Credit Building
Credit Card Comparison

Credit Building Credit Card Comparison - Rebuild your credit history with a specialist credit improving credit card. These cards start with a high APR, but reduce over time if you handle your credit responsibly.

Credit Cards

Editors Choice - Barclaycard Platinum - 0% for 22 months

Not only do Barclaycard offer 0% on Balance Transfers for 22 months, they also offer 0% for first 3 months on any purchases made...

Credit Building Credit Card Comparison

A poor credit score can be a vicious circle - the more applications you make, the worse your score becomes, making it even harder to get approved. Credit building credit cards are specifically designed to help people with poor credit to build their credit score and get back on their feet.

If you are looking for a card to help build up your credit score, the best way to find one is to do a credit building credit card comparison search with Which4U. Here you will find the very best cards on the market along side each other so that you can make that all important decision with the confidence that you have gone for the right card for you. With all of the information on each card presented clearly, you have everything you need to make the right decision to build up you credit score. Once you have decided which card will work best for you, all you have to do is click apply to start the application process.

Please note. If you have suffered from a very poor credit history in the past including recent CCJ's then these cards are not suitable for you, we suggest you look at our Bad Credit Card section.
Click To Beat Your Credit Card In 3 Easy Steps!
ALT_TEXT"
Provider unknown?
click here.
(close)

Barclaycard Initial

Advice

This card will help you rebuild your credit rating by providing you with a small credit limit which will increase if handled responsibly.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 29.9% p.a. (variable)
Representative Example:
Annual Rates
Balance Transfers: 29.9% p.a.
Cash Advance: 29.9% p.a.
Standard Features
Credit Limit: £250 - £2000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • Can help to build your credit rating
  • Suitable if your financial situation has been improving
  • Suitable even if you have missed payments or have had CCJs over 12 months ago
  • Manageable credit limits from £250 - £1000

Credit Card Benefits

  • Ideal for new to credit with no or limited credit history
  • Manageable credit limits starting from £250
  • Not recommended if previously missed 3 payments in a row

Credit Card Rewards

  • Barclaycard Freedom is a loyalty scheme like no other, allowing you to automatically earn Reward Money at participating retailers, which you can then redeem against your next transaction at a number of stores within the programme.