American Express Credit Card | Apply Amex Credit Card | Review American Express Credit

Credit Card - Virgin - Top Banner

Main Menu

Bread Crumb Trail

American Express

American Express Credit Card Review

The American Express credit card range is available to anyone who has an income of £20,000 p.a or more. The product range has a theme running through it; each card will offer cash back or a reward incentive and some offer comprehensive travel insurance.
American Express offer 4 cards; Platinum, BlueSky, Nectar and British Airways

Amex Platinum

Advice

Earn up to £200 per month Cash back when you use this card!

Introductory Offer
Balance Transfer Rate:	N/A
Balance Transfer Fee:	N/A
Purchase Rate:	N/A
Typical APR
Purchases:	18.9% p.a.
Balance Transfers:	18.9% p.a.
Cash Advance:	22.9% p.a.
Standard Features
Credit Limit:	£50,000
Interest Free Days:	Up to 56 days
On-Line Banking:	Yes
Cashback
Introductory Cashback Rate:	5% 3 mths
Standard Cashback Rate:	1.50%
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of the UK You have a bank or building society account You have a Household income of over £20,000.pa

Credit Card Benefits

Purchase Protection: Up to £20,000 for every 365 day period, for eligible items stolen or accidentally damaged within 90 days of purchase.
Refund Protection: Up to £200 per eligible item and £750 for every 365 day period.

Credit Card Cashback

Get 5% Cash Back on all spend 1st 3 months (Max £200 per month)
Spend up to £3,500 per year and get 0.5% cash back
Spend from £3,501 to £10,000 per year and get 1% cash back
Spend over £10,001 per year and get 1.5% cash back

Amex BlueSky

Introductory Offer
Balance Transfer Rate:	N/A
Balance Transfer Fee:	N/A
Purchase Rate:	0% p.a. 6 mths
Typical APR
Purchases:	17.9% p.a.
Balance Transfers:	17.9% p.a.
Cash Advance:	27.9% p.a.
Standard Features
Credit Limit:	£25000
Interest Free Days:	Up to 56 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of the UK You have a bank or building society account You have a Household income of over £20,000.pa

Credit Card Rewards

£1 = 1 Point. Reward points are redeemable against travel-related charges such as airline, car hire, rail, cruise, travel package/agencies, hotel, online travel sites where the purchase has been charged to Blue Sky Card.

Amex Nectar

Introductory Offer
Balance Transfer Rate:	N/A
Balance Transfer Fee:	N/A
Purchase Rate:	N/A
Typical APR
Purchases:	18.9% p.a.
Balance Transfers:	18.9% p.a.
Cash Advance:	25.9% p.a.
Standard Features
Credit Limit:	Subject to Status
Interest Free Days:	Up to 55 days
On-Line Banking:	Yes
Approval Criteria
You are at least 18 Years of Age You have a Good Credit History You are a permanent resident/citizen of the UK You have a bank or building society account You have an Income over £12,000 p.a

Credit Card Benefits

Get 5,000 Nectar Points when you first spend over £200
Double points for 1st 3 months

British Airways American Express

Introductory Offer
Balance Transfer Rate:	N/A
Balance Transfer Fee:	0%
Purchase Rate:	N/A
Typical APR
Purchases:	17.9% p.a.
Balance Transfers:	17.9% p.a.
Cash Advance:	27.9% p.a.
Standard Features
Credit Limit:	Subject to Status
Interest Free Days:	Up to 57 days
On-Line Banking:	Yes
Approval Criteria
You are aged 18 or over You have a current UK bank or building society account You have an Annual Household Income of £20,000 (ie. your personal income plus partner's income) You have a permanent UK home address You have no County Court Judgements for non-payment of debt If you are self-employed your company has been trading for more than a year

Credit Card Benefits

Redeem your BA Miles on a British Airways flight, and if you’ve spent £20,000 on your Card in one year, Amex will give you another ticket for a companion, for the same flight.

British Airways American Express Premium Plus

Advice

There is a £120 annual fee for this card

Introductory Offer
Balance Transfer Rate:	N/A
Balance Transfer Fee:	0%
Purchase Rate:	N/A
Typical APR
Purchases:	43.5% p.a.
Balance Transfers:	43.5% p.a.
Cash Advance:	43.5% p.a.
Standard Features
Credit Limit:	Subject to Status
Interest Free Days:	Up to 57 days
On-Line Banking:	Yes
Approval Criteria
You are aged 18 or over You have a current UK bank or building society account You have an Annual Household Income of £25,000 (ie. your personal income plus partner's income) You have a permanent UK home address You have no County Court Judgements for non-payment of debt If you are self-employed your company has been trading for more than a year

Credit Card Rewards

£1 = 1.5 Airmile -
Redeem your BA Miles on a British Airways flight.
If you’ve spent £10,000 on your Card in one year, Amex will give you another ticket for a companion, for the same flight.

Editors Choice

Virgin Credit Card

Virgin Credit Card

Offering a marketing beating 16 months 0% on Balance Transfers and 6 months 0% Purchases the Virgin Card is setting new levels with this extraordinary offer...

Other Pages