HSBC Credit Cards provide customers with some great features and benefits which include competitive APR variable rates, 0% introductory periods on purchases and balance transfers, up to 56 interest free days, and a free additional card for a family member or partner, giving you a great credit solution that is flexible and conventient to use.
All HSBC Credit Cards also come with an online bank account that can be accessed over the internet, giving you the convenience to manage your account 24 hours a day, 7 days a week. If you prefer a different service you can use Citi's phone banking service, or visit a Citibank branch.
HSBC offers an award winning business credit card, designed to benefit your business with up to 10 free cards, each with a minimum credit limit of £500, and a maximum negotiated by yourself and HSBC.
The payment options that come with an HSBC Business credit card are flexibility, allowing you to choose between full or partial repayment.
You can benefit from interest free to statement date for new transactions including cash withdrawals of up to £500 per cardholder per day.
Your HSBC business credit card will be accepted worldwide wherever you see the Visa symbol.
You can manage your account and monitor transactions via your Business Internet Banking service.
HSBC operates 'Zero fraud liability' which means your business is liable for any online transactions undertaken without your authority.
You can also benefit from discounted car and commercial van hire through Hertz, access to a professional business travel service through BTI Hogg Robinson, and free membership to Global Calling Card Service through World Telecom.
HSBC Savings accounts cover a vast range of features and benefits, designed to meet a wide variety of saving needs. This is why you will always find an HSBC savings accounts that matches your needs.
Whether you're looking to open an instant access savings account to make regular monthly deposits, or you have a lump sum to invest and are happy to limit withdrawals to benefit from bonuses, HSBS has several great accounts paying high rates of interest to help you to reach your saving goals.
As well as a range of regular savings accounts, HSBC also provide specialist savings accounts designed for children aged between 7 and 17 years, offering an excellent place to start saving pocket money.
HSBC is a member of the Financial Services Compensation Scheme, offering free protection on up to £85,000 per individual. This provides savers with peace of mind, especially after the financial turmoil seen during 2008/09.
HSBC Fixed Rate Bonds give savers an excellent alternative to regular savings accounts. Through fixing the term and the interest rate, you are able to calculate exactly how much money you will earn at the end of the term. What's more, this return is guaranteed, providing you with a regular predictable income.
To open an HSBC fixed rate bond you must first decide on the period of time you want to lock your money away for, then make a lump sum deposit between £2,000 and £49,999. That's it! Now you can sit back and watch your money grow.
HSBC Business Current Accounts are designed to suit all types of businesses, big or small, helping you to find a suitable account to handle your day-to-day business finances with ease.
With an HSBC business current account you will have Access HSBC's network of over to over 1,500 branches offering full counter service. You will also be eligible to seek advice from business specialists in branch, there to provide you with business help and guidance.
HSBC gives you the freedom to manage your business finances on the internet, by telephone, by text message banking or in branch. You will also receive regular paper statements sent monthly, or you may wish to reduce this to save papHSBC gives you the freedom to manage you business financeer.
With an HSBC Business Bank Account you will have exclusive access to a comprehensive range of complementary business products such as savings, business insurance, loans, overdrafts, card processing and commercial mortgages.
HSBC Business Savings Accounts not only provide a great place to save your surplus funds, but thanks to its global knowledge and experience, HSBC can offer help and advice, driving your business forward.
Whether you're looking for an instant access savings accounts with no fees or penalties, offering the flexibility to make unlimited deposits and withdrawals, or you would rather opt for a fixed rate account offering higher rates but without access during the term, HSBC business savings accounts have a perfect match for your business.
Interest is calculated daily based on cleared funds, and paid either monthly or quarterly, with higher rates paid for larger balances. If you leave your business savings untouched for a month or more, all of your funds will automatically move up a tier to the next interest band. Do the same for 2 months and your balance will be subject to the next higher tier, earning you even more interest.
It takes less than 2 minutes to apply for an HSBC Business Account if you are an existing customer and once opened, you can manage your account via the internet, telephone and branch.