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Halifax Credit Cards Review

Halifax is one of the few credit card providers that offer low introductory rates on both balance transfers and purchases for considerable periods. This allows customers to stick to a single credit card that can cater for all of their needs.

Halifax also offer a student credit card. The rates on this card may not seem as attractive as other Halifax credit cards, but this is due to the lack of credit history the average student has, together with low or no income.

Halifax All In One

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Introductory Offer
Balance Transfer Rate: 0% p.a. for 9 months
Balance Transfer Fee: 3%
Purchase Rate: 0% p.a. for 9 months
Typical APR
Purchases: 15.9% p.a.
Balance Transfers: 15.9% p.a.
Balance Transfer Fee: 3% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You are a permanent resident/citizen of the UK
  • You have NOT been declined for a Halifax or Bank of Scotland Credit Card in the last 6 months
  • You DO NOT any CCJs or have been made Bankrupt
  • You have NOT missed payments on your current store cards, credit cards, loans or mortgages
  • You ARE in employment (receiving an annual salary)
  • You can provide a telephone number that you can be contacted on

Halifax News

Halifax All In One 'an effective credit card'
Britons wishing to get to grips with money management could do worse than to opt for the Halifax All In One Credit Card, according to one writer. John Fitzsimon points out ...
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Fri 19th Jun, 2009
Halifax reports on 'secret' credit cards
Research carried out by Halifax Credit Cards reveals that there are currently 217,000 credit cards kept secret fr ...
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Wed 6th May, 2009
Halifax and Bank of Scotland increase credit card rates
Credit card customers at both the Bank of Scotland and Halifax are seeing an increase in the amount of interest they are charged. Despite a string of base rate cuts over recent mo ...
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Wed 8th Apr, 2009
Halifax launches online credit card deal
Details of a new credit card have been unveiled by Halifax. And as people look to get to grips with their money management as the new year gets underway, the financial services firm claims that its All-In-One credit card could assist with clearin ...
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Tue 20th Jan, 2009
Halifax cuts 12 month credit card deal to only 3
Halifax/Bank of Scotland has cut the 0% term on its 'One' credit card for purchases from 12 months to only 3 months. ...
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Sun 20th Nov, 2005

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