Halifax
Fixed Rate Bonds Review
Compare Halifax Fixed Rate Bonds – read our review and get a detailed breakdown of the terms and rates Halifax offer. Make an informed decision and find a Fixed Rate Bond to suit your savings needs.
Halifax fixed rate bonds offer savers an alternative to instant access savings accounts by fixed the interest rate paid on balances over an agreed term, providing a predictable income whilst encouraging you to leave your money to grow.
By fixing the rate you can protect your investment from lowering rates reflected by cuts made to the Bank of England Base rate. This effectively means that you could be earning well above any rates paid to new customers throughout the life of your bond.
Halifax offer a range of bonds designed to suit all types of savers, with terms lasting from 3 months to 5 years, and initial deposits accepted from £500 to £9 million per account.
With Halifax fixed term bonds you can manage your account 24 hours a day 7 days a week with Halifax's online banking facilities.
Before opening a fixed rate bond it is important to be sure that you are in a good enough financial position to lock your money away for a chosen period of time. You have to remember that Halifax does not allow early withdrawals or additional deposits after opening an account.
- Save for 1 year
- Fixed interest rates of 2.75% AER/Gross*.
- Save from £10,000 up to £5,000,000
- No withdrawals are allowed.
- Rate is fixed for the term of the deposit.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Online applications only
- 1.50% AER/Gross p.a. (fixed) - Interest rate fixed until 18 June 2014
- Existing Customers only - You will need to have a NatWest current account or instant access savings account (excluding all cash ISA accounts) from which to pay into your bond and for the payment of interest
- Easy application - as the application can be completed quickly online when you have a nominated account. Single account application only
- Save from £2,000- the maximum is £1,000,000
- Simple- Fixed Rate Bond: Internet Only Edition has one rate of interest which starts once the bond account is opened and your funds are in
- If you change your mind about opening your Fixed Rate Bond you have a 14-day period from the date your Bond has been opened, in which to contact us to cancel your Bond without incurring an interest charge
- No partial withdrawals or additional deposits are allowed - you may close your Fixed Rate Bond prior to the maturity date by providing a written instruction to your branch, and giving 35 days’ notice. There will be an interest charge equivalent to 90 days' gross interest
- You may close your Fixed Rate Bond in the event of death or involuntary redundancy. In those circumstances, an interest charge will not apply. 35 days notice will still be required
- At maturity, we will automatically reinvest your deposit for you into a new Fixed Rate Bond of the same term and interest frequency, unless you tell us otherwise
- Limited offer - may be withdrawn at anytime
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Available Online Only.
- Deposit between £1,000 to £250,000 for TWO YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
- Annual or Monthly interest options available.
- Sole or Joint Accounts.
- Restricted to UK residents 18 years or older.
- No additional deposits, withdrawals or closure during term.
- Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Available Online Only.
- Deposit between £1,000 to £250,000 for THREE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
- Annual or Monthly interest options available.
- Sole or Joint Accounts.
- Restricted to UK residents 18 years or older.
- No additional deposits, withdrawals or closure during term.
- Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Available Online Only.
- Deposit between £1,000 to £250,000 for FIVE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
- Annual or Monthly interest options available.
- Sole or Joint Accounts.
- Restricted to UK residents 18 years or older.
- No additional deposits, withdrawals or closure during term.
- Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Minimum deposit £10,000
- No partial withdrawals are permitted throughout the 3 year term
- Interest paid monthly, quarterly or annually
- Application deadline: 15th February 2013 (We need to receive your application one working day before this date).
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Guaranteed rate of interest for full term of product
- Minimum deposit of £2,000
- Interest payable monthly or on maturity
- Penalty for early withdrawal
- Available as sole or joint accounts
- Must be UK resident and 18 years of age or older
- Must have an account with an existing UK bank
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Guaranteed rate of interest for full term of product
- Minimum deposit of £2,000
- Penalty for early withdrawal
- Available as sole or joint accounts
- Up to £85,000 per depositor is protected by FSCS
- Must be UK resident and 18 years of age or older
- Must have an account with an existing UK bank
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Guaranteed rate of interest for full term of product
- Minimum deposit of £2,000
- Penalty for early withdrawal
- Available as sole or joint accounts
- Up to £85,000 per depositor is protected by FSCS
- Must be UK resident and 18 years of age or older
- Must have an account with an existing UK bank
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
- Fast and easy setup - open an account, complete identity checks and move your money in minutes
- Accessible - open an account with just £1,000
- Easy to manage - do it online, by phone or by post
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Halifax News
-
House prices rose in December, but they will stagnate in 2013, says the Halifax Building Society.
Prices rose by 1.3% between November and
...
Tue 8th Jan, 2013
-
A prize draw by Halifax is set to give away over £1million in prizes in June.
The Halifax Savings Prize Draw normally allocates around 1,100
...
Wed 4th Apr, 2012
-
There is a strong link between savings balances and house prices, it is claimed. A strong link exists between the amount of money people have in
...
Wed 27th Jul, 2011
-
Halifax has announced the launch of a new ISA. People with Halifax savings who are looking into the best ISA rates available in the UK may wish
...
Tue 1st Mar, 2011
-
People could be losing out on up to £49 million, Halifax has said. The majority of ISA customers who topped up their savings account in the
...
Thu 7th Oct, 2010
