First Direct
ISA Review
Compare First Direct ISAs – read our review and compare the features and benefits available from First Direct. Find an ISA that suits you and make the most of your annual tax-free savings.
First Direct ISAs offer a range of fantastic features and benefits, helping you to get the best from your tax free allowance.
Whether you're looking to transfer a lump sum to a First Direct ISA to earn more from the great rates offered, or you want to kick-start your savings through making regular deposits throughout the tax year, First Direct have an individual savings account solution to suit your saving needs.
If you require access to your ISA, First Direct have an account that allows to enjoy instant access to your money via its online and telephone and postal services, giving you the freedom to manage your account and stay on top of your savings plan.
The standard features found in all First Direct ISAs are as follows:
- save up to £5,640 tax-free per tax year (running from 6 April to 5 April)
- start saving from as little as £1
- transfer your existing ISA balances held with other providers, from previous or current tax years.
- online statements
- no maximum limits on the amount transferred to a First Direct cash ISA from another cash ISA held with another provider
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Min
£1,000
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Max
£5,640
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Rate includes a 2.35% AER bonus until 30/11/2013
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Min
£1
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Max
£5,640
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Flat rate, with no bonus period included
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Min
£1
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Max
£5,640
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Rates includes 1.65% AER bonus for 1st 18 months
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- Earn a variable rate of 2.65% AER/tax-free.
- This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
- Interest paid annually on the 31st March.
- Save up to £5,640 per tax year.
- Make withdrawals from as little as £1.
- Set up regular payments into your ISA from your current account.
- Manage your Cash ISA Saver through Internet Banking if you're registered.
- You can transfer your existing ISA into us, with our ISA transfer form.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Deposit £1000+ and get 3.35% AER (variable) tax-free including a fixed 2.35% AER bonus interest rate, paid until 30th November 2013
- Deposit £1-£999 and get 0.25% AER only.
- Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
- However, you will need to open your account online today with at least £1,000.
- You will receive a welcome letter with everything you need to manage your account by post.
- Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
- Minimum balance £1
- Maximum balance £2,000,000
- Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
First Direct News
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In what may mark the beginning of the end for free banking as we know it, online bank, first direct, is writing to all its customers over the
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Wed 15th Nov, 2006
