Best Credit Building
Credit Card Offers

Best Credit Building Credit Card Offers - Rebuild your credit history with a specialist credit improving credit card. These cards start with a high APR, but reduce over time if you handle your credit responsibly.

Credit Cards

Editors Choice - Barclaycard Platinum - 0% for 22 months

Not only do Barclaycard offer 0% on Balance Transfers for 22 months, they also offer 0% for first 3 months on any purchases made...

Best Credit Building Credit Card Offers

When looking for the best credit building credit card offers, you don't need to search very far. Which4U have the top cards all in one place, waiting for you.

With our comprehensive table you can find the best credit building credit card offer for you in a couple of minutes. By making a decision based on the information provided, you can be sure that the card you apply for will help you to rebuild your credit score. And with rates updated daily, we promise that the deal you find on our site will be the deal you get on application.

Please note. If you have suffered from a very poor credit history in the past including recent CCJ's then these cards are not suitable for you, we suggest you look at our Bad Credit Card section.
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Barclaycard Initial

Advice

This card will help you rebuild your credit rating by providing you with a small credit limit which will increase if handled responsibly.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 29.9% p.a. (variable)
Representative Example:
Annual Rates
Balance Transfers: 29.9% p.a.
Cash Advance: 29.9% p.a.
Standard Features
Credit Limit: £250 - £2000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • Can help to build your credit rating
  • Suitable if your financial situation has been improving
  • Suitable even if you have missed payments or have had CCJs over 12 months ago
  • Manageable credit limits from £250 - £1000

Credit Card Benefits

  • Ideal for new to credit with no or limited credit history
  • Manageable credit limits starting from £250
  • Not recommended if previously missed 3 payments in a row

Credit Card Rewards

  • Barclaycard Freedom is a loyalty scheme like no other, allowing you to automatically earn Reward Money at participating retailers, which you can then redeem against your next transaction at a number of stores within the programme.