Compare 0% Purchase

0% purchases is a term used to describe a useful feature incorporated into most credit cards and is used to spread the cost of purchases over an extended period of time. 0% purchases cards generally come with an introductory period on interest free retail purchases, allowing the user to make payments upfront and pay for them later.

0% purchases can be very useful, but you must always remember to pay at least the minimum required payment each month. This will ensure that you avoid paying any interest of the money borrowed, and will also help the debt to be paid off faster.

This feature is ideal for someone who wants to make a big purchase, with the pressure of paying for it all at once to be lifted, so the payment can be spread over several months.