Co-operative
ISA Review
Compare Co-op ISAs – read our review and compare the features and benefits available from Co-op. Find an ISA that suits you and make the most of your annual tax-free savings.
The Co-op ISA is a great place for you to kick-start your savings and benefit from your tax free allowance. Alternatively you can transfer your existing ISA to a co-op account and enjoy flexibility and great interest rates.
You can begin saving in a Co-operative ISA from as little as £1 and like every UK Cash ISA the maximum deposit within any one tax year is £5,640. As well as your savings being free of both Income and Capital Gains Tax, the Co-op cash ISA is also risk free, giving you peace of mind in knowing your savings are in a safe place.
The Co-op is the only high street bank with a customer-led Ethical Policy. This means that the money you invest will not be used to fund any unethical projects.
Co-op ISAs give you the freedom to access your funds at any time. You can handle your money online, over the phone, cheque by telephone banking or over the counter. Money can be deposited into your account by standing order, via a direct transfer from another Co-operative Bank account or another bank account, at any Co-operative Bank branch, by sending a cheque through the post or by cheque at any Post Office branch.
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Min
£1,000
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Max
£5,640
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Rate includes a 2.35% AER bonus until 30/11/2013
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Min
£1
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Max
£5,640
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Flat rate, with no bonus period included
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Min
£1
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Max
£5,640
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Rates includes 1.65% AER bonus for 1st 18 months
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- Earn a variable rate of 2.65% AER/tax-free.
- This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
- Interest paid annually on the 31st March.
- Save up to £5,640 per tax year.
- Make withdrawals from as little as £1.
- Set up regular payments into your ISA from your current account.
- Manage your Cash ISA Saver through Internet Banking if you're registered.
- You can transfer your existing ISA into us, with our ISA transfer form.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Deposit £1000+ and get 3.35% AER (variable) tax-free including a fixed 2.35% AER bonus interest rate, paid until 30th November 2013
- Deposit £1-£999 and get 0.25% AER only.
- Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
- However, you will need to open your account online today with at least £1,000.
- You will receive a welcome letter with everything you need to manage your account by post.
- Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
- Minimum balance £1
- Maximum balance £2,000,000
- Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Co-operative News
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The Co-op has altered some of its current account offers. Taking the opportunity to compare savings on the best current account products
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Thu 23rd Sep, 2010
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Co-operative Financial Services has won the coveted FT Sustainable Bank of the Year award. The Co-operative Financial Services (CFS) has beaten
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Fri 4th Jun, 2010
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Ethical and sustainable individual savings accounts are becoming increasingly sought after. Increasing numbers of people are considering
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Tue 16th Mar, 2010
