Compare Bad
Credit Credit Cards

Bad Credit Credit Cards - Compare the top 5 performing bad credit credit cards. Quickly see the latest deals on offer, choose a card and start rebuilding your credit rating today. Applying is simple, just decide which card you want then click the 'Apply' button.

Credit Cards

Credit Cards

Editors Choice - Capital One Classic Card

Help rebuild your credit rating with this card! Applicants accepted with recent CCJ's and Default payments...

More Info >

Bad Credit Credit Cards

Credit cards are traditionally used as a buffer to help pay for things over a longer period of time, helping consumers to manage their purchases with greater flexibility. However, nowadays credit cards come are more thought out and can be used to help users, whether they are looking to get out of debt without having to pay extortionate rates, or in this case to help build a good credit score.

Bad credit credit cards are carefully designed to help those that have a bad credit history as a result of previous credit problems, or simply as they have never made use of credit and therefore have no credit history.

With a bad credit credit card you can not only benefit from having access to a credit card, but you will also enjoy an invaluable service to prove to future lenders that you can be trusted, thus improving your chances of being accepted for future credit applications while exposing you to a wider range of products.

Something you should note when looking to apply for a bad credit credit card is that these cards come with higher APR's than standard credit cards, while they also tend to offer lower credit limits. However, if used properly these cards will help you to build up your credit rating, so should be used to serve this purpose rather than additional means to spending.

Top 5 Adverse Credit Cards

Card
Issuer
Credit Limit
CCJ's Accepted
Representative APR
Apply
View Full Table >
Capital One Classic
£200 - £1500
Yes
34.9%
Apply >
More Info
Representative Example: If you spend £1,200 at a purchase interest rate of 34.94% (variable) your Representative APR will be 34.9% (variable).
Vanquis Aquis Card
up to £1000
No
29.8%
Apply >
More Info
Representative Example: If you spend £1,000 at a purchase interest rate of 29.9% (variable) your Representative APR will be 29.9% (variable).
Vanquis Visa Card
up to £1000
No
39.94%
Apply >
More Info
Representative Example: If you spend £1,000 at a purchase interest rate of 39.94% (variable) your Representative APR will be 39.9% (variable).

Capital One Classic

Advice

Credit limits start low but will rise after first 4 on-time and in-full minimum payments. Subject to status each application is judged individually.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 34.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 34.94% (variable) your Representative APR will be 34.9% (variable).
Annual Rates
Balance Transfers: 34.9% p.a.
Balance Transfer Fee: 3% p.a.
Cash Advance: 34.9% p.a.
Annual Fee: N/A
Standard Features
Credit Limit: £200 - £1500
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have some history of managing your credit even if you have had CCJs or defaults in the past
  • You're on the electoral roll
  • You have not been declared bankrupt in the last 12 months
  • You are a permanent resident/citizen of the UK
  • You have a bank or building society account
  • Any Income Considered

Vanquis Aquis Card

Advice

Credit limits start quite low around £1000 but will rise after credit has been handled responsibly. You acan apply to increases every 4 months, up to £3,000.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 29.8% p.a. (variable)
Representative Example: If you spend £1,000 at a purchase interest rate of 29.9% (variable) your Representative APR will be 29.9% (variable).
Annual Rates
Balance Transfers: N/A
Cash Advance: 29.8% p.a.
Annual Fee: N/A
Standard Features
Credit Limit: up to £1000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You are possibly new to credit or have had a Poor Credit History
  • You ARE need to be permanent resident/citizen of the UK
  • You DO NOT need a bank or building society account
  • Any Income Considered

Vanquis Visa Card

Advice

Credit limits start quite low around £1000 but will rise after credit has been handled responsibly. Subject to status each application is judged individually

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 39.94% p.a. (variable)
Representative Example: If you spend £1,000 at a purchase interest rate of 39.94% (variable) your Representative APR will be 39.9% (variable).
Annual Rates
Balance Transfers: N/A
Cash Advance: 39.94% p.a.
Annual Fee: N/A
Standard Features
Credit Limit: up to £1000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You are possibly new to credit or have had a Poor Credit History
  • You ARE need to be permanent resident/citizen of the UK
  • You DO NOT need a bank or building society account
  • Any Income Considered


Latest Bad Credit Card News RSS Feed

View Latest Bad Credit Card News Archive >

 

Search By Brand

Popular Searches

© Legalwebb UK Ltd - All rights reserved. | Web-Site Design - Firm Creation Design & Advertising & Legalwebb UK Ltd