Air Miles
Credit Cards

Air Miles Credit Cards - if you like to travel and want to earn discounts on your flights and holidays every time you spend on your credit card, air miles credit cards could be right for you.

Credit Cards

Editors Choice - Lloyds TSB Airmile Duo - 2000 Free miles

Get 2,000 Avios miles if you apply before 1 March 2012 & spend at least £500 each month for the first 3 months + 150 bonus Airmiles for every £1,000 balance you transfer!

Air Miles Credit Cards

Air miles credit cards are very similar to many other varieties of rewards cards, but instead of rewarding spending with a cash incentive or with shopping discounts, these cards primarily give points to customers which can then be used to book flights and holidays through participating travel companies. In addition to this, air miles credit cards also generally offer fantastic bonus features. These can include travel insurance, special offers on flights or holidays and also access to VIP lounges located across the globe.

One thing to keep in mind when using a travel credit card is that the interest rates are generally higher, which will affect you if you don't pay off the full amount each month. However, if you keep up-to-date with your payments you will not be affected.
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Lloyds TSB Duo Avios Credit Card

Advice

Get 1,500 bonus Avios for every £1,000 transferred from another balance!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 mths
Balance Transfer Fee: 1.50%
Purchase Rate: N/A
Representative APR
Purchases: 15.9% p.a. (variable)
Representative Example:
Annual Rates
Balance Transfers: 15.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: £50,000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 23 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years

Credit Card Rewards

  • Get 1,500 Avios for every £1,000 moved across to this card as a balance transfer
  • Airmiles Duo American Express - Every £1 spent = 1 Avios Airmile
  • Airmiles Duo MasterCard - Every £5 spent = 1 Avios Airmile
  • 4,500 Avios = The London Eye, Champagne Experience.
  • 5,550 Avios = A deluxe makeover with photoshoot.
  • 7,000 Avios = West End Theatre Tickets (Silver).
  • 8,450 Avios = Luxury Spa Treatment.
  • 9,000 Avios = A return flight to Paris, Bruges or Amsterdam, excluding airline taxes, fees and surcharges.
  • Get Double Avios when you spend your Credit Cards abroad.

Virgin Atlantic American Express Card

Advice

Get 3,000 Flying Club Miles with your first purchase! Receive 10% discount on Virgin Holidays. Flight upgrades available after £10,000 spend in one year.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 mths
Balance Transfer Fee: 2%
Purchase Rate: N/A
Representative APR
Purchases: 17.9% p.a. (variable)
Representative Example:
Annual Rates
Balance Transfers: 17.9% p.a.
Cash Advance: 20.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 50 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 25 Years of Age
  • You have a Good Credit History
  • You are in full time employment
  • You are a permanent resident/citizen of the UK
  • You have a Bank or Building society account

Credit Card Rewards

  • Get 3,000 Flying Club Miles with your first purchase!
  • 10% discount on Virgin Holidays.
  • £1 spent = 1 Flying Club Mile.
  • £1 spent on Virgin Atlantic / Virgin Holidays = 2 Flying Club Miles.
  • Flight upgrades available after £10,000 of card spending in one year.
  • Complimentary companion flights available after £15,000 of card spending in one year.
  • London - New York (one way) = 14,750 Flying Club Miles.

British Airways American Express

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 19.9% p.a. (variable)
Representative Example:
Annual Rates
Balance Transfers: 19.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 57 days
On-Line Banking: Yes
Approval Criteria
  • You are aged 18 or over
  • You have a current UK bank or building society account
  • You have an Annual Household Income of £30,000 (ie. your personal income plus partner's income)
  • You have a permanent UK home address
  • You have no County Court Judgements for non-payment of debt
  • If you are self-employed your company has been trading for more than a year

Credit Card Rewards

  • Collect Avios Airmiles to use with BA.
  • Get 3000 bonus miles if you spend £500 in 1st 3 months!
  • £1 = 1 Airmile
  • See how far 18,000 Avios Miles can take you:
  • 9,000 Avios Miles to Berlin
  • 15,000 Avios Miles to Rome
  • 15,000 Avios Miles to Barcelona
  • Free Travel Accident Insurance up to £75,000
  • Redeem your Avios Miles on a British Airways flight, and if you’ve spent £20,000 on your Card in one year, Amex will give you another ticket for a companion, for the same flight.

British Airways American Express Premium Plus

Advice

Receive 18,000 bonus Avios Miles when you spend £3000 in the first three months of card membership!
There is a £150 annual fee for this card.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 50.1% p.a. (variable)
Representative Example:
Annual Rates
Balance Transfers: 50.1% p.a.
Cash Advance: 50.1% p.a.
Annual Fee: £150 p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 57 days
On-Line Banking: Yes
Approval Criteria
  • You are aged 18 or over
  • You have a current UK bank or building society account
  • You have an Annual Household Income of £30,000 (ie. your personal income plus partner's income)
  • You have a permanent UK home address
  • You have no County Court Judgements for non-payment of debt
  • If you are self-employed your company has been trading for more than a year

Credit Card Rewards

  • Receive 18,000 bonus Avios Miles when you spend £3000 in the first three months of card membership!
  • £1 = 1.5 Avios Airmile
  • Redeem your Avios Miles on a British Airways flight.
  • See how far 18,000 Avios Miles can take you:
  • 9,000 Avios Miles to Berlin
  • 15,000 Avios Miles to Rome
  • 15,000 Avios Miles to Barcelona
  • Plus, if you’ve spent £10,000 on your Card in one year, Amex will give you another ticket for a companion, for the same flight.
  • Free Travel Accident Insurance up to £250,000

Post Office Mastercard

Advice

Get 0% commission on credit card purchases overseas (usually 2.75% charge)!!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 14 mths
Balance Transfer Fee: 2.98%
Purchase Rate: 0% p.a. 3 mths
Representative APR
Purchases: 16.9% p.a. (variable)
Representative Example:
Annual Rates
Balance Transfers: 16.9% p.a.
Cash Advance: 24.1% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You have an income over £8,000 p.a

Credit Card Benefits

  • Get 0% Balance Transfers for 5 months on the 2nd and 3rd anniversary of your card opening
  • Pay for up to 2 purchases with a maximum combined value of £2,000 over 12 months