment of £1,000 to get your interest paid annually = 3.45% AER
  • - Minimum investment of £5,000 to get your interest paid monthly = 3.40% AER
  • Deposit for a period of 1 year
  • Online Access allowing you to deposit funds and view your cash at all times.
  • Access can be given to funds if required in emergencies within the year; however this will result in loss of interest accrued to date.
  • FirstSave accounts are provided by FBN Bank (UK) Ltd, a UK bank which began trading in 2002 and is authorised and regulated by the Financial Services Authority.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

First Save 6 Month Bond

FirstSave
  • Earn an Annual Equivalent Rate (AER) of 3.0%
  • Minimum Deposit £1000 - No Maximum!
  • Monthly or Annually interest payment option:
  • - Minimum investment of £100 to get your interest paid annually = 2.98% AER
  • - Minimum investment of £5,000 to get your interest paid monthly = 3.00% AER
  • Online Access allowing you to deposit funds and view your cash at all times.
  • FirstSave accounts are provided by FBN Bank (UK) Ltd, a UK bank which began trading in 2002 and is authorised and regulated by the Financial Services Authority.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Halifax 1 Year Fixed Rate Online Saver

Halifax
  • Account gives you a great rate of 2.50% AER
  • You can open an account with just £500.
  • The maximum balance is £9,000,000.
  • Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
  • On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

NatWest 1 Year Fixed Rate Bond

NatWest
  • Save between £5,000 - £500,000 and leave it untouched for the term
  • Available to personal NatWest customers aged 18 or over
  • No partial withdrawals or additional deposits are allowed. Early closure will result in an interest charge equivalent to:
  • 90 days' gross interest for our 1 year Fixed Rate Bond
  • 180 days' gross interest for our 2 year Fixed Rate Bond
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Nationwide 1 Year Fixed Rate Bond

Nationwide
  • Get higher savings rate the more you deposit
  • Deposit £1 - £49,999 = 3.0% AER fixed for 1 year
  • Deposit £50,000+ = 3.25% AER fixed for 1 year
  • You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
  • Manage your savings bonds online via our secure Internet Bank
  • Enjoy the security of a guaranteed rate of return
  • Choose between monthly or annual interest
  • Open several e-Bonds (the combined savings bonds balance mustn't exceed £3m)
  • Use your own e-Bond account nickname instead of having to remember a lot of numbers
  • Your online security protected with Nationwide's Internet Banking Promise
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Nationwide 1 Year Fixed Rate Bond

Nationwide
  • Get higher savings rate the more you deposit
  • Deposit £50,000+ = 3.25% AER fixed for 1 year
  • You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
  • Manage your savings bonds online via our secure Internet Bank
  • Enjoy the security of a guaranteed rate of return
  • Choose between monthly or annual interest
  • Open several e-Bonds (the combined savings bonds balance must not exceed £3m)
  • Use your own e-Bond account nickname instead of having to remember a lot of numbers
  • Your online security protected with Nationwide's Internet Banking Promise
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

NatWest 2 Year Fixed Rate Bond

NatWest
  • Save between £5,000 - £500,000 and leave it untouched for the term
  • Available to personal NatWest customers aged 18 or over
  • No partial withdrawals or additional deposits are allowed. Early closure will result in an interest charge equivalent to:
  • 90 days' gross interest for our 1 year Fixed Rate Bond
  • 180 days' gross interest for our 2 year Fixed Rate Bond
  • You will need to have a NatWest current account or instant access savings accounts (excluding all Cash ISA accounts) for the payment of interest
  • This is a limited offer and may be withdrawn from sale at any time
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Halifax 4 Year Fixed Rate Online Saver

Halifax
  • Account gives you a great rate of 4.30% AER
  • You can open an account with just £500.
  • The maximum balance is £9,000,000.
  • Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
  • On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Halifax 5 Year Fixed Rate Online Saver

Halifax
  • Account gives you a great rate of 4.40% AER
  • You can open an account with just £500.
  • The maximum balance is £9,000,000.
  • Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
  • On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Hinkley and Rugby 1 Year Fixed Rate Bond

Governor Money
  • Account gives you a great rate of 3.10% AER
  • You can open an account with just £100.
  • The maximum balance is £100,000.
  • Early access on full closure only and subject to an Early Closure Charge equivalent to 270 days interest at 3.1% plus a £15 (ex VAT) admin charge
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Progessive BS 2 Year Fixed Rate Bond

Governor Money
  • Account gives you a great rate of 3.50% AER
  • You can open an account with just £100.
  • The maximum balance is £100,000.
  • Early access on full closure only and subject to an Early Closure Charge equivalent to 270 days interest at 3.1% plus a £15 (ex VAT) admin charge
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Vanquis Bank 3 Year Fixed Rate Bond

Vanquis
  • Available Online Only.
  • Deposit between £1,000 to £250,000 for THREE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
  • Annual or Monthly interest options available.
  • Sole or Joint Accounts.
  • Restricted to UK residents 18 years or older.
  • No additional deposits, withdrawals or closure during term.
  • Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Vanquis Bank 5 Year Fixed Rate Bond

Vanquis
  • Available Online Only.
  • Deposit between £1,000 to £250,000 for FIVE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
  • Annual or Monthly interest options available.
  • Sole or Joint Accounts.
  • Restricted to UK residents 18 years or older.
  • No additional deposits, withdrawals or closure during term.
  • Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Saffron BS 3 Year Fixed Rate Bond

Governor Money
  • Account gives you a great rate of 4.00% AER
  • You can open an account with just £100.
  • The maximum balance is £100,000.
  • Early access on full closure only and subject to an Early Closure Fee
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Scottish Widows 3 Year Fixed Rate Bond

Scottish Widows
  • The Scottish Widows 3 Year Fixed Rate Bond is a fixed interest rate account offering a competitive 4.00% AER over a period of three years.
  • The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
  • Fixed annual rate 4.00% Gross
  • Minimum deposit £10,000
  • Deposit Term - 3 years
  • No partial withdrawals permitted during deposit term.
  • *Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

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