Insurance - Homeowners warned of Halloween horror

Homeowners are being warned that malicious damage to their properties could triple over Halloween.

Lloyds TSB Insurance says insurance claims soared by almost 150 per cent following Halloween last year.

Some of the claims from last year included a window shattered by a trick or treater's broomstick, a sofa ruined by candle wax and a garden shed wrecked by trick or treaters dressed as witches.

Other homeowners claimed for a wall damaged by Halloween spray paint, a carpet stained by blood and wallpaper soaked with egg yolk.

Phil Loney, managing director of Lloyds TSB Insurance said: "With 'trick or treaters' out in force at Halloween, a rise in claims for malicious damage to our homes might be expected. But the fact that claims triple might come as a surprise. It shows that while ghosts and ghouls may not be a threat, we should still do everything possible to protect our homes."

"However, no amount of care can give a home complete protection and unfortunately tales of 'broomstick and pumpkin' related incidents are to be expected at this time of year. That's why it is so important to check that you have insurance to cover your home if the 'trick or treaters' strike."

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