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Banking & Saving ING Direct Fixed Rate Bonds

Compare ING Direct Fixed Rate Bonds

Compare ING Fixed Rate Bonds – read our review and get a detailed breakdown of the terms and rates ING Direct offer. Make an informed decision and find a Fixed Rate Bond to suit your savings needs.

ING Direct Fixed Rate Bonds Review

ING Direct Fixed Rate Bonds offer customers competitive interest rates on balances, plus a range of features and benefits to help your money work for you. With tiered interest rates, you will be rewarded for investing larger amounts, allowing you to get the best returns for your savings.

You must be an existing ING customer to open an ING Direct fixed rate bond. If you don't currently hold an account with ING Direct, you can open an ING Direct savings account enabling you to be able to transfer you funds from the savings account into your bond account.

After your Fixed Rate term ends the balance and interest will be transferred back into your ING Direct Savings Account. Interest is calculated daily and paid at maturity.

Top 5 Fixed Rate Bonds products

Provider Account AER Duration Interest Paid Min Bal Apply
AA 3 Year Fixed Rate Bond
4.10%
Fixed term for 3 years
Monthly/Annually
£1
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Scottish Widows 5 Year Fixed Rate Bond
4.00%
Fixed term for 5 years
Annually
£10,000
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Lloyds TSB 3 Year eBond
3.75%
Fixed term for 3 years
Monthly/Annually
£2,000
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More Info
Santander 2 Year Bond
3.75%
Fixed term for 2 years
On Maturity
£25,000
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Sainsburys 2 Year Fixed Rate Saver
3.55%
Fixed term for 2 years
Monthly/Annually
£5,000
Apply >
More Info
Scottish Widows 5 Year Fixed Rate Bond
  • The Scottish Widows 5 Year Fixed Rate Bond is a fixed interest rate account offering a competitive AER over a period of five years. The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
  • Fixed Annual Rate 4.00% AER*
  • Fixed Quarterly Rate 3.94% Gross
  • Fixed Monthly Rate 3.93% Gross
  • Deposit Term - 5 years
  • Minimum Deposit - £10,000
  • Maximum Deposit - £5,000,000
  • Covered by the Financial Services Compensation Scheme Up to £50,000 per individual**
  • No partial withdrawals permitted during deposit term.
  • Deadline: 19 August 2010
  • *Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Lloyds TSB 3 Year eBond
  • Save for 3 years,
  • Fixed interest rates of 3.75% AER/Gross*.
  • View eBond interest rates.
  • Choose when your interest is paid - monthly to supplement your income or yearly as a lump sum - it's up to you.
  • Nominate where your Interest is paid – this can be a current account or an eligible savings account (excluding Monthly Saver, Term Deposits, Child Trust Fund, and ISA products.)
  • Save from £2,000 up to £1,000,000
  • No withdrawals are allowed.
  • You can make additional deposits to the product whilst the issue is on sale. This is a limited issue product however so once the issue is full no further deposits can be made.
  • Rate is fixed for the term of the deposit.
  • Manage your account through a dedicated eBond Savings Team. The account cannot be serviced through PhoneBank, branches or Internet Banking.
AA 3 Year Fixed Rate Bond
  • This offer is only available online
  • Get a fixed rate of interest on your savings for 3 years.
  • Earn either a return annually at a rate of 4.10% AER or a regular monthly income at 4.10% AER.
  • Invest from £1 up to £5 million in your savings account.
  • Benefit from secure password protection.
  • Interest is calculated daily and credited to the account annually on the anniversary date of the first deposit, or on the first day of each month for the monthly interest option.
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Santander 2 Year Bond
  • Invest £1 to £9,999 and receive 3.00% gross/AER
  • Invest £10,000 to £24,999 and receive 3.25% gross/AER
  • Invest £25,000+ and receive 3.75% gross/AER
  • Get a great fixed rate for the next two years
  • Pay in anything from £1 up to a maximum of £2,000,000
  • Available to new and existing Santander customers
  • You can't add to your bond once it's open so put in as much as you can at the start
  • No withdrawals allowed until maturity
  • This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time.
Santander 18 Month Bond
  • Invest £1 to £9,999 and receive 2.75% gross/AER
  • Invest £10,000 up to £24,999 and receive 3.0% gross/AER
  • Invest £25,000+ and receive 3.25% gross/AER
  • Get a great fixed rate on your savings for one year
  • Pay in anything from £1 up to a maximum of £2,000,000
  • Available to new and existing Santander customers
  • You can't add to your bond once it's open so put in as much as you can at the start
  • This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time
  • No withdrawals allowed until maturity
Santander 2 Year Bond
  • Get a great fixed rate for the next two years
  • Invest £1 to £9,999 and receive 3.00% gross/AER
  • Invest £10,000 to £2,000,000 and receive 3.50% gross/AER
  • Available to new and existing Santander customers
  • You can't add to your bond once it's open so put in as much as you can at the start
  • Accessing your money during the term can only be done by closing the account, which is subject to 120 days loss of net interest.
Santander 18 Month Bond
  • Invest £1 to £9,999 and receive 2.75% gross/AER
  • Invest £10,000 up to £24,999 and receive 3.0% gross/AER
  • Invest £25,000+ and receive 3.25% gross/AER
  • Get a great fixed rate on your savings for one year
  • Pay in anything from £1 up to a maximum of £2,000,000
  • Available to new and existing Santander customers
  • You can't add to your bond once it's open so put in as much as you can at the start
  • No withdrawals allowed until maturity
  • This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time
AA 23 Month Fixed Rate Bond
  • This offer is only available online
  • Get a fixed rate of interest on your savings for 23 months.
  • Earn either a return at the end of the 23-month term at a rate of 3.35% or a regular monthly income at 3.35% AER.
  • Invest from £1 up to £5 million in your savings account.
  • Benefit from secure password protection.
  • Interest is calculated daily and credited to the account annually on the anniversary date of the first deposit, or on the first day of each month for the monthly interest option.
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Santander 1 Year Bond
  • Save £1 to £9,999 and receive 2.60% gross/AER fixed
  • Save £10,000 up to £2,000,000 and receive 2.75% gross/AER fixed
  • Get a great fixed rate on your savings for one year
  • Pay in anything from £1 up to a maximum of £2,000,000
  • Available to new and existing Santander customers
  • You can't add to your bond once it's open so put in as much as you can at the start
  • No withdrawals allowed until maturity
Santander 1 Year Bond
  • Save £1 to £9,999 and receive 2.60% gross/AER fixed
  • Save £10,000 up to £2,000,000 and receive 2.75% gross/AER fixed
  • Get a great fixed rate on your savings for one year
  • Pay in anything from £1 up to a maximum of £2,000,000
  • Available to new and existing Santander customers
  • You can't add to your bond once it's open so put in as much as you can at the start
  • No withdrawals allowed until maturity
Sainsburys 2 Year Fixed Rate Saver
  • 2 year fixed rate of 3.55% AER/gross p.a. (3.55% gross p.a. monthly)
  • Make one deposit between £5,000 and £50,000
  • A good return on your savings with no withdrawals permitted
  • Interest is paid annually or monthly directly into your nominated account
  • Easy to apply and manage online
  • The Sainsbury's Fixed Rate Saver Account is a limited offer and may be withdrawn at anytime.
Sainsburys 1 Year Fixed Rate Saver
  • 2 year fixed rate of 2.80% AER/gross p.a. (2.80% gross p.a. monthly)
  • Make one deposit between £5,000 and £50,000
  • A good return on your savings with no withdrawals permitted
  • Interest is paid annually or monthly directly into your nominated account
  • Easy to apply and manage online
  • The Sainsbury's Fixed Rate Saver Account is a limited offer and may be withdrawn at anytime.

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Fixed Rate Bond Reviews