The Birmingham Midshires was formed in 1986 by the merger of the Birmingham and Bridgewater and the Midshires Building Societies.
Birmingham Midshires is a commercial bank in the UK, a division of Bank of Scotland plc (HBOS). In January 2009, HBOS and Lloyds TSB joined together to become Lloyds Banking Group.
Birmingham Midshires is a commercial bank in the UK, a division of Bank of Scotland plc (HBOS). In January 2009, HBOS and Lloyds TSB joined together to become Lloyds Banking Group.
Although HBOS is now part of the Lloyds Banking Group, the core brands within HBOS still act as a separate institution in terms of compensation available through the Financial Services Compensation Scheme, therefore covering up to £50,000 between the constituent parts of HBOS (Halifax, B'ham Midshires, Intelligent Finance, The AA & more), and a further £50,000 between Lloyds and Cheltenham & Gloucester.
Birmingham Midshires offers a range of highly competitive mortgage and savings products. In April 1999 it became part of the HBOS Group, bringing savings balances of £5.9 billion and mortgage assets of £9.2 billion. Birmingham Midshires savings balances recently doubled, and its mortgage assets reached £32 billion.
The merger between the two groups has now created the largest retail bank in the UK with a number of leading market positions.
Birmingham Midshires offers a range of highly competitive mortgage and savings products. In April 1999 it became part of the HBOS Group, bringing savings balances of £5.9 billion and mortgage assets of £9.2 billion. Birmingham Midshires savings balances recently doubled, and its mortgage assets reached £32 billion.
The merger between the two groups has now created the largest retail bank in the UK with a number of leading market positions.


Birmingham Midshires