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Compare Halifax Credit Cards

Compare Halifax credit cards – read our review and compare the features and benefits available from Halifax. We can help you to make an informed decision and find a card that suits you.

Halifax Credit Cards Review

Halifax is one of the few credit card providers that offer low introductory rates on both balance transfers and purchases for considerable periods. This allows customers to stick to a single credit card that can cater for all of their needs.

Halifax also offer a student credit card. The rates on this card may not seem as attractive as other Halifax credit cards, but this is due to the lack of credit history the average student has, together with low or no income.
Introductory Offer
Balance Transfer Rate: 0% p.a. for 10 months
Balance Transfer Fee: 3%
Purchase Rate: 0% p.a. for 10 months
Typical APR
Purchases: 15.9% p.a.
Balance Transfers: 15.9% p.a.
Balance Transfer Fee: 3% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You are a permanent resident/citizen of the UK
  • You have NOT been declined for a Halifax or Bank of Scotland Credit Card in the last 6 months
  • You DO NOT any CCJs or have been made Bankrupt
  • You have NOT missed payments on your current store cards, credit cards, loans or mortgages
  • You ARE in employment (receiving an annual salary)
  • You can provide a telephone number that you can be contacted on
Introductory Offer
Balance Transfer Rate: 0% p.a. for 13 months
Balance Transfer Fee: 3%
Purchase Rate: 0% p.a. for 3 months
Typical APR
Purchases: 16.9% p.a.
Balance Transfers: 16.9% p.a.
Balance Transfer Fee: 3% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You are a permanent resident/citizen of the UK
  • You have NOT been declined for a Halifax or Bank of Scotland Credit Card in the last 6 months
  • You DO NOT any CCJs or have been made Bankrupt
  • You have NOT missed payments on your current store cards, credit cards, loans or mortgages
  • You ARE in employment (receiving an annual salary)
  • You can provide a telephone number that you can be contacted on

Halifax News

Halifax introduces credit card bonus for current account customers
Halifax has introduced a new bonus scheme for people looking for a credit card. ...
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Wed 11th Aug, 2010
Halifax maintains student current account deal
Halifax has announced its intention to keep its specialist student current account deal on offer for 2010-11. ...
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Wed 4th Aug, 2010
Halifax launches new credit card
Halifax has today (July 7th) announced the launch of a new credit card. ...
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Wed 7th Jul, 2010
Mortgages account for 41% of household bills, says Halifax
Homeowners planning their monthly budget might be surprised to hear Halifax has discovered 41 per cent of their outgoings may be spent on mortgage costs. ...
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Tue 29th Jun, 2010
Halifax All In One 'an effective credit card'
The Halifax All In One Credit Card is a particularly effective credit card, it has been claimed. ...
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Fri 19th Jun, 2009