Halifax
Fixed Rate Bonds Review

Compare Halifax Fixed Rate Bonds Compare Halifax Fixed Rate Bonds – read our review and get a detailed breakdown of the terms and rates Halifax offer. Make an informed decision and find a Fixed Rate Bond to suit your savings needs.

Halifax fixed rate bonds offer savers an alternative to instant access savings accounts by fixed the interest rate paid on balances over an agreed term, providing a predictable income whilst encouraging you to leave your money to grow.

By fixing the rate you can protect your investment from lowering rates reflected by cuts made to the Bank of England Base rate. This effectively means that you could be earning well above any rates paid to new customers throughout the life of your bond.

Halifax offer a range of bonds designed to suit all types of savers, with terms lasting from 3 months to 5 years, and initial deposits accepted from £500 to £9 million per account.

With Halifax fixed term bonds you can manage your account 24 hours a day 7 days a week with Halifax's online banking facilities.

Before opening a fixed rate bond it is important to be sure that you are in a good enough financial position to lock your money away for a chosen period of time. You have to remember that Halifax does not allow early withdrawals or additional deposits after opening an account.

Halifax 1 Year Fixed Rate Online Saver

Features

Interest Rate:
2.50% AER
Minimum Balance:
£500
Monthly Fee:
£0

Account Description

  • Account gives you a great rate of 2.50% AER
  • You can open an account with just £500.
  • The maximum balance is £9,000,000.
  • Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
  • On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Halifax 2 Year Fixed Rate Online Saver

Features

Interest Rate:
3.75% AER
Minimum Balance:
£500
Monthly Fee:
£0

Account Description

  • Account gives you a great rate of 3.75% AER
  • You can open an account with just £500.
  • The maximum balance is £9,000,000.
  • Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
  • On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Halifax 3 Year Fixed Rate Online Saver

Features

Interest Rate:
4.10% AER
Minimum Balance:
£500
Monthly Fee:
£0

Account Description

  • Account gives you a great rate of 4.10% AER
  • You can open an account with just £500.
  • The maximum balance is £9,000,000.
  • Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
  • On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Halifax 4 Year Fixed Rate Online Saver

Features

Interest Rate:
4.15% AER
Minimum Balance:
£500
Monthly Fee:
£0

Account Description

  • Account gives you a great rate of 4.15% AER
  • You can open an account with just £500.
  • The maximum balance is £9,000,000.
  • Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
  • On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Halifax 5 Year Fixed Rate Online Saver

Features

Interest Rate:
4.25% AER
Minimum Balance:
£500
Monthly Fee:
£0

Account Description

  • Account gives you a great rate of 4.25% AER
  • You can open an account with just £500.
  • The maximum balance is £9,000,000.
  • Great fixed rates of interest - so you are protected against changes in interest rates and know exactly what you'll earn.
  • On maturity you'll still get a good rate as your savings and interest are transferred into the Variable Rate Web Saver (which is opened at the same time as your Fixed Rate account).
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

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