Credit Building
Credit Card Deals

Credit Building Credit Card Deals - Rebuild your credit history with a specialist credit improving credit card. These cards start with a high APR, but reduce over time if you handle your credit responsibly.

Credit Cards

Editors Choice - Barclaycard Platinum - 0% for 22 months

Not only do Barclaycard offer 0% on Balance Transfers for 22 months, they also offer 0% for first 3 months on any purchases made...

Credit Building Credit Card Deals

In normal circumstances, if you have a bad or non-existent credit score you will likely struggle to get a standard credit card. However, many credit card issuers understand that circumstances can change for some people meaning that they are now in a position to use credit sensibly and build a credit rating using a card for credit building credit card.

To find the best credit building credit card deals, compare the available cards with Which4U. Here you will find a comprehensive list of the top credit building credit cards on the market along with all of the information that you need to make an informed decision when applying.

Please note. If you have suffered from a very poor credit history in the past including recent CCJ's then these cards are not suitable for you, we suggest you look at our Bad Credit Card section.
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Barclaycard Initial

Advice

This card will help you rebuild your credit rating by providing you with a small credit limit which will increase if handled responsibly.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 29.9% p.a. (variable)
Representative Example:
Annual Rates
Balance Transfers: 29.9% p.a.
Cash Advance: 29.9% p.a.
Standard Features
Credit Limit: £250 - £2000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • Can help to build your credit rating
  • Suitable if your financial situation has been improving
  • Suitable even if you have missed payments or have had CCJs over 12 months ago
  • Manageable credit limits from £250 - £1000

Credit Card Benefits

  • Ideal for new to credit with no or limited credit history
  • Manageable credit limits starting from £250
  • Not recommended if previously missed 3 payments in a row

Credit Card Rewards

  • Barclaycard Freedom is a loyalty scheme like no other, allowing you to automatically earn Reward Money at participating retailers, which you can then redeem against your next transaction at a number of stores within the programme.