When it comes to car insurance, it is very important to make sure that you have the right cover and that it is always up to date.
Since June 2011, it has been a criminal offense for any persons found to own an uninsured car, even if said vehicle is just sitting on their driveway not being used.
There are different types of cover available depending on your particular circumstances, with some offering better deals for people in specific age groups (e.g. over 50s and young drivers).
Car insurance may be one of the most important policies that you can take out when driving, as it will protect you against any damages made to either the vehicle or driver in an accident.
There are three main options when taking out car insurance:-
Third Party
This is by far the cheapest option available, but also covers the least. It is only a viable option for those with low cost vehicles as its minimal cover is limited.
Third Party, Fire and Theft
This is the most common insurance policy taken out by drivers. Whilst not hugely expensive, it does cover a lot more than just the third party policy, giving the average driver a good value for money package. It is especially economical for those who have little driving experience, or a number of previous claims.
Fully Comprehensive
A fully comprehensive policy does pretty much what it says on the tin. It is the highest level of cover that you can take out from most insurance companies. However, for this complete protection, you will have to pay a lot more for the privilege.
With most insurance policies, there are added extras that you can have including: courtesy car while yours is being fixed or family legal protection in the event of an accident.
To view our top car insurance policies and find one that will suit you, simply click here or view our top 5 car insurance policies in the tables below.
As always, we recommend that you seek professional advice if you are unsure which type of insurance is right for you and that all of the information provided above is for use as an overview only and should not be the basis for your insurance decision.
Insurance
