Introductory Offer

Balance Transfer Rate:

0% for 16 mths

Balance Transfer Fee:

2.98%

Purchase Rate:

0% for 6 mths

Typical APR

Purchases:

16.3% p.a.

Balance Transfers:

16.3% p.a.

Cash Advance:

24.9% p.a.

Standard Features

Credit Limit:

Subject to Status

Interest Free Days:

Up to 50 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• You have a Bank or Building society account
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

0% until Jan 2010

Balance Transfer Fee:

2.90%

Purchase Rate:

0% until Mar 2009

Typical APR

Purchases:

15.9% p.a.

Balance Transfers:

15.9% p.a.

Cash Advance:

24.9% p.a.

Standard Features

Credit Limit:

£50,000

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

0% for 14 mths

Balance Transfer Fee:

3%

Purchase Rate:

0% for 3 mths

Typical APR

Purchases:

15.9% p.a.

Balance Transfers:

15.9% p.a.

Cash Advance:

27.9% p.a.

Standard Features

Credit Limit:

£50,000

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• You have a bank or building society account
• You have an income over £15,000 p.a

Introductory Offer

Balance Transfer Rate:

0% for 12 mths

Balance Transfer Fee:

3%

Purchase Rate:

0% for 3 mths

Typical APR

Purchases:

15.9% p.a.

Balance Transfers:

15.9% p.a.

Cash Advance:

27.9% p.a.

Standard Features

Credit Limit:

£50,000

Interest Free Days:

Up to 58 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

0% for 13 mths

Balance Transfer Fee:

2.90%

Purchase Rate:

0% for 3 mths

Typical APR

Purchases:

15.9% p.a.

Balance Transfers:

15.9% p.a.

Cash Advance:

24.9% p.a.

Standard Features

Credit Limit:

£50,000

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

0% for 12 mths

Balance Transfer Fee:

2.98%

Purchase Rate:

0% for 3 mths

Typical APR

Purchases:

16.9% p.a.

Balance Transfers:

16.9% p.a.

Cash Advance:

19.16% p.a.

Standard Features

Credit Limit:

Subject to Status

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• You have an income over £8,000 p.a

Introductory Offer

Balance Transfer Rate:

0% for 9 mths

Balance Transfer Fee:

3%

Purchase Rate:

0% for 6 mths

Typical APR

Purchases:

15.9% p.a.

Balance Transfers:

15.9% p.a.

Cash Advance:

22.9% p.a.

Standard Features

Credit Limit:

Subject to Status

Interest Free Days:

Up to 58 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

0% for 10 mths

Balance Transfer Fee:

3%

Purchase Rate:

0% for 10 mths

Typical APR

Purchases:

15.9% p.a.

Balance Transfers:

15.9% p.a.

Balance Transfer Fee:

3%

Cash Advance:

27.9% p.a.

Standard Features

Credit Limit:

Subject to Status

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

N/A

Balance Transfer Fee:

N/A

Purchase Rate:

0% for 6 mths

Typical APR

Purchases:

17.9% p.a.

Balance Transfers:

17.9% p.a.

Cash Advance:

27.9% p.a.

Standard Features

Credit Limit:

£25000

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• You have a bank or building society account
• You have a Household income of over £20,000.pa

Introductory Offer

Balance Transfer Rate:

8.50% until Aug 2012

Balance Transfer Fee:

N/A

Purchase Rate:

N/A

Typical APR

Purchases:

8.50% p.a.

Balance Transfers:

8.50% p.a.

Cash Advance:

25.94% p.a.

Standard Features

Credit Limit:

£16,000 Max

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You have an excellent Credit History
• You are at least 21 Years of Age
• You are a permanent resident/citizen of the UK
• You have a bank or building society account
• You have an income over £10,000 p.a

Introductory Offer

Balance Transfer Rate:

5.50% until Jan 2011

Balance Transfer Fee:

1.70%

Purchase Rate:

0% until May 2009

Typical APR

Purchases:

15.9% p.a.

Balance Transfers:

5.50% p.a.

Balance Transfer Fee:

3%

Cash Advance:

25.94% p.a.

Standard Features

Credit Limit:

£16,000 Max

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You have an excellent Credit History
• You are at least 21 Years of Age
• You are a permanent resident/citizen of the UK
• You have a bank or building society account
• You have an income over £10,000 p.a

Introductory Offer

Balance Transfer Rate:

0% for 12 mths

Balance Transfer Fee:

3%

Purchase Rate:

0% for 3 mths

Typical APR

Purchases:

15.9% p.a.

Balance Transfers:

15.9% p.a.

Cash Advance:

27.9% p.a.

Standard Features

Credit Limit:

£50,000

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

6.50% until Jan 2011

Balance Transfer Fee:

N/A

Purchase Rate:

0% until May 2009

Typical APR

Purchases:

15.9% p.a.

Balance Transfers:

15.9% p.a.

Cash Advance:

25.94% p.a.

Standard Features

Credit Limit:

£16,000 Max

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You have an excellent Credit History
• You are at least 21 Years of Age
• You are a permanent resident/citizen of the UK
• You have a bank or building society account
• You have an income over £10,000 p.a

Introductory Offer

Balance Transfer Rate:

0% for 9 mths

Balance Transfer Fee:

2.99%

Purchase Rate:

0% for 3 mths

Typical APR

Purchases:

17.9% p.a.

Balance Transfers:

17.9% p.a.

Cash Advance:

29.9% p.a.

Standard Features

Credit Limit:

Subject to Status

Interest Free Days:

Up to 46 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• Have a regular income
• You have an income over £20,000 p.a

Introductory Offer

Balance Transfer Rate:

N/A

Balance Transfer Fee:

N/A

Purchase Rate:

N/A

Typical APR

Purchases:

18.9% p.a.

Balance Transfers:

18.9% p.a.

Cash Advance:

22.9% p.a.

Standard Features

Credit Limit:

£50,000

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Cashback

Intro Cashback Rate:

5% 3 mths

Standard Cashback Rate:

1.50%

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• You have a bank or building society account
• You have a Household income of over £20,000.pa

Introductory Offer

Balance Transfer Rate:

0% for 12 mths

Balance Transfer Fee:

3%

Purchase Rate:

0% for 3 mths

Typical APR

Purchases:

15.9% p.a.

Balance Transfers:

15.9% p.a.

Cash Advance:

27.9% p.a.

Standard Features

Credit Limit:

£50,000

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

N/A

Balance Transfer Fee:

N/A

Purchase Rate:

0% for 6 mths

Typical APR

Purchases:

17.9% p.a.

Balance Transfers:

17.9% p.a.

Cash Advance:

27.9% p.a.

Standard Features

Credit Limit:

£25000

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• You have a bank or building society account
• You have a Household income of over £20,000.pa

Introductory Offer

Balance Transfer Rate:

N/A

Balance Transfer Fee:

N/A

Purchase Rate:

N/A

Typical APR

Purchases:

18.9% p.a.

Balance Transfers:

18.9% p.a.

Cash Advance:

25.9% p.a.

Standard Features

Credit Limit:

Subject to Status

Interest Free Days:

Up to 55 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• You have a bank or building society account
• You have an Income over £12,000 p.a

Introductory Offer

Balance Transfer Rate:

N/A

Balance Transfer Fee:

0%

Purchase Rate:

N/A

Typical APR

Purchases:

17.9% p.a.

Balance Transfers:

17.9% p.a.

Cash Advance:

27.9% p.a.

Standard Features

Credit Limit:

Subject to Status

Interest Free Days:

Up to 57 days

Online Banking:

Yes

Approval Criteria

• You are aged 18 or over
• You have a current UK bank or building society account
• You have an Annual Household Income of £20,000 (ie. your personal income plus partner's income)
• You have a permanent UK home address
• You have no County Court Judgements for non-payment of debt
• If you are self-employed your company has been trading for more than a year

Introductory Offer

Balance Transfer Rate:

0% for 13 mths

Balance Transfer Fee:

2.90%

Purchase Rate:

0% for 3 mths

Typical APR

Purchases:

15.9% p.a.

Balance Transfers:

15.9% p.a.

Cash Advance:

24.9% p.a.

Standard Features

Credit Limit:

£50,000

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

0% for 9 mths

Balance Transfer Fee:

2.99%

Purchase Rate:

0% for 3 mths

Typical APR

Purchases:

17.9% p.a.

Balance Transfers:

17.9% p.a.

Cash Advance:

29.9% p.a.

Standard Features

Credit Limit:

Subject to Status

Interest Free Days:

Up to 46 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• Have a regular income
• You have an income over £20,000 p.a

Introductory Offer

Balance Transfer Rate:

0% for 12 mths

Balance Transfer Fee:

2.98%

Purchase Rate:

0% for 3 mths

Typical APR

Purchases:

16.9% p.a.

Balance Transfers:

16.9% p.a.

Cash Advance:

19.16% p.a.

Standard Features

Credit Limit:

Subject to Status

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have a Good Credit History
• You are a permanent resident/citizen of the UK
• You have an income over £8,000 p.a

Introductory Offer

Balance Transfer Rate:

N/A

Balance Transfer Fee:

N/A

Purchase Rate:

N/A

Typical APR

Purchases:

34.9% p.a.

Balance Transfers:

34.9% p.a.

Balance Transfer Fee:

3%

Cash Advance:

34.9% p.a.

Standard Features

Credit Limit:

£100 - £2500

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have had a Poor Credit History
• You are possibly new to credit or have recent CCJ's
• You are a permanent resident/citizen of the UK
• You have a bank or building society account
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

N/A

Balance Transfer Fee:

N/A

Purchase Rate:

N/A

Typical APR

Purchases:

39.9% p.a.

Balance Transfers:

39.9% p.a.

Cash Advance:

39.9% p.a.

Standard Features

Credit Limit:

£250

Interest Free Days:

Up to 56 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have had a Poor Credit History
• You are possibly new to credit or with recent CCJ's
• You DO NOT need to be permanent resident/citizen of the UK
• You DO NOT need a bank or building society account
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

N/A

Balance Transfer Fee:

N/A

Purchase Rate:

N/A

Typical APR

Purchases:

35.9% p.a.

Balance Transfers:

35.9% p.a.

Balance Transfer Fee:

3%

Cash Advance:

35.9% p.a.

Standard Features

Credit Limit:

£2,200

Interest Free Days:

Up to 51 days

Online Banking:

Yes

Approval Criteria

• You are at least 18 Years of Age
• You have had a Poor Credit History possibly with recent CCJ's, or new to credit
• You are a resident/citizen of the UK or have recently moved
• You have a bank or building society account
• Any Income Considered

Introductory Offer

Balance Transfer Rate:

N/A

Balance Transfer Fee:

N/A

Purchase Rate:

N/A

Typical APR

Purchases:

N/A

Balance Transfers:

N/A

Cash Advance:

N/A

Standard Features

Credit Limit:

N/A

Interest Free Days:

N/A

Online Banking:

Yes

Approval Criteria

• 100% guaranteed acceptance
• No bank account needed
• Available for your family aged 13 and over