0% Purchases Credit Cards | Compare 0% Credit Cards | Best 0% Purchases Credit Cards offer

Halifax All In One

Introductory Offer
Balance Transfer Rate:	0% p.a. for 10 mths
Balance Transfer Fee:	3%
Purchase Rate:	0% p.a. 10 mths
Typical APR
Purchases:	15.9% p.a.
Balance Transfers:	15.9% p.a.
Balance Transfer Fee:	3%
Cash Advance:	27.9% p.a.
Standard Features
Credit Limit:	Subject to Status
Interest Free Days:	Up to 56 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of the UK Any Income Considered

Virgin Money Card

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Introductory Offer
Balance Transfer Rate:	0% p.a. for 16 mths
Balance Transfer Fee:	2.98%
Purchase Rate:	0% p.a. 6 mths
Typical APR
Purchases:	16.3% p.a.
Balance Transfers:	16.3% p.a.
Cash Advance:	24.9% p.a.
Standard Features
Credit Limit:	Subject to Status
Interest Free Days:	Up to 50 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of the UK You have a Bank or Building society account Any Income Considered

AA Credit Card

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Introductory Offer
Balance Transfer Rate:	0% p.a. for 9 mths
Balance Transfer Fee:	3%
Purchase Rate:	0% p.a. 6 mths
Typical APR
Purchases:	15.9% p.a.
Balance Transfers:	15.9% p.a.
Cash Advance:	22.9% p.a.
Standard Features
Credit Limit:	Subject to Status
Interest Free Days:	Up to 58 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of the UK Any Income Considered

Credit Card Benefits

Apply today and get 1,000 points, worth £10 off selected AA products or £5 in cashback, when you make your first purchase with your AA Credit Card.

MBNA Rewards

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Introductory Offer
Balance Transfer Rate:	0% p.a. for 13 mths
Balance Transfer Fee:	2.90%
Purchase Rate:	0% p.a. 3 mths
Typical APR
Purchases:	15.9% p.a.
Balance Transfers:	15.9% p.a.
Cash Advance:	24.9% p.a.
Standard Features
Credit Limit:	£50,000
Interest Free Days:	Up to 56 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of the UK Any Income Considered

Credit Card Benefits

Get 2000 free points if you use your card within 3 months!
Redeem your points for an endless choice of flights, hotels, package holidays, city breaks and car hire.
You can pay part points and part cash!

Lloyds TSB Platinum

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Introductory Offer
Balance Transfer Rate:	0% p.a. for 14 mths
Balance Transfer Fee:	3%
Purchase Rate:	0% p.a. 3 mths
Typical APR
Purchases:	15.9% p.a.
Balance Transfers:	15.9% p.a.
Cash Advance:	27.9% p.a.
Standard Features
Credit Limit:	£50,000
Interest Free Days:	Up to 56 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of the UK You have a bank or building society account You have an income over £15,000 p.a

Post Office Mastercard

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Advice

Get 0% Commission
card use abroad
(usually 2.75% charge).

Introductory Offer
Balance Transfer Rate:	0% p.a. for 12 mths
Balance Transfer Fee:	2.98%
Purchase Rate:	0% p.a. 3 mths
Typical APR
Purchases:	16.9% p.a.
Balance Transfers:	16.9% p.a.
Cash Advance:	19.16% p.a.
Standard Features
Credit Limit:	Subject to Status
Interest Free Days:	Up to 56 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of the UK You have an income over £8,000 p.a

Credit Card Benefits

Get 0% Balance Transfers for 5 months on the anniversary of your card opening for the next 2 years
Purchases of £500 to £2,000 in value can be transferred to the 'Post Office special fixed rate Payment Plan' of 6.8% p.a. - just call Post Office to arrange this.
Pay for up to 2 purchases with a maximum combined value of £2,000 over 12 months
Get 1 monthly statement showing your card and Payment Plan

0% Purchases Credit Cards Explained

What are 0% purchases Credit Cards?

Most Credit Card providers offer low introductory interest rates to attract new customers. These introductory periods last from anything up to 10 months. This allows customers to pay for their purchases over a longer period of time without having to pay high interest rates charged by some credit & store cards.

What should I be aware of?

Always ensure you know how long the 0% offer lasts for, and check what the standard APR will rise to after the introductory period expires. If you find you still have an outstanding balance after this period has ended it may be a good idea to switch to another provider with low introductory interest rates on balance transfers and purchases to take off some of the pressure, allowing you to keep your charges down and pay off what you owe over a period that suits you.

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