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Credit Cards Credit Card Blog Balance Transfer – Get the Best Deals
Monday, 09 June 2008 15:28

Find the best balance transfer deals at which-credit-card-4U.co.uk

Did you like the look of the balance transfer deal you saw advertised on the television yesterday? 0% interest and a long introductory period followed by a pretty good standard interest rate? Tempted to sign up?

Don’t – at least not until you’ve taken the time to make sure it’s the best deal available. Remember that nearly all the UK’s major credit card providers are competing for your business and most are offering low or 0% interest rates on balance transfers. Credit cards offer a whole range of benefits and, until you’re absolutely sure that you’ve found the one that will work for you, don’t apply for anything.

What’s the best balance transfer credit card for me?

That depends on your current circumstances. If you have a good credit history, you keep your credit card balance low and you’re looking for long-term gain, then you should look at low interest credit cards. They offer far lower standard rates than other cards, whilst also giving you the additional benefits that you’d expect, such as discounts, good credit limits and introductory balance transfer offers.

On the other hand, if you have several credit card balances to transfer and you need a long period at 0% to help you pay off your accumulated debts, you need to be looking for a card that gives you a good introductory period for both balance transfers and purchases. You might also look at cards that don’t currently charge a fee for balance transfers or where you can get cash back when you make purchases.

There are a lot of different balance transfer credit card deals on the UK market and it can be difficult to decide which is the best deal for you. That’s why we’ve established which-credit-card-4U.co.uk. We do the research and the comparisons for you – leaving you free to browse our site and decide which card is right for your situation. We devote an entire section of our site to balance transfer credit card deals, including those from:

  • MBNA Credit Card
  • Virgin Credit Card
  • HSBC Credit Card
  • Barclaycard Credit Card
  • Halifax Credit Card
  • NatWest Credit Card

Our comparisons are updated daily so if there’s any change in the balance transfer rates or benefits offered, you can see them. All you have to do is take a look at the deals on offer and decide which card seems to give you the best deal. Click the “Apply Now” button next to the card to link straight to the provider’s official application form and ask for your new balance transfer credit card today.