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PrePaid Credit Card

Virgin Pay Monthly Mastercard

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Advice

Used as an alternative to credit cards. Simply top up card with cash and spend. Can be used to buy online if you do not have a credit/debit card.

Introductory Offer
Balance Transfer Rate:	N/A
Balance Transfer Fee:	N/A
Purchase Rate:	N/A
Typical APR
Purchases:	N/A
Balance Transfers:	N/A
Cash Advance:	N/A
Standard Features
Credit Limit:	N/A
Interest Free Days:	N/A
On-Line Banking:	Yes
Approval Criteria
100% guaranteed acceptance No bank account needed Available for your family aged 13 and over

Credit Card Benefits

There is a flat monthly fee of £4.75
No monthly charge
Free to top up - This can be done at with cash any Post Office or Online Using a Debit Card.
No transaction fee for purchases in the UK.
A fee of £1.50 isn charged for each cash withdrawal in the UK

Caxtonfx Pre-paid Travel Card

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Advice

You may apply for secondary cards for family members or friends as long as they are 13 or older.

Introductory Offer
Balance Transfer Rate:	N/A
Balance Transfer Fee:	N/A
Purchase Rate:	N/A
Typical APR
Purchases:	N/A
Balance Transfers:	N/A
Cash Advance:	N/A
Standard Features
Credit Limit:	N/A
Interest Free Days:	N/A
On-Line Banking:	Yes
Approval Criteria
You must be over 18 A permanent resident in the UK Hold a current UK debit card

Credit Card Benefits

Convenience - unlike Travellers Cheques you don't need ID to make a purchase or withdraw money
Flexibility - withdraw cash 24/7 from millions of ATM machines worldwide
Control - Reload your card free of charge via Web, Phone or even SMS (Text messaging)

Credit Card Rewards

Free Card, No oversea ATM fees, Free issuance and free POS transactions, No monthly fees, 0% commission, Guaranteed exchange rates, Chip & PIN, Easy to load and use, No fees on purchases when used outside the UK.

Post Office Travel Money Card

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Advice

You can buy a Euro, US Dollar, or Sterling Travel Money Card. Simply load-up and spend!

Introductory Offer
Balance Transfer Rate:	N/A
Balance Transfer Fee:	N/A
Purchase Rate:	N/A
Typical APR
Purchases:	N/A
Balance Transfers:	N/A
Cash Advance:	N/A
Standard Features
Credit Limit:	N/A
Interest Free Days:	N/A
On-Line Banking:	Yes
Approval Criteria
100% Guaranteed Acceptance for everyone

Credit Card Benefits

Convenience - unlike Travellers Cheques you don't need ID to make a purchase or withdraw money
Flexibility - withdraw cash 24/7 from millions of ATM machines worldwide
Security - completely separate from your bank account, helping to protect your identity
Control - load the card from £50 - £2,500 and top up by phone3 or in a branch
Immediate help - if your card is lost or stolen your money is protected; a replacement card can be requested 24/7

Help rebuild your credit history with this card...Cashplus will give you a loan of £59.40. This loan is repaid by debiting your Cashplus card at the rate of £4.95 per month . If all 12 payments have been on time and in full a report of positive handling of credit will be passed to the agencies.

Introductory Offer
Balance Transfer Rate:	N/A
Balance Transfer Fee:	N/A
Purchase Rate:	N/A
Typical APR
Purchases:	N/A
Balance Transfers:	N/A
Cash Advance:	N/A
Standard Features
Credit Limit:	N/A
Interest Free Days:	N/A
On-Line Banking:	Yes
Approval Criteria
100% acceptance guaranteed No credit check

Credit Card Benefits

You can top-up any amount from £10 to £500 for FREE at the Post Office
You can top-up as much as £5,000 a day.
Pay your wages directly into your cashplus prepaid Gold MasterCard® account
You can spend up to the balance on your account subject to a maximum of £500 per day through ATMs and bank counters.
Use at over 25 million retail outlets and over 1 million ATMs
Shop securely online, by phone or in store
Top-up for FREE at 14,500 locations, including any UK Post Office® branch

Bread Pre-Paid Mastercard

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Introductory Offer
Balance Transfer Rate:	N/A
Balance Transfer Fee:	N/A
Purchase Rate:	N/A
Typical APR
Purchases:	N/A
Balance Transfers:	N/A
Cash Advance:	N/A
Standard Features
Credit Limit:	N/A
Interest Free Days:	N/A
On-Line Banking:	Yes
Approval Criteria
100% guaranteed acceptance No bank account needed You must have a valid UK passport or Driver License You must have a UK Delivery address

Credit Card Benefits

The Bread Card is issued by Newcastle Building Society

Provident Pre-Paid Visa Card

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Advice

Provident Visa Debit Cards are an extension of their loan service. Instead of receiving your loan in the form of cash or a cheque, you receive it as a credit onto your own Visa Debit card.

Introductory Offer
Balance Transfer Rate:	N/A
Balance Transfer Fee:	N/A
Purchase Rate:	N/A
Typical APR
Purchases:	N/A
Balance Transfers:	N/A
Cash Advance:	N/A
Standard Features
Credit Limit:	N/A
Interest Free Days:	N/A
On-Line Banking:	Yes
Approval Criteria
You must at least 18 years of age Proof of Identification Required No Credit Check needed

Credit Card Benefits

Cards are available in values of £300
£300 is then repaid in instalments...E.g. 56 weekly repayments of £9 - Total amount payable £504.
Typical 254.5% APR
It works in exactly the same way as a Provident loan where your Agent will collect your repayments each week at a time convenient for you.
You can use your card the same a any other debit card
You can withdraw cash from cash machines and banks
You'll have your very own PIN (Personal Identification Number) to make sure only you can use it
You can check your balance; so that you always stay in control of your finances.

Prepaid Cards Explained

What are Prepaid Credit Cards?

The prepaid card can be used for:
Buying groceries and fuel
paying for goods and services abroad
Topping up your mobile phone
Internet shopping
Paying utility bills
Transferring money to friends and family both in the UK and overseas
Withdrawing cash from an ATM

What are the benefits of using a prepaid card?

Applicants do not have to go through a credit check
They are an ideal budget solution for yourself or your children allowing spending to be monitored, and they offer statements to provide a full breakdown of card transactions
You cannot get into debt with a prepaid card as there are no overdrafts or credit limits
Most providers offer prepaid cards that are accepted at ATMs worldwide.
Prepaid cards are very similar to store gift cards or a prepaid mobile phone SIM cards, following the top-up concept that does not allow balances to be exceeded when making purchases.
Users are able to load money onto the cards at a number of places which include banks, Post Offices, at Payzones or PayPoint terminals, bank transfers, through your employer or even using credit cards.
Purchases can be made in the same way as any other credit or debit card using chip and pin technology or signature. The total amount of the transaction will be taken from your card immediately on completing the transaction.

What should I be aware of?

Before signing up to a prepaid card you must ensure you have read the terms and conditions, noting any fees involved. Some providers charge a fee for opening an account, but this amount is later credited to the card. Some cards will also charge to withdraw cash, so these are all things you need to find out before deciding if a prepaid card is right for you.

See our range of Prepaid Cards above

Credit Cards - Top 10 PrePaid Credit Cards | Compare Pre Paid Credit Cards

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Bread Crumb Trail

Virgin Pay Monthly Mastercard

Advice

Credit Card Benefits

Caxtonfx Pre-paid Travel Card

Advice

Credit Card Benefits

Credit Card Rewards

Post Office Travel Money Card

Advice

Credit Card Benefits

CashPlus Pre-Paid Mastercard

Advice

Credit Card Benefits

Bread Pre-Paid Mastercard

Credit Card Benefits

Provident Pre-Paid Visa Card

Advice

Credit Card Benefits

Prepaid Cards Explained

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