Halifax
ISA Review

Compare Halifax ISAs – read our review and compare the features and benefits available from Halifax. Find an ISA that suits you and make the most of your annual tax-free savings.

Halifax offers market leading Individual Savings Accounts (ISA) with interest rates well above the Bank of England Base rate. Club this together with the fact that your interest is tax-free, and you will see why ISA's are the first place to go when looking for a savings account.

You can open a Halifax ISA with as little as £1, and can invest up to the maximum annual cash ISA limit of £5,640 per tax year. You can access your cash if required, but it is recommended that you leave it to grow, as you cannot replace your withdrawals back into your account without using more of your allowance  up.

With Halifax fixed rate bonds, you can manage your savings 24 hours a day using the online service, or by phone.

Top 5 ISA products

Provider
Account
AER
ISA Transfers In
Notice
Deposit Per Year
Apply
1.30%
Yes
Instant
Min £10
Max £5,940
1.29%
Yes
Instant
Min £1
Max £5,940
1.00%
Yes
Instant
Min £1
Max £5,940
No withdrawal penalties. Transfer your existing ISA balances to this ISA.
1.00%
Yes
Instant
Min £1
Max £5,940
No withdrawal penalties. Transfer your existing ISA balances to this ISA.

Natwest Cash ISA

NatWest
  • Save from £1 and save up to £5,940 per tax year (£15,000 from July 2014)
  • Earn 1.0% AER to 1.5% AER depending on deposit:
  • £25,000+ = 1.5% AER
  • £1 - £24,999+ = 1.0% AER
  • Instant access to your funds with no penalties
  • Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
  • Manage your ISA by Phone, post, in branch and online
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Scottish Widows e-Cash ISA

Scottish Widows
  • Minimum balance £10
  • Annual cash ISA limit is £5,940 (2014-15)
  • No notice period or penalties for withdrawals
  • Transfers from other cash ISAs accepted

Barclays Instant Cash ISA

Barclays
  • Earn 1.29% AER /1.28% tax-free pa 1 on balances of £1 to £14,999
  • Earn 1.39% AER /1.38% tax-free pa on balances of £15,000 to £29,999
  • Earn 1.49% AER /1.48% tax-free pa on balances of £30,000 and over
  • Rates are variable
  • Save from £1 to £5,940 in the 2014/2015 tax year. The allowance increases to £15,000 in July 2014.
  • Include your Instant Cash ISA – Issue 1 in a Barclays offset mortgage arrangement
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

RBS Cash ISA

RBS
  • Save from £1 and save up to £5,940 per tax year (£15,000 from July 2014)
  • Earn 1.0% AER to 1.5% AER depending on deposit:
  • £25,000+ = 1.5% AER
  • £1 - £24,999+ = 1.0% AER
  • Instant access to your funds with no penalties
  • Monthly tax-free interest – RBS can pay the interest into your Cash ISA Plus or another RBS account.
  • Manage your ISA by Phone, post, in branch and online
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme