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Banking & Saving ING Direct ISA

Compare ING Direct ISAs

Compare ING ISAs – read our review and compare the features and benefits available from ING Direct. Find an ISA that suits you and make the most of your annual tax-free savings.

ING Direct ISA Review

ING Direct ISA's provide a simple and effective saving solution, providing great rates of interest that is not subject to the normal taxes applied to regular savings accounts.

You can start off your savings with anything from £1 and up to £5,100 and begin enjoying some great tax free rates on your balance.

Opening an account is easy and takes a couple of minutes. You cannot roll your tax free allowance over from previous years, so if  you haven't used up your £5,100 this year, you have before April 5th before the new tax year begins and the allowance is reset.

ING Direct is the world’s leading direct savings bank

Top 5 ISA products

Provider Account AER Notice Deposit Per Year Apply
Min Max
Halifax 4 Year Fixed Rate ISA Saver
No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 4.25% AER. Minimum deposit £500.
4.25%
Instant
 £500 £3,600
Apply >
More Info
Halifax 3 Year Fixed Rate ISA Saver
No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 3.35% AER. Minimum deposit £500.
3.35%
Instant
 £500 £3,600
Apply >
More Info
Halifax 2 Year Fixed Rate ISA Saver
No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 3.0% AER. Minimum deposit £500.
3.00%
Instant
 £500 £3,600
Apply >
More Info
Nationwide e-ISA
Rate includes a 1% bonus until 30/06/2011. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions. YOU MUST HAVE (OR OPEN) AN NATIONWIDE CURRENT ACCOUNT TO APPLY FOR THIS ISA
2.75%
Instant
 £1 £5,100
Apply >
More Info
Santander ISA (Issue 6)
Deposit £1k - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 2.75% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions
2.75%
Instant
 £9,000 £150,000
Apply >
More Info
Halifax 4 Year Fixed Rate ISA Saver
  • Get 4.25% AER Fixed for 4 Years
  • Minimum opening balance - £500
  • Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
  • No withdrawals
  • No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
  • Manage your savings - In branch, by phone or view your balance online 24/7
  • Britain's No 1 for ISAs*
  • Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Halifax 3 Year Fixed Rate ISA Saver
  • Get 3.35% AER Fixed for 3 Years
  • Minimum opening balance - £500
  • Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
  • No withdrawals
  • No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
  • Manage your savings - In branch, by phone or view your balance online 24/7
  • Britain's No 1 for ISAs*
  • Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Halifax 2 Year Fixed Rate ISA Saver
  • Get 3.00% AER Fixed for 2 Years
  • Minimum opening balance - £500
  • Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
  • No withdrawals
  • No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
  • Manage your savings - In branch, by phone or view your balance online 24/7
  • Britain's No 1 for ISAs*
  • Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Santander ISA (Issue 6)
  • Save up to £5,100 in the 2010/11 tax year without paying any tax on the interest
  • Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
  • Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
  • After 12 month intro rate reduces to:
  • £1 - £9,000 = 0.5%AER
  • £9,000 + 1.00%AER
  • Pay-in/Withdraw via Abbey Branch, Online, and Telephone
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Natwest e-ISA
  • Save from £1 and save up to £5,100 per tax year
  • If you wish to transfer your existing ISAs balances to this ISA you will earn the following rate of interest:
  • £0 - £9,999 = 2.00% AER
  • £10,000 - £29,900 = 2.25% AER
  • £30,000+ = 2.50% AER
  • Instant access to your funds with no penalties
  • Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
  • Manage your ISA by Phone, post, in branch and online
Halifax ISA Direct Reward
  • Minimum balance - £1,000 up to a maximum balance of £5,100 each tax year
  • Up to 4 withdrawals within the first 12 months - £10 or more.
  • Unlimited deposits - up to £5,100 each tax year
  • Remember, you can also add additional funds by transferring any ISA funds held elsewhere
  • Manage your savings online or by telephone
  • Number of cash ISAs - you can only fund one cash ISA during any one tax year
  • Transfer your existing ISA - if you already have an ISA with another provider and want to take advantage of our Halifax ISA Direct Reward interest rate, transfer your ISA today free of charge
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Santander ISA (Issue 6)
  • Save up to £5,100 in the 20010/11 tax year without paying any tax on the interest
  • Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
  • Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
  • After 12 month intro rate reduces to:
  • £1 - £9,000 = 0.5%AER
  • £9,000 + 1.00%AER
  • Pay-in/Withdraw via Abbey Branch, Online, and Telephone
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
Natwest Cash ISA
  • Save from £1 and save up to £5,100 per tax year
  • Earn 0.50% AER to 2% AER depending on deposit:
  • £50,000+ = 2.00% AER
  • £27,000 - £49,999 = 1.75% AER
  • £22,000 - £26,999 = 1.10% AER
  • £15,000 - £21,999 = 0.95% AER
  • £9,000 - £14,999 = 0.75% AER
  • £1 - £8,999 = 0.50% AER
  • Instant access to your funds with no penalties
  • Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
  • Manage your ISA by Phone, post, in branch and online
Nationwide e-ISA
  • Get 2.75% AER Tax Free on your savings
  • Open and manage your account online
  • Have instant access to your funds: no withdrawal limits or penalties
  • Pay into your account as many times as you want to, up to your annual cash ISA limit
  • Transfer in from existing cash ISAs held with Nationwide or other providers
  • In order to apply for and operate an e-ISA you must have a Nationwide current account
Barclays Golden Cash ISA
  • Golden ISA - Issue 2 is a cash ISA that pays 2.08% AER /2.06% tax-free pa1 - Interest rate is variable and interest paid monthly
  • The above rate includes a fixed rate bonus of 1.00% gross. The bonus is payable for 12 months from the date you open your account, after which time the rate will reduce accordingly
  • Transfers-in of funds from another ISA are not allowed and you can only invest a maximum of £5,100 in the 2010/2011 tax year, regardless of any withdrawals made.
  • Earn interest on your savings tax-free
  • Open from £1
  • Save up to £5,100 in the 2010/11 tax year
  • Barclays current account customers can manage their account online or by phone. Branch access also available
  • Account can be included within an offset mortgage arrangement if you have a Woolwich Offset Mortgage

ING Direct News

ING Direct rewards savers with savings rate boost
ING Direct has increased the amount of interest paid on its savings account product. ...
Read More >
Fri 16th Apr, 2010
ING Direct mortgages to be offered by Legal & General
Consumers will be able to take out ING Direct mortgages via Legal & General. ...
Read More >
Tue 13th Apr, 2010

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