HSBC Fixed Rate Bonds Review

Compare HSBC Fixed Rate Bonds – read our review and get a detailed breakdown of the terms and rates HSBC offer. Make an informed decision and find a Fixed Rate Bond to suit your savings needs.

HSBC Fixed Rate Bonds give savers an excellent alternative to regular savings accounts. Through fixing the term and the interest rate, you are able to calculate exactly how much money you will earn at the end of the term. What's more, this return is guaranteed, providing you with a regular predictable income.

To open an HSBC fixed rate bond you must first decide on the period of time you want to lock your money away for, then make a lump sum deposit between £2,000 and £49,999. That's it! Now you can sit back and watch your money grow.

Top 5 Fixed Rate Bonds products

Provider
Account
AER
Interest Paid
Min Bal
Apply
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Investment is through Self-Selected unsecured Peer-to-Peer business loans.
6.10%
Fixed term for 3 years
Monthly
£20
Investment is through Peer-to-Peer loans secured against property.
6.00%
Fixed term for 5 years
On Maturity
£10
Investment is through Peer-to-Peer loans secured against property.
5.85%
Fixed term for 4 years
On Maturity
£10
Investment is through Peer-to-Peer loans secured against property.
4.25%
Fixed term for 3 years
On Maturity
£10
Investment is through Peer-to-Peer loans secured against property.
3.00%
Fixed term for 1 Year
On Maturity
£10

Lloyds Bank International 1 Year Bond

Lloyds Bank
  • Save for 1 year
  • Fixed interest rates of 2.75% AER/Gross*.
  • Save from £10,000 up to £5,000,000
  • No withdrawals are allowed.
  • Rate is fixed for the term of the deposit.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Sainsburys 2 Year Fixed Rate Saver

Sainsbury's
  • Make one deposit between £5,000 and £50,000
  • A good return on your savings with no withdrawals permitted
  • Interest is paid annually or monthly directly into your nominated account
  • Easy to apply and manage online
  • The Sainsbury's Fixed Rate Saver Account is a limited offer and may be withdrawn at anytime.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Sainsburys 1 Year Fixed Rate Saver

Sainsbury's
  • Make one deposit between £5,000 and £50,000
  • A good return on your savings with no withdrawals permitted
  • Interest is paid annually or monthly directly into your nominated account
  • Easy to apply and manage online
  • The Sainsbury's Fixed Rate Saver Account is a limited offer and may be withdrawn at anytime.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Vanquis Bank 3 Year Fixed Rate Bond

Vanquis
  • Available Online Only.
  • Deposit between £1,000 to £250,000 for THREE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
  • Annual or Monthly interest options available.
  • Sole or Joint Accounts.
  • Restricted to UK residents 18 years or older.
  • No additional deposits, withdrawals or closure during term.
  • Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Vanquis Bank 5 Year Fixed Rate Bond

Vanquis
  • Available Online Only.
  • Deposit between £1,000 to £250,000 for FIVE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
  • Annual or Monthly interest options available.
  • Sole or Joint Accounts.
  • Restricted to UK residents 18 years or older.
  • No additional deposits, withdrawals or closure during term.
  • Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Aldermore 1 Year Fixed Rate Bond

Aldermore
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Easy to manage - do it online, by phone or by post
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Vanquis Bank 4 Year Fixed Rate Bond

Vanquis
  • Available Online Only.
  • Deposit between £1,000 to £250,000 for THREE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
  • Annual or Monthly interest options available.
  • Sole or Joint Accounts.
  • Restricted to UK residents 18 years or older.
  • No additional deposits, withdrawals or closure during term.
  • Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Aldermore 4 Year Fixed Rate Bond

Aldermore
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Easy to manage - do it online, by phone or by post
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Aldermore 5 Year Fixed Rate Bond

Aldermore
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Easy to manage - do it online, by phone or by post
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Aldermore 3 Year Fixed Rate Bond

Aldermore
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Easy to manage - do it online, by phone or by post
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Funding Circle 3 Year Fixed Rate Bond

Funding Circle
  • You can choose the businesses you would like to lend to
  • Simple and easy online access
  • Lend from as little as £20
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment..

Wellesley 1 Year Fixed Rate Bond

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

Wellesley 3 Year Fixed Rate Bond

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

Wellesley 4 Year Fixed Rate Bond

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

Wellesley 5 Year Fixed Rate Bond

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

Axis Bank UK 1 Year Fixed Rate Bond

  • Minimum investment £10,000
  • Maximum investment £200,000
  • Eligibility: Individuals who are 18 years of age and older having satisfactory identity and address verification documents as per Axis Bank UK’s policies.
  • Standing orders: Can be set up for auto renewal, interest and maturity payouts.
  • Premature Withdrawal: Not allowed
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Axis Bank UK 2 Year Fixed Rate Bond

  • Minimum investment £10,000
  • Maximum investment £200,000
  • 2.00% AER for Deposits between £10,000 00 200,000
  • Eligibility: Individuals who are 18 years of age and older having satisfactory identity and address verification documents as per Axis Bank UK’s policies.
  • Standing orders: Can be set up for auto renewal, interest and maturity payouts.
  • Premature Withdrawal: Not allowed
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Axis Bank UK 3 Year Fixed Rate Bond

  • Minimum investment £10,000
  • Maximum investment £200,000
  • Eligibility: Individuals who are 18 years of age and older having satisfactory identity and address verification documents as per Axis Bank UK’s policies.
  • Standing orders: Can be set up for auto renewal, interest and maturity payouts.
  • Premature Withdrawal: Not allowed
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

SBI UK 1 Year Fixed Rate Bond

  • Minimum deposit amount of £10,000
  • Interest paid on balances above £10,000 and below £1,000,000
  • Account managed online or by visiting our branch
  • Interest paid on a monthly basis
  • Debit card provided only to the primary account holder if requested
  • Available to an individual, 18 years or over, who is ordinarily resident in the UK for tax purposes and has a permanent UK address
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

SBI UK 5 Year Fixed Rate Bond

  • Minimum deposit amount of £10,000
  • Interest paid on balances above £10,000 and below £1,000,000
  • Account managed online or by visiting our branch
  • Interest paid on a monthly basis
  • Debit card provided only to the primary account holder if requested
  • Available to an individual, 18 years or over, who is ordinarily resident in the UK for tax purposes and has a permanent UK address
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme