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Direct Line Car Insurance

Offering competitive quotes and the best all round value-for-money package makes this our Best Buy Car Insurance...Get 12 months’ Car Insurance for the price of 10!

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Car Insurance - What You Need to Know

When it comes to car insurance, it is very important to make sure that you have the right cover and that it is always up to date.

Since June 2011, it has been a criminal offense for any persons found to own an uninsured car, even if said vehicle is just sitting on their driveway not being used.

There are different types of cover available depending on your particular circumstances, with some offering better deals for people in specific age groups (e.g. over 50s and young drivers).

Car insurance may be one of the most important policies that you can take out when driving, as it will protect you against any damages made to either the vehicle or driver in an accident.

There are three main options when taking out car insurance:-

Third Party

This is by far the cheapest option available, but also covers the least. It is only a viable option for those with low cost vehicles as its minimal cover is limited.

Third Party, Fire and Theft

This is the most common insurance policy taken out by drivers. Whilst not hugely expensive, it does cover a lot more than just the third party policy, giving the average driver a good value for money package. It is especially economical for those who have little driving experience, or a number of previous claims.

Fully Comprehensive

A fully comprehensive policy does pretty much what it says on the tin. It is the highest level of cover that you can take out from most insurance companies. However, for this complete protection, you will have to pay a lot more for the privilege.

With most insurance policies, there are added extras that you can have including: courtesy car while yours is being fixed or family legal protection in the event of an accident.

To view our top car insurance policies and find one that will suit you, simply click here or view our top 5 car insurance policies in the tables below.

As always, we recommend that you seek professional advice if you are unsure which type of insurance is right for you and that all of the information provided above is for use as an overview only and should not be the basis for your insurance decision.

Car Insurance

Insurer	No Claims Discount	Charge to Pay Monthly	Windscreen Cover	Courtesy Car	Audio Cover	Online Discount	Apply

Direct Line Named drivers can have No Claims Discount	up to 65%	0%	Yes	Yes	up to £500	20%	Apply >
Direct Line Named drivers can have No Claims Discount	If you're hit by an uninsured driver Direct Line will cover your excess and your no claims discount won't be affected!! Also, get a 20% online dicount						Apply >

TESCO Up to 20% discount for new customers with a Clubcard who buy Tesco Car Insurance.	N/A	N/A	No	Yes	No Offer	up to 20%	Apply >
	Up to 20% discount for new customers with a Clubcard who buy Tesco Car Insurance. Plus a free Dustbuster® when you quote and buy direct from Tesco Bank by 3 July 2012. You’ll need to include your Clubcard number when you apply. Purchases via price comparison websites including Tesco Compare are excluded. 1 stage redemption process applies. You’ll also benefit from up to 10% discount2 when applying online and have access to a 24-hour accident helpline. Tesco Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers. 1 - At least 10% of Clubcard customers will receive the maximum discount. Does not apply to insurance add-on products. 2 - Discounts will be applied consecutively, online discount applied first. Online discount subject to minimum premium and does not apply to insurance add-on products.						Apply >

Sainsbury's Up to 20% off for Sainsbury's shoppers with a Nectar card	N/A	N/A	Yes	Yes	up to £0	15%	Apply >
	Up to 20% off for Sainsbury's shoppers with a Nectar card - at least 10% of Sainsbury's shoppers with a Nectar card will achieve the maximum discount. New customers only. Offer Ends 09/07/2012 DOUBLE NECTAR POINTS for up to 2 years on Sainsbury's shopping and fuel when you take out Sainsbury's Premier Cover Car Insurance comprehensive cover. A wide range of benefits including a like for like courtesy car included as standard with Premier Cover policies for the duration of the repair! Keep your children safe! We'll replace all your child car seats following and accident, even if there is no visible sign of damage. We'll even give you up to £200 to cover the cost of your Sainsbury’s shopping if it's stolen from your car or damaged in an accident! 5 Year guarantee on car repairs via an approved repairer.						Apply >

Churchill 24 hour accident recovery	up to 65%	10%	Yes	Yes	up to £10	N/A	Apply >
Churchill 24 hour accident recovery	If you're hit by an uninsured driver your no claims discount won't be affected!! Get 12 months cover for the price of 10.						Apply >

Natwest Up to £1000 in-car equipment cover	up to 70%	0%	Yes	Yes	up to £1,000	10%	Apply >
Natwest Up to £1000 in-car equipment cover	Get 10% off all policies from NatWest! Plus existing NatWest Home Insurance customers benefit from a further 10% discount for the first year!!						Apply >

AA 30% of customers pay less than £250	up to 65%	26.9%	Yes	Yes	up to £250	0%	Apply >

Endsleigh Repairs guaranteed for 5 years	up to 76%	N/A	Yes	Yes	No Offer	0%	Apply >

More Than 20% Off Breakdown Cover	N/A	0%	Yes	Yes	up to £750	0%	Apply >
More Than 20% Off Breakdown Cover	FREE courtesy car, delivered within 2 hours with Comprehensive Cover						Apply >

Aviva Car insurance from £194 - that's all 10% of Aviva customers pay	N/A	N/A	Yes	Extra	up to £500	20%	Apply >
	No claims discount for named drivers on comprehensive car insurance policy - Get 20% off your car insurance online.						Apply >

SAGA Specialist Car Insurance for the over 50's	N/A	0%	Extra	Extra	up to £200	15%	Apply >
SAGA Specialist Car Insurance for the over 50's	Comprehensive cover from £180 a year.						Apply >

Co-operative Specialist Drivers Insurance for people aged 17 - 24	up to 70%	0%	Yes	Yes	up to £0	N/A	Apply >
	Under 25s could save upto £583 on their initial premium. (Based on online independent research by Consumer Intelligence during Oct 2011.) The Smartbox uses ‘Pay-How-You-Drive’ technology to record how well you drive your car! Plus earn safe driver discounts every 3 months.						Apply >

Virgin Free to drive car abroad up to 93 days at the same cover level	N/A	24.8%	Yes	Yes	up to £5,000	10%	Apply >
	Unlimited cover for manufacturer fitted audio equipment - When you buy comprehensive cover only						Apply >

Co-operative Guaranteed courtesy car as standard	up to 70%	18.5%	Yes	Yes	up to £0	N/A	Apply >
Co-operative Guaranteed courtesy car as standard	Most people could save up to £95 (Based on Online independent research by Consumer Intelligence between 1st May and 31st May 2011.)						Apply >

Kwikfit Exclusive Kwik Rewards Club Customer Offers and Discounts	up to 0%	N/A	Yes	Yes	up to £300	20%	Apply >
	Get £40 for every friend that you recommend that takes out a policy.						Apply >

Admiral save at least 10% when you pay by credit or debit card	up to 0%	N/A	Yes	Yes	up to £1,250	12.5%	Apply >

Admiral Multicar save 23% on car insurance with MultiCar.*	up to 0%	N/A	Yes	Yes	up to £1,250	12.5%	Apply >
Admiral Multicar save 23% on car insurance with MultiCar.*	Price guaranteed for additional cars. *Discounts in excess of 23% are available to policies with 4 or 5 cars. Two drivers and two cars typically receive a 10% discount.						Apply >

Green Insurance Co Recieve a 10% discount off the price of any additional car.	up to 0%	N/A	Yes	Yes	up to £300	18%	Apply >
	100% offset of your car’s carbon emissions. Up to a further 5% low emission discount if you drive a greener car and have a lower mileage. 90 days European cover as standard.						Apply >

Post Office Possible savings of up to £375*	N/A	Varies	Yes	Yes	No Offer	0%	Apply >
Post Office Possible savings of up to £375*	*Based on Telephone independent research by Consumer Intelligence during 01 July to 30 September 2010.						Apply >

eChoice Pay for what you need, not for what you don't.	N/A	N/A	Extra	Extra	No Offer	0%	Apply >

Swiftcover Car Insurance quotes in under 60 seconds!	N/A	N/A	Yes	Yes	No Offer	0%	Apply >
Swiftcover Car Insurance quotes in under 60 seconds!	A massive 5 year workmanship guarantee on all repairs carried out in our recommended network. Free collection and delivery in the event of a motor insurance claim, plus Swiftcover will clean your car inside and out after it's repaired						Apply >

Swinton £40 cashback when you take out a policy	up to 65%	N/A	Extra	Yes	up to £0	25%	Apply >
Swinton £40 cashback when you take out a policy	5 great breakdown cover options available 24 hours a day!						Apply >

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