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Credit Cards Capital One Credit Cards

Compare Capital One Credit Cards

Compare Capital One credit cards – read our review and compare the features and benefits available from Capital One. We can help you to make an informed decision and find a card that suits you.

Capital One Credit Cards Review

Capital One specialise in credit cards, so they offer an extensive range to meet a variety of needs. Whether you're looking for a low rate on balance transfers or purchases, or you have been turned down for credit in the past, you're sure to find a great credit card with Capital One.

Capital one also offers an online application service, giving you a decision on your application instantly.

All Capital One customers are provided with an online banking service giving them the flexibility to easily manage and monitor accounts, from viewing transactions, to Transfer funds and pay bills with ease. You can also be given peace of mind as all accounts are covered by Anti-fraud support.

Capital One Classic

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Advice

Credit limits start low but will rise after first 4 on-time and in-full minimum payments. Subject to status each application is judged individually.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 34.9% p.a.
Balance Transfers: 34.9% p.a.
Balance Transfer Fee: 3% p.a.
Cash Advance: 34.9% p.a.
Standard Features
Credit Limit: £100 - £2500
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have some history of managing your credit even if you have had CCJs or defaults in the past
  • You're on the electoral roll
  • You have not been declared bankrupt in the last 12 months
  • You are a permanent resident/citizen of the UK
  • You have a bank or building society account
  • Any Income Considered

Capital One Progress

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Advice

The Capital One Progress card is the only credit card that reduces its interest rate if you consistantly pay on time. If you pay your minimum payment on time then your interest rate will fall from 34.9% p.a to 19.9% p.a over a period of 17 months.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 34.9% p.a.
Balance Transfers: 34.9% p.a.
Balance Transfer Fee: 3% p.a.
Cash Advance: 34.9% p.a.
Standard Features
Credit Limit: £100 - £2500
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have some history of managing your credit even if you have had CCJs or defaults in the past
  • You're on the electoral roll
  • You have not been declared bankrupt in the last 12 months
  • You are a permanent resident/citizen of the UK
  • You have a bank or building society account
  • Any Income Considered

Credit Card Benefits

  • If you pay your minimum payment on time then your interest rate will fall from 34.9% p.a to 19.9% p.a over a period of 17 months as below:..
  • Month 1 = 34.9% p.a. variable
  • Month 5 = 29.9% p.a. variable
  • Month 11 = 24.9% p.a. variable
  • Month 17 = 19.9% p.a. variable

Capital One World Mastercard

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Advice

Get 1% cash back on all of your spend!

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 19.9% p.a.
Balance Transfers: 19.9% p.a.
Balance Transfer Fee: 3% p.a.
Cash Advance: 25.9% p.a.
Standard Features
Credit Limit: £4,500 - £7500
Interest Free Days: 45 days
On-Line Banking: Yes
Cashback
Standard Cashback Rate: 1%
Approval Criteria
  • You're aged 21 or over
  • You have an income of more than £20,000 per annum
  • You've had no CCJs or defaults in the past
  • You don't already have a Capital One credit card

Capital One News

Capital One increases credit card rates
It is crucial that those consumers who have racked up large credit card debts are able to get a grip on their spending.Although they can be a cost-effective means of borrowing, Martin ...
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Thu 29th Jan, 2009
Capital One launches the Lowest APR credit card in the UK - 8.5%!
Capital One has launched a new 'Low Rate Credit Card' offering a competitive 8.5% APR typical variable on balance transfers and purchases. There's no balance transfer fee. ...
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Tue 15th Jul, 2008
Capital One increase its 0% durations to 'best in market'
 As of Wednesday Capital One have announced that they are increasing their 0% duration on Balance Transfers and Purchases until May 2009! ...
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Fri 4th Apr, 2008

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