HSBC
Credit Cards Review

Compare HSBC Credit Cards Compare HSBC credit cards – read our review and compare the features and benefits available from HSBC. We can help you to make an informed decision and find a card that suits you.

HSBC Credit Cards provide customers with some great features and benefits which include competitive APR variable rates, 0% introductory periods on purchases and balance transfers, up to 56 interest free days, and a free additional card for a family member or partner, giving you a great credit solution that is flexible and conventient to use.

All HSBC Credit Cards also come with an online bank account that can be accessed over the internet, giving you the convenience to manage your account 24 hours a day, 7 days a week. If you prefer a different service you can use Citi's phone banking service, or visit a Citibank branch.

HSBC Credit Card

Introductory Offer
Balance Transfer Rate: 0% p.a. for 23 months
Balance Transfer Fee: 3.3%
Purchase Rate: 0% p.a. for 3 months
Representative APR
Purchases: 17.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 16.9% (variable) your Representative APR will be 16.9% (variable).
Annual Rates
Balance Transfers: 17.9% p.a.
Cash Advance: 24.7% p.a.
Standard Features
Credit Limit: Subject Status
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • YOU MUST BE AN EXISTING HSBC CUSTOMER TO APPLY FOR THIS OFFER!
  • You have an HSBC current account, pay more than £500 monthly into your current account and have a salary of £8,500 or more.
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You have been a permanent resident/citizen of the UK for atleast the last 3 years
  • You have a bank or building society account

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