Halifax Bank Accounts Review

Compare Halifax Bank Accounts – read our review and compare the features and benefits available from Halifax. Make an informed decision to find a Bank Account that suits you.

Halifax provides an impressive range of current accounts, offering a number of features and benefits making your everyday banking experiences more satisfying and rewarding.

Each account has been designed to corner a specific section of the banking market, so you can browse these great accounts to find your match. Whether your looking to benefit from exclusive services such as Worldwide travel insurance for you and your family, breakdown cover, mobile phone insurance, card protection home emergency cover and more, Halifax current accounts have something for you.

All Halifax bank accounts come with a Visa debit card, making payments easy and making sure you're never far from your money. You can manage your Halifax current account online or by telephone 24/7, allowing you to carry out a number of banking tasks, from checking recent transactions to transferring money to an external account.

The Halifax Ultimate Reward Current Account (URCA) product has been awarded a Defaqto 5* award for the Mobile Phone Insurance aspect of its reward offering.

Defaqto are completely independent, ensuring an unbiased product view, making this a great result for Halifax.

Halifax Reward Current Account


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Account Description

  • Start your switch by 22/03/2016 to get £125, when you use the Current Account Switch Service and close your account held elsewhere. If you've had cashback for switching since January 2012, you won't get it again. Account terms and conditions apply.
  • Get £5 each month you pay in £750+, pay out two different direct debits and stay in credit.
  • This account offers an overdraft facility (subject to status). Daily fee will be:
  • -£1 per day – if you use a planned overdraft up to and including £1,999.99
  • -£2 per day – if you use a planned overdraft from £2,000 up to and including £2,999.99
  • -£3 per day – if you use a planned overdraft from £3,000 and above
  • -£5 per day – if you use an unplanned overdraft
  • Access to an extensive branch network
  • 24/7 Online Banking Access
  • To apply you must be at least 18 years old and a resident in the UK

Representative Example

If you use a planned overdraft of £1,200, then Halifax will charge you £1 a day when you use it. Overdrafts are subject to status.