Compare Home Insurance

Home insurance can help to cover your and your family against any unwanted breakages, theft and damage to your home, making it a very good thing to take your time on when taking out a policy.

Home insurance is split into two main categories; buildings cover and contents cover.

Buildings Cover

Buildings cover does what it says on the tin. It covers the bricks and mortar of your home, as well as any permanent fixtures and fittings it contains. With this type of policy, you are insured against: fire, storms, earthquakes, lightening, floods, vandalism, riots, theft, falling trees, subsidence, landslides, wild animals and even against the unlikely event that your home is hit by a car or a even a plane.

Contents Cover

Contents cover is the other side of this coin, covering the items in your home from being damaged, destroyed or stolen. This will help you to replace items that are unsalvageable. The policy will cover a varying degree of items, from furniture to televisions.

It is also a good idea to take out this type of insurance if you are only renting a property as the landlord will already have buildings cover, but will not necessarily cover your items that are left in the property.

What to Look Out For

Like all insurance policies there are added bonuses with each different policy. You may or may not actually need these extras, and could end up paying for something that you don’t actually need. It is always best to check what exactly is covered in the insurance policy before you sign up.

To view our top home insurance policies and find one that will suit you, simply click here or look at our top 5 buildings and contents insurance policies in the tables below.

As always, we recommend that you seek professional advice if you are unsure which type of insurance is right for you and that all of the information provided above is for use as an overview only and should not be the basis for your insurance decision.