Hiscox Insurance

Compare a range of financial products and services available exclusively through the Hiscox. Read our section reviews, find a product that's right for you and apply online.

Hiscox is an international insurance specialist that has underwritten a diverse range of personal and commercial insurance risks. Hiscox has a long history and broad expertise in specialist home insurance cover for both homes and their contents, providing great home insurance cover to more than 40,000 homes in the UK alone.

As well as personal insurance, Hiscox also provide an extensive range of business insurance products, allowing businesses to tailor their level of cover to suit their needs. Hiscox business insurance is currently used by over 70,000 SMEs, professionals and consultants across the UK.

Claims service is a significant part of Hiscox and strives to offer fair claims handling that is based on common sense. Who they insure remains just as important as what they insure. Hiscox don’t behave like your average insurance company while priding itself in providing an extraordinary quality of service.

Choose from Professional indemnity, Public liability, Employers’ liability, Personal accident, E-risks, Office contents and computers, Portable equiptment e.g. laptops, Legal expenses, Business interruption and Buildings to create one all inclusive policy.

Hiscox believe that by specialising on its key areas of strength and expertise, it is able to insure  risks that many other companies would find too complex or unusual to cover.

No two businesses are the same-  that’s why at Hiscox they work hard to understand the specific risks your business faces so you can choose insurance that’s right for your needs. That’s one of the reasons Start Your Business magazine voted Hiscox ‘Best Small Business Insurance Provider’ in the Start Your Business Awards 2009.

You can tailor your own specialist cover to create a flexible policy suited to your business. Choose from a range of covers to create an all-inclusive package:

  • Professional indemnity
  • Public liability
  • Employers’ liability
  • Personal accident
  • E-risks
  • Office contents and computers
  • Portable equiptment e.g. laptops
  • Legal expenses
  • Business interruption
  • Buildings



Happily increase your claim excess? Hiscox will happily reduce the premium.

And you’ll still get all this included as standard:

- Accidental loss and damage cover for buildings and contents

- 24 hour home emergency cover for domestic emergencies like blocked drains; up to £500 parts and labour and no excess to pay

- Jewellery and other valuable items worth up to £15,000 are covered without the need to list them individually

- Worldwide cover for theft, loss and damage of your possessions when you take them away temporarily from home

- Hiscox buildings and contents insurance also covers your garden, including furniture, bikes and sheds.


Hiscox is a Which? Recommended Provider of home insurance and has been awarded 5 stars by independant researchers. Defaqto, for the past 5 years in a row.