Holiday risk hotspots pinpointed

American Express is urging holidaymakers to invest in travel insurance, highlighting the high proportion of medical-related claims.

New research has revealed the places on holiday where injuries are most likely to occur.

In a bid to get more holidaymakers to insure themselves before leaving the UK, the Foreign & Commonwealth Office and World Health Organisation member states study has stated that roads, the beach and the hotel are the top three locations where injuries are likely to occur during a holiday.

American Express Travel Insurance has also revealed that over a third of all insurance claims during August are for medical expenses.

And with the average medical claim reaching £291, American Express highlighted that holiday insurance represents good value for money.

The beach proved a fertile source of medical claims, with various costs being incurred, from neck and head injuries from jet skis and paragliding accidents to treatment for dehydration and less severe cases such as sunburn.