HSBC
ISA Review
Compare HSBC ISAs
Compare HSBC ISAs – read our review and compare the features and benefits available from HSBC. Find an ISA that suits you and make the most of your annual tax-free savings.
As an incentive to encourage people to save, the government agreed to give every individual in the UK the potential to benefit from tax free savings. Each saver is limited to £10,680 per tax year, so this is the first avenue you should explore when considering a place to start your savings off.
HSBC Cash ISAs come with some great features to benefit your individual needs. You can begin saving with as little as £1 and up to £5,340 each tax year, earning interest rates depending on balances that works in a tiered structure.
Whether you want to deposit the full £5,340 as a lump sum at the beginning of the tax year to get the most benefit, or you would find it more affordable to make regular deposits, HSBC ISA's have an account to match.
With an HSBC ISA you can access your account online, over the phone or in branch.
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Min
£1,000
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Max
£5,340
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Min
£1
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Max
£5,340
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Min
£1
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Max
£5,340
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Min
£1
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Max
£5,340
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Min
£1
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Max
£5,340
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- Get 3.10% AER Tax Free on your savings
- Rate includes a 1.35% bonus until 31/08/2012
- Open and manage your account online
- Have instant access to your funds: no withdrawal limits or penalties
- Pay into your account as many times as you want to, up to your annual cash ISA limit
- Transfer in from existing cash ISAs held with Nationwide or other providers
- In order to apply for and operate an e-ISA you must have a Nationwide current account
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Act now and you can enjoy a great tax free rate of 3.0% AER variable (2.96% gross p.a variable, including a 1.96% gross p.a bonus fixed for 12 months from opening)
- This rate then reverts to a variable Cash ISA rate currently 1.00% gross/AER.
- The interest is calculated daily and paid monthly.
- You can invest from £1 up to £5,340 each tax year and benefit from tax free savings.
- You can NOT transfer your existing ISA balances to this ISA
- The tax year runs from 6 April to 5 April the following year.
- You can invest in one lump sum or in any number of smaller payments up to the annual subscription limit (£5,340).
- 2.60% tax free/AER variable including 12 month fixed bonus of 2.35%
- Interest paid tax free
- Open from just £1 and save in a way that suits you
- Easy access to your savings
- Transfers in benefit from our ISA Promise
- Maximum savings £5,340 annually (tax year 2011/2012)
- Available from age 16 onwards
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- £1 minimum opening balance - you will also need to keep a balance of at least £1 for the 12 month reward period
- Unlimited withdrawals during the 12 month reward period
- Unlimited number of deposits - up to £5,340 this tax year
- Easy access: you can manage your account by phone and make deposits in branch. View your savings online 24/7 and transfer money between your own Bank of Scotland accounts.
- If you have a cash ISA with another provider and want to take advantage of our ISA promise and interest rates, you can transfer your ISA to us now
- Before you apply, read our summary box and important information
- As part of our ISA promise, we will keep you informed when your reward offer is coming to an end. Once the reward offer is over the ISA Saver Direct variable interest rate (currently 0.50% Gross p.a.) and conditions apply
- Save from £1 and save up to £5,340 per tax year
- If you wish to transfer your existing ISAs balances to this ISA you will earn the following rate of interest:
- £0 - £9,999 = 2.00% AER
- £10,000 - £29,900 = 2.25% AER
- £30,000+ = 2.50% AER
- Instant access to your funds with no penalties
- Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
- Manage your ISA by Phone, post, in branch and online
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Save from £1 and save up to £5,340 per tax year
- Earn 0.50% AER to 2% AER depending on deposit:
- £50,000+ = 2.00% AER
- £27,000 - £49,999 = 1.75% AER
- £22,000 - £26,999 = 1.10% AER
- £15,000 - £21,999 = 0.95% AER
- £9,000 - £14,999 = 0.75% AER
- £1 - £8,999 = 0.50% AER
- Instant access to your funds with no penalties
- Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
- Manage your ISA by Phone, post, in branch and online
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
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