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Credit Cards BT Credit Cards

Compare BT Credit Cards

Compare BT credit cards – read our review and compare the features and benefits available from BT. We can help you to make an informed decision and find a card that suits you.

BT Credit Cards Review

The BT Credit Card offer all the same great features and benefits offered by other credit cards, as well as a special bonus feature allowing you to save money on your BT bills. The more you use your BT Credit Card, the more discount you are eligible to receive, and the bet thing is it's an automated process so your savings are instant.

BT credit cards come with long zero percent introductory periods on balance transfers (3% handling fee applies), cash transfers and retail purchases, and up to 56 interest free days, helping you to manage you finances with ease.

BT Credit Card

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Advice

Put your normal monthly spend through this card and save money on your BT Phone Bill.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 13 months
Balance Transfer Fee: 3%
Purchase Rate: 0% p.a. for 3 months
Typical APR
Purchases: 18.9% p.a.
Balance Transfers: 16.9% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 50 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 23 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years
  • You have not applied for an MBNA or Virgin Credit Card within the last 6 months

Credit Card Rewards

  • Get money off your BT Phone Bill every time you spend on your card.

BT 0% Purchases Card

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Advice

Get 0% on petrol station and supermarket spend at Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi. Offer available for 10 months from the date your account is opened.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 months
Balance Transfer Fee: 2%
Purchase Rate: 0% p.a. for 10 months
Typical APR
Purchases: 18.9% p.a.
Balance Transfers: 16.9% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 50 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 23 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years
  • You have not applied for an MBNA or Virgin Credit Card within the last 6 months

Credit Card Rewards

  • Get money off your BT Phone Bill every time you spend on your card.
  • An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend - available for 10 months from the date your account is opened.
  • An outstanding introductory balance transfer rate of 0% – available for 6 months from the date your account is opened. This offer only applies to transactions made within 90 days from the account opening date. 2% handling fee applies.
  • The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi.

BT News

BT Credit Card benefits expanded
A 0% balance transfer feature is among the range of benefits that come with the BT Credit Card, it has been reported. ...
Read More >
Tue 7th Jul, 2009

Credit Card Reviews